Title: Key Investor Information URL Source: https://docs.oppl.io/etf/IE000TZOB1X7_18-02-2026.pdf?apiKey=b9934aa2-1a83-4286-b11b-c8415da9e581?apiKey=b9934aa2-1a83-4286-b11b-c8415da9e581 Published Time: Fri, 24 Apr 2026 07:03:50 GMT Number of Pages: 2 Markdown Content: # Objectives and Investment Policy ▪ The Sub -Fund seeks to achieve a long -term return by actively investing primarily in investment grade and high yield fixed income securities of corporate issuers around the world (including emerging markets). ▪ The Sub -Fund promotes environmental and/or socia l characteristics. As part of its investment process, the Investment Manager will implement an ESG approach which consists of the application of exclusionary screens and the application of minimum inclusion criteria based on proprietary ESG ratings. ▪ The S ub -Fund will, under normal circumstances, invest at least two thirds of its net assets (excluding cash and cash equivalents) in investment grade fixed income transferable securities issued by corporate issuers around the world. ▪ The Sub -Fund may use derivat ives for efficient portfolio management purposes, to help manage risks and for investment purposes in order to seek to increase return. A derivative instrument is a contract between two or more parties whose value depends on the rise and fall of the underl ying asset. ▪ The Sub -Fund is actively managed and references Bloomberg Global Aggregate Credit Index (the “Benchmark”) as a performance comparator. ▪ The Investment Manager has full discretion over the composition of the assets in the Sub -Fund. While the Sub -Fund will generally hold assets that are components of the Benchmark, it can invest in such components in different proportions, and it can hold as sets which are not components of the Benchmark. Therefore, returns may deviate materially from the performance of the specified reference Benchmark and this includes where the return of the Sub -Fund may not exceed the return of the Benchmark or underperfor m the Benchmark. ▪ In normal circumstances, only authorised participants (e.g. select financial institutions) may deal in shares (or interests in shares) directly with the Sub -Fund. Other investors can deal in shares (or interests in shares) daily through a n intermediary on stock exchange(s) on which the shares are traded. ▪ Income is rolled up into the value of your investment. ▪ The Sub -Fund currency is USD. The share class currency is USD. ▪ For full investment objective and policy details see the Prospectus. # Risk and Reward Profile # 1 2 3 4 5 6 7 This risk profile is based on historical data and may not be a reliable indication of the future risk profile of the Sub -Fund. The risk category shown is not guaranteed and may change over time. The lowest category does not mean risk free. It is possible t hat a sub -fund stated to have a lower risk profile may in fact fall in value more than a sub -fund with a higher risk profile. The capital is not guaranteed. Other Material Risks: ▪ Market risk - the value of assets in the Sub -Fund is typically dictated by a number of factors, including the confidence levels of the market in which they are traded. ▪ Operational risk - material losses to the Sub -Fund may arise as a result of human error, system and /or process failures, inadequate procedures or controls. ▪ Liquidity risk - the Sub -Fund may not always find another party willing to purchase an asset that the Sub -Fund wants to sell which could impact the Sub -Fund's ability to meet redemption requests on d emand. ▪ Custodian risk - insolvency, breaches of duty of care or misconduct of a custodian or sub -custodian responsible for the safekeeping of the Sub -Fund's assets can result in loss to the Sub -Fund. ▪ Interest rate risk - when interest rates rise, bond pric es fall, reflecting the ability of investors to obtain a more attractive rate of interest on their money elsewhere. Bond prices are therefore subject to movements in interest rates which may move for a number of reasons, political as well as economic. ▪ Cred it risk - The failure of a counterparty or an issuer of a financial asset held within the Sub -Fund to meet its payment obligations will have a negative impact on the Sub -Fund. ▪ Derivatives risk - certain derivatives may result in losses greater than the amo unt originally invested. ▪ Counterparty risk - a party that the Sub -Fund transacts with may fail to meet its obligations which could cause losses. ▪ Emerging markets risk - emerging markets are likely to bear higher risk due to lower liquidity and possible lack of adequate financial, legal, social, political and economic structures, protection and stability as well as uncertain tax positions. ▪ High yield risk - high -yield i nstruments, meaning investments which pay a high amount of income generally involve greater credit risk and sensitivity to economic developments, giving rise to greater price movement than lower yielding instruments. ▪ Currency exposure risk - currency hedge d share classes of the Sub - Fund are not intended to hedge the underlying Sub -Fund currency exposures back to the investor's base currency, resulting in the investor taking speculative currency positions, which may be volatile and may have a material impact on an investor's returns. ▪ Leverage risk - the Sub -Fund may operate with a significant amount of leverage. Leverage occurs when the economic exposure created by the use of derivatives is greater than the amount invested. A leveraged Sub - Fund may result in large fluctuations in the value of the Sub -Fund and therefore entails a high degree of risk including the risk that losses may be substantial. ▪ Contingent Convertible (“Coco”) Bond Risk - investment in this particular type of bond may result in material los ses to the Sub -Fund based on certain trigger events. Trigger events are likely result in up to total loss of value of the bond or its conversion into shares of the issuer which may also have suffered a loss in value. ▪ Sustainability risk - an environmental, social or governance event or condition that could cause the value of the portfolio to go down. Examples of sustainability risks include physical environmental risks, climate change transition risks, supply chain disruptions, improper labour practices, la ck of board diversity and corruption. ▪ For more detailed information on the risks associated with an investment in the Sub -Fund, please refer to the section in the Prospectus entitled “Risk Considerations” and discuss with your professional advisers. Lower risk Higher risk Potentially lower reward Potentially higher reward # Goldman Sachs Global Credit Plus Active UCITS ETF (the # “Sub -Fund”) # CLASS USD (Acc) # (ISIN: IE000TZOB1X7) # a sub -fund of Goldman Sachs ETF ICAV (the “Fund”) ## The Sub -Fund is managed by Goldman Sachs Asset Management Fund ## Services Limited (the “Manager”), part of the Goldman Sachs group of ## companies. # Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. This Fund is authorised in Ireland and regulated by the Central Bank of Ireland. The Manager is authorised in Ireland and regulated by the Central Bank of Ireland. This key investor information is accurate as at 18/02/2026. > 0 > 0.2 > 0.4 > 0.6 > 0.8 > 1 > 1.2 The charges you pay are used to pay the cost of running the Sub -Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. One -off charges taken before or af ter you invest Entry charge none* Exit charge none* This is the maximum that might be taken out of your money before it is invested / before the proceeds of your investment are paid out. Charges taken over a year Ongoing charges 0.29% Charges taken under certain specific conditions Performance fee none Where applicable, the entry and exit charges shown are maximum figures and in some cases you might pay less - please contact your professional advisers for more information. The ongoing charges figure is based on expenses for the year ending December 2025. This figure may vary from year to year. It excludes transaction costs (including taxes and brokerage commissions) and any borrowing costs, which are payable from the assets of the Portfolio and may impact returns on your investment, and performance fees ( where applicable). *Not applicable to secondary market investors. Investors dealing on a stock exchange will pay fees charged by their stock brokers. Such charges are publicly available on exchanges on which the shares are listed and traded, or can be obta ined from stock brokers. *Authorised participants dealing directly with the Sub -Fund will pay related transaction costs. For more information about charges, please refer to the Fund's Prospectus, section entitled “Fees and Expenses” and the relevant supple ment for the Sub -Fund. # Past Performance # ◼ CLASS USD (Acc) (IE000TZOB1X7) # ◼ Bloomberg Global Aggregate Credit Index > 2021 2022 2023 2024 2025 The Sub -Fund was launched in March 2026. The share class was launched in March 2026. Please be aware that past performance is not indicative of future performance which may vary. # Practical Information Depositary: The Bank of New York Mellon SA/NV Dublin Branch Further Information: The Prospectus, annual and semi -annual reports and latest share price are available free of charge from the Fund's registered office, the Manager, administrator or the Sub -Fund's distributors. This document is for a single Sub -Fund of the Fund and the Pro spectus, annual and semi -annual reports are for the entire Fund. The Fund is an Irish collective asset -management vehicle with segregated liability between Sub -Funds under Irish law. Therefore, the assets of the Sub - Fund you have invested in will not be used to pay the liabilities of other Sub - Funds. However, this has n ot been tested in other jurisdictions. Switching between Sub -Funds: Shares are available in other share classes and in other currencies as may be specified in the Prospectus. Shareholders may apply for their shares in any share class of any Sub -Fund to be converted into any share class of another Sub -Fund, subject to the conditions set out in the Prospectus (charges may apply). Liability Statement: The Fund may be held liable solely on the basis of any statement contained in this document that is misleading , inaccurate or inconsistent with the relevant parts of the Prospectus for the Fund. Tax Legislation: This Sub -Fund's investments may be subject to tax in the countries in which it invests. In addition, this Sub -Fund is subject to the tax law and regulatio n of Ireland which may have an impact on your personal tax position and impact your investment. For further details, please speak to your professional advisers. Remuneration Policy: Details of the up -to -date remuneration policy of the Manager, including, b ut not limited to, a description of how the remuneration and benefits are determined and governed by the Manager, are available at https://www.gsam.com/sm/remunerationpolicy and a paper copy is made available free of charge upon request. The Sub -Fund will publicly disclose its complete holdings on a daily basis. Details of the Sub -Fund's holdings and full disclosure policy are available at www.gsam.com. The indicative net asset values (iNAVs) are disseminated and are displayed on major market data vendor te rminals, including Bloomberg, Reuters. # Charges