* This document provides you with key investor information about this Key Investor Informationfund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. JPMorgan ETFs (Ireland) ICAVISIN: IE000WGK3YY5 JPM Europe Research Enhanced Index Equity (ESG) UCITS ETF - EUR (dist) a Share Class of JPMorgan ETFs (Ireland) ICAV – Europe Research Enhanced Index Equity (ESG) UCITS ETF. The management company is JPMorgan Asset Management (Europe) S.à r.l. Objectives and Investment Policy Investment Objective: The Sub-Fund aims to achieve a long-term return in(which may include but will not be limited to Benchmark Securities) which excess of MSCI Europe Index (Total Return Net) (the "Benchmark") by is actively selected and managed with the aim of delivering an investment actively investing primarily in a portfolio of European companies. performance which exceeds that of the Benchmark over the long-term. Investment Policy: The Sub-Fund pursues an actively-managed In order to seek to achieve this, the Investment Manager may overweight investment strategy.the securities which it considers to have the highest potential to The Sub-Fund aims to invest at least 67% of its assets (excluding assetsoutperform the Benchmark and underweight or not invest at all in held for ancillary liquidity purposes) in equity securities of companies that securities which the Investment Manager considers most overvalued. are domiciled in, or carry out the main part of their economic activity in, a The risk characteristics of the portfolio of securities held by the Sub-Fund, European country. such as volatility levels, will be broadly equivalent to the risk At least 51% of assets are invested in companies with positive characteristics of the Benchmark. environmental and/or social characteristics that follow good governance The Sub-Fund may, for efficient portfolio management purposes, use practices as measured through the Investment Manager's proprietary financial derivative instruments. ESG scoring methodology and/or third party data.The Sub-Fund seeks to assess the impact of ESG factors on the cash The Sub-Fund invests at least 20% of assets excluding cash, cashflows of many companies in which it may invest, to identify issuers that it equivalents, money market funds and derivatives for efficient portfolio believes will be negatively impacted by such factors relative to other management, in Sustainable Investments, as defined under SFDR, issuers. The Investment Manager focuses on key risk factors, including, contributing to environmental or social objectives. accounting and tax policies, disclosure and investor communications, The Investment Manager evaluates and applies values and norms based shareholder rights, remuneration and social and environmental factors, screening to implement exclusions on certain industries and issuers seeking to identify such negative outliers. based on specific ESG criteria and/or minimum standards of business The above assessments may not be determinative on investment practice based on international norms. To support this screening, the decisions in respect of a company's securities and the Investment Investment Manager relies on third party provider(s) who identify anManager may purchase and retain such securities. issuer's participation in or the revenue which they derive from activities EUR is the base currency of the Sub-Fund. that are inconsistent with the values and norms based screens. The list of screens applied that may result in exclusions can be found on the Website Redemption and Dealing: Shares of the Sub-Fund are traded on one or (www.jpmorganassetmanagement.ie). more stock exchanges. Certain market makers and brokers may subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) ICAV, The Sub-Fund systematically includes ESG analysis in its investment and are referred to as "Authorised Participants". Other investors who are decisions on at least 90% of securities purchased. not Authorised Participants can purchase and sell Shares daily on a The Sub-Fund will seek to outperform the Benchmark over the long-term. recognised stock exchange or over-the-counter. The Benchmark consists of large and mid-capitalisation stocks across 15 Benchmark: MSCI Europe Index (Total Return Net). countries in Europe ("Benchmark Securities"). The Benchmark has been included as a point of reference against which the performance of the Distribution Policy: This Share Class will normally pay dividends quarterly. Sub-Fund may be measured. The Sub-Fund will bear a close resemblanceFor an explanation of some of the terms used in this document, please to its Benchmark. visit the glossary on our website at www.jpmorganassetmanagement.ie. The Sub-Fund will not seek to track the performance of or replicate the Benchmark, rather the Sub-Fund will hold a portfolio of equity securities Risk and Reward Profile Lower risk Higher riskOTHER MATERIAL RISKS Potentially lower reward Potentially higher reward B The value of your investment may fall as well as rise and you may get back less than you originally invested.1 2 3 4 5 6 7 B The value of equity securities may go down as well as up in response to the performance of individual companies and general market The above rating is based on the historic volatility of the simulated Net conditions, sometimes rapidly or unpredictably. If a company goes Asset Value of this Share Class over the last five years and may not be a through bankruptcy or a similar financial restructuring, its shares in reliable indication of the future risk profile of this Share Class. issue typically lose most or all of their value. The risk and reward category shown above is not guaranteed to remainB Since the instruments held by the Sub-Fund may be denominated in unchanged and may change over time. currencies other than the Base Currency, the Sub-Fund may be A Share Class with the lowest risk rating does not mean a risk-free affected unfavourably by exchange control regulations or fluctuations investment. in currency rates. For this reason, changes in currency exchange rates can affect the value of the Sub-Fund's portfolio and may impact the Why is this Share Class in this category? This Share Class is classified in value of the Shares. category 6 because its simulated Net Asset Value has shown high fluctuations historically. B Due to the composition of the Benchmark, the Sub-Fund's portfolio may be more concentrated geographically than other Sub-Funds with more diversified portfolios and may, consequently, be subject to greater volatility than such Sub-Funds. B Exclusion of companies that do not meet certain ESG criteria from the Sub-Fund's investment universe may cause the Sub-Fund to perform differently compared to similar funds that do not have such a policy. B The Sub-Fund seeks to provide a return above the Benchmark; however the Sub-Fund may under-perform its Benchmark. B Further information about risks can be found in the "Risk Information" section of the Prospectus. Charges One-off charges taken before or after you invest B Investors who are not Authorised Participants may have to pay brokerage commissions or other charges determined and imposed by Entry charge None their brokers when buying or selling Shares on stock exchange(s). Exit charge None Information on charges can be obtained from your broker. Authorised Participants dealing directly with JPMorgan ETFs (Ireland) ICAV will pay This is the maximum that might be taken out of your money before it is related transaction costs. invested or before the proceeds of your investment are paid out. B Charges are used to pay the costs of running this Share Class, Charges taken from this Share Class over a yearincluding the costs of marketing and distribution. These charges Ongoing charge 0.25% reduce the potential growth of the investment. Charges taken from this Share Class under certain specific conditionsB The ongoing charge figure is estimated and is based on the expected total of charges. The UCITS' annual report for each financial year will Performance fee None include detail on the exact charges made. B Further information about charges can be found in the "Fees and Expenses" section of the Prospectus. Past Performance Q JPM Europe Research Enhanced Index Equity (ESG) UCITS ETF B Past performance is not a guide to future performance. - EUR (dist) (IE000WGK3YY5) B Performance data has been calculated including tax, ongoing charges% Q Benchmarkand portfolio transaction costs and excluding entry and exit charges, in EUR. 17.2 2015.8B Where no past performance is shown there was insufficient data 15available in that year to provide performance. 8.6 7.6 B Sub-Fund launch date: 2018. 10 B Share Class launch date: 2021.5 0 - - -- -5-10 -9.4 -9.5 2020 20212022 2023 2024 Practical Information Depositary: The depositary is Brown Brothers Harriman Trustee ServicesThe Sub-Fund is part of JPMorgan ETFs (Ireland) ICAV, an Irish collective (Ireland) Limited.asset-management vehicle with segregated liability between sub-funds. Further Information: A copy of the Prospectus and the latest annual and JPMorgan ETFs (Ireland) ICAV consists of separate sub-funds, each of semi-annual financial report in English and certain other languages and which issues one or more Share Classes. This document is prepared for a the latest Net Asset Value are available free of charge upon request from specific Share Class. The Prospectus and annual and semi- annual www.jpmorganassetmanagement.ie, by email from fundinfo@jpmorgan. financial reports are prepared for JPMorgan ETFs (Ireland) ICAV. com, or by writing to JPMorgan Asset Management (Europe) S.à r.l, 6 route Switching: Switching of Shares from one Sub-Fund into Shares in another de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Portfolio Sub-Fund is not permitted. Switching of Shares from one Share Class into disclosure policy of JPMorgan ETFs (Ireland) ICAV can be obtained at www. another Share Class within the same Sub-Fund is also not permitted to jpmorganassetmanagement.ie. The latest prices of shares can beinvestors trading on stock exchanges but may be available to the obtained from your broker.Authorised Participants. Further information can be found in the Remuneration Policy: The Management Company's Remuneration Policy Prospectus. can be found on http://www.jpmorganassetmanagement.lu/emea- Privacy Policy: You should note that, if you contact J.P. Morgan Asset remuneration-policy. This policy includes details of how remuneration Management by telephone, those lines may be recorded and monitored and benefits are calculated, including responsibilities and composition for legal, security and training purposes. You should also take note that of the committee which oversees and controls the policy. A copy of this information and data from communications with you may be processed policy can be requested free of charge from the Management Company. by J.P. Morgan Asset Management, acting as a data controller, in Tax: The Sub-Fund is subject to Irish tax regulations. This may have an accordance with applicable data protection laws. Further information impact on the investor's personal tax position. about processing activities of J.P. Morgan Asset Management can be found in the EMEA Privacy Policy, which is available at www.jpmorgan. Legal Information: JPMorgan Asset Management (Europe) S.à r.l. may be com/emea-privacy-policy. Additional copies of the EMEA Privacy Policy are held liable solely on the basis of any statement contained in thisavailable on request. document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus. The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland. JPMorgan Asset Management (Europe) S.à r.l. is authorised in Luxembourg and regulated by the CSSF. This Key Investor Information is accurate as at 10/02/2025