Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Terms not defined herein are as defined in the Prospectus. State Street SPDR MSCI EMU UCITS ETF (the "Fund"), a sub-fund of SSGA SPDR ETFs Europe I plc (a UCITS authorised Exchange Traded Fund). This Fund is managed by State Street Global Advisors Europe Limited. Share Class: State Street SPDR MSCI EMU UCITS ETF (ISIN IE00B910VR50) Objectives and Investment Policy Investment Objective The objective of the Fund is to track the stock exchanges. The Fund trades on these stock exchanges at market performance of equity securities issued by large and mid-sized prices which may fluctuate throughout the day. Market prices may be companies from developed Eurozone countries.greater or less than the daily net asset value of the Fund. Investment Policy The Fund seeks to track the performance of theThe Fund's maximum exposure to securities lending as a percentage of MSCI EMU Index (the "Index") as closely as possible.its Net Asset Value will not exceed 40%. The Fund is an index tracking fund (also known as a passively managed Shareholders may redeem shares on any UK business day (other than fund). days on which relevant financial markets are closed for business and/or The Fund invests primarily in securities included in the Index. These the day preceding any such day provided that a list of such closed securities include equity securities issued by large and mid-sized market days will be published for the Fund on www.ssga.com); and any companies from developed Eurozone countries.other day at the Directors' discretion (acting reasonably) provided Shareholders are notified in advance of any such days. Although the Index is generally well diversified, to enable the Fund to track the Index accurately, the Fund will make use of the increased Any income earned by the Fund will be retained and reflected in an diversification limits available under the UCITS Regulations, which increase in the value of the shares. permit it to hold positions in individual constituents of the Index issued by The Shares of the EUR Class are issued in Euro. the same body of up to 20% of the Fund's net asset value. Index Source: The funds or securities referred to herein are not The Fund seeks to hold all the securities of the Index with the sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability approximate weightings as in the Index. The Fund will use a replication with respect to any such funds or securities or any index on which such strategy to create a near mirror-image of the Index. In limited funds or securities are based. The Prospectus contains a more detailed circumstances the Fund may purchase securities that are not included in description of the limited relationship MSCI has with State Street the Index. Investment Management and any related funds, as well as additional The Fund may use financial derivative instruments (that is, financial disclaimers that apply to the MSCI indexes. The MSCI indexes are the contracts whose prices are dependent on one or more underlying exclusive property of MSCI and may not be reproduced or extracted and assets) in order to manage the portfolio efficiently. used for any other purpose without MSCI's consent. The MSCI indexes are provided without any warranties of any kind. Please see the Save in exceptional circumstances, the Fund will generally only issue Prospectus for the full index disclaimer. and redeem shares to certain institutional investors. However, shares of the Fund may be purchased or sold through brokers on one or morePlease refer to the Prospectus for more information.Risk and Reward Profile The following are material risks relevant to the Fund which are not Lower risk Higher risk adequately captured by the risk category. Potentially lower reward Potentially higher reward Concentration Risk: When the Fund focuses its investments in a particular way, the issues affecting the investments will have a greater effect than if the Fund was more diversified. This concentration may also 1 2 3 4 5 6 7 limit the Fund's liquidity. Risk Disclaimer The risk category above is not a measure of capital Index Tracking Risk: The Fund's performance may not exactly track the loss or gains but of how significant the rises and falls in the Fund's return Index. This can result from market fluctuations, changes in the have been historically. composition of the Index, transaction costs, the costs of making changes to the Fund's portfolio and other Fund expenses. For example a fund whose return has experienced significant rises and falls will be in a higher risk category, whereas a fund whose return hasLiquidity Risk & ETF Liquidity Risk: Lack of a ready market or resale experienced less significant rises and falls will be in a lower riskrestrictions may limit the Fund's ability to sell a security at an category. advantageous time or price or at all. Illiquid securities may trade at a discount and may affect the ability to meet redemptions on a timely The lowest category (i.e., category 1) does not mean that a fund is a risk basis. Where the Fund invests in illiquid securities or does not trade in free investment. large volumes, the bid offer spreads may widen, the Fund may be As the Fund's risk category has been calculated using historical data, it exposed to increased valuation risk and reduced ability to trade. Shares may not be a reliable indication of the Fund's future risk profile. in the Fund may also trade at prices materially different to the last The Fund's risk category shown is not guaranteed and may change in available NAV. the future. Please refer to the Prospectus for full details about the risks associated Why is this Fund in this category? The Fund is in risk category 6 aswith this Fund. its return has experienced very high rises and falls historically. Key Investor Information Charges The charges you pay are used to pay the cost of running the Fund, The entry and exit charges shown are maximum figures. In some cases, including the costs of marketing and distributing it. These chargesyou may pay less — your financial advisor or distributor can confirm this. reduce the potential growth of your investment.Entry and exit charges do not apply to investors buying or selling sharesof the Fund on stock exchanges; however, such investors will transact at One-off charges taken before or after you invest market prices and may be subject to broker fees and/or other charges.The ongoing charges figure shown is an estimate of the charges. It Entry charge noneexcludes: Exit charge noneb Portfolio transaction costs, except when the Fund pays an entry orexit charge when buying or selling units in another fund. This is the maximum that might be taken out of your money before it is invested (entry charge) or before the proceeds of your investment are For more information about charges, please refer to the Prospectus. paid out (exit charge). Charges taken from the Fund over a year Ongoing charge0.08% Charges taken from the Fund under certain specific conditions Performance fee nonePast PerformancepercentPast performance is not a guide to future results. 30The past performance shown here takes account of all charges and 20 costs. The entry/exit charges are excluded from the calculation of pastperformance. 10The Fund was launched in January 2013.0 The Class Acc Shares were launched in January 2013.Past performance has been calculated in Euro and is expressed as a -10 percentage change in the Fund's net asset value at each year end. -20 2016 2017 20182019 2020 202120222023 2024 20254.812.8 -12.1 25.9 -0.9 22.5-12.1 19.19.9 24.14.412.5 -12.7 25.5 -1.0 22.2-12.5 18.89.5 23.7 Q State Street SPDR MSCI EMU UCITS ETF (IE00B910VR50) Q MSCI EMU Index (EUR)Practical Information Depositary State Street Custodial Services (Ireland) Limited. Net Asset Valuation Publication The net asset value and indicative net Further Information Copies of the prospectus, its supplements (if any),asset value per share is available at www.ssga.com and upon request details of the Fund's portfolio and the latest annual and semi-annual from the Administrator. reports prepared for SSGA SPDR ETFs Europe I plc may be obtained, Additionally the indicative net asset value is available via Bloomberg, free of charge, from the Administrator or online at www.ssga.com. TheseTelekurs and Reuters terminals. documents are available in English. For information about other share Tax Legislation The Fund is subject to the tax laws and regulations of classes, please refer to the website. Ireland. Depending on your own country of residence this might have an ETF Information As the shares are listed on the stock exchange, youimpact on your investments. For further details, you should consult a tax may buy or sell shares in the product, without penalty, on any normal advisor. business day. Please contact your broker, financial adviser or distributor Liability Statement State Street Global Advisors Europe Limited may for information on any costs and charges relating to the sale of the be held liable for any statement contained in this document that is shares.misleading, inaccurate or inconsistent with the relevant parts of the ETF Shares purchased on the secondary market cannot usually be soldProspectus. directly back to the Company. In exceptional circumstances, whether as a result of disruptions in the secondary market or otherwise, investorsSwitching between Sub-Funds Shareholders have no specific right to who have acquired ETF Shares on the secondary market are entitled to convert shares of the Fund into shares of another sub-fund of SSGA apply to the Company in writing to have the ETF Shares in question SPDR ETFs Europe I plc. Conversion can only be effected by the registered in their own name, to enable them to access the redemption investor selling/redeeming the shares of the sub-fund and buying/ facilities described in the Prospectus.subscribing shares of another sub-fund of SSGA SPDR ETFs Europe Iplc. Detailed information on how to switch between sub-funds is Remuneration Policy Details of the up to date remuneration policy of provided in the Prospectus. SSGA SPDR ETFs Europe I plc are available from www.ssga.com. Paper copies are available free of charge on request. Segregation of Assets and Liabilities SSGA SPDR ETFs Europe I plchas segregated liability between its sub-funds. As a consequence, theassets of the Fund should not be available to pay the debts of any othersub-fund of SSGA SPDR ETFs Europe I plc. This Fund is authorised in Ireland and regulated by the Central Bank of Ireland. State Street Global Advisors Europe Limited is a Company approved by the Central Bank of Ireland, under no. 49934. This key investor information is accurate as at 19 February 2026.