Key Investor Information This document provides you with key investor information about this Fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make an informed decision about whether to invest. HSBC Sterling Liquidity Fund a sub-fund of HSBC Global Liquidity Funds Plc, (the "UCITS");Class:UCITS ETF (Acc) managed by HSBC Investment Funds (Luxembourg) S.A. ISIN:IE000J4HXHK1Objectives and Investment Policy Investment Objective: based screening, and negative/exclusionary screening. The Investment The Fund aims to provide security of capital, daily liquidity and an Manager will construct a portfolio that aims to maintain an ESG score investment return which is comparable to normal Sterling denominated above the median average ESG score of the investible universe. money market interest rates. The Fund is classified as an Article 8 Fund The Fund will not invest in bonds issued by issuers with specified under SFDR.involvement in specific excluded activities. Please refer to the prospectusfor more details on ESG scores, issuer screening and engagement, and Investment Policy: excluded activities. The Fund invests in a diversified portfolio of short-term securities, The Fund may also invest in financial derivative instruments and may use instruments, and obligations. These instruments will be short-term fixed, them for hedging purposes. floating, or variable-rate securities that mature in 397 days or less. They will � The reference currency of the Fund is GBP. The reference currency of be issued by companies, governments, and government-related entities and this share class is GBP. either listed or traded on a Recognised Market, as detailed in the� The Fund is actively managed and does not track a benchmark. The Prospectus.reference benchmark for the Fund is Sterling Overnight Index Average The weighted average portfolio maturity of the Fund will not exceed 60(SONIA). days and the weighted average portfolio life of the Fund will not exceed 120 days. � Income is reinvested. The Fund’s investments will, at the time of purchase, typically have a credit � Authorised Participants only may deal in the Fund’s ETF Shares directly rating of least A-1 or P-1 (or its equivalent) from a recognised credit rating with the UCITS. agency, such as Standard & Poor’s or Moody’s.� The Fund’s ETF Shares are listed on one or more stock exchange(s). The Fund may only invest in securities that are denominated in (or hedged back into) Pound Sterling. � You may sell your investment on most working days. The Fund can invest in a range of short-term securities, instruments and � Recommendation: this Fund may be appropriate for investors who plan obligations such as, but not limited to: certificates of deposit (short-term to invest over a short term. certificates issued by banks); medium term, variable and floating rate notes;� The Fund is classified as a Low Volatility NAV Money Market Fund commercial paper; bankers acceptances; government bonds, corporate under the Money Market Fund Regulations. For further details on how bonds, treasury bills and Eurobonds; and asset backed securities. these funds operate, please refer to the Prospectus. The Fund may also invest in reverse repurchase agreements. Although the Fund does not have a specific sustainable investment � This product is based overseas and is not subject to UK sustainable objective, the Investment Manager shall promote environmental and social investment labelling and disclosure requirements. characteristics, and invest in issuers following good governance practices. The Investment Manager shall identify and analyse issuers’ ESG metrics using ESG integration, corporate engagement & shareholder action, norms-Risk and Reward Profile Lower risk Higher risk � Exchange Rate Risk Changes in currency exchange rates could reduce orincrease investment gains or investment losses, in some cases significantly.� Investment Leverage Risk Investment Leverage occurs when theeconomic exposure is greater than the amount invested, such as when Typically lower rewardsTypically higher rewardsderivatives are used. A Fund that employs leverage may experience greater 1 2 3 4 5 6 7gains and/or losses due to the amplification effect from a movement in theprice of the reference source. The risk and reward indicator is based on historical data and may not be a � Liquidity Risk Liquidity Risk is the risk that a Fund may encounter difficulties reliable indication of the future risk profile of the Fund.meeting its obligations in respect of financial liabilities that are settled by The risk and reward category shown is not guaranteed to remain delivering cash or other financial assets, thereby compromising existing or unchanged and may shift over time. The lowest category does not mean a remaining investors. risk-free investment. � Money Market Fund Risk The Fund's objective may not be achieved inadverse market conditions. During times of very low interest rates, the Why is this Fund in this specific category?interest received by the Fund could be less than the costs of operating the This Fund is classified in category 1 because its price or simulated data has Fund. shown very low fluctuations historically. � Operational Risk Operational risks may subject the Fund to errors affectingtransactions, valuation, accounting, and financial reporting, among other Material risks not fully captured by the Risk and Reward Indicator:things. � Counterparty Risk The possibility that the counterparty to a transaction may be unwilling or unable to meet its obligations. Charges The charges you pay are used to pay the running costs of the Fund,� The entry and exit charges shown are the maximum that may be including the marketing and distribution costs. These charges reduce the charged. In some cases you may pay less. You can obtain the actual potential growth of the investment. charges from your financial adviser. � The Fund may charge a Liquidity Fee of up to 3.00% of the Net Asset Value per Share at the discretion of the Directors, if other shareholders One-off charges taken before or after you invest will suffer as a result of the cost of the transaction. This fee will be Entry charge0.00% retained by the fund for the benefit of all remaining shareholders. � A conversion charge may be payable. Exit charge 0.00% � The ongoing charges figure shown here is an estimate of the charges as the share class has not been priced for a full financial year. The UCITS’ This is the maximum that might be taken out of your money before it is annual report for each financial year will include detail on the exact invested or before the proceeds of your investment are paid out. charges made. Further information on Charges can be found in the “Charges and Charges taken from the Fund over a year Expenses” section of the Fund’s Prospectus. Ongoing charge 0.10% Charges taken from the Fund under certain specific conditions Performance feeNone Past Performance � Fund � Benchmark� Past performance is not a guide to future performance; the value of 10.0% your investment and any income from it can go down as well as up. � Performance returns are based on the net asset value with distributable income reinvested. Past performance takes account of all ongoing charges but not entry, exit or conversion charges. � The past performance of this share class is calculated in GBP. � The reference benchmark for the Fund, for comparison purposes only, is0.0% the Sterling Overnight Index Average (SONIA). � The Fund was launched on 01 September 1999. � Insufficient data is available to provide past performance figures. -10.0%2021 2022 2023 2024 2025Practical Information DepositaryRemuneration Policy The Bank of New York Mellon SA/NV, Dublin Branch. The up-to-date remuneration policy of the Investment Company, including a description of how remuneration and benefits are determined, is available at Further information www.globalliquidity.hsbc.com. A paper copy is available free of charge from the Further information about the Company including the Prospectus, the most Administrator. recent annual and semi-annual reports of the Company and the latest share prices, may be obtained free of charge, in English, from the Administrator by Tax emailing hsbc.dealingteam@bnymellon.com, or by visiting The Fund is subject to Irish tax regulations. This may have an impact on your www.globalliquidity.hsbc.com. The indicative intra-day net asset value of the personal tax position. fund is available on at least one major market data vendor terminal such as Management Company Bloomberg, as well as on a wide range of websites that display stock market data, including www.reuters.com. Details of the underlying investments of the HSBC Investment Funds (Luxembourg) S.A. may be held liable solely on the fund are available on www.assetmanagement.hsbc.com/liquidity. basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus. This document describes a single sub-fund of the Company. The Prospectus, annual and semi-annual reports are prepared for the entire Company. Segregated liability Share classes HSBC Global Liquidity Funds plc is an investment company with segregated liability between sub-funds under Irish law. This means that the holdings of one It is not possible to switch your shares into shares of a different share class or sub- sub-fund are kept separate from the holdings of the other sub-funds and your fund. The conversion of the ETF Shares into Non-ETF Shares and vice versa is not investment in the Fund cannot be used to pay the liabilities of any other sub-fund. permitted. Details of how to do this are in the General Fund Information "Switching” section of the Prospectus. The Fund is authorised in Ireland and regulated by the Central Bank of Ireland (CBI). This key investor information is accurate as at 28 January 2026.