Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Terms not defined herein are as defined in the Prospectus. SPDR S&P 500 Low Volatility UCITS ETF (the "Fund"), a sub-fund of SSGA SPDR ETFs Europe I plc (a UCITS compliant Exchange Traded Fund). This Fund is managed by State Street Global Advisors Europe Limited. Share Class: SPDR S&P 500 Low Volatility UCITS ETF (Acc) (ISIN IE00B802KR88) Objectives and Investment Policy Investment Objective The objective of the Fund is to track theexchanges at market prices which may fluctuate throughout the day. equity market performance of large US companies which historicallyMarket prices may be greater or less than the daily net asset value have exhibited low volatility characteristics.of the Fund. Investment Policy The Fund seeks to track the performance of the The Fund's maximum exposure to securities lending as a S&P 500® Low Volatility Index (the "Index") as closely as possible. percentage of its Net Asset Value will not exceed 40%. The Fund is an index tracking fund (also known as a passively Shareholders may redeem shares on any UK business day (other managed fund).than days on which relevant financial markets are closed for business and/or the day preceding any such day provided that a list The Fund invests primarily in securities included in the Index. These of such closed market days will be published for the Fund on securities include US large cap companies. The Index measures the www.ssga.com); and any other day at the Directors' discretion performance of the 100 least volatile stocks within the S&P 500 (acting reasonably) provided Shareholders are notified in advance of Index. any such days. Although the Index is generally well diversified, to enable the Fund Any income earned by the Fund will be retained and reflected in an to track the Index accurately, the Fund will make use of the increase in the value of the shares. increased diversification limits available under the UCITS Regulations, which permit it to hold positions in individual The Shares of the USD Class are issued in U.S. Dollar. constituents of the Index issued by the same body of up to 20% of Please refer to the Prospectus for more information. the Fund's net asset value. Index Source: The "S&P 500® Low Volatility Index (the "Index")" is a The Fund seeks to hold all the securities of the Index with the product of S&P Dow Jones Indices LLC ("S&P"), and has been approximate weightings as in that Index. The Fund will use a licensed for use by State Street Global Advisors. Standard & replication strategy to create a near mirror-image of the Index. In Poor's® and S&P® are registered trademarks of Standard & Poor's limited circumstances the Fund may purchase securities that are not Financial Services LLC, Dow Jones® is a registered trademark of included in the Index. Dow Jones Trademark Holdings LLC. State Street Global Advisors' The Fund may use financial derivative instruments (that is, financial SPDR S&P 500 Low Volatility UCITS ETF is not sponsored, contracts whose prices are dependent on one or more underlyingendorsed, sold or promoted by S&P, its affiliates nor its or their third assets) in order to manage the portfolio efficiently. party licensors and none of such parties make any representation regarding the advisability of investing in such product(s) nor do they Save in exceptional circumstances, the Fund will generally only have any liability for any errors, omissions, or interruptions of the issue and redeem shares to certain institutional investors. However, Index. shares of the Fund may be purchased or sold through brokers on one or more stock exchanges. The Fund trades on these stock Risk and Reward ProfileLower risk Higher risk The following are material risks relevant to the Fund which are not Potentially lower reward Potentially higher reward adequately captured by the risk category. Concentration Risk: When the Fund focuses its investments in a particular way, the issues affecting the investments will have a 1 2 3 4 5 6 7 greater effect than if the Fund was more diversified. This concentration may also limit the Fund's liquidity. Risk Disclaimer The risk category above is not a measure of Index Tracking Risk: The Fund's performance may not exactly capital loss or gains but of how significant the rises and falls in the track the Index. This can result from market fluctuations, changes in Fund's return have been historically. the composition of the Index, transaction costs, the costs of making For example a fund whose return has experienced significant rises changes to the Fund's portfolio and other Fund expenses. and falls will be in a higher risk category, whereas a fund whose Liquidity Risk & ETF Liquidity Risk: Lack of a ready market or return has experienced less significant rises and falls will be in a resale restrictions may limit the Fund's ability to sell a security at an lower risk category. advantageous time or price or at all. Illiquid securities may trade at a The lowest category (i.e., category 1) does not mean that a fund is a discount and may affect the ability to meet redemptions on a timely risk free investment. basis. Where the Fund invests in illiquid securities or does not trade in large volumes, the bid offer spreads may widen, the Fund may be As the Fund's risk category has been calculated using historical exposed to increased valuation risk and reduced ability to data, it may not be a reliable indication of the Fund's future risk trade. Shares in the Fund may also trade at prices materially profile. different to the last available NAV. The Fund's risk category shown is not guaranteed and may change Please refer to the Prospectus for full details about the risks in the future. associated with this Fund. Why is this Fund in this category? The Fund is in risk category 6 as its return has experienced very high rises and falls historically. Key Investor Information Charges The charges you pay are used to pay the cost of running the Fund,The entry and exit charges shown are maximum figures. In some including the costs of marketing and distributing it. These charges cases, you might pay less – you can find this out from your financial reduce the potential growth of your investment. advisor or distributor. Entry and exit charges are not applicable to investors buying/selling One-off charges taken before or after you invest shares of the Fund on stock exchanges, but these investors will do Entry charge none so at market prices and may be subject to broker fees and/or other charges. Exit charge none The ongoing charges figure shown here is based on expenses for This is the maximum that might be taken out of your money before it is the year ending December 2024. It excludes: invested (entry charge) or before the proceeds of your investment are paid out (exit charge). b Portfolio transaction costs, except in the case of an entry/exit charge paid by the Fund when buying or selling units in another Charges taken from the Fund over a year fund Ongoing charge 0.35% For more information about charges please refer to the "Fees and Expenses" section of the prospectus and the Fund supplement. Charges taken from the Fund under certain specific conditions Performance fee nonePast Performancepercent 30 Past performance is not a guide to future results. 25 The past performance shown here takes account of all charges and 20 costs. The entry/exit charges are excluded from the calculation of 15 past performance. 10 The Fund was launched in October 2012.5 The Class Acc Shares were launched in October 2012.0 Past performance has been calculated in U.S. Dollar and is -5 expressed as a percentage change in the Fund's net asset value at -10 each year end. 2015 2016 2017 2018 2019 20202021 2022 2023 2024 3.5 9.6 16.6 -0.5 27.2 -1.823.6 -5.30.1 13.5 3.6 9.6 16.6 -0.5 27.3 -1.823.6 -5.3 -0.1 13.5 Q SPDR S&P 500 Low Volatility UCITS ETF (Acc) (IE00B802KR88) Q S&P 500 Low Volatility Index (USD)Practical Information Depositary State Street Custodial Services (Ireland) Limited.have an impact on your investments. For further details, you should consult a tax advisor. Further Information Copies of the prospectus, its supplements, details of the Fund's portfolio and the latest annual Liability Statement State Street Global Advisors Europe Limited and semi-annual reports prepared for SSGA SPDR ETFs Europe I may be held liable for any statement contained in this document that plc may be obtained, free of charge, from the Administrator or onlineis misleading, inaccurate or inconsistent with the relevant parts of at www.ssga.com. These documents are available in English. the Prospectus. Remuneration Policy Details of the up to date remuneration policySwitching between Sub-Funds Shareholders have no specific of SSGA SPDR ETFs Europe I plc are available fromright to convert shares of the Fund into shares of another sub-fund www.ssga.com. Paper copies are available free of charge on of SSGA SPDR ETFs Europe I plc. Conversion can only be effected request. by the investor selling/redeeming the shares of the Fund and buying/ subscribing shares of another sub-fund of SSGA SPDR ETFs Net Asset Valuation Publication The net asset value and Europe I plc. Detailed information on how to switch between sub- indicative net asset value per share is available at www.ssga.com funds is provided in the "Purchase and Sale Information - and at the registered office of the company. Additionally the Conversions" section of the prospectus. indicative net asset value is available via Bloomberg, Telekurs and Reuters terminals. Segregation of Assets and Liabilities SSGA SPDR ETFs Europe I plc has segregated liability between its sub-funds. As a Tax Legislation The Fund is subject to the tax laws and regulations consequence, the assets of the Fund should not be available to pay of Ireland. Depending on your own country of residence this might the debts of any other sub-fund of SSGA SPDR ETFs Europe I plc. This Fund is authorised in Ireland and regulated by the Central Bank of Ireland. State Street Global Advisors Europe Limited is a Company approved by the Central Bank of Ireland, under no. 49934. This key investor information is accurate as at 10 February 2025.