Title: JPM Green Social Sustainable Bond Active UCITS ETF - USD (dist) URL Source: https://api.fundinfo.com/document/43ff4f8cb516b7135d126c8eb0f52d78_64194/KID_GB_en_IE000HZSZFP6_YES_2026-02-12.pdf?apiKey=b9934aa2-1a83-4286-b11b-c8415da9e581 Published Time: Fri, 13 Feb 2026 10:51:33 GMT Number of Pages: 2 Markdown Content: # Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. # JPMorgan ETFs (Ireland) ICAV ISIN: IE000HZSZFP6 # JPM Green Social Sustainable Bond Active UCITS ETF - USD (dist) a Share Class of JPMorgan ETFs (Ireland) ICAV – Green Social Sustainable Bond Active UCITS ETF. The management company is JPMorgan Asset Management (Europe) S.à r.l. Objectives and Investment Policy Investment Objective: The objective of the Sub-Fund is to achieve a long-term return in excess of the Benchmark by investing primarily in bonds where proceeds are directed to projects and activities that contribute towards a more sustainable and inclusive economy. Investment Policy: The Sub-Fund pursues an actively managed investment strategy. The Sub-Fund aims to invest in a portfolio of investment grade bonds which have been labelled as Green, Social, Sustainable and Sustainability-linked (or which have equivalent features or labels, as determined by the Investment Manager, using the proprietary framework described below) issued by governments and their agencies, state and provincial governmental entities and supranational organisations and corporations. The bonds may include up to 20% of Net Asset Value in MBS/ABS and up to 15% of Net Asset Value in below investment grade bonds. Issuers may be located anywhere in the world, including (without limit) emerging markets and onshore bonds issued within the PRC, through China-Hong Kong Bond Connect. The Sub-Fund has sustainable investment as its objective and the Investment Manager considers that the Sub-Fund's investments will qualify as "sustainable investments" for the purposes of the SFDR and will invest a minimum of 90% of the Sub-Fund's Net Asset Value in these "sustainable investments". Investments are evaluated and deemed sustainable investments via the following process. The investment process to identify bonds for inclusion in the Sub-Fund's portfolio has two steps: 1) application of proprietary selection criteria through the Investment Manager's proprietary research framework to identify the most compelling, sustainable issuances; and 2) exclusionary framework: Step 1: The Investment Manager's proprietary framework determines whether a bond is eligible for inclusion in the Sub-Fund's portfolio based on the following criteria: - the bond type label i.e. Green, Social, Sustainable or Sustainability-Linked; - the consistency of the projects for which the bonds have been issued to fund with the Investment Manager's Sustainable and Inclusive Economy Framework and industry recognised standards. In order to assess the consistency of the projects, the use of the proceeds from each project will be measured against industry-recognised principles (for example, renewable energy and pollution prevention and control) which promote the role global debt capital markets can play in financing progress towards environmental and social sustainability. The principles outline best practices when issuing bonds serving social and/or environmental purposes, thereby underpinning the integrity of the market; - a quantitative assessment based on the following industry principles: use of proceeds, project evaluation, segregation/transparency of proceeds, reporting and compliance; Step 2: the Investment Manager evaluates and applies values and norms based screening to implement exclusions on certain industries and issuers based on specific ESG criteria and/or minimum standards of business practice based on international norms. To support this screening, the Investment Manager relies on third party provider(s) who identify an issuer's participation in or the revenue which they derive from activities that are inconsistent with the values and norms based screens. Further details on the screening process can be found in the Sub-Fund's full exclusion policy which can be found on the Website (www. jpmorganassetmanagement.ie). The Investment Manager may actively invest in certain bonds whose proceeds are directed to the transition to a sustainable economy. As a result the Sub-Fund may invest in bonds issued by issuers that would otherwise be excluded by the exclusions detailed above. Investment in such bonds is conditional on the bonds being sustainable investments and the issuer having good governance. Ongoing monitoring is in place to ensure that the proceeds of bonds in which the Sub-Fund has invested are deployed as intended. If the proceeds are not deployed as intended, the Investment Manager will engage with the issue to determine the circumstances surrounding the difference in deployment relative to the Investment Manager's expectation. If the issuer can resolve the matter in the short-term the bond may continue to be held in the Sub-Fund's portfolio. If not, the bond will be sold as soon as reasonably practicable, taking into account the best interests of Shareholders. For the avoidance of doubt, investors should note that the Sub-Fund will not seek to track the performance of or replicate the Benchmark rather the Sub-Fund will hold a portfolio of fixed income securities (which may include but will not be limited to Benchmark Securities) which are actively selected and managed with the aim of delivering an investment performance which exceeds that of the Benchmark over the long-term. The Benchmark has been included as a point of reference against which the performance of the Sub-Fund may be measured. The Sub-Fund may bear a close resemblance to the Benchmark. The Sub-Fund systematically includes environmental, social and governance ("ESG") analysis in its investment decisions on at least 90% of securities purchased. The Sub-Fund may invest in assets denominated in any currency and currency exposure may be managed by reference to the Benchmark. The risk characteristics of the portfolio of securities held by the Sub-Fund, such as volatility levels, will be broadly equivalent to the risk characteristics of the Benchmark. The Sub-Fund may, for efficient portfolio management purposes, use financial derivative instruments. USD is the base currency of the Sub-Fund. Redemption and Dealing : Shares of the Sub-Fund are traded on one or more stock exchanges. Certain market makers and brokers may subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) ICAV, and are referred to as "Authorised Participants". Other investors who are not Authorised Participants can purchase and sell Shares daily on a recognised stock exchange or over-the-counter. Benchmark : Bloomberg Global Aggregate Green Social Sustainability Bond 1-10 year Index. Distribution Policy : This Share Class will normally pay dividends quarterly. For an explanation of some of the terms used in this document, please visit the glossary on our website at www.jpmorganassetmanagement.ie. Risk and Reward Profile Lower risk Higher risk Potentially lower reward Potentially higher reward # 1 2 3 4 5 6 7 The above rating is based on the historic volatility of the simulated Net Asset Value of this Share Class over the last five years and may not be a reliable indication of the future risk profile of this Share Class. The risk and reward category shown above is not guaranteed to remain unchanged and may change over time. A Share Class with the lowest risk rating does not mean a risk-free investment. Why is this Share Class in this category? This Share Class is classified in category 4 because its simulated Net Asset Value has shown medium fluctuations historically. OTHER MATERIAL RISKS > B The value of your investment may fall as well as rise and you may get back less than you originally invested. > B The value of debt securities may change significantly depending on economic and interest rate conditions as well as the credit worthiness of the issuer. Issuers of debt securities may fail to meet payment obligations or the credit rating of debt securities may be downgraded. These risks are typically increased for below investment grade debt securities which may also be subject to higher volatility and lower liquidity than investment grade debt securities. The credit worthiness of unrated debt securities is not measured by reference to an independent credit rating agency. > B Emerging markets may be subject to increased political, regulatory and economic instability, less developed custody and settlement practices, poor transparency and greater financial risks. Emerging market currencies may be subject to volatile price movements. Emerging market securities may also be subject to higher volatility and lower liquidity than developed market securities respectively. > B Mortgage-backed and asset-backed securities (MBS and ABS) depend on the cash flows from a specified pool of financial assets (i.e. mortgages in the case of MBS) and are subject to greater credit and interest rate risk and may be more volatile than other bonds. In addition, investments in MBS / ABS may be less liquid than investments in other bonds. > B Investments in onshore debt securities issued within the PRC through Bond Connect are subject to regulatory change and operational constraints which may result in increased counterparty risk. Market volatility and potential lack of liquidity due to low trading volumes may cause prices of bonds to fluctuate significantly. > B Exclusion of issuers that do not meet certain ESG criteria from the Sub-Fund's investment universe may cause the Sub-Fund to perform differently compared to similar funds that do not have such a policy. > B The Sub-Fund seeks to provide a return above the Benchmark; however the Sub-Fund may underperform the Benchmark. > B Further information about risks can be found in the "Risk Information" section of the Prospectus. Charges One-off charges taken before or after you invest Entry charge None Exit charge None This is the maximum that might be taken out of your money before it is invested or before the proceeds of your investment are paid out. Charges taken from this Share Class over a year Ongoing charge 0.32% Charges taken from this Share Class under certain specific conditions Performance fee None > B Investors who are not Authorised Participants may have to pay brokerage commissions or other charges determined and imposed by their brokers when buying or selling Shares on stock exchange(s). Information on charges can be obtained from your broker. Authorised Participants dealing directly with JPMorgan ETFs (Ireland) ICAV will pay related transaction costs. > B Charges are used to pay the costs of running this Share Class, including the costs of marketing and distribution. These charges reduce the potential growth of the investment. > B The ongoing charge figure is estimated and is based on the expected total of charges. The UCITS' annual report for each financial year will include detail on the exact charges made. > B Further information about charges can be found in the "Fees and Expenses" section of the Prospectus. Past Performance > B Past performance is not a guide to future performance. > B There is insufficient performance data available to provide a chart of annual past performance. > B Sub-Fund launch date: 2023. > B Share Class launch date: 2025. Practical Information Depositary : The depositary is Brown Brothers Harriman Trustee Services (Ireland) Limited. Further Information : A copy of the Prospectus and the latest annual and semi-annual financial report in English and certain other languages and the latest Net Asset Value are available free of charge upon request from www. jpmorganassetmanagement.ie, by email from fundinfo@jpmorgan.com, or by writing to JPMorgan Asset Management (Europe) S.à r.l, 6 route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Portfolio disclosure policy of JPMorgan ETFs (Ireland) ICAV can be obtained at www. jpmorganassetmanagement.ie. The latest prices of shares can be obtained from your broker. Remuneration Policy : The Management Company's Remuneration Policy can be found on http://www.jpmorganassetmanagement.lu/emea-remuneration-policy. This policy includes details of how remuneration and benefits are calculated, including responsibilities and composition of the committee which oversees and controls the policy. A copy of this policy can be requested free of charge from the Management Company. Tax : The Sub-Fund is subject to Irish tax regulations. This may have an impact on the investor's personal tax position. Legal Information : JPMorgan Asset Management (Europe) S.à r.l. may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus. The Sub-Fund is part of JPMorgan ETFs (Ireland) ICAV, an Irish collective asset-management vehicle with segregated liability between sub-funds. JPMorgan ETFs (Ireland) ICAV consists of separate sub-funds, each of which issues one or more Share Classes. This document is prepared for a specific Share Class. The Prospectus and annual and semi- annual financial reports are prepared for JPMorgan ETFs (Ireland) ICAV. Switching : Switching of Shares from one Sub-Fund into Shares in another Sub-Fund is not permitted. Switching of Shares from one Share Class into another Share Class within the same Sub-Fund is also not permitted to investors trading on stock exchanges but may be available to the Authorised Participants. Further information can be found in the Prospectus. Privacy Policy : You should note that, if you contact J.P. Morgan Asset Management by telephone, those lines may be recorded and monitored for legal, security and training purposes. You should also take note that information and data from communications with you may be processed by J.P. Morgan Asset Management, acting as a data controller, in accordance with applicable data protection laws. Further information about processing activities of J.P. Morgan Asset Management can be found in the EMEA Privacy Policy, which is available at www.jpmorgan.com/emea-privacy-policy. Additional copies of the EMEA Privacy Policy are available on request. The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland. JPMorgan Asset Management (Europe) S.à r.l. is authorised in Luxembourg and regulated by the CSSF. This Key Investor Information is accurate as at 12/02/2026