* This document provides you with key investor information about this Key Investor Information fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. JPMorgan ETFs (Ireland) ICAV ISIN: IE00BD9MMF62 JPM EUR Ultra-Short Income UCITS ETF - EUR (acc) a Share Class of JPMorgan ETFs (Ireland) ICAV – EUR Ultra-Short Income UCITS ETF. The management company is JPMorgan Asset Management (Europe) S.à r.l. Objectives and Investment Policy Investment Objective: The Sub-Fund aims to provide current income while The Investment Manager allocates the Sub-Fund's assets among a range seeking to maintain a low volatility of principal.of market sectors. In buying and selling investments for the Sub-Fund, the Investment Policy: The Sub-Fund pursues an actively-managed Investment Manager looks for market sectors and individual securities investment strategy. that it believes will assist in delivering the Sub-Fund's investment objective The Sub-Fund seeks to achieve its investment objective by primarily by providing stable income and price appreciation. investing in investment grade, Euro-denominated, short term fixed,The Sub-Fund will concentrate its investments in the banking industry variable and floating rate debt securities. and, under normal conditions, will invest more than 25% of its Net Asset The Sub-Fund will not seek to track the performance of the benchmark, Value in debt securities issued by companies which are in the banking rather the Sub-Fund will hold a portfolio of actively selected and managedindustry. The Sub-Fund may, however, invest less than 25% of its Net Asset investments. The benchmark has been included as a point of reference Value in this industry as a temporary defensive measure. against which the performance of the Sub-Fund may be measured. TheThe Sub-Fund seeks to maintain a duration of one year or less. Duration is Sub-Fund will be managed without reference to its benchmark. a measure of the price sensitivity of a debt security or a portfolio of debt At least 51% of the Sub-Fund's assets are invested in issuers with positive securities to changes in relevant interest rates. environmental and/or social characteristics that follow good governance As part of its principal investment strategy and for temporary defensive practices, as measured through the Investment Manager's proprietary purposes, any portion of the Sub-Fund's Net Asset Value may be invested environmental, social and governance ("ESG") scoring methodology and/ in cash and cash equivalents. or third party data. In addition, for some but not necessarily all issuers, the The Sub-Fund may invest in instruments denominated in currencies other Sub-Fund incorporates a bespoke set of Employee Engagement andthan EUR, however, any non-EUR exposure will be hedged into EUR. Diversity ("EE&D") data inputs, such as an issuer's gender breakdown, The Sub-Fund may, for efficient portfolio management purposes, use diversity programmes, ethnicity score and equal pay score into thefinancial derivative instruments. investment process. The Sub-Fund invests at least 51% of those assets The Sub-Fund seeks to assess the impact of ESG factors on the cash that have an EE&D rating in issuers scoring above a pre-defined threshold flows or risk profiles of many issuers in which it may invest, to identify in relation to EE&D inputs. The Sub-Fund promotes environmental and/orissuers that it believes will be negatively impacted by such factors relative social characteristics. to other issuers. The Investment Manager focuses on key risk factors, The Sub-Fund invests at least 10% of assets excluding cash, money including, accounting and tax policies, disclosure and investor market funds and derivatives for efficient portfolio management, in communications, shareholder rights, remuneration and social and Sustainable Investments, as defined under SFDR, contributing to environmental factors, seeking to identify such negative outliers. environmental or social objectives. EUR is the base currency of the Sub-Fund. The Investment Manager evaluates and applies values and norms based Redemption and Dealing: Shares of the Sub-Fund are traded on one or screening to implement exclusions on certain industries and issuers more stock exchanges. Certain market makers and brokers may based on specific ESG criteria and/or minimum standards of business subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) ICAV, practice based on international norms.To support this screening, the and are referred to as "Authorised Participants". Other investors who are Investment Manager relies on third party provider(s) who identify an not Authorised Participants can purchase and sell Shares daily on a issuer's participation in or the revenue which they derive from activitiesrecognised stock exchange or over-the-counter. that are inconsistent with the values and norms based screens. The list ofBenchmark: ICE BofA 3-Month German Treasury Bill Index. screens applied that may result in exclusions can be found on the Website Distribution Policy: This Share Class will not pay dividends. (www.jpmorganassetmanagement.ie). For an explanation of some of the terms used in this document, please The Sub-Fund systematically includes ESG analysis in its investment visit the glossary on our website at www.jpmorganassetmanagement.ie. decisions on at least 75% of non-investment grade securities and on at least 90% of investment grade securities purchased. Risk and Reward Profile Lower riskHigher risk These risks are typically increased for below investment grade debt Potentially lower reward Potentially higher rewardsecurities which may also be subject to higher volatility and lower liquidity than investment grade debt securities. The credit worthiness of unrated debt securities is not measured by reference to an 1 2 3 4 5 6 7 independent credit rating agency. The above rating is based on the historic volatility of the Net Asset Value ofB Asset-backed, collateralised loan obligations and mortgage-backed the Share Class over the last five years and may not be a reliable securities may be less liquid than other securities in which the Sub- indication of the future risk profile of the Share Class. Fund will invest, subject to adverse changes to interest rates and to the The risk and reward category shown above is not guaranteed to remainrisk that the payment obligations relating to the underlying assets are unchanged and may change over time. not met. A Share Class with the lowest risk rating does not mean a risk-free B The Sub-Fund may be concentrated in the banking industry and in the investment. European sectors, markets and/or currency. As a result, the Sub-Fund Why is this Share Class in this category? This Share Class is classified in may be more volatile than more broadly diversified funds. category 1 because its Net Asset Value has shown very low fluctuationsB Exclusion of issuers that do not meet certain ESG criteria from the Sub- historically. Fund's investment universe may cause the Sub-Fund to perform OTHER MATERIAL RISKSdifferently compared to similar funds that do not have such a policy. B The value of your investment may fall as well as rise and you may get B Movements in currency exchange rates can adversely affect the returnback less than you originally invested. of your investment. The currency hedging that will be used to minimise B The value of debt securities may change significantly depending on the effect of currency fluctuations may not always be successful. B Further information about risks can be found in the "Risk Information"economic and interest rate conditions as well as the credit worthinessof the issuer. Issuers of debt securities may fail to meet payment section of the Prospectus.obligations or the credit rating of debt securities may be downgraded. Charges One-off charges taken before or after you invest B Investors who are not Authorised Participants may have to pay brokerage commissions or other charges determined and imposed by Entry charge None their brokers when buying or selling Shares on stock exchange(s). Exit chargeNone Information on charges can be obtained from your broker. Authorised Participants dealing directly with JPMorgan ETFs (Ireland) ICAV will pay This is the maximum that might be taken out of your money before it is related transaction costs. invested or before the proceeds of your investment are paid out.B Charges are used to pay the costs of running this Share Class, Charges taken from this Share Class over a year including the costs of marketing and distribution. These charges Ongoing charge 0.18%reduce the potential growth of the investment.B The ongoing charge figure is estimated and is based on the expected Charges taken from this Share Class under certain specific conditions total of charges. The UCITS' annual report for each financial year will Performance feeNone include detail on the exact charges made.B Further information about charges can be found in the "Fees and Expenses" section of the Prospectus. Past Performance Q JPM EUR Ultra-Short Income UCITS ETF - EUR (acc) B Past performance is not a guide to future performance. (IE00BD9MMF62) B Performance data has been calculated including tax, ongoing charges% Q Benchmark and portfolio transaction costs and excluding entry and exit charges, in EUR.4.0B Where no past performance is shown there was insufficient data4 3.5 available in that year to provide performance. 3.3 2.9B Sub-Fund launch date: 2018.3B Share Class launch date: 2018.2 1 0.20 - - - - - - - - -0.2 -0.3-0.4 -0.5 -0.6-0.6-1 -0.7 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 Practical Information Depositary: The depositary is Brown Brothers Harriman Trustee Services The Sub-Fund is part of JPMorgan ETFs (Ireland) ICAV, an Irish collective (Ireland) Limited. asset-management vehicle with segregated liability between sub-funds. Further Information: A copy of the Prospectus and the latest annual andJPMorgan ETFs (Ireland) ICAV consists of separate sub-funds, each of semi-annual financial report in English and certain other languages andwhich issues one or more Share Classes. This document is prepared for a the latest Net Asset Value are available free of charge upon request from specific Share Class. The Prospectus and annual and semi- annual www.jpmorganassetmanagement.ie, by email from fundinfo@jpmorgan. financial reports are prepared for JPMorgan ETFs (Ireland) ICAV. com, or by writing to JPMorgan Asset Management (Europe) S.à r.l, 6 route Switching: Switching of Shares from one Sub-Fund into Shares in another de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Portfolio Sub-Fund is not permitted. Switching of Shares from one Share Class into disclosure policy of JPMorgan ETFs (Ireland) ICAV can be obtained at www. another Share Class within the same Sub-Fund is also not permitted to jpmorganassetmanagement.ie. The latest prices of shares can be investors trading on stock exchanges but may be available to the obtained from your broker. Authorised Participants. Further information can be found in the Remuneration Policy: The Management Company's Remuneration Policy Prospectus. can be found on http://www.jpmorganassetmanagement.lu/emea-Privacy Policy: You should note that, if you contact J.P. Morgan Asset remuneration-policy. This policy includes details of how remuneration Management by telephone, those lines may be recorded and monitored and benefits are calculated, including responsibilities and compositionfor legal, security and training purposes. You should also take note that of the committee which oversees and controls the policy. A copy of thisinformation and data from communications with you may be processed policy can be requested free of charge from the Management Company.by J.P. Morgan Asset Management, acting as a data controller, in Tax: The Sub-Fund is subject to Irish tax regulations. This may have anaccordance with applicable data protection laws. Further information impact on the investor's personal tax position.about processing activities of J.P. Morgan Asset Management can be Legal Information: JPMorgan Asset Management (Europe) S.à r.l. may be found in the EMEA Privacy Policy, which is available at www.jpmorgan. held liable solely on the basis of any statement contained in this com/emea-privacy-policy. Additional copies of the EMEA Privacy Policy are document that is misleading, inaccurate or inconsistent with the relevant available on request. parts of the Prospectus. The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland. JPMorgan Asset Management (Europe) S.à r.l. is authorised in Luxembourg and regulated by the CSSF. This Key Investor Information is accurate as at 10/02/2025