This document provides you with key investor information about this Key Investor Information fund. It is not marketing material. The information is required by law tohelp you understand the nature and the risks of investing in this fund.You are advised to read it so you can make an informed decision aboutwhether to invest. JPMorgan ETFs (Ireland) ICAV ISIN: IE0000BNORX6 JPM Europe Equity Premium Income Active UCITS ETF - EUR (acc) a Share Class of JPMorgan ETFs (Ireland) ICAV – Europe Equity Premium Income Active UCITS ETF. The management company is JPMorgan Asset Management (Europe) S.à r.l. Objectives and Investment Policy Investment Objective: The objective of the Sub-Fund is to provide income The Sub-Fund will not seek to track the performance of or replicate and long-term capital growth. the benchmark, rather the Sub-Fund will hold a portfolio of equity Investment Policy: The Sub-Fund pursues an actively-managedsecurities (which may include but will not be limited to Benchmark investment strategy. Securities) which is actively selected and managed with the aim of The Sub-Fund aims to (i) invest in a portfolio of equity securitiescontributing to the Sub-Fund's objective of providing an income. comprising primarily of companies that are domiciled in, or carry out the The Sub-Fund may hold up to 20% of its Net Asset Value in ancillary liquid main part of their economic activity in, a European country and (ii) sell assets (deposits, certificates of deposit, commercial paper, fixed rate equity call options and/or equity index call options, to generate an incomebonds issued by governments which are rated investment grade and through the associated dividends and options premiums. money market funds) in accordance with the UCITS Regulations. (i) Equity Portfolio The Sub-Fund may, for efficient portfolio management and investment The Sub-Fund aims to invest at least 67% of its assets (excluding purposes, use financial derivative instruments. assets held for ancillary liquidity purposes) in equity securities issued by The Sub-Fund may invest in assets denominated in any currency and companies, that are domiciled in, or carrying out the main part of their currency exposure will be typically unhedged. economic activity in, a European country. The degree to which the Sub-Fund may resemble the composition (ii) Equity Call Options/Equity Index Call Options and risk characteristics of the Benchmark will vary over time and The Investment Manager seeks additional income through employing a its performance may be meaningfully different. Additionally, the Sub- financial derivative instrument ("FDI") overlay strategy which will be Fund's overall market exposure may vary significantly from the implemented by systematically selling equity call options and/or equityBenchmark as a result of its options overlay strategy. index call options which will typically have exposure to indices comprised Euro is the base currency of the Sub-Fund. of Benchmark Securities. However, investors should also note that the Redemption and Dealing: Shares of the Sub-Fund are traded on one or losses from the sale of equity call options and/or equity index call options more stock exchanges. Certain market makers and brokers may may also offset the Sub-Fund's profits from increases in the value of the subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) ICAV, equity portfolio. and are referred to as "Authorised Participants". Other investors who are The Benchmark consists of large and mid-capitalisation stocks issued bynot Authorised Participants can purchase and sell Shares daily on a issuers in developed market countries in Europe ("Benchmarkrecognised stock exchange or over-the-counter. Securities"). The Benchmark has been included as a point of reference Benchmark: MSCI Europe Index (Total Return Net). against which the performance of the Sub-Fund may be measured and as Distribution Policy: This Share Class will not pay dividends. it reflects the main investment universe for the Sub-Fund. For an explanation of some of the terms used in this document, pleasevisit the glossary on our website at www.jpmorganassetmanagement.ie. Risk and Reward Profile Lower risk Higher riskB While the Sub-Fund uses an FDI overlay strategy which is intended to Potentially lower reward Potentially higher reward provide income, there is no guarantee that the derivative strategy will achieve this. The Sub-Fund may forego some capital appreciation 1 2 3 4 5 6 7 potential, while retaining the risk of loss should the price of the underlying decline. The above rating is based on the historic volatility of the simulated Net B Selling call options will create exposure for the Sub-Fund, as it may Asset Value of this Share Class over the last five years and may not be ahave to deliver the underlying securities or their value and, should the reliable indication of the future risk profile of this Share Class. market move unfavourably, this may result in an unlimited loss. The The risk and reward category shown above is not guaranteed to remain maximum loss for the writer of a call option is potentially unlimited if the unchanged and may change over time. writer does not hold the components of the index which underlies the A Share Class with the lowest risk rating does not mean a risk-free option, although the underlying component securities of the index are investment. not delivered if the option is exercised, as the contract is cash settled. Why is this Share Class in this category? This Share Class is classified in The Sub-Fund's financial liability is therefore linked to the value of the category 5 because its simulated Net Asset Value has shown medium to underlying index. high fluctuations historically.B REITs and real estate related investments are subject to the risks OTHER MATERIAL RISKS associated with the ownership of real estate which may expose the B The value of your investment may fall as well as rise and you may get relevant Sub-Fund to increased liquidity risk, price volatility and lossesback less than you originally invested. due to changes in economic conditions and interest rates. B The value of equity securities may go down as well as up in response to B Since the instruments held by the Sub-Fund may be denominated in, orthe performance of individual companies and general markethave exposure to, currencies other than the Base Currency, the Sub-conditions, sometimes rapidly or unpredictably. If a company goes Fund may be affected unfavourably by exchange control regulations orthrough bankruptcy or a similar financial restructuring, its shares influctuations in currency rates. For this reason, changes in currencyissue typically lose most or all of their value. exchange rates can affect the value of the Sub-Fund's portfolio and may B The value of FDIs can be volatile. This is because a small movement in impact the value of the Shares.the value of the underlying asset can cause a large movement in the B Sustainability risk may materially negatively impact the financialvalue of the FDI and therefore, investment in such instruments maycondition or operating performance of an issuer and therefore theresult in losses in excess of the amount invested by the Sub-Fund. Forvalue of that investment. In addition, it may increase the Sub-Fund'sinformation in relation to risks associated with the use of FDI, please volatility and/or magnify pre-existing risks to the Sub-Fund.refer to "Derivative Risks" in the "Risk Information" section of theB Further information about risks can be found in the "Risk Information"Prospectus. section of the Prospectus. Charges One-off charges taken before or after you invest B Investors who are not Authorised Participants may have to pay brokerage commissions or other charges determined and imposed by Entry charge None their brokers when buying or selling Shares on stock exchange(s). Exit chargeNone Information on charges can be obtained from your broker. Authorised Participants dealing directly with JPMorgan ETFs (Ireland) ICAV will pay This is the maximum that might be taken out of your money before it is related transaction costs. invested or before the proceeds of your investment are paid out. B Charges are used to pay the costs of running this Share Class, Charges taken from this Share Class over a year including the costs of marketing and distribution. These charges Ongoing charge 0.35% reduce the potential growth of the investment. B The ongoing charge figure is estimated and is based on the expected Charges taken from this Share Class under certain specific conditionstotal of charges. The UCITS' annual report for each financial year will Performance feeNone include detail on the exact charges made. B Further information about charges can be found in the "Fees and Expenses" section of the Prospectus. Past Performance B Past performance is not a guide to future performance.B Sub-Fund launch date: 2026. B There is insufficient performance data available to provide a chart ofB Share Class launch date: 2026. annual past performance. Practical Information Depositary: The depositary is Brown Brothers Harriman Trustee Services The Sub-Fund is part of JPMorgan ETFs (Ireland) ICAV, an Irish collective (Ireland) Limited. asset-management vehicle with segregated liability between sub-funds. Further Information: A copy of the Prospectus and the latest annual and JPMorgan ETFs (Ireland) ICAV consists of separate sub-funds, each of semi-annual financial report in English and certain other languages and which issues one or more Share Classes. This document is prepared for a the latest Net Asset Value are available free of charge upon request from specific Share Class. The Prospectus and annual and semi- annual www.jpmorganassetmanagement.ie, by email from fundinfo@jpmorgan.financial reports are prepared for JPMorgan ETFs (Ireland) ICAV. com, or by writing to JPMorgan Asset Management (Europe) S.à r.l, 6 route Switching: Switching of Shares from one Sub-Fund into Shares in another de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Portfolio Sub-Fund is not permitted. Switching of Shares from one Share Class into disclosure policy of JPMorgan ETFs (Ireland) ICAV can be obtained at www. another Share Class within the same Sub-Fund is also not permitted to jpmorganassetmanagement.ie. The latest prices of shares can be investors trading on stock exchanges but may be available to the obtained from your broker. Authorised Participants. Further information can be found in the Remuneration Policy: The Management Company's Remuneration Policy Prospectus. can be found on http://www.jpmorganassetmanagement.lu/emea- Privacy Policy: You should note that, if you contact J.P. Morgan Asset remuneration-policy. This policy includes details of how remuneration Management by telephone, those lines may be recorded and monitored and benefits are calculated, including responsibilities and composition for legal, security and training purposes. You should also take note that of the committee which oversees and controls the policy. A copy of this information and data from communications with you may be processed policy can be requested free of charge from the Management Company. by J.P. Morgan Asset Management, acting as a data controller, in Tax: The Sub-Fund is subject to Irish tax regulations. This may have an accordance with applicable data protection laws. Further information impact on the investor's personal tax position. about processing activities of J.P. Morgan Asset Management can be Legal Information: JPMorgan Asset Management (Europe) S.à r.l. may be found in the EMEA Privacy Policy, which is available at www.jpmorgan. held liable solely on the basis of any statement contained in this com/emea-privacy-policy. Additional copies of the EMEA Privacy Policy are document that is misleading, inaccurate or inconsistent with the relevant available on request. parts of the Prospectus. The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland. JPMorgan Asset Management (Europe) S.à r.l. is authorised in Luxembourg and regulated by the CSSF. This Key Investor Information is accurate as at 12/02/2026