* This document provides you with key investor information about this Key Investor Informationfund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. JPMorgan ETFs (Ireland) ICAV ISIN: IE00081SF8K7 JPM EUR Government Bond Active UCITS ETF - EUR (dist) a Share Class of JPMorgan ETFs (Ireland) ICAV – EUR Government Bond Active UCITS ETF. The management company is JPMorgan Asset Management (Europe) S.à r.l. Objectives and Investment Policy Investment Objective: The objective of the Sub-Fund is to achieve a long- from member states of the EU that also participate in the European term return in excess of Bloomberg Euro Aggregate Treasury Total Return Monetary Union. This index currently contains EUR-denominated issues Index ("the Benchmark") by actively investing primarily in a portfolio of EUR ("Benchmark Securities"). The Benchmark has been included as a point of denominated government and government related debt securities. reference against which the performance of the Sub-Fund may be Investment Policy: The Sub-Fund pursues an actively-managed measured. The Sub-Fund will resemble the composition and risk investment strategy.characteristics of its Benchmark; however, the Investment Manager's The Sub-Fund aims to invest at least 67% of its assets (excluding assetsdiscretion may result in performance that differs from the Benchmark. held for ancillary liquidity purposes) in investment grade debt securities The Sub-Fund will not seek to track the performance of or replicate the issued or guaranteed by EU governments including agencies and local Benchmark, rather the Sub-Fund will hold a portfolio of debt securities governments that are guaranteed by such governments, and/or those (which may include but will not be limited to the Benchmark Securities) issued or guaranteed by EU supranational organisations, which are which are actively selected and managed with the aim of delivering an denominated in EUR. The Sub-Fund may also invest in EUR denominated investment performance which exceeds that of the Benchmark over the government and/or government related debt securities which are unrated long-term. The Investment Manager aims to do this by selecting securities or from emerging markets. and obtaining exposures through the use of an integrated research driven The Sub-Fund systematically includes ESG analysis in its investment investment process that focuses on analysing fundamental, quantitative decisions on at least 75% of non-investment grade and emerging market and technical factors across countries, sectors and issuers. sovereign securities and 90% of investment grade securities purchased. The Sub-Fund will invest primarily in investment grade, fixed or floating Pursuant to the Sub-Fund's ESG analysis, at least 51% of the Sub-Fund's rate, debt securities (bonds and notes) issued or guaranteed by EU Net Asset Value is invested in issuers with positive environmental and/or governments including agencies and local governments that are social characteristics that follow good governance practices, asguaranteed by such governments, and/or those issued or guaranteed by measured through the Investment Manager's proprietary ESG scoring EU supranational organisations, which are denominated in EUR. Issuers of methodology and/or third party data.securities may be located in the EU, including emerging markets. In addition to ESG Integration, as an SFDR Article 8 fund, the Sub-Fund The Sub-Fund may, for efficient portfolio management purposes, use promotes environmental and/or social characteristics. financial derivative instruments. The Sub-Fund invests at least 10% of its Net Asset Value in Sustainable EUR is the base currency of the Sub-Fund. Investments, as defined under SFDR, contributing to environmental orRedemption and Dealing: Shares of the Sub-Fund are traded on one or social objectives. more stock exchanges. Certain market makers and brokers may The Investment Manager evaluates and applies values and norms based subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) ICAV, screening to implement exclusions on certain industries and issuers and are referred to as "Authorised Participants". Other investors who are based on specific ESG criteria and/or minimum standards of business not Authorised Participants can purchase and sell Shares daily on a practice based on international norms. To support this screening, the recognised stock exchange or over-the-counter. Investment Manager relies on third party provider(s) who identify anBenchmark: Bloomberg Euro Aggregate Treasury Total Return Index. issuer's participation in or the revenue which they derive from activities Distribution Policy: This Share Class will normally pay dividends semi- that are inconsistent with the values and norms based screens. The list of annually. screens applied that may result in exclusions can be found on the Website For an explanation of some of the terms used in this document, please (www. jpmorganassetmanagement.ie). visit the glossary on our website at www.jpmorganassetmanagement.ie. The Sub-Fund will seek to outperform the Benchmark over the long-term. The Benchmark consists of fixed-rate, investment grade sovereign debt Risk and Reward Profile Lower risk Higher risk highly dependent on one another and the consequences of the default Potentially lower reward Potentially higher reward of any sovereign state may be severe and far reaching and could result in substantial losses to the Sub-Fund. B The value of debt securities may change significantly depending on 1 2 3 4 5 6 7 economic and interest rate conditions as well as the credit worthiness The above rating is based on the historic volatility of the simulated Net of the issuer. Issuers of debt securities may fail to meet payment Asset Value of this Share Class over the last five years and may not be a obligations or the credit rating of debt securities may be downgraded. reliable indication of the future risk profile of this Share Class. These risks are typically increased for below investment grade debt The risk and reward category shown above is not guaranteed to remain securities which may also be subject to higher volatility and lower unchanged and may change over time. liquidity than investment grade debt securities. The credit worthiness A Share Class with the lowest risk rating does not mean a risk-free of unrated debt securities is not measured by reference to an investment. independent credit rating agency. Why is this Share Class in this category? This Share Class is classified in B Emerging markets may be subject to increased political, regulatory and category 4 because its simulated Net Asset Value has shown medium economic instability, less developed custody and settlement practices, fluctuations historically.poor transparency and greater financial risks. Emerging market and below investment grade debt securities may also be subject to higher OTHER MATERIAL RISKS volatility and lower liquidity than non-emerging market and investment B The value of your investment may fall as well as rise and you may get grade debt securities respectively.back less than you originally invested. B Sustainability risk may materially negatively impact the financial B Government debt securities, including those issued by local condition or operating performance of an issuer and therefore thegovernments and government agencies, are subject to market risk, value of that investment. In addition, it may increase the Sub-Fund'sinterest rate risk and credit risk. Governments may default on their volatility and/or magnify pre-existing risks to the Sub-Fund.sovereign debt and holders of sovereign debt (including the Sub-Fund)B The Sub-Fund seeks to provide a return above the Benchmark; howevermay be requested to participate in the rescheduling of such debt and to the Sub-Fund may underperform the Benchmark.extend further loans to governmental entities. There is no bankruptcy B Further information about risks can be found in the "Risk Information"proceeding by which sovereign debt on which a government hasdefaulted may be collected in whole or in part. Global economies are section of the Prospectus. Charges One-off charges taken before or after you invest B Investors who are not Authorised Participants may have to pay brokerage commissions or other charges determined and imposed by Entry charge None their brokers when buying or selling Shares on stock exchange(s). Exit chargeNone Information on charges can be obtained from your broker. Authorised Participants dealing directly with JPMorgan ETFs (Ireland) ICAV will pay This is the maximum that might be taken out of your money before it is related transaction costs. invested or before the proceeds of your investment are paid out. B Charges are used to pay the costs of running this Share Class, Charges taken from this Share Class over a year including the costs of marketing and distribution. These charges Ongoing charge 0.15% reduce the potential growth of the investment. B The ongoing charge figure is estimated and is based on the expected Charges taken from this Share Class under certain specific conditionstotal of charges. The UCITS' annual report for each financial year will Performance feeNone include detail on the exact charges made. B Further information about charges can be found in the "Fees and Expenses" section of the Prospectus. Past Performance B Past performance is not a guide to future performance.B Sub-Fund launch date: 2025. B There is insufficient performance data available to provide a chart ofB Share Class launch date: 2025. annual past performance. Practical Information Depositary: The depositary is Brown Brothers Harriman Trustee Services The Sub-Fund is part of JPMorgan ETFs (Ireland) ICAV, an Irish collective (Ireland) Limited. asset-management vehicle with segregated liability between sub-funds. Further Information: A copy of the Prospectus and the latest annual and JPMorgan ETFs (Ireland) ICAV consists of separate sub-funds, each of semi-annual financial report in English and certain other languages and which issues one or more Share Classes. This document is prepared for a the latest Net Asset Value are available free of charge upon request from specific Share Class. The Prospectus and annual and semi- annual www.jpmorganassetmanagement.ie, by email from fundinfo@jpmorgan.financial reports are prepared for JPMorgan ETFs (Ireland) ICAV. com, or by writing to JPMorgan Asset Management (Europe) S.à r.l, 6 route Switching: Switching of Shares from one Sub-Fund into Shares in another de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Portfolio Sub-Fund is not permitted. Switching of Shares from one Share Class into disclosure policy of JPMorgan ETFs (Ireland) ICAV can be obtained at www. another Share Class within the same Sub-Fund is also not permitted to jpmorganassetmanagement.ie. The latest prices of shares can be investors trading on stock exchanges but may be available to the obtained from your broker. Authorised Participants. Further information can be found in the Remuneration Policy: The Management Company's Remuneration Policy Prospectus. can be found on http://www.jpmorganassetmanagement.lu/emea- Privacy Policy: You should note that, if you contact J.P. Morgan Asset remuneration-policy. This policy includes details of how remuneration Management by telephone, those lines may be recorded and monitored and benefits are calculated, including responsibilities and composition for legal, security and training purposes. You should also take note that of the committee which oversees and controls the policy. A copy of this information and data from communications with you may be processed policy can be requested free of charge from the Management Company. by J.P. Morgan Asset Management, acting as a data controller, in Tax: The Sub-Fund is subject to Irish tax regulations. This may have an accordance with applicable data protection laws. Further information impact on the investor's personal tax position. about processing activities of J.P. Morgan Asset Management can be Legal Information: JPMorgan Asset Management (Europe) S.à r.l. may be found in the EMEA Privacy Policy, which is available at www.jpmorgan. held liable solely on the basis of any statement contained in this com/emea-privacy-policy. Additional copies of the EMEA Privacy Policy are document that is misleading, inaccurate or inconsistent with the relevant available on request. parts of the Prospectus. The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland. JPMorgan Asset Management (Europe) S.à r.l. is authorised in Luxembourg and regulated by the CSSF. This Key Investor Information is accurate as at 10/02/2025