Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Terms not defined herein are as defined in the Prospectus.

SPDR J.P. Morgan Saudi Arabia Aggregate Bond UCITS ETF (the "Fund"), a sub-fund of SSGA SPDR ETFs Europe I plc (a UCITS compliant Exchange Traded Fund). This Fund is managed by State Street Global Advisors Europe Limited. Share Class: SPDR J.P. Morgan Saudi Arabia Aggregate Bond UCITS ETF (Acc) (ISIN IE000QRDCYW2)

Objectives and Investment Policy Investment Objective The investment objective of the Fund is to track the listed or traded on Recognised Markets in accordance with the limits set out performance of liquid, USD-denominated sovereign and quasi-sovereign

in the UCITS Regulations. Details of the Fund's portfolio and the indicative instruments and SAR-denominated Sukuk government bonds from Saudi net asset value per share for the Fund are available on the Website daily. Arabia.

The Fund may use financial derivative instruments (that is, financial contracts Investment Policy The investment policy of the Fund is to track the

whose prices are dependent on one or more underlying assets) in order to performance of the Index (or any other index determined by the Directors

manage the portfolio efficiently. from time to time to track substantially the same market as the Index) as Save in exceptional circumstances, the Fund will generally only issue and closely as possible, while seeking to minimise as far as possible the trackingredeem shares to certain institutional investors. However, shares of the Fund difference between the Fund's performance and that of the Index. The Indexmay be purchased or sold through brokers on one or more stock exchanges. measures the performance of the liquid, USD-denominated sovereign and The Fund trades on these stock exchanges at market prices which may quasi-sovereign instruments and SAR-denominated Sukuk government

fluctuate throughout the day. Market prices may be greater or less than the bonds from Saudi Arabia. The Index includes USD-denominated fixed-rate,

daily net asset value of the Fund. floating and zero-coupon bonds, capitalization/amortizing bonds and bonds Shareholders may redeem shares on any UK business day (other than days with callable, puttable, or convertible features. In addition, SAR-denominatedon which relevant financial markets are closed for business and/or the day Sukuk government bonds issued after January 1st, 2023 are eligible forpreceding any such day provided that a list of such closed market days will be inclusion. USD and SAR denominated bonds have to satisfy the minimum

published for the Fund on www.ssga.com); and any other day at the amount outstanding criterion of $500 million and $1 billion, respectively. At Directors' discretion (acting reasonably) provided Shareholders are notified in each month-end, instruments that fall below 6 months to maturity during the

advance of any such days. upcoming month, will be excluded from the Index. Index constituents may on

Any income earned by the Fund will be retained and reflected in an increase occasion be rebalanced more often than the Index Rebalance Frequency, if

in the value of the shares. required by the Index methodology, including for example where corporate actions such as mergers or acquisitions affect components of the Index. The

The Fund does not currently engage in securities lending. Investment Manager and/or Sub-Investment Manager, on behalf of the Fund,

The Shares of the USD Class are issued in U.S. Dollar. will invest using a stratified sampling strategy as further described in the

Please refer to the Prospectus for more information. "Investment Objectives and Policies – Index Tracking Funds" section of theThe J.P. Morgan Saudi Arabia Aggregate Index is used with permission and is Prospectus, primarily in the securities of the Index, at all times in accordance

the exclusive property of JPMorgan Chase & Co. (Index Provider). The SPDR with the Investment Restrictions set forth in the Prospectus. The Investment

J.P. Morgan Saudi Arabia Aggregate Bond UCITS ETF is not sponsored, Manager and/or Sub-Investment Manager also may, in exceptionalendorsed or otherwise promoted by the Index Provider. Please refer to the circumstances, invest in securities not included in the Index but that it SPDR J.P. Morgan Saudi Arabia Aggregate Bond UCITS ETF supplement for believes closely reflect the risk and distribution characteristics of securities of

full disclaimer. the Index. The bond securities in which the Fund invests will be primarily

Risk and Reward Profile

Liquidity Risk & ETF Liquidity Risk: Lack of a ready market or restrictions

Lower risk

Higher risk

on resale may limit the ability of the Fund to sell a security at an

Potentially lower rewardPotentially higher rewardadvantageous time or price or at all. Illiquid securities may trade at a discount

from comparable, more liquid investments and may be subject to wide

fluctuations in market value. Illiquidity of the Fund's holdings may limit the

1

2

3

4

5

6

7ability of the Fund to obtain cash to meet redemptions on a timely basis.

Where the fund invests in illiquid securities or does not trade in large Risk Disclaimer The risk category above is not a measure of capital loss or

volumes, the bid offer spreads of the Fund may widen, the Fund may be gains but of how significant the rises and falls in the Fund's return have been

exposed to increased valuation risk and reduced ability to trade. Shares in the historically. Fund may also trade at prices that are materially different to the last available For example a fund whose return has experienced significant rises and falls

NAV. will be in a higher risk category, whereas a fund whose return hasDuration / Interest Rate Risk: Changes in interest rates are likely to affect experienced less significant rises and falls will be in a lower risk category.the value of bonds and other debt instruments. Rising interest rates generally The lowest category (i.e., category 1) does not mean that a fund is a risk free

result in a decline in bond values, while falling interest rates generally result investment.

in bond values increasing. Investments with longer maturities and higher

durations are more sensitive to interest rate changes, therefore a change in As the Fund's risk category has been calculated using historical simulated

interest rates could have a substantial and immediate negative effect on the proxy data, it may not be a reliable indication of the Fund's future risk profile.

values of the Fund's investments. The Fund's risk category shown is not guaranteed and may change in the

Concentration Risk: When the Fund focuses its investments in a particular future.

currency or region, the financial, economic, business, and other Why is this Fund in this category? The Fund is in risk category 4 as its

developments affecting issuers in that currency or region will have a greater return has experienced medium rises and falls historically.

effect on the Fund than if it was more diversified. This concentration may also The following are material risks relevant to the Fund which are not adequatelylimit the liquidity of the Fund. Investors may buy or sell substantial amounts of captured by the risk category.the Fund's shares in response to factors affecting or expected to affect a Index Tracking Risk: The Fund's return may not match the return of thecurrency or region in which the Fund focuses its investments. Index. It is currently anticipated that the Fund will track the Index with a

Emerging Markets Risk: Risks of investing in emerging markets include, potential variation of up to 1% annually under normal market conditions. The

among others, greater political and economic instability, possible trade Fund's ability to track the Index will be affected by Fund expenses, the

barriers, less governmental supervision and regulation, greater volatility in amount of cash and cash equivalents held in its portfolio, and the frequency

currency exchange rates, currency transfer restrictions or difficulties in and the timing of purchases and sales of interests in the Fund. The

gaining currency exposure, less developed securities markets, legal systems Investment Manager and/or Sub-Investment Manager may attempt to

and financial services industries, differences in auditing and financial replicate the Index return by investing in a sub-set of the securities in the reporting standards, and greater dependence on revenue from particular Index, or in some securities not included in the Index, potentially increasingcommodities or international aid. As the Fund has material exposure to the risk of divergence between the Fund's return and that of the Index.

emerging markets, an investment in the Fund should not constitute aKey Investor Information substantial proportion of an investment portfolio and may not be appropriate

conventional governmental bonds due to their geographical concentration. for all investors.Where the Fund invests in Sovereign Sukuk issued by governments or Sukuk Investment Risk: Price changes in Sukuk / Sharia law compliant

Govermental Entities from emerging countries it will bear additional risks instruments are influenced predominantly by the value of the underlying

linked to the specifics of such countries (e.g. currency fluctuations, political asset. Factors that may impact the value of the underlying asset include

and economic uncertainties, repatriation restrictions, change of law etc.) as volatility and interest rate levels. Price changes in Sukuk may also be

further detailed under the "Emerging Markets Risk" section of the influenced by interest rate developments in the capital markets, which in turnSupplement. are influenced by macro-economic factors. Sukuk may be issued by any

An active secondary market in respect of the Sukuk that the Fund invests in corporate, sovereign, or supranational entity and may be backed or derive its may never be established or may be illiquid and this would adversely affect value from any asset, tangible or otherwise, including home financings.

the value at which the Fund could sell such Sukuk. There can be no Sovereign Sukuk ("Sovereign Sukuk") are Sukuk issued or guaranteed by assurance that there will be no interruption to, or errors in, trading, clearing or governments or government-related entities. Investment in Sovereign Sukuk settlement of Sukuk that are listed on the Saudi Stock Exchange. issued or guaranteed by governments or their agencies and instrumentalities

Please refer to the Prospectus for full details about the risks associated with ("Governmental Entities") may involve a higher degree of risk thanthis Fund.

Charges The charges you pay are used to pay the cost of running the Fund, including

The entry and exit charges shown are maximum figures. In some cases, you the costs of marketing and distributing it. These charges reduce the potentialmight pay less – you can find this out from your financial advisor or distributor. growth of your investment.Entry and exit charges are not applicable to investors buying/selling shares of

the Fund on stock exchanges, but these investors will do so at market prices

One-off charges taken before or after you invest and may be subject to broker fees and/or other charges.

The ongoing charges figure shown here is an estimate of the charges. It

Entry chargenone excludes:

Exit charge none b

Portfolio transaction costs, except in the case of an entry/exit charge paid

by the Fund when buying or selling units in another fund

This is the maximum that might be taken out of your money before it is

For more information about charges please refer to the "Fees and Expenses"

invested (entry charge) or before the proceeds of your investment aresection of the prospectus and the Fund supplement.

paid out (exit charge).

Charges taken from the Fund over a year

Ongoing charge

0.37%

Charges taken from the Fund under certain specific conditions

Performance fee none

Past Performance

%Past performance is not a guide to future results.

The Fund was launched in December 2024.

The Share Class does not yet have sufficient data to provide a

The Share Class was launched in December 2024.useful indication of past performance to investors.

2020

2021

2022

2023

2024

Practical Information Depositary State Street Custodial Services (Ireland) Limited. impact on your investments. For further details, you should consult a tax Further Information Copies of the prospectus, its supplements, details of the advisor. Fund's portfolio and the latest annual and semi-annual reports prepared

Liability Statement State Street Global Advisors Europe Limited may be for SSGA SPDR ETFs Europe I plc may be obtained, free of charge, from the held liable for any statement contained in this document that is misleading, Administrator or online at www.ssga.com. These documents are available in inaccurate or inconsistent with the relevant parts of the Prospectus. English.

Switching between Sub-Funds Shareholders have no specific right to Remuneration Policy Details of the up to date remuneration policy of SSGA convert shares of the Fund into shares of another sub-fund of SSGA SPDR SPDR ETFs Europe I plc are available from www.ssga.com. Paper copies

ETFs Europe II plc. Conversion can only be effected by the investor selling/ are available free of charge on request.

redeeming the shares of the Fund and buying/subscribing shares of another Net Asset Valuation Publication The net asset value and indicative netsub-fund of SSGA SPDR ETFs Europe II plc. Detailed information on how to asset value per share is available at www.ssga.com and at the registered

switch between sub-funds is provided in the "Purchase and Sale Information - office of the company. Additionally the indicative net asset value is available

Conversions" section of the prospectus. via Bloomberg, Telekurs and Reuters terminals.Segregation of Assets and Liabilities SSGA SPDR ETFs Europe I plc has Tax Legislation The Fund is subject to the tax laws and regulations ofsegregated liability between its sub-funds. As a consequence, the assets of Ireland. Depending on your own country of residence this might have anthe Fund should not be available to pay the debts of any other sub-fund of

SSGA SPDR ETFs Europe I plc. This Fund is authorised in Ireland and regulated by the Central Bank of Ireland. State Street Global Advisors Europe Limited is a Company approved by the Central Bank of Ireland, under no. 49934. This key investor information is accurate as at 10 February 2025.