Key Investor Information This document provides you with key investor information about this Fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this Fund. You are advised to read it so you can make an informed decision about whether to invest. HSBC FTSE EPRA NAREIT DEVELOPED ISLAMIC UCITS ETF a sub-fund of HSBC ETFs PLC, (the "UCITS"); Class:USD (Acc) managed by HSBC Investment Funds (Luxembourg) S.A. ISIN:IE000U679IT9Objectives and Investment Policy Investment Objective: The Shariah committee monitors the Fund periodically and issues an annual Shariah The Fund aims to track as closely as possible the returns of the FTSE EPRA Nareit certificate on the Fund’s compliance with Shariah principles. This certificate is included IdealRatings Developed Islamic Index (the Index). in the annual report of the Fund as a confirmation of the Shariah compliance for that Investment Policy: year. Before investing, please do check that this Fund meets your Shariah The Index is a subset of the FTSE EPRA Nareit Developed Index (Parent Index), includes requirements, and if in any doubt please consult an adviser. REITs and Real Estate Holding and Developing companies in developed markets, that The Fund may invest up to 35% of its assets in securities from a single issuer during comply with Shariah investment principles, as defined by the Index Provider. exceptional market conditions. The Fund will aim to replicate the net total return performance of the Index. The Fund may only use Shariah-compliant foreign exchange contracts (including spot The Index is constructed by applying Business Activities and Financial Screening and forward contracts) for hedging purposes. according to the FTSE IdealRatings Islamic Indexes Screening Guide to the Parent � The reference currency of the Fund is USD. The reference currency of this share Index. By applying Business Activities Screening, investment will not be permitted in class is USD. companies deriving more than 5% of their total revenue, or in REITs generating income,� The reference benchmark has a high level of concentration. This means that a small through tenants operating in specific business activities, such as, companies with number of securities make up a significant proportion of the benchmark. exposure to: defense or weapons, adult entertainment, alcohol, gambling, tobacco, pork-related products, music, conventional finance services. � Income is reinvested. By applying Financial Screening and Shariah investment principles, investment will not � Authorised Participants only may deal in the Fund’s shares directly with the UCITS. be permitted in: companies with conventional debt divided by average daily market capitalisation for the prior 24 months exceeding 33%; companies where the sum of � The Fund’s shares are listed on one or more stock exchange(s). cash and short-term interest-bearing securities divided by average daily market� You may sell your investment on most working days. capitalisation for the prior 24 months exceeds 33%; fixed income preferred shares or � Recommendation: this Fund may not be appropriate for investors who plan to trust units. Please refer the Fund’s Supplement for more details on Business Activities withdraw their money within a period of 5 years. Screening and Financial Screening. The Fund is passively managed and aims to invest in the shares of the companies in � This product is based overseas and is not subject to UK sustainable investment generally the same proportion as in the Index. There may be circumstances when it islabelling and disclosure requirements. not possible for the Fund to invest in all constituents of the Index and may gain exposure by using other Shariah compliant investments such as depositary receipts.Risk and Reward Profile Lower risk Higher risk � Exchange Rate Risk Changes in currency exchange rates could reduce or increaseinvestment gains or investment losses, in some cases significantly.� Index Tracking Risk To the extent that the Fund seeks to replicate indexperformance by holding individual securities, there is no guarantee that its Typically lower rewardsTypically higher rewardscomposition or performance will exactly match that of the target index at any given 1 234567 time (“tracking error”).� Investment Fund Risk Investing in other funds involves certain risks an investor The risk and reward indicator is based on historical data and may not be a reliablewould not face if investing in markets directly. Governance of underlying assets can indication of the future risk profile of the Fund. be the responsibility of third-party managers. The risk and reward category shown is not guaranteed to remain unchanged and may � Investment Leverage Risk Investment Leverage occurs when the economic shift over time. The lowest category does not mean a risk-free investment. exposure is greater than the amount invested, such as when derivatives are used. AFund that employs leverage may experience greater gains and/or losses due to the Why is this Fund in this specific category?amplification effect from a movement in the price of the reference source. This Fund is classified in category 6 because its price or simulated data has shown high � Liquidity Risk Liquidity Risk is the risk that a Fund may encounter difficulties fluctuations historically. meeting its obligations in respect of financial liabilities that are settled by deliveringcash or other financial assets, thereby compromising existing or remaining investors. Material risks not fully captured by the Risk and Reward Indicator:� Operational Risk Operational risks may subject the Fund to errors affectingtransactions, valuation, accounting, and financial reporting, among other things. � Counterparty Risk The possibility that the counterparty to a transaction may be� Real Estate Investments Risk Real estate and related investments can beunwilling or unable to meet its obligations.negatively impacted by any factor that makes an area or individual property less � Derivatives Risk Derivatives can behave unexpectedly. The pricing and volatility ofvaluable.many derivatives may diverge from strictly reflecting the pricing or volatility of theirunderlying reference(s), instrument or asset. Charges The charges you pay are used to pay the running costs of the Fund, including the � No entry nor exit charges are payable where investors deal in shares in the marketing and distribution costs. These charges reduce the potential growth of thesecondary market – i.e. where shares are purchased and sold on a stock exchange. investment. In such cases, investors may pay fees charged by their broker. Authorised Participants dealing directly with the Fund may be subject to a Direct Dealing (Cash Transaction) Fee of up to 3.00% on subscriptions and up 3.00% on redemptions. One-off charges taken before or after you invest� A conversion charge may be payable. Entry charge 0.00% � The ongoing charges figure is based on last year’s expenses for the year ending 31/12/2024. Charges may vary from year to year. Exit charge 0.00% Further information on Charges can be found in the “Fees and Expenses” section of the Prospectus and the Fund Supplement. This is the maximum that might be taken out of your money before it is invested or before the proceeds of your investment are paid out.Charges taken from the Fund over a yearOngoing charge 0.35%Charges taken from the Fund under certain specific conditionsPerformance fee None Past Performance� Fund � Benchmark� Past performance is not a guide to future performance; the value of your 3.5% investment and any income from it can go down as well as up. � Performance returns are based on the net asset value with distributable income 3.0% reinvested. Past performance takes account of all ongoing charges but not entry,2.8 2.6 exit or conversion charges. 2.5% � The past performance of this share class is calculated in USD. � The investment benchmark for the Fund is the FTSE EPRA Nareit IdealRatings 2.0% Developed Islamic Index. � The Fund was launched on 20 September 2023. 1.5% 1.0% 0.5% 0.0% 2020 202120222023 2024Practical Information DepositaryRemuneration Policy HSBC Continental Europe. The up-to-date remuneration policy of the Management Company, including a Further information description of how remuneration and benefits are determined, is available at www.global.assetmanagement.hsbc.com/about-us/governance-structure. A paper Further information about the Company including the Prospectus, the most recent copy is available free of charge from the Management Company. annual and semi-annual reports of the Company and the latest share prices, may be obtained free of charge, in English, from the Administrator by emailing Tax ifsinvestorqueries@hsbc.com, or by visiting www.etf.hsbc.com. The most recent The Fund is subject to Irish tax regulations. This may have an impact on your personal Prospectus is available in English, French and German.tax position. Details of the underlying investments of the fund are available on www.etf.hsbc.com. Management Company The indicative intra-day net asset value of the fund is available on at least one major HSBC Investment Funds (Luxembourg) S.A. may be held liable solely on the basis of any market data vendor terminal such as Bloomberg, as well as on a wide range of websites statement contained in this document that is misleading, inaccurate or inconsistent with that display stock market data, including www.reuters.com the relevant parts of the Prospectus. This document describes a single share class of a sub-fund of the Company. The Segregated liability Prospectus, annual and semi-annual reports are prepared for the entire Company. HSBC ETFs PLC is an investment company with segregated liability between sub-funds Share classes under Irish law. This means that the holdings of one sub-fund are kept separate from the It is possible to switch your shares into shares of a different share class or sub-fund withinholdings of the other sub-funds and your investment in the Fund cannot be used to pay the Company. Details of how to do this are in the “Conversion of Shares - Primary the liabilities of any other sub-fund. Market” section of the Prospectus. The Fund is authorised in Ireland and regulated by the Central Bank of Ireland (CBI). This key investor information is accurate as at 27 January 2025.