Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Franklin Euro Short Maturity UCITS ETF Class (Acc) • ISIN IE000STIHQB2 • A sub-fund of Franklin Templeton ICAV The management company is Franklin Templeton International Services S.à r.l. Objectives and Investment Policy Franklin Euro Short Maturity UCITS ETF (the “Fund”) investment objective Investors who understand the risks of the Fund and plan to invest for at is to seek to maximise income and growth of capital (total return) in the least 3 to 5 years. The Fund may appeal to investors who: Euro-denominated short-term bond market. • are looking for a combination of income and investment growth from a Investment Policy comparatively stable investment The Fund mainly invests in investment grade corporate and government • are interested in exposure to short-term bond markets as part of a bonds with a short maturity and denominated in EUR. These investments diversified portfolio may be from anywhere in the world. • have a medium risk profile and can tolerate moderate short-term changes To a lesser extent, the Fund may invest in below investment grade bonds, in the share price securities that are in default, convertible securities, including contingent Product availability The Fund is available to all investors with at least convertible bonds, asset- and mortgage-backed securities and perpetual basic investment knowledge, through all distribution channels, with or bonds. without the need for advice. Derivatives and techniques The Fund may use derivatives for hedging, Terms to Understand efficient portfolio management and investment purposes.bonds, investment grade: Bonds represent an obligation to repay a debt, SFDR category Article 8 (promotes environmental and/or social along with interest. Investment grade bonds are considered to have a lower characteristics under EU regulations). risk of becoming unable to make promised payments to investors, including The investment manager applies a proprietary rating methodology using the initial debt. various ESG criteria to assess long-term opportunities and risks. The Fund derivatives: Financial instruments whose value is linked to one or more excludes issuers lagging in the transition to a low-carbon economy and rates, indexes, share prices or other values. excludes or restricts investments in certain industries that are harmful to the environment or society, such as exploration and production of fossil efficient portfolio management: A strategy aimed at reducing risk, fuels, weapons and tobacco.lowering costs or generating additional capital or income for the Fundthrough the use of derivatives. These strategies must align with the Funds For more information see www.franklintempleton.ie/27049risk profile. Base currency Euro (EUR). convertible securities, contingent convertible bonds: Bonds that Benchmark(s) ICE BofA 0-1 Year Euro Broad Market Index. Used for convert into shares of a company upon a pre-determined event occurring. performance comparison only. Contingent convertible bonds generally pay higher interest paymentscompared to other bonds due to the higher risk. The Fund is actively managed and may deviate materially from that of the benchmark(s). asset- and mortgage- backed securities: Bonds backed by consumerdebt (such as mortgages, credit card and other loan-type debt) and whose Buying and selling shares income derives from the payments received from the underlying borrowers. You may buy or sell shares daily through a broker on the stock exchangeShare Class Currency: EUR where the shares are traded. Authorised participants, such as selected financial institutions, may buy or sell shares directly with the fund, on any Treatment of Income: For accumulation shares, income from investments day markets are open for business in the United Kingdom. is reinvested in the Fund and reflected in the price of shares. Intended retail investor Risk and Reward ProfileThe Fund invests primarily in short-term investment grade debt securitiesdenominated in Euros while aiming to maintain capital preservation andliquidity. Such securities have historically proven to present some stability1 23 4 5 6 7 over time and have benefitted from limited exposure to interest rates andmovements in the bond market. Such securities have historically proven tobe highly stable and conservative in nature. Lower risk Higher risk Risks materially relevant not adequately captured by the indicator: Potentially lower rewards Potentially higher rewardsCounterparty risk: the risk of failure of financial institutions or agents(when serving as a counterparty to financial contracts) to perform their What does this indicator mean and what are its limits? obligations, whether due to insolvency, bankruptcy or other causes.Credit risk: the risk of loss arising from default that may occur if an issuer This indicator is designed to provide you with a measure of the price fails to make principal or interest payments when due. This risk is higher if movement of this share class based on historical behavior. the Fund holds low-rated, sub-investment-grade securities.Derivative Instruments risk: the risk of loss in an instrument where a Historical data may not be a reliable indication of the future risk profile of small change in the value of the underlying investment may have a larger the Fund. The category shown is not guaranteed to remain unchanged and impact on the value of such instrument. Derivatives may involve additional may shift over time. liquidity, credit and counterparty risks.Secondary market trading risk: the risk that the shares purchased on the The lowest category does not mean risk free. secondary market cannot usually be sold directly back to the Fund and thatinvestors may therefore pay more than the NAV per share when buying As the share class has no sufficient historical data available, simulated data shares or may receive less than the current NAV per Share when selling based on a representative portfolio model or benchmark have been used shares. instead. For a full discussion of all the risks applicable to this Fund, please refer to Why is the Fund in this specific category? the “Risk Considerations” section of the current prospectus of FranklinTempleton ICAV. 1/2Franklin Euro Short Maturity UCITS ETF Charges The charges you pay are used to pay the costs of running the Fund, *No entry nor exit charges are payable where investors deal in shares in including the costs of marketing and distributing it. These charges reduce the secondary market – i.e. where shares are purchased and sold on a the potential growth of your investment. stock exchange. In such cases, investors may pay fees charged by theirbroker. Authorised Participants dealing directly with the Fund may pay an One-off charges taken before or after you invest entry charge up to a maximum of 3% and an exit charge up to a maximumof 2%. Entry charge Not applicable*The entry and exit charges shown are maximum amounts: you may pay Exit charge Not applicable* less in some cases. For more information please ask your financial adviser. This is the maximum that might be taken out of your money before it is The ongoing charges are based on the expenses for the year ending 31 invested. December 2025. This figure may vary from year to year. Charges taken from the Fund over a yearFor detailed information about charges, please refer to the “Fees and Ongoing charges0.15% Expenses” section of the current prospectus of Franklin Templeton ICAVand the Fund supplement. Charges taken from the Fund under certain specific conditions Performance fee Not applicable• Past Performance• Past performance is not a guide to future performance.5.0• The past performance shown here includes all the ongoing charges. 4.5• The Fund was launched in 2018 and the present share class on 24/04/2023.4.0• Past performance is calculated in the currency of the present share class.3.5• Product performance is not tracking the index.3.0 2.5 2.0 1.5 1.0 0.5 0.0 2021 2022 2023 2024 20254.3 2.43.7 2.4Franklin Euro Short Maturity UCITS ETF Class (Acc) ICE BofA 0-1 Year Euro Broad Market Index (Benchmark performance is provided for information and indicative purposes only.) Practical Information • The Depositary of Franklin Templeton ICAV is The Bank Of New York misleading, inaccurate or inconsistent with the relevant parts of the Mellon SA/NV, Dublin Branch, The Shipping Office, Sir John Rogerson’s prospectus of the Fund. Quay, Dublin 2, Ireland. • The present Fund is a sub-fund of Franklin Templeton ICAV. The • You can obtain further information about the Fund, copies of its prospectus and the annual and semi-annual reports refer to all sub-funds prospectus, supplement and its latest annual and semi-annual reports of Franklin Templeton ICAV. All Funds of Franklin Templeton ICAV have from the website www.franklintempleton.com or free of charge from the segregated assets and liabilities. As a result, each Fund is operated Administrator, BNY Mellon Fund Services (Ireland) DAC, The Shippingindependently from each other. Office, Sir John Rogerson’s Quay, Dublin 2, Ireland or your financial• You may not exchange shares with another sub-fund of Franklin adviser. These documents are each available in English and certain other Templeton ICAV. language(s).• The details of the up-to-date remuneration policy of the management • The latest Net Asset Value and other practical information on the Fund is company, including but not limited to, a description of how remuneration available from the Administrator, BNY Mellon Fund Services (Ireland) DAC and benefits are calculated, the identity of persons responsible for The Shipping Office, Sir John Rogerson’s Quay, Dublin 2, Ireland orawarding the remuneration and benefits including the composition of the www.franklintempleton.com remuneration committee, are available at www.franklintempleton.lu and a • The indicative Net Asset Value is displayed on major market data vendorpaper copy can be obtained free of charge. terminals. • Please note that the Irish taxation regime may have an impact on your personal tax position. Please consult your financial or tax adviser before deciding to invest. • Franklin Templeton International Services S.à r.l may be held liable solely on the basis of any statement contained in this document that is This Fund is authorised in Ireland and is regulated by the Central Bank of Ireland. Franklin Templeton International Services S.à r.l. is authorised in the Grand Duchy of Luxembourg and is regulated by the Commission de Surveillance du Secteur Financier. This key investor information is accurate as at 13/02/2026. 2/2