Key Investor Information

This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to

help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision

about whether to invest.

Lloyd Growth Equity UCITS ETF (the Fund) – ISIN: IE00068IJAK0 Accumulating ETF Share Class A sub-fund of HANetf ICAV. Managed by HANetf Management Limited (the Manager)

Objectives and Investment Policy

The Fund seeks to track the price and yield performance, before

•

pass the growth screen criteria which requires that the fees and expenses, of the Solactive Lloyd Growth Equity Indexcashflow per share growth must be greater than 0 (the Index). (zero) over ten years. The Index is governed by a published, rules-based methodology and is designed to measure the performance of a global The Index is rebalanced on a monthly basis. investable universe of publicly listed companies that listed onReplication: The Fund will employ a "passive management" (or developed market stock exchanges and demonstrate strongindexing) investment strategy and will seek to employ a growth characteristics.replication methodology, meaning as far as possible and To be eligible for inclusion in the Index, companies must meet practicable, it will invest in the securities in proportion to the the following criteria as set out in the supplement to the weightings comprising the Index. prospectus for the Fund such as :Dealing: Shares of the Fund (Shares) are listed on one or more

•have a primary listing on a stock exchange or regulated

stock exchanges. Typically, only authorised participants (i.e.

market as described in (i) in Appendix 1 of the

brokers) can purchase Shares from or sell Shares back to the

Prospectus. (ii) not domiciled in a country classified asFund. Other investors can purchase and sell Shares on exchange

an Emerging Market as per the index methodology; on each day the relevant stock exchange is open.

•not be from the financial services sector;

Distribution policy: Income received by the Fund’s investments

•pass the profitability criteria which takes into will not be distributed in respect of the Shares of this class and

consideration minimum thresholds for operating

instead income will be accumulated and reinvested on behalf of

margin, earnings before interest, taxes, depreciationthe shareholders of the Fund.

and amortization (EBITDA) and return on investment

Recommendation: This Fund may not be appropriate for short-

(ROI);

term investment.

•pass the balance sheet criteria which takes into Currency: The base currency of the Fund is US Dollar.

consideration the long term debt over EBITDA ratio

For full investment objectives and policy details, please refer to

which must be less than 2; and

the Supplement.

Risk and Reward Profile

Lower riskHigher risk▪

Currency risk: The Fund invests in securities denominated in Typically lower rewards Typically higher rewards currencies other than its base currency. Changes in the

exchange rates may adversely affect the performance of the1 23 4567 Fund

▪

Impact of Sustainability Risks: The Fund is passively The categorisation above is not guaranteed to remain unchanged

managed and hold securities included in the Index, which it and may shift over time.

tracks. The Index is required to represent an adequate The lowest category (1) does not imply a risk-free investment.

benchmark for the market to which it refers. The Index is The risk indicator was calculated incorporating simulated historical

created by the Index Provider. As the strategy of the Fund is data and may not be a reliable indication of the future risk profile

to track the Index, changes to the portfolio of the Fund are of the Fund.

driven by changes to the Index in accordance with the The categorisation above (7) is due to the nature of the Fund’s

publish methodology rather than by an active selection of investments and risk associated with those investments, including:

securities by the Investment Manager. Accordingly, each ▪ The value of underlying securities can be affected by dailyInvestment Manager does not exercise discretion to actively financial market movements. Other influential factors includeselect or deselect securities as part of the investment political, economic news, company earnings and significant

process. The Investment Manager does not therefore corporate events.integrate sustainability risks in the investment process. Even ▪ There is no assurance that any appreciation in the value ofwhere the Fund uses an optimisation strategy or investments will occur, or that the investment objective of the

representative sampling technique to track the Index, Fund will be achieved.

sustainability risks may not be incorporated into the ▪ Investment risk: Investment risk may be concentrated inoptimisation strategy or representative sampling technique specific sectors, countries, currencies or companies. This

as the Fund’s investment objective is to track the means that the Fund may be more sensitive to any localised

performance of the Index and decisions driven by economic, market, political or regulatory events.sustainability risks could impact the ability to achieve thatobjective.▪

Liquidity on secondary market risk: There can be no certainty that Shares can always be bought or sold on a stock exchange Risks not covered by the indicator, but which are materially relevant

or that the market price will reflect the NAV of the Fund. to the Fund include:It may be difficult for the Fund to buy or sell certain investments in ▪ Tracking error risk: The Fund’s performance may not exactly

some market conditions. Consequently, the price obtained when the track the Index. This can result from market fluctuations,

Fund buys or sells securities may compare adversely to the price under changes in the composition of the Index, transaction costs, normal market conditions. the costs of making changes to the Fund’s portfolio and For a complete overview of all risks attached to this Fund, refer to other Fund expenses.the section entitled “Risk Factors” in the Supplement and the Prospectus.

Charges

The charges you pay are used to pay the costs of running the Fund,

Since the Fund is an ETF, secondary market investors will not

including the costs of marketing and distributing it. These charges reduce

typically be able to deal directly with HANetf ICAV. Investors

the potential growth of your investment.buying Shares on exchange will do so at market prices which

One-off charges taken before or after you invest

will reflect broker fees and/or transactions charges and bid-ask

Entry charge 0%*

spreads as well as underlying company prices at the time of

Exit charge

0%*

trading on the secondary market.

* Authorised participants dealing directly with the Fund will pay

related transaction costs.

Charges taken from the Fund over a year

* For Investors dealing directly with the Fund, switching

Ongoing charges

0.85%**between sub-funds may incur a maximum switching charge of

3%.

Charges taken from the Fund under certain specific

** The ongoing charges are paid to the Manager which is

conditions

responsible for discharging from its fee the cost of operating

Performance feeNone the Fund. It excludes portfolio transaction costs, except in the

* Authorised participants dealing directly with the Fund may pay an entry

case of an entry/exit charge paid by the Fund when buying or

charge up to a maximum of 5% and an exit charge up to a maximum of

selling units in another investment fund.

3%. The Fund is currently not exercising its entitlement to apply entry The Fund may engage in securities lending, whereby 70% of the

and exit charges.

revenues arising from securities lending will be returned to the

Fund and 30% of the revenues will be retained by the Manager

and securities lending agent.

Please see "General Charges and Expenses" and "Management

Charges and Expenses" sections of the Prospectus and

"Charges and Expenses" and "Key Information for Share

Dealing" sections of the Supplement for further information

about charges.

Past Performance

•There is insufficient data to provide a useful indication of past performance to investors

Practical Information

Investment Manager: Tidal Investments, LLC

Switching: Switching of Shares between sub-funds of HANetf

Depositary: J.P. Morgan SE - Dublin Branch. ICAV is not possible for investors who purchase shares on

Administrator: J.P. Morgan Administration Services (Ireland) Limited.

exchange. Switching may be available to authorised

participants who deal directly with the Fund.

Further information: Copies of the Prospectus documentation and the Segregated liability: The Fund is a sub-fund of HANetf ICAV, an

latest financial statements are available free of charge from the

umbrella Irish collective asset-management vehicle. Under Irish

Administrator. The Prospectus and financial statements are prepared for law the assets and liabilities of the Fund are segregated from

HANetf ICAV rather than separately for the Fund. Further informationother sub-funds within HANetf ICAV and the assets of the Fund

on the composition of the portfolio is available at www.HANetf.com. will not be available to satisfy the liabilities of another fund of

Remuneration Policy: Details of the Manager’s remuneration policy,

HANetf ICAV.

including a description of how remuneration and benefits are calculated Taxation: HANetf ICAV is resident in Ireland for taxation

and the identities of the persons responsible for awarding such purposes. Irish taxation legislation may impact on the personal

remuneration/benefits, can be accessed from the following website:

tax position of an investor.

www.hanetf.com. A paper copy of these policy details is also available

Liability statement: The Manager may be held liable solely on

free of charge from the Manager upon request.

the basis of any statement contained in this document that is

Pricing information: The net asset value of the share class will be misleading, inaccurate or inconsistent with the relevant parts of

available during normal business hours every business day at the office the Prospectus.

of the Administrator and will be published daily on www.hanetf.com.

This Fund is authorised in Ireland and regulated by the Central Bank of Ireland.

HANetf Management Limited is authorised in Ireland and regulated by the Central Bank of Ireland.

This key investor information is accurate as at 19.02.2025