* This document provides you with key investor information about this Key Investor Information fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest.JPMorgan ETFs (Ireland) ICAV ISIN: IE00BF59RV63 JPM USD Corporate Bond Research Enhanced Index (ESG) UCITS ETF - USD (acc) a Share Class of JPMorgan ETFs (Ireland) ICAV – USD Corporate Bond Research Enhanced Index (ESG) UCITS ETF. The management company is JPMorgan Asset Management (Europe) S.à r.l. Objectives and Investment Policy Investment Objective: The Sub-Fund aims to achieve a long-term return in characteristics of the Benchmark while offering potential for excess excess of Bloomberg US Corporate Bond Index (the "Benchmark") by returns. actively investing primarily in a portfolio of investment grade US DollarThe Investment Manager aims to outperform the Benchmark over the denominated corporate debt securities. long-term. The Benchmark consists of investment grade, fixed rate debt Investment Policy: The Sub-Fund pursues an actively-managed securities of varying maturity, issued by issuers globally ("Benchmark investment strategy. Securities"). The Benchmark has been included as a point of reference The Sub-Fund aims to invest at least 67% of its assets (excluding assets against which the performance of the Sub-Fund may be measured. The held for ancillary liquidity purposes) in investment grade USD- Sub-Fund will bear a close resemblance to its Benchmark. denominated corporate debt securities. Issuers of these securities may The Sub-Fund will not seek to track the performance of or replicate the be located in any country, including emerging markets. However, the Benchmark, rather the Sub-Fund will hold a portfolio of fixed income majority of the Sub-Fund's assets will be invested in securities issued by securities (which may include but will not be limited to Benchmark companies that are domiciled in, or carrying out the main part of their Securities) which are actively selected and managed with the aim of activity, in the US. delivering an investment performance which exceeds that of the The Sub-Fund may also invest in contingent convertible bonds (subject to Benchmark over the long-term. In order to seek to achieve this, the a maximum of 5% of its Net Asset Value). Investment Manager may overweight the securities which it considers to The Sub-Fund systematically includes environmental, social and have the highest potential to outperform the Benchmark and underweight governance ("ESG") analysis in its investment decisions on at least 90% or not invest at all in securities which the Investment Manager considers of securities purchased. Pursuant to the Sub-Fund's ESG analysis, at least most overvalued. 51% of the Sub-Fund's assets are invested in issuers with positive The Sub-Fund seeks to assess the impact of ESG factors on the cash environmental and/or social characteristics that follow good governance flows or risk profiles of many issuers in which it may invest, to identify practices, as measured through the Investment Manager's proprietary issuers that it believes will be negatively impacted by such factors relative ESG scoring methodology and/or third party data. The Sub-Fundto other issuers. The Investment Manager focuses on key risk factors, promotes environmental and/or social characteristics.including, accounting and tax policies, disclosure and investor The Sub-Fund invests at least 10% of assets excluding cash, cash communications, shareholder rights, remuneration and social and equivalents, money market funds and derivatives for efficient portfolio environmental factors, seeking to identify such negative outliers. management, in Sustainable Investments, as defined under SFDR, The Sub-Fund may, for efficient portfolio management purposes, use contributing to environmental or social objectives. financial derivative instruments. The Investment Manager evaluates and applies values and norms based USD is the base currency of the Sub-Fund. screening to implement exclusions on certain industries and issuers Redemption and Dealing: Shares of the Sub-Fund are traded on one or based on specific ESG criteria and/or minimum standards of business more stock exchanges. Certain market makers and brokers may practice based on international norms. To support this screening, thesubscribe and redeem Shares directly with JPMorgan ETFs (Ireland) ICAV, Investment Manager relies on third party provider(s) who identify an and are referred to as "Authorised Participants". Other investors who are issuer's participation in or the revenue which they derive from activities not Authorised Participants can purchase and sell Shares daily on a that are inconsistent with the values and norms based screens.The list ofrecognised stock exchange or over-the-counter. screens applied that may result in exclusions can be found on the WebsiteBenchmark: Bloomberg US Corporate Bond Index. (www.jpmorganassetmanagement.ie). Distribution Policy: This Share Class will not pay dividends. The risk characteristics of the portfolio of securities held by the Sub-Fund, For an explanation of some of the terms used in this document, please such as volatility levels and duration, will be broadly equivalent to the risk visit the glossary on our website at www.jpmorganassetmanagement.ie. Risk and Reward Profile Lower risk Higher risk OTHER MATERIAL RISKS Potentially lower reward Potentially higher reward B The value of your investment may fall as well as rise and you may getback less than you originally invested.12 3 4 5 6 7 B The value of debt securities may change significantly depending oneconomic and interest rate conditions as well as the credit worthiness The above rating is based on the historic volatility of the Net Asset Value of of the issuer. Issuers of debt securities may fail to meet payment the Share Class over the last five years and may not be a reliable obligations or the credit rating of debt securities may be downgraded. indication of the future risk profile of the Share Class. These risks are typically increased for below investment grade debt The risk and reward category shown above is not guaranteed to remain securities which may also be subject to higher volatility and lower unchanged and may change over time.liquidity than investment grade debt securities. The credit worthiness A Share Class with the lowest risk rating does not mean a risk-freeof unrated debt securities is not measured by reference to an investment.independent credit rating agency. Why is this Share Class in this category? This Share Class is classified in B Contingent convertible debt securities are likely to be adversely category 4 because its Net Asset Value has shown medium fluctuations impacted should specific trigger events occur (as specified in the historically. contract terms of the issuing company). This may be as a result of thesecurity converting to equities at a discounted share price, the value ofthe security being written down, temporarily or permanently, and/orcoupon payments ceasing or being deferred. Please see the additionalinformation under "Contingent Convertible Securities" in the "RiskInformation" section of the Prospectus. B Exclusion of issuers that do not meet certain ESG criteria from the Sub-Fund's investment universe may cause the Sub-Fund to performdifferently compared to similar funds that do not have such a policy. B The Sub-Fund seeks to provide a return above the Benchmark; howeverthe Sub-Fund may underperform its Benchmark. B Further information about risks can be found in the "Risk Information"section of the Prospectus. Charges One-off charges taken before or after you invest B Investors who are not Authorised Participants may have to pay brokerage commissions or other charges determined and imposed by Entry charge None their brokers when buying or selling Shares on stock exchange(s). Exit chargeNone Information on charges can be obtained from your broker. Authorised Participants dealing directly with JPMorgan ETFs (Ireland) ICAV will pay This is the maximum that might be taken out of your money before it is related transaction costs. invested or before the proceeds of your investment are paid out. B Charges are used to pay the costs of running this Share Class, Charges taken from this Share Class over a year including the costs of marketing and distribution. These charges Ongoing charge 0.19% reduce the potential growth of the investment. B The ongoing charge figure is estimated and is based on the expected Charges taken from this Share Class under certain specific conditions total of charges. The UCITS' annual report for each financial year will Performance feeNone include detail on the exact charges made. B Further information about charges can be found in the "Fees and Expenses" section of the Prospectus. Past Performance Q JPM USD Corporate Bond Research Enhanced Index (ESG)B Past performance is not a guide to future performance. UCITS ETF - USD (acc) (IE00BF59RV63) B Performance data has been calculated including tax, ongoing charges% Q Benchmark and portfolio transaction costs and excluding entry and exit charges, in USD. 14.814.5 15B Where no past performance is shown there was insufficient data 9.9 9.7 available in that year to provide performance. 8.6 8.5 10 B Sub-Fund launch date: 2018. 2.1 2.15B Share Class launch date: 2018.0 - - - - - - - - -1.0 -1.8 -5 -10 -15 -15.8 -16.0 -20 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 Practical Information Depositary: The depositary is Brown Brothers Harriman Trustee Services The Sub-Fund is part of JPMorgan ETFs (Ireland) ICAV, an Irish collective (Ireland) Limited. asset-management vehicle with segregated liability between sub-funds. Further Information: A copy of the Prospectus and the latest annual and JPMorgan ETFs (Ireland) ICAV consists of separate sub-funds, each of semi-annual financial report in English and certain other languages and which issues one or more Share Classes. This document is prepared for a the latest Net Asset Value are available free of charge upon request from specific Share Class. The Prospectus and annual and semi- annual www.jpmorganassetmanagement.ie, by email from fundinfo@jpmorgan.financial reports are prepared for JPMorgan ETFs (Ireland) ICAV. com, or by writing to JPMorgan Asset Management (Europe) S.à r.l, 6 route Switching: Switching of Shares from one Sub-Fund into Shares in another de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Portfolio Sub-Fund is not permitted. Switching of Shares from one Share Class into disclosure policy of JPMorgan ETFs (Ireland) ICAV can be obtained at www. another Share Class within the same Sub-Fund is also not permitted to jpmorganassetmanagement.ie. The latest prices of shares can be investors trading on stock exchanges but may be available to the obtained from your broker. Authorised Participants. Further information can be found in the Remuneration Policy: The Management Company's Remuneration Policy Prospectus. can be found on http://www.jpmorganassetmanagement.lu/emea- Privacy Policy: You should note that, if you contact J.P. Morgan Asset remuneration-policy. This policy includes details of how remuneration Management by telephone, those lines may be recorded and monitored and benefits are calculated, including responsibilities and composition for legal, security and training purposes. You should also take note that of the committee which oversees and controls the policy. A copy of this information and data from communications with you may be processed policy can be requested free of charge from the Management Company. by J.P. Morgan Asset Management, acting as a data controller, in Tax: The Sub-Fund is subject to Irish tax regulations. This may have an accordance with applicable data protection laws. Further information impact on the investor's personal tax position. about processing activities of J.P. Morgan Asset Management can be found in the EMEA Privacy Policy, which is available at www.jpmorgan. Legal Information: JPMorgan Asset Management (Europe) S.à r.l. may be com/emea-privacy-policy. Additional copies of the EMEA Privacy Policy are held liable solely on the basis of any statement contained in this available on request. document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus. The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland. JPMorgan Asset Management (Europe) S.à r.l. is authorised in Luxembourg and regulated by the CSSF. This Key Investor Information is accurate as at 10/02/2025