Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Terms not defined herein are as defined in the Prospectus. SPDR S&P 500 QUALITY ARISTOCRATS UCITS ETF (the "Fund"), a sub-fund of SSGA SPDR ETFs Europe I plc (a UCITS compliant Exchange Traded Fund). This Fund is managed by State Street Global Advisors Europe Limited. Share Class: SPDR S&P 500 QUALITY ARISTOCRATS UCITS ETF (ACC) (ISIN IE000FJJZA01) Objectives and Investment Policy Investment Objective The investment objective of the Fund is to track the U. Directors' discretion (acting reasonably) provided Shareholders are notified in S. equity market performance of large cap equity securities. The Fund seeks advance of any such days. to track the performance of the S&P 500 Quality FCF Aristocrats Index (theAny income earned by the Fund will be retained and reflected in an increase "Index") as closely as possible. The Fund is an index tracking fund (also in the value of the shares. known as a passively managed fund). The Shares of the USD Class are issued in U.S. Dollar. Investment Policy The Fund invests primarily in securities included in theIndex Source: THE FUND IS NOT SPONSORED, ENDORSED, SOLD OR Index. The Index measures the performance of U.S. companies exhibitingPROMOTED BY S&P DOW JONES INDICES LLC, ITS AFFILIATES, AND/ higher quality characteristics relative to the overall companies in the S&P 500 OR THIRD PARTY LICENSORS (COLLECTIVELY, "S&P"). S&P MAKES NO Index (the "Parent Index"). In order to be considered to exhibit higher quality REPRESENTATION, CONDITION OR WARRANTY, EXPRESS OR IMPLIED, characteristics, securities in the Parent Index must first satisfy the multiple TO THE OWNERS OF THE FUND OR ANY MEMBER OF THE PUBLIC consecutive years of positive free cash flow ("FCF") criteria. Then, for the REGARDING THE ADVISABILITY OF INVESTING IN SECURITIES remaining securities, the top 100 securities with the highest "Quality Score" GENERALLY OR IN THE FUND PARTICULARLY OR THE ABILITY OF THE (based on 5-year average FCF margin and 5-year average FCF return on S&P 500 QUALITY FCF ARISTOCRATS INDEX TO TRACK MARKET invested capital, as described below)) are selected as Index constituents.PERFORMANCE AND/OR TO ACHIEVE ITS STATED OBJECTIVE AND/OR The first step in calculating the "Quality Score" is to calculate, as of the IndexTO FORM THE BASIS OF A SUCCESSFUL INVESTMENT STRATEGY, AS rebalancing reference date, the two fundamental ratios below for each APPLICABLE. S&P LICENSES TO STATE STREET CORPORATION security in the Index universe. They are defined as follows: ("STATE STREET") CERTAIN TRADEMARKS AND TRADE NAMES AS • FCF Margin = FCF / Revenue WELL AS THE S&P 500 QUALITY FCF ARISTOCRATS INDEX WHICH IS • Return on invested capital ("FCF ROIC") = FCF / (Total Debt + Total Equity) DETERMINED, COMPOSED AND CALCULATED BY S&P WITHOUT Where:REGARD TO STATE STREET OR THE FUND. S&P HAS NO OBLIGATION • FCF = Net Cash Flow from Operating Activities - Capital Expenditures. TO TAKE THE NEEDS OF STATE STREET OR THE OWNERS OF OR The second step is to calculate the five-year average for both FCF Margin INVESTORS IN THE FUND INTO CONSIDERATION IN DETERMINING, and FCF ROIC. Where there is a missing value, the five-year average isCOMPOSING OR CALCULATING THE S&P 500 QUALITY FCF calculated by taking a simple average of the remaining values.ARISTOCRATS INDEX OR ANY DATA INCLUDED THEREIN OR USED TO Index constituents are weighted based on the product of floated-adjustCALCULATE THE S&P 500 QUALITY FCF ARISTOCRATS INDEX. S&P IS market capitalisation and Quality Score. Index constituents may on occasion NOT AN ADVISOR TO THE FUND AND IS NOT RESPONSIBLE FOR AND be rebalanced more often than the Index Rebalance Frequency, if required by HAS NOT PARTICIPATED IN THE DETERMINATION OF THE PRICES AND the Index methodology, including for example where corporate actions such AMOUNT OF THE FUND OR THE TIMING OF THE ISSUANCE OR SALE as mergers or acquisitions affect components of the Index. Please refer toOF THE FUND OR IN THE DETERMINATION OR CALCULATION OF THE the Index methodology for more details of Quality Score. EQUATION BY WHICH THE FUND SHARES ARE TO BE CONVERTED The Investment Manager and/or Sub-Investment Manager, on behalf of theINTO CASH. S&P HAS NO OBLIGATION OR LIABILITY IN CONNECTION Fund, will invest using the replication strategy as further described in the WITH THE ADMINISTRATION, MARKETING, OR TRADING OF THE FUND. "Investment Objectives and Policies – Index Tracking Funds" section of theS&P DOES NOT GUARANTEE THE ACCURACY AND/OR THE Prospectus, primarily in the securities of the Index, at all times in accordance COMPLETENESS OF THE S&P 500 QUALITY FCF ARISTOCRATS INDEX with the Investment Restrictions set forth in the Prospectus. The Investment OR ANY DATA INCLUDED THEREIN OR USED TO CALCULATE THE S&P Manager and/or Sub-Investment Manager also may, in exceptional500 QUALITY FCF ARISTOCRATS INDEX AND S&P SHALL HAVE NO circumstances, invest in securities not included in the Index but that it LIABILITY FOR ANY ERRORS, OMISSIONS, OR INTERRUPTIONS believes closely reflect the risk and distribution characteristics of securities of THEREIN. S&P MAKES NO REPRESENTATION, WARRANTY OR the Index. The equity securities in which the Fund invests will be primarily CONDITION, EXPRESS OR IMPLIED, AS TO RESULTS TO BE OBTAINED listed or traded on Recognised Markets in accordance with the limits set out BY STATE STREET, OWNERS OF OR INVESTORS IN THE FUND, OR ANY in the UCITS Regulations. Details of the Fund's portfolio and the indicative OTHER PERSON OR ENTITY FROM THE USE OF THE S&P 500 QUALITY net asset value per Share for the Fund are available on the Website daily.FCF ARISTOCRATS INDEX OR ANY DATA INCLUDED THEREIN OR USED The Fund may use financial derivative instruments (that is, financial contracts TO CALCULATE THE S&P 500 QUALITY FCF ARISTOCRATS INDEX. S&P whose prices are dependent on one or more underlying assets) in order to MAKES NO EXPRESS OR IMPLIED REPRESENTATIONS, WARRANTIES manage the portfolio efficiently. OR CONDITIONS, AND EXPRESSLY DISCLAIMS ALL WARRANTIES OR Save in exceptional circumstances, the Fund will generally only issue and CONDITIONS OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR redeem shares to certain institutional investors. However, shares of the Fund PURPOSE OR USE AND ANY OTHER EXPRESS OR IMPLIED may be purchased or sold through brokers on one or more stock exchanges. WARRANTY OR CONDITION WITH RESPECT TO THE S&P 500 QUALITY The Fund trades on these stock exchanges at market prices which may FCF ARISTOCRATS INDEX OR ANY DATA INCLUDED THEREIN. fluctuate throughout the day. Market prices may be greater or less than the WITHOUT LIMITING ANY OF THE FOREGOING, IN NO EVENT SHALL daily net asset value of the Fund.S&P HAVE ANY LIABILITY FOR ANY SPECIAL, PUNITIVE, INDIRECT, OR The Fund's maximum exposure to securities lending as a percentage of its CONSEQUENTIAL DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOST Net Asset Value will not exceed 40%. PROFITS) RESULTING FROM THE USE OF THE S&P 500 QUALITY FCF Shareholders may redeem shares on any UK business day (other than daysARISTOCRATS INDEX OR ANY DATA INCLUDED THEREIN, EVEN IF on which relevant financial markets are closed for business and/or the dayNOTIFIED OF THE POSSIBILITY OF SUCH DAMAGES. preceding any such day provided that a list of such closed market days will bePlease refer to the Prospectus for more information. published for the Fund on www.ssga.com); and any other day at the Risk and Reward Profile Risk Disclaimer The risk category above is not a measure of capital loss or Lower risk Higher risk gains but of how significant the rises and falls in the Fund's return have been Potentially lower rewardPotentially higher rewardhistorically. For example a fund whose return has experienced significant rises and falls will be in a higher risk category, whereas a fund whose return has 1 2 3 4 5 6 7experienced less significant rises and falls will be in a lower risk category. The lowest category (i.e., category 1) does not mean that a fund is a risk free investment. As the Fund's risk category has been calculated using historical simulated proxy data, it may not be a reliable indication of the Fund's future risk profile. Key Investor Information The Fund's risk category shown is not guaranteed and may change in the Concentration Risk: When the Fund focuses its investments in a small future.number of stocks, the financial, economic, business, and other developments Why is this Fund in this category? The Fund is in risk category 6 as its affecting issuers in that small number of stocks will have a greater effect on return has experienced very high rises and falls historically. the Fund than if it was more diversified. This concentration may also limit the The following are material risks relevant to the Fund which are not adequately liquidity of the Fund. Investors may buy or sell substantial amounts of the captured by the risk category. Fund's shares in response to factors affecting or expected to affect a small Index Tracking Risk: The Fund's performance may not exactly track the number of stocks in which the Fund focuses its investments. Index. This can result from market fluctuations, changes in the composition of Derivatives Risk: The Fund may use FDIs for efficient portfolio management the Index, transaction costs, the costs of making changes to the Fund'spurposes as described in the derivatives section under Permitted Investments portfolio and other Fund expenses. above. The Fund's use of FDIs involves risks different from, and possibly Liquidity Risk & ETF Liquidity Risk: Lack of a ready market or resale greater than, the risks associated with investing directly in securities. restrictions may limit the Fund's ability to sell a security at an advantageousShare Class Risk: Gains/losses on and the costs of currency hedging time or price or at all. Illiquid securities may trade at a discount and may strategies are intended to accrue solely to the relevant Class. However as affect the ability to meet redemptions on a timely basis. Where the Fund Share Classes are not segregated the transactions could potentially result in invests in illiquid securities or does not trade in large volumes, the bid offer liabilities for other Classes. spreads may widen, the Fund may be exposed to increased valuation risk Please refer to the Prospectus for full details about the risks associated with and reduced ability to trade. Shares in the Fund may also trade at prices this Fund. materially different to the last available NAV. Charges The charges you pay are used to pay the cost of running the Fund, includingThe entry and exit charges shown are maximum figures. In some cases, you the costs of marketing and distributing it. These charges reduce the potential might pay less – you can find this out from your financial advisor or distributor. growth of your investment. Entry and exit charges are not applicable to investors buying/selling shares ofthe Fund on stock exchanges, but these investors will do so at market prices One-off charges taken before or after you invest and may be subject to broker fees and/or other charges.The ongoing charges figure shown here is an estimate of the charges. It Entry charge none excludes:b Portfolio transaction costs, except in the case of an entry/exit charge paid Exit charge noneby the Fund when buying or selling units in another fundFor more information about charges please refer to the "Fees and Expenses" This is the maximum that might be taken out of your money before it issection of the prospectus and the Fund supplement. invested (entry charge) or before the proceeds of your investment are paid out (exit charge). Charges taken from the Fund over a year Ongoing charge 0.25% Charges taken from the Fund under certain specific conditions Performance fee none Past Performance % Past performance is not a guide to future results.The Fund was launched in December 2024.The Share Class was launched in December 2024. The Share Class does not yet have sufficient data to provide auseful indication of past performance to investors. 2020 2021 2022 2023 2024 Practical Information Depositary State Street Custodial Services (Ireland) Limited. impact on your investments. For further details, you should consult a tax Further Information Copies of the prospectus, its supplements, details of the advisor. Fund's portfolio and the latest annual and semi-annual reports preparedLiability Statement State Street Global Advisors Europe Limited may be for SSGA SPDR ETFs Europe I plc may be obtained, free of charge, from the held liable for any statement contained in this document that is misleading, Administrator or online at www.ssga.com. These documents are available in inaccurate or inconsistent with the relevant parts of the Prospectus. English. Switching between Sub-Funds Shareholders have no specific right to Remuneration Policy Details of the up to date remuneration policy of SSGA convert shares of the Fund into shares of another sub-fund of SSGA SPDR SPDR ETFs Europe I plc are available from www.ssga.com. Paper copies ETFs Europe I plc. Conversion can only be effected by the investor selling/ are available free of charge on request. redeeming the shares of the Fund and buying/subscribing shares of another Net Asset Valuation Publication The net asset value and indicative net sub-fund of SSGA SPDR ETFs Europe I plc. Detailed information on how to asset value per share is available at www.ssga.com and at the registered switch between sub-funds is provided in the "Purchase and Sale Information - office of the company. Additionally the indicative net asset value is availableConversions" section of the prospectus. via Bloomberg, Telekurs and Reuters terminals. Segregation of Assets and Liabilities SSGA SPDR ETFs Europe I plc has Tax Legislation The Fund is subject to the tax laws and regulations of segregated liability between its sub-funds. As a consequence, the assets of Ireland. Depending on your own country of residence this might have an the Fund should not be available to pay the debts of any other sub-fund ofSSGA SPDR ETFs Europe I plc. This Fund is authorised in Ireland and regulated by the Central Bank of Ireland. State Street Global Advisors Europe Limited is a Company approved by the Central Bank of Ireland, under no. 49934. This key investor information is accurate as at 10 February 2025.