Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Terms not defined herein are as defined in the Prospectus. State Street SPDR Bloomberg U.S. TIPS UCITS ETF (the "Fund"), a sub-fund of SSGA SPDR ETFs Europe I plc (a UCITS authorised Exchange Traded Fund). This Fund is managed by State Street Global Advisors Europe Limited. Share Class: State Street SPDR Bloomberg U.S. TIPS UCITS ETF (Acc) (ISIN IE00090GHHQ4) Objectives and Investment Policy Investment Objective The objective of the Fund is to track the Market prices may be greater or less than the daily net asset value performance of the U.S. inflation-linked government bond market of the Fund. (otherwise known as Treasury Inflation Protected Securities, or The Fund's maximum exposure to securities lending as a "TIPS").percentage of its Net Asset Value will not exceed 70%. Investment Policy The Fund seeks to track the performance of theShareholders may redeem shares on any UK business day (other Bloomberg U.S. Government Inflation-Linked Bond Index (the than days on which relevant financial markets are closed for "Index") as closely as possible.business and/or the day preceding any such day provided that a list The Fund is an index tracking fund (also known as a passively of such closed market days will be published for the Fund on managed fund). www.ssga.com); and any other day at the Directors' discretion The Fund invests primarily in securities included in the Index. These (acting reasonably) provided Shareholders are notified in advance of securities includes U.S. inflation-linked investment grade (highany such days. quality), or higher, government bonds. As it may be difficult toAny income earned by the Fund will be retained and reflected in an purchase all securities in the Index efficiently, in seeking to track the increase in the value of the shares. performance of the Index the Fund will use a stratified samplingThe Shares of the USD Class are issued in U.S. Dollar. strategy to build a representative portfolio. Consequently, the Fund will typically hold only a subset of the securities included in the Index Source: The Index is the intellectual property of the Index Index. provider. The Fund is not sponsored or endorsed by the Index provider. The Index provider does not provide any warranty or The Fund may use financial derivative instruments (that is, financial accept any liability in relation to any error relating to the Index, contracts whose prices are dependent on one or more underlying including any error in respect of the quality, accuracy or assets) in order to manage the portfolio efficiently. completeness of Index data, and does not guarantee that the Index Save in exceptional circumstances, the Fund will generally only will be in line with the described Index methodology. Please see the issue and redeem shares to certain institutional investors. However,Prospectus for the full index disclaimer. shares of the Fund may be purchased or sold through brokers on Please refer to the Prospectus for more information. one or more stock exchanges. The Fund trades on these stock exchanges at market prices which may fluctuate throughout the day. Risk and Reward Profile Lower risk Higher riskThe following are material risks relevant to the Fund which are not adequately captured by the risk category. Potentially lower reward Potentially higher reward Concentration Risk: When the Fund focuses its investments in a particular way, the issues affecting the investments will have a 1 2 3 4 5 6 7greater effect than if the Fund was more diversified. This concentration may also limit the Fund's liquidity. Risk Disclaimer The risk category above is not a measure of Duration / Interest Rate Risk: Changes in interest rates are likely capital loss or gains but of how significant the rises and falls in the to affect the value of debt instruments in which this Fund invests. A Fund's return have been historically. change in interest rates could have a substantial and immediate For example a fund whose return has experienced significant rises negative effect on the values of the Fund's investments. and falls will be in a higher risk category, whereas a fund whose Index Tracking Risk: The Fund's performance may not exactly return has experienced less significant rises and falls will be in atrack the Index. This can result from market fluctuations, changes in lower risk category.the composition of the Index, transaction costs, the costs of making The lowest category (i.e., category 1) does not mean that a fund is a changes to the Fund's portfolio and other Fund expenses. risk free investment. Share Class Risk: There is no segregation of liabilities between As the Fund's risk category has been calculated using historicalClasses of the Fund. While the Sub-Investment Manager will seek to simulated proxy data, it may not be a reliable indication of theensure that gains/losses on and the costs of the relevant FDI Fund's future risk profile. associated with any currency hedging strategy will accrue solely to the Class for which it is intended, the transactions could result in The Fund's risk category shown is not guaranteed and may change liabilities for other Classes. in the future. Please refer to the Prospectus for full details about the risks Why is this Fund in this category? The Fund is in risk category 4 associated with this Fund. as its return has experienced medium rises and falls historically. Key Investor Information Charges The charges you pay are used to pay the cost of running the Fund,The entry and exit charges shown are maximum figures. In some including the costs of marketing and distributing it. These charges cases, you may pay less — your financial advisor or distributor can reduce the potential growth of your investment. confirm this. Entry and exit charges do not apply to investors buying or selling shares of the Fund on stock exchanges; however, such One-off charges taken before or after you investinvestors will transact at market prices and may be subject to broker fees and/or other charges. Entry charge none The ongoing charges figure shown is an estimate of the charges. It Exit charge none excludes: This is the maximum that might be taken out of your money before it is b Portfolio transaction costs, except when the Fund pays an entry invested (entry charge) or before the proceeds of your investment are or exit charge when buying or selling units in another fund. paid out (exit charge). For more information about charges, please refer to the Prospectus. Charges taken from the Fund over a year Ongoing charge 0.05% Charges taken from the Fund under certain specific conditions Performance fee nonePast Performance %Past performance is not a guide to future results. The Fund was launched in December 2015. The Share Class does not yet have sufficient data toThe Share Class is not yet launched. provide a useful indication of past performance to investors.2021 2022 2023 20242025Practical Information Depositary State Street Custodial Services (Ireland) Limited.Net Asset Valuation Publication The net asset value and Further Information Copies of the prospectus, its supplements (ifindicative net asset value per share is available at www.ssga.com any), details of the Fund's portfolio and the latest annual and semi-and upon request from the Administrator. annual reports prepared for SSGA SPDR ETFs Europe I plc may be Additionally the indicative net asset value is available via obtained, free of charge, from the Administrator or online atBloomberg, Telekurs and Reuters terminals. www.ssga.com. These documents are available in English. For Tax Legislation The Fund is subject to the tax laws and regulations information about other share classes, please refer to the website. of Ireland. Depending on your own country of residence this might ETF Information As the shares are listed on the stock exchange, have an impact on your investments. For further details, you should you may buy or sell shares in the product, without penalty, on any consult a tax advisor. normal business day. Please contact your broker, financial adviser Liability Statement State Street Global Advisors Europe Limited or distributor for information on any costs and charges relating to the may be held liable for any statement contained in this document that sale of the shares. is misleading, inaccurate or inconsistent with the relevant parts of ETF Shares purchased on the secondary market cannot usually be the Prospectus. sold directly back to the Company. In exceptional circumstances, whether as a result of disruptions in the secondary market orSwitching between Sub-Funds Shareholders have no specific otherwise, investors who have acquired ETF Shares on the right to convert shares of the Fund into shares of another sub-fund secondary market are entitled to apply to the Company in writing to of SSGA SPDR ETFs Europe I plc. Conversion can only be effected have the ETF Shares in question registered in their own name, to by the investor selling/redeeming the shares of the sub-fund and enable them to access the redemption facilities described in the buying/subscribing shares of another sub-fund of SSGA SPDR Prospectus. ETFs Europe I plc. Detailed information on how to switch between sub-funds is provided in the Prospectus. Remuneration Policy Details of the up to date remuneration policy of SSGA SPDR ETFs Europe I plc are available fromSegregation of Assets and Liabilities SSGA SPDR ETFs Europe www.ssga.com. Paper copies are available free of charge on I plc has segregated liability between its sub-funds. As a request. consequence, the assets of the Fund should not be available to pay the debts of any other sub-fund of SSGA SPDR ETFs Europe I plc. This Fund is authorised in Ireland and regulated by the Central Bank of Ireland. State Street Global Advisors Europe Limited is a Company approved by the Central Bank of Ireland, under no. 49934. This key investor information is accurate as at 19 February 2026.