*This document provides you with key investor information about this Key Investor Information fund. It is not marketing material. The information is required by law tohelp you understand the nature and the risks of investing in this fund.You are advised to read it so you can make an informed decision aboutwhether to invest. JPMorgan ETFs (Ireland) ICAVISIN: IE0008QIFH42 JPM EUR Aggregate Bond Active UCITS ETF - EUR (dist) a Share Class of JPMorgan ETFs (Ireland) ICAV – EUR Aggregate Bond Active UCITS ETF. The management company is JPMorgan Asset Management (Europe) S.à r.l. Objectives and Investment Policy Investment Objective: The objective of the Sub-Fund is to achieve a long- of reference against which the performance of the Sub-Fund may be term return in excess of Bloomberg Euro Aggregate Index Total Return measured. The Sub-Fund will resemble the composition and risk EUR Unhedged ("the Benchmark") by actively investing primarily in acharacteristics of its Benchmark; however, the Investment Manager's portfolio of Euro-denominated investment grade debt securities, using discretion may result in performance that differs from the Benchmark. financial derivative instruments to gain exposure to underlying assets,The Sub-Fund will not seek to track the performance of or replicate the where appropriate. Benchmark, rather the Sub-Fund will hold a portfolio of debt securities Investment Policy: The Sub-Fund pursues an actively-managed(which may include but will not be limited to the Benchmark Securities) investment strategy. which is actively selected and managed with the aim of delivering an The Sub-Fund aims to invest at least 67% of its assets (excluding assets investment performance which exceeds that of the Benchmark over the held for ancillary liquidity purposes) in Euro-denominated investment long-term. The Investment Manager aims to do this by selecting securities grade debt securities (including ABS/MBS), either directly or through the and obtaining exposures through the use of an integrated research driven use of financial derivative instruments ("FDI"). Issuers of these securities investment process that focuses on analysing fundamental, quantitative may be located in any country, including emerging markets. and technical factors across countries, sectors and issuers. The Sub-Fund systematically includes ("ESG") analysis in its investmentThe Sub-Fund invests across all sectors of Euro-denominated investment decisions on at least 75% of non-investment grade and emerging market grade debt which includes Sovereign Debt, government related, sovereign securities and 90% of investment grade securities purchased. corporate, emerging markets and securitised debt. Pursuant to the Sub-Fund's ESG analysis, at least 51% of the Sub-Fund'sThe Sub-Fund may, for investment purposes and efficient portfolio Net Asset Value are invested in issuers with positive environmental and/or management purposes, use financial derivative instruments. social characteristics that follow good governance practices, as The Investment Manager also integrates financially material measured through the Investment Manager's proprietary ESG scoring environmental, social and governance ("ESG") issues as part of the Sub- methodology and/or third party data. Fund's investment process ("ESG Integration"). ESG Integration is the In addition to ESG Integration, as an SFDR Article 8 fund, the Sub-Fundsystematic inclusion of ESG issues in investment analysis and promotes environmental and/or social characteristics. investment decisions with the goals of managing risk and improving The Sub-Fund invests at least 10% of its Net Asset Value in Sustainablelong-term returns. ESG Integration by itself focuses on financial Investments, as defined under SFDR, contributing to environmental or materiality and is therefore only part of a broader investment process. It social objectives. is only one of the factors alongside other factors that the Investment The Investment Manager evaluates and applies values and norms basedManager considers in portfolio construction, including buying and selling screening to implement exclusions on certain industries and issuerssecurities. based on specific ESG criteria and/or minimum standards of businessEUR is the base currency of the Sub-Fund. practice based on international norms. To support this screening, the Redemption and Dealing: Shares of the Sub-Fund are traded on one or Investment Manager relies on third party provider(s) who identify an more stock exchanges. Certain market makers and brokers may issuer's participation in or the revenue which they derive from activities subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) ICAV, that are inconsistent with the values and norms based screens. The list of and are referred to as "Authorised Participants". Other investors who are screens applied that may result in exclusions can be found on the Website not Authorised Participants can purchase and sell Shares daily on a (www. jpmorganassetmanagement.ie). recognised stock exchange or over-the-counter. The Sub-Fund is actively managed and will seek to outperform the Benchmark: Bloomberg Euro Aggregate Index Total Return EUR Benchmark over the long-term. Unhedged. The Benchmark consists of investment grade, Euro-denominated debt Distribution Policy: This Share Class will normally pay dividends semi- securities including treasuries, government related, corporate and annually. securitised issues (bonds which are backed by a pool of assets)For an explanation of some of the terms used in this document, please ("Benchmark Securities"). The Benchmark has been included as a point visit the glossary on our website at www.jpmorganassetmanagement.ie. Risk and Reward Profile Lower risk Higher risk volatility and lower liquidity than non-emerging market and investment Potentially lower reward Potentially higher reward grade debt securities respectively.B Convertible bonds are subject to the credit, interest rate and market risks stated above associated with both debt and equity securities, and 1 2 3 4 5 6 7 to risks specific to convertible securities. Convertible bonds may also The above rating is based on the historic volatility of the simulated Netbe subject to lower liquidity than the underlying equity securities. Asset Value of this Share Class over the last five years and may not be a B Contingent convertible debt securities are likely to be adversely reliable indication of the future risk profile of this Share Class. impacted should specific trigger events occur (as specified in the The risk and reward category shown above is not guaranteed to remain contract terms of the issuing company). This may be as a result of the unchanged and may change over time. security converting to equities at a discounted share price, the value of A Share Class with the lowest risk rating does not mean a risk-free the security being written down, temporarily or permanently, and/or investment. coupon payments ceasing or being deferred. Why is this Share Class in this category? This Share Class is classified inB Mortgage-backed and asset-backed securities (MBS and ABS) depend category 4 because its simulated Net Asset Value has shown mediumon the cash flows from a specified pool of financial assets (i.e. fluctuations historically. mortgages in the case of MBS) and are subject to greater credit and OTHER MATERIAL RISKS interest rate risk and may be more volatile than other bonds. In B The value of your investment may fall as well as rise and you may get addition, investments in MBS and ABS may be less liquid than investments in other bonds.back less than you originally invested.B The value of financial derivative instruments can be volatile. This is B The value of debt securities may change significantly depending on because a small movement in the value of the underlying asset caneconomic and interest rate conditions as well as the credit worthiness cause a large movement in the value of the financial derivativeof the issuer. Issuers of debt securities may fail to meet payment instrument and therefore, investment in such instruments may resultobligations or the credit rating of debt securities may be downgraded. in losses in excess of the amount invested by the Sub-Fund.These risks are typically increased for below investment grade debtB Sustainability risk may materially negatively impact the financialsecurities which may also be subject to higher volatility and lowerliquidity than investment grade debt securities. The credit worthinesscondition or operating performance of an issuer and therefore theof unrated debt securities is not measured by reference to an value of that investment. In addition, it may increase the Sub-Fund'sindependent credit rating agency. volatility and/or magnify pre-existing risks to the Sub-Fund. B Emerging markets may be subject to increased political, regulatory and B The Sub-Fund seeks to provide a return above the Benchmark; howevereconomic instability, less developed custody and settlement practices,the Sub-Fund may underperform the Benchmark.poor transparency and greater financial risks. Emerging market and B Further information about risks can be found in the "Risk Information"below investment grade debt securities may also be subject to higher section of the Prospectus. Charges One-off charges taken before or after you invest B Investors who are not Authorised Participants may have to pay brokerage commissions or other charges determined and imposed by Entry charge None their brokers when buying or selling Shares on stock exchange(s). Exit chargeNone Information on charges can be obtained from your broker. Authorised Participants dealing directly with JPMorgan ETFs (Ireland) ICAV will pay This is the maximum that might be taken out of your money before it is related transaction costs. invested or before the proceeds of your investment are paid out. B Charges are used to pay the costs of running this Share Class, Charges taken from this Share Class over a year including the costs of marketing and distribution. These charges Ongoing charge 0.30% reduce the potential growth of the investment. B The ongoing charge figure is estimated and is based on the expected Charges taken from this Share Class under certain specific conditionstotal of charges. The UCITS' annual report for each financial year will Performance feeNone include detail on the exact charges made. B Further information about charges can be found in the "Fees and Expenses" section of the Prospectus. Past Performance B Past performance is not a guide to future performance.B Sub-Fund launch date: 2025. B There is insufficient performance data available to provide a chart ofB Share Class launch date: 2025. annual past performance. Practical Information Depositary: The depositary is Brown Brothers Harriman Trustee Services The Sub-Fund is part of JPMorgan ETFs (Ireland) ICAV, an Irish collective (Ireland) Limited. asset-management vehicle with segregated liability between sub-funds. Further Information: A copy of the Prospectus and the latest annual and JPMorgan ETFs (Ireland) ICAV consists of separate sub-funds, each of semi-annual financial report in English and certain other languages and which issues one or more Share Classes. This document is prepared for a the latest Net Asset Value are available free of charge upon request from specific Share Class. The Prospectus and annual and semi- annual www.jpmorganassetmanagement.ie, by email from fundinfo@jpmorgan.financial reports are prepared for JPMorgan ETFs (Ireland) ICAV. com, or by writing to JPMorgan Asset Management (Europe) S.à r.l, 6 route Switching: Switching of Shares from one Sub-Fund into Shares in another de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Portfolio Sub-Fund is not permitted. Switching of Shares from one Share Class into disclosure policy of JPMorgan ETFs (Ireland) ICAV can be obtained at www. another Share Class within the same Sub-Fund is also not permitted to jpmorganassetmanagement.ie. The latest prices of shares can be investors trading on stock exchanges but may be available to the obtained from your broker. Authorised Participants. Further information can be found in the Remuneration Policy: The Management Company's Remuneration Policy Prospectus. can be found on http://www.jpmorganassetmanagement.lu/emea- Privacy Policy: You should note that, if you contact J.P. Morgan Asset remuneration-policy. This policy includes details of how remuneration Management by telephone, those lines may be recorded and monitored and benefits are calculated, including responsibilities and composition for legal, security and training purposes. You should also take note that of the committee which oversees and controls the policy. A copy of this information and data from communications with you may be processed policy can be requested free of charge from the Management Company. by J.P. Morgan Asset Management, acting as a data controller, in Tax: The Sub-Fund is subject to Irish tax regulations. This may have an accordance with applicable data protection laws. Further information impact on the investor's personal tax position. about processing activities of J.P. Morgan Asset Management can be Legal Information: JPMorgan Asset Management (Europe) S.à r.l. may be found in the EMEA Privacy Policy, which is available at www.jpmorgan. held liable solely on the basis of any statement contained in this com/emea-privacy-policy. Additional copies of the EMEA Privacy Policy are document that is misleading, inaccurate or inconsistent with the relevant available on request. parts of the Prospectus. The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland. JPMorgan Asset Management (Europe) S.à r.l. is authorised in Luxembourg and regulated by the CSSF. This Key Investor Information is accurate as at 10/02/2025