This document provides you with key investor information about this Key Investor Informationfund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. JPMorgan ETFs (Ireland) ICAV ISIN: IE000L91HR40 JPM Carbon Transition Global Equity (CTB) UCITS ETF - USD (dist) a Share Class of JPMorgan ETFs (Ireland) ICAV – Carbon Transition Global Equity (CTB) UCITS ETF. The management company is JPMorgan Asset Management (Europe) S.à r.l. Objectives and Investment Policy Investment Objective: The Sub-Fund seeks to provide returns thatThe Index then uses a three-step, rules based approach. First, the correspond to those of its Index. regional and sector weights are allocated in accordance with the Investment Policy: The Sub-Fund pursues a passively managed (index- Investable Universe. Second, all remaining eligible companies are tracking)strategy. evaluated through the use of the Index Provider's proprietary research The Sub-Fund aims to track the performance of the Index as closely as and third party data and allocated an aggregate score derived from the possible, regardless of whether the Index level rises or falls, while seeking following three scores: (i) emissions score (how effectively the company is to minimise as far as possible the tracking error between the Sub-Fund'smanaging emissions on site, as well as through its provision of products performance and that of the Index. and services), (ii) resource management score (how effectively the The Index is comprised of large and mid-capitalisation equity securitiescompany is managing the resources which it consumes such as issued in developed markets globally (the "Index Securities"). The electricity, water and waste), and (iii) risk management score (how components of the Index are selected from the components of the effectively the company is managing its physical risks and reputational Solactive GBS Developed Markets Large & Mid Cap (the "Investablerisks). Finally, the companies are re-weighted relative to the weights that Universe") in accordance with the index's rules-based methodology they have in the Investable Universe based on their aggregate score, which is summarised below. The constituents of the Index andleading to companies with higher scores having a higher weighting in the geographical exposure of Index Securities may be subject to change over Index and similarly those with lower scores having a lower weighting in the time. The Index rebalances on a quarterly basis (as referred to under Index. "Index Tracking Risk" in the Prospectus). Further details on the Index, The Sub-Fund has sustainable investment as its objective and invests a including its methodology, components and performance, are available at minimum of 80% of the Sub-Fund's Net Asset Value in securities that https://www.solactive.com/indices/?index=DE000SL0BE72, and further qualify as sustainable investments, as defined under the SFDR and based details on the Investable Universe, including its components andon the Investment Manager's scoring methodology. performance, are available at https://www.solactive.com/indices/? The Sub-Fund systematically includes ESG criteria in investment analysis index=DE000SLA41D2. and investment decisions on at least 90% of securities purchased The Index aims to meet the requirements for EU Climate Transition (excluding cash). Benchmarks as defined in the EU Climate Benchmarks Regulation, and The Sub-Fund may invest in assets denominated in any currency and provide low carbon emission exposure relative to the Investable Universecurrency exposure will not typically be hedged. with a view to achieving the long-term global warming objectives of the The Sub-Fund may, for efficient portfolio management purposes, use Paris Agreement. In particular, the Index aims to achieve a reduction offinancial derivative instruments. the greenhouse gas intensity of the Index of at least 7% on average per USD is the base currency of the Sub-Fund. annum and an overall reduction of the greenhouse gas intensity of the It is currently anticipated that the tracking error of the Sub-Fund will be up Index compared to the Investable Universe of at least 30%. Greenhouse to 100 bps under normal market conditions. The causes of tracking error gas intensity means greenhouse gas emissions divided by enterprise can include but are not limited to the following: holdings/size of the Sub- value including cash. Fund, cash flows, such as any delays in investing subscription proceeds The Index is designed to capture the performance of companies which into the Sub-Fund or realising investments to meet redemptions, fees and have been identified through its rules-based process as best positioned the frequency of rebalancing against the Index. to benefit from a transition to a low carbon economy by effectively Redemption and Dealing: Shares of the Sub-Fund are traded on one or managing their emissions, resources and climate-related risks. The more stock exchanges. Certain market makers and brokers may Index applies this rules-based non-financial analysis process to all Index subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) ICAV, Securities as further described below. and are referred to as "Authorised Participants". Other investors who are Index Construction not Authorised Participants can purchase and sell Shares daily on a The Index methodology applies values and norms based screening to recognised stock exchange or over-the-counter. implement exclusions on certain industries and issuers based on specificIndex: Solactive J.P. Morgan Asset Management Carbon Transition Global ESG criteria and/or minimum standards of business practice based on Equity Index. international norms. To support this screening, the Index Provider relies Distribution Policy: This Share Class will normally pay dividends quarterly. on third party provider(s) who identify an issuer's participation in or the For an explanation of some of the terms used in this document, please revenue which they derive from activities that are inconsistent with thevisit the glossary on our website at www.jpmorganassetmanagement.ie. values and norms based screens. Risk and Reward Profile Lower risk Higher riskB Since the instruments held by the Sub-Fund may be denominated in Potentially lower reward Potentially higher reward currencies other than the Base Currency, the Sub-Fund may be affected unfavourably by exchange control regulations or fluctuations 1 2 3 4 5 6 7 in currency rates. For this reason, changes in currency exchange rates can affect the value of the Sub- Fund's portfolio and may impact the The above rating is based on the historic volatility of the simulated Net value of the Shares. Asset Value of this Share Class over the last five years and may not be a B The exclusion of companies that do not meet certain ESG criteria from reliable indication of the future risk profile of this Share Class. the Sub-Fund's Investable Universe, through the screening performed The risk and reward category shown above is not guaranteed to remain as part of the index methodology described above, may cause the Sub- unchanged and may change over time. Fund to perform differently compared to similar funds that do not have A Share Class with the lowest risk rating does not mean a risk-free such a policy. investment. B To the extent that the Sub-Fund uses financial derivative instruments, Why is this Share Class in this category? This Share Class is classified in the risk profile and the volatility of the Sub-Fund may increase. That category 5 because its simulated Net Asset Value has shown medium to notwithstanding, the risk profile of the Sub-Fund is not expected to high fluctuations historically. significantly deviate from that of the Index as a result of its use of OTHER MATERIAL RISKS financial derivative instruments. B The value of your investment may fall as well as rise and you may get B The Sub-Fund is not expected to track the performance of the Index atback less than you originally invested.all times with perfect accuracy. The Sub-Fund is, however, expected to B The value of equities may go down as well as up in response to the provide investment results that, before expenses, generally correspondperformance of individual companies and general market conditions, to the price and yield performance of the Index.sometimes rapidly or unpredictably. If a company goes throughB Further information about risks can be found in the "Risk Information"bankruptcy or a similar financial restructuring, its shares in issue section of the Prospectus.typically lose most or all of their value. Charges One-off charges taken before or after you invest B Investors who are not Authorised Participants may have to pay brokerage commissions or other charges determined and imposed by Entry charge None their brokers when buying or selling Shares on stock exchange(s). Exit chargeNone Information on charges can be obtained from your broker. Authorised Participants dealing directly with JPMorgan ETFs (Ireland) ICAV will pay This is the maximum that might be taken out of your money before it is related transaction costs. invested or before the proceeds of your investment are paid out. B Charges are used to pay the costs of running this Share Class, Charges taken from this Share Class over a year including the costs of marketing and distribution. These charges Ongoing charge 0.19% reduce the potential growth of the investment. B The ongoing charge figure is estimated and is based on the expected Charges taken from this Share Class under certain specific conditionstotal of charges. The UCITS' annual report for each financial year will Performance feeNone include detail on the exact charges made. B Further information about charges can be found in the "Fees and Expenses" section of the Prospectus. Past Performance B Past performance is not a guide to future performance.B Sub-Fund launch date: 2020. B There is insufficient performance data available to provide a chart ofB Share Class launch date: 2025. annual past performance. Practical Information Depositary: The depositary is Brown Brothers Harriman Trustee Services specific Share Class. The Prospectus and annual and semi- annual (Ireland) Limited. financial reports are prepared for JPMorgan ETFs (Ireland) ICAV. Further Information: A copy of the Prospectus and the latest annual and Switching: Switching of Shares from one Sub-Fund into Shares in another semi-annual financial report in English and certain other languages and Sub-Fund is not permitted. Switching of Shares from one Share Class into the latest Net Asset Value are available free of charge upon request from another Share Class within the same Sub-Fund is also not permitted to www.jpmorganassetmanagement.ie, by email from fundinfo@jpmorgan.investors trading on stock exchanges but may be available to the com, or by writing to JPMorgan Asset Management (Europe) S.à r.l, 6 route Authorised Participants. Further information can be found in the de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Portfolio Prospectus. disclosure policy of JPMorgan ETFs (Ireland) ICAV can be obtained at www. Privacy Policy: You should note that, if you contact J.P. Morgan Asset jpmorganassetmanagement.ie. The latest prices of shares can be Management by telephone, those lines may be recorded and monitored obtained from your broker. for legal, security and training purposes. You should also take note that Remuneration Policy: The Management Company's Remuneration Policy information and data from communications with you may be processed can be found on http://www.jpmorganassetmanagement.lu/emea- by J.P. Morgan Asset Management, acting as a data controller, in remuneration-policy. This policy includes details of how remuneration accordance with applicable data protection laws. Further information and benefits are calculated, including responsibilities and composition about processing activities of J.P. Morgan Asset Management can be of the committee which oversees and controls the policy. A copy of this found in the EMEA Privacy Policy, which is available at www.jpmorgan. policy can be requested free of charge from the Management Company. com/emea-privacy-policy. Additional copies of the EMEA Privacy Policy are Tax: The Sub-Fund is subject to Irish tax regulations. This may have an available on request. impact on the investor's personal tax position. Disclaimer: The funds or securities referred to herein are not sponsored, Legal Information: JPMorgan Asset Management (Europe) S.à r.l. may be endorsed, or promoted by Solactive, and Solactive bears no liability with held liable solely on the basis of any statement contained in this respect to any such funds or securities or any index on which such funds document that is misleading, inaccurate or inconsistent with the relevant or securities are based. The Sub-Fund Supplement contains a more parts of the Prospectus.detailed description of the limited relationship Solactive has with The Sub-Fund is part of JPMorgan ETFs (Ireland) ICAV, an Irish collective JPMorgan Asset Management and any related funds, as well as asset-management vehicle with segregated liability between sub-funds. additional disclaimers that apply to the Solactive indexes. The Solactive JPMorgan ETFs (Ireland) ICAV consists of separate sub-funds, each ofindexes are the exclusive property of Solactive and may not be reproduced which issues one or more Share Classes. This document is prepared for a or extracted and used for any other purpose without Solactive's consent. The Solactive indexes are provided without any warranties of any kind. The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland. JPMorgan Asset Management (Europe) S.à r.l. is authorised in Luxembourg and regulated by the CSSF. This Key Investor Information is accurate as at 12/02/2026