Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Terms not defined herein are as defined in the Prospectus.

State Street SPDR Bloomberg 1-5 Year U.S. Corporate Bond UCITS ETF (the "Fund"), a sub-fund of SSGA SPDR ETFs Europe I plc (a UCITS authorised Exchange Traded Fund). This Fund is managed by State Street Global Advisors Europe Limited. Share Class: State Street SPDR Bloomberg 1-5 Year U.S. Corporate Bond UCITS ETF (Acc) (ISIN IE0002H3JQ66)

Objectives and Investment Policy Investment Objective The investment objective of the Fund is to seekin which the Fund invests will be primarily listed or traded on Recognised to track the performance of the short and medium-dated, fixed-rate, Markets in accordance with the limits set out in the UCITS Regulations. investment-grade U.S. Dollar-denominated corporate bond market. Details of the Fund's portfolio and the indicative net asset value per Investment Policy The investment policy of the Fund is to track the share for the Fund are available on the Website daily. performance of the Index (or any other index determined by the

The Fund may use financial derivative instruments (that is, financial Directors from time to time to track substantially the same market as the

contracts whose prices are dependent on one or more underlying Index) as closely as possible, while seeking to minimise as far as

assets) in order to manage the portfolio efficiently. possible the tracking difference between the Fund's performance and Save in exceptional circumstances, the Fund will generally only issue that of the Index.

and redeem shares to certain institutional investors. However, shares of The Index is designed to track the USD-denominated, fixed-rate, the Fund may be purchased or sold through brokers on one or more investment grade corporate bonds market. Based on the Bloomberg US

stock exchanges. The Fund trades on these stock exchanges at market Corporate Index (the "US Corporate Index"), the Index selects the

prices which may fluctuate throughout the day. Market prices may be securities from the US Corporate Index that have between one and up greater or less than the daily net asset value of the Fund. to, but not including, five years remaining until maturity, regardless of

The Fund's maximum exposure to securities lending as a percentage of optionality such as the ability to be called, put or converted. its Net Asset Value will not exceed 70%. The Index invests in securities that are investment grade (as defined byShareholders may redeem shares on any UK business day (other than the Index methodology) fixed-rate, taxable corporate bonds with 1-5 yeardays on which relevant financial markets are closed for business and/or maturities. It includes USD denominated securities publicly issued by USthe day preceding any such day provided that a list of such closed and non-US industrial, utility and financial issuers.

market days will be published for the Fund on www.ssga.com); and any Index constituents may on occasion be rebalanced more often than theother day at the Directors' discretion (acting reasonably) provided Index Rebalance Frequency, if required by the Index methodology,Shareholders are notified in advance of any such days. including for example where corporate actions such as mergers orThe Shares of the USD Class are issued in U.S. Dollar. acquisitions affect components of the Index.Any income earned by the Fund will be retained and reflected in an The Investment Manager and/or Sub-Investment Managers, on behalf of increase in the value of the shares. the Fund, will invest using the stratified sampling strategy as further Index Source: The Index is the intellectual property of the Index described in the "Investment Objectives and Policies – Index Tracking

provider. The Fund is not sponsored or endorsed by the Index provider. Funds" section of the Prospectus, primarily in the securities of the Index, The Index provider does not provide any warranty or accept any liability at all times in accordance with the Investment Restrictions set forth inin relation to any error relating to the Index, including any error in respect the Prospectus. The Investment Manager and/or Sub-Investmentof the quality, accuracy or completeness of Index data, and does not Managers also may, in exceptional circumstances, invest in securities

guarantee that the Index will be in line with the described Index not included in the Index but that it believes closely reflect the risk and methodology. Please see the Prospectus for the full index disclaimer. distribution characteristics of securities of the Index. The bond securitiesPlease refer to the Prospectus for more information.

Risk and Reward Profile securities in the Index, or in some securities not included in the Index,

Lower risk

Higher risk potentially increasing the risk of divergence between the Fund's return

Potentially lower reward

Potentially higher reward and that of the Index. Liquidity Risk & ETF Liquidity Risk: Lack of a ready market or 1

2

3

4

5

6

7 restrictions on resale may limit the ability of the Fund to sell a security at an advantageous time or price or at all. Illiquid securities may trade at a Risk Disclaimer The risk category above is not a measure of capital discount from comparable, more liquid investments and may be subject loss or gains but of how significant the rises and falls in the Fund's return

to wide fluctuations in market value. Illiquidity of the Fund's holdings may have been historically. limit the ability of the Fund to obtain cash to meet redemptions on a For example a fund whose return has experienced significant rises and

timely basis. Where the fund invests in illiquid securities or does not falls will be in a higher risk category, whereas a fund whose return hastrade in large volumes, the bid offer spreads of the Fund may widen, the experienced less significant rises and falls will be in a lower riskFund may be exposed to increased valuation risk and reduced ability to category.

trade. Shares in the Fund may also trade at prices that are materially The lowest category (i.e., category 1) does not mean that a fund is a risk

different to the last available NAV. free investment.Duration / Interest Rate Risk: Changes in interest rates are likely to As the Fund's risk category has been calculated using historicalaffect the value of bonds and other debt instruments. Rising interest simulated proxy data, it may not be a reliable indication of the Fund's rates generally result in a decline in bond values, while falling interest future risk profile.rates generally result in bond values increasing. Investments with longer The Fund's risk category shown is not guaranteed and may change in

maturities and higher durations are more sensitive to interest rate the future. changes, therefore a change in interest rates could have a substantial Why is this Fund in this category? The Fund is in risk category 3 asand immediate negative effect on the values of the Fund's investments. its return has experienced medium rises and falls historically. Concentration Risk: When the Fund focuses its investments in a The following are material risks relevant to the Fund which are not particular currency or region, the financial, economic, business, and adequately captured by the risk category.

other developments affecting issuers in that currency or region will have Index Tracking Risk: The Fund's return may not match the return of the

a greater effect on the Fund than if it was more diversified. This Index. It is currently anticipated that the Fund will track the Index with aconcentration may also limit the liquidity of the Fund. Investors may buy potential variation of up to 1% annually under normal market conditions.or sell substantial amounts of the Fund's shares in response to factors The Fund's ability to track the Index will be affected by Fund expenses,affecting or expected to affect a currency or region in which the Fund the amount of cash and cash equivalents held in its portfolio, and the

focuses its investments. frequency and the timing of purchases and sales of interests in the Debt Securities - Credit Risk: A debt security's value may be adversely Fund. The Investment Manager and/or Sub-Investment Manager may

affected by its issuer's ability or perceived ability, to make timely attempt to replicate the Index return by investing in a sub-set of the Key Investor Information payments. An issuer's ability to meet its obligations in relation to Currency Hedging Risk: Hedges are sometimes subject to imperfect securities held by the Fund may decline substantially. The ratingmatching between the hedging transaction and the risk sought to be assigned to any particular investment does not necessarily reflect the

hedged. There can be no assurance that the Fund's hedging issuer's current financial condition and does not reflect an assessment of

transactions will be effective. As the purpose of currency hedging is to an investment's volatility or liquidity. Investment grade securities may still

try to reduce or eliminate losses caused by exchange rate fluctuations, it be subject to credit difficulties leading to the loss of some or all of the

can also reduce or eliminate gains where the currency in which the sums invested. If a security held by a Fund loses its rating or its rating isFund's assets are denominated appreciates. downgraded, the Fund may nonetheless continue to hold the security inPlease refer to the Prospectus for full details about the risks associated the discretion of the Investment Manager and/or Sub-Investment

with this Fund. Managers.

Charges The charges you pay are used to pay the cost of running the Fund,The entry and exit charges shown are maximum figures. In some cases, including the costs of marketing and distributing it. These charges

you may pay less — your financial advisor or distributor can confirm this. reduce the potential growth of your investment.

Entry and exit charges do not apply to investors buying or selling shares

of the Fund on stock exchanges; however, such investors will transact at

One-off charges taken before or after you investmarket prices and may be subject to broker fees and/or other charges.

The ongoing charges figure shown is an estimate of the charges. It

Entry chargenone

excludes:

Exit charge noneb

Portfolio transaction costs, except when the Fund pays an entry or

This is the maximum that might be taken out of your money before it is

exit charge when buying or selling units in another fund.

invested (entry charge) or before the proceeds of your investment are

For more information about charges, please refer to the Prospectus.

paid out (exit charge).

Charges taken from the Fund over a year

Ongoing charge

0.08%

Charges taken from the Fund under certain specific conditions

Performance fee none

Past Performance %Past performance is not a guide to future results.

The past performance shown here takes account of all charges and

The Share Class does not yet have sufficient data to

costs. The entry/exit charges are excluded from the calculation of past

performance.

provide a useful indication of past performance to The Fund was launched in August 2025.

The Class Acc Shares were launched in August 2025.

investors. 2021

2022

2023

2024

2025

Practical Information Depositary State Street Custodial Services (Ireland) Limited.Net Asset Valuation Publication The net asset value and indicative net Further Information Copies of the prospectus, its supplements (if any),

asset value per share is available at www.ssga.com and upon request details of the Fund's portfolio and the latest annual and semi-annualfrom the Administrator. reports prepared for SSGA SPDR ETFs Europe I plc may be obtained,Additionally the indicative net asset value is available via Bloomberg, free of charge, from the Administrator or online at www.ssga.com. These

Telekurs and Reuters terminals. documents are available in English. For information about other shareTax Legislation The Fund is subject to the tax laws and regulations of classes, please refer to the website.Ireland. Depending on your own country of residence this might have an ETF Information As the shares are listed on the stock exchange, you

impact on your investments. For further details, you should consult a tax may buy or sell shares in the product, without penalty, on any normaladvisor. business day. Please contact your broker, financial adviser or distributor

Liability Statement State Street Global Advisors Europe Limited may for information on any costs and charges relating to the sale of the be held liable for any statement contained in this document that is shares.

misleading, inaccurate or inconsistent with the relevant parts of the ETF Shares purchased on the secondary market cannot usually be sold

Prospectus. directly back to the Company. In exceptional circumstances, whether as

Switching between Sub-Funds Shareholders have no specific right to a result of disruptions in the secondary market or otherwise, investors

convert shares of the Fund into shares of another sub-fund of SSGA who have acquired ETF Shares on the secondary market are entitled to SPDR ETFs Europe I plc. Conversion can only be effected by the apply to the Company in writing to have the ETF Shares in question

investor selling/redeeming the shares of the sub-fund and buying/ registered in their own name, to enable them to access the redemptionsubscribing shares of another sub-fund of SSGA SPDR ETFs Europe I facilities described in the Prospectus.

plc. Detailed information on how to switch between sub-funds is Remuneration Policy Details of the up to date remuneration policy of provided in the Prospectus. SSGA SPDR ETFs Europe I plc are available from www.ssga.com. Segregation of Assets and Liabilities SSGA SPDR ETFs Europe I plc Paper copies are available free of charge on request.has segregated liability between its sub-funds. As a consequence, the

assets of the Fund should not be available to pay the debts of any other

sub-fund of SSGA SPDR ETFs Europe I plc. This Fund is authorised in Ireland and regulated by the Central Bank of Ireland. State Street Global Advisors Europe Limited is a Company approved by the Central Bank of Ireland, under no. 49934. This key investor information is accurate as at 19 February 2026.