Title: iShares MSCI USA Islamic UCITS ETF USD (Dist) URL Source: https://docs.oppl.io/etf/IE00B296QM64_31-10-2025.pdf Published Time: Mon, 03 Nov 2025 07:08:48 GMT Markdown Content: > The benchmark is the intellectual property of the index provider. The Share Class is not sponsored or endorsed by the index provider. Please refer to the Fund's prospectus for full disclaimer. ## KEY INVESTOR INFORMATION This document provides you with key investor information about this Fund. It is not marketing material. The information is required by law to help you understand the nature and risks of investing in this Fund. You are advised to read it so you can make an informed decision about whether to invest. # iShares MSCI USA Islamic UCITS ETF ## A sub-fund of iShares II plc # USD (Dist) Share Class ISIN: IE00B296QM64 Exchange Traded Fund (ETF) Manager: BlackRock Asset Management Ireland Limited # Objectives and Investment Policy The Share Class is a share class of a Fund which aims to achieve a return on your investment, through a combination of capital growth and income on the Fund’s assets, which reflects the return of the MSCI USA Islamic Index, the Fund’s benchmark index (Index). The Share Class, via the Fund is passively managed and aims to invest so far as possible and practicable, and in a manner consistent with Shari’ah principles, in the equity securities (e.g. shares) that make up the Index. Shari’ah principles are the rules, precepts and parameters of Islamic law as interpreted by Islamic scholars including, in this instance, by the Shari’ah Panel (a panel of Islamic scholars appointed to provide guidance relating to the Fund’s compliance with Shari’ah principles). The Index reflects Shari'ah investment principles and measures the performance of large and mid capitalisation stocks of the US equity market that are eligible investments for Islamic investors. The Index excludes certain securities based on Shari'ah principles in agreement with the MSCI Shari'ah board appointed by the index provider. The Index is weighted by market capitalisation Market capitalisation is the share price of the company multiplied by the number of shares issued. The Benchmark Index constituents are capped in accordance with the index provider’s methodology to help ensure index diversification. The Fund intends to replicate the Index by holding the equity securities, which make up the Index, in similar proportions to it. This Fund is determined to be compliant with Shari’ah principles and targeted at Islamic investors. However, subscription is open to any other investor. To the extent compliant with Shari’ah principles, the Fund may invest in American Depositary Receipts (ADRs), Global Depositary Receipts (GDRs), and other funds to gain exposure to the relevant equity securities that make up the Index. ADRs and GDRs are investments issued by financial institutions which give exposure to underlying equity securities. Recommendation: This Fund is suitable for medium to long term investment, though the Fund may also be suitable for shorter term exposure to the Index. Your shares will be distributing shares (i.e. dividend income will be paid on the shares semi-annually). Your shares will be denominated in US Dollar, the Fund's base currency. The shares are listed on one or more stock exchanges and may be traded in currencies other than their base currency. The performance of your shares may be affected by this currency difference. In normal circumstances, only authorised participants (e.g. select financial institutions) may deal in shares (or interests in shares) directly with the Fund. Other investors can deal in shares (or interests in shares) daily through an intermediary on stock exchange (s) on which the shares are traded. Indicative net asset value is published on relevant stock exchanges websites. For more information on the Fund, Share Class, risks and charges, please see the Fund's prospectus, available on the product pages at www.blackrock.com # Risk and Reward Profile Lower risk Higher risk > Typically lower rewards Typically higher rewards This indicator is based on historical data and may not be a reliable indication of the future risk profile of this Share Class. The risk category shown is not guaranteed and may change over time. The lowest category does not mean risk free. The Share Class is rated six due to the nature of its investments which include the risks listed below. These factors may impact the value of the Share Class or expose the Share Class to losses. ## - The value of equities and equity-related securities can be affected by daily stock market movements. Other influential factors include political, economic news, company earnings and significant corporate events. ## - Shari'ah funds do not pay interest and are prohibited from investing in businesses that are considered unlawful under Islamic principles. As a result, they may perform differently from other funds that do not follow Islamic principles. Particular risks not adequately captured by the risk indicator include: ## - Counterparty Risk: The insolvency of any institutions providing services such as safekeeping of assets or acting as counterparty to derivatives or other instruments, may expose the Share Class to financial loss. This Fund and its manager, BlackRock Asset Management Ireland Limited, are authorised in Ireland and regulated by the Central Bank of Ireland. > This Key Investor Information is accurate as at 31 October 2025 # Charges The charges are used to pay the costs of running the Share Class, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. *Not applicable to secondary market investors. Investors dealing on a stock exchange will pay fees charged by their stock brokers. Such charges are publicly available on exchanges on which the shares are listed and traded, or can be obtained from stock brokers. *Authorised participants dealing directly with the Fund will pay related transaction costs including, on redemptions, any applicable capital gains tax (CGT) and other taxes on underlying securities. The ongoing charges figure is based on the fixed annualised fee charged to the Share Class in accordance with the Fund’s prospectus. This figure excludes portfolio trade related costs, except costs paid to the depositary and any entry/exit charge paid to an underlying collective investment scheme (if any). One-off charges taken before or after you invest Entry Charge None* Exit Charge None* > This is the maximum that might be taken out of your money before it is invested or > before proceeds of your investments are paid out. Charges taken from the Share Class over each year Ongoing Charges 0.30% Charges taken from the Share Class under certain conditions Performance Fee None # Past Performance Past performance is not a guide to future performance. The chart shows the Share Class's annual performance in USD for each full calendar year over the period displayed in the chart. It is expressed as a percentage change of the Share Class's net asset value at each year-end. The Fund was launched in 2007. The Share Class was launched in 2007. Performance is shown after deduction of ongoing charges. Any entry/exit charges are excluded from the calculation. † Benchmark:MSCI USA Islamic Index Historic performance to 31 December 2024 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 Fund -4.3 8.7 13.8 -5.2 21.0 7.1 28.9 -11.7 24.9 8.9 Benchmark † -4.2 8.9 14.0 -5.0 21.3 7.2 29.2 -11.7 25.0 9.0 # Practical Information The depositary of the Fund is The Bank of New York Mellon SA/NV, Dublin Branch. Further information about the Fund and the Share Class can be obtained from the latest annual report and half-yearly reports of iShares II plc. These documents are available free of charge in English and certain other languages. These can be found, along with other information, such as details of the key underlying investments of the Share Class and share prices, on the iShares website at www.ishares.com or by calling +44 (0)207 743 2030 or from your broker or financial adviser. Investors should note that the tax legislation that applies to the Fund and Share Class may have an impact on the personal tax position of your investment. The Fund is a sub-fund of iShares II plc, an umbrella structure comprising different sub-funds. The Fund has one or more share classes. This document is specific to the Fund and Share Class stated at the beginning of this document. However, the prospectus, annual and half-yearly reports are prepared for the umbrella. iShares II plc may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Fund's prospectus. The indicative intra-day net asset value of the Share Class is published on relevant stock exchanges websites. Under Irish law, iShares II plc has segregated liability between its sub-funds (i.e. the Fund’s assets will not be used to discharge the liabilities of other sub-funds within iShares II plc). In addition, the Fund's assets are held separately from the assets of other sub-funds. Assets and liabilities specific to a share class would be attributable to only that share class, however there is no segregation of liabilities between share classes under Irish law. Switching of shares between the Fund and other sub-funds within iShares II plc is not available to investors. Only Authorised Participants dealing directly with the Fund may switch shares between share classes of the Fund subject to meeting certain conditions in the Fund's prospectus. The Remuneration Policy of the Management Company, which describes how remuneration and benefits are determined and awarded, and the associated governance arrangements, is available at www.blackrock.com/Remunerationpolicy or on request from the registered office of the Management Company.