KEY INVESTOR INFORMATION This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Ossiam ESG Low Carbon Shiller Barclays CAPE® US Sector UCITS ETF (1A (USD) ISIN: IE00BF92LR56) a sub-fund of OSSIAM IRL ICAV (the “ICAV”) Management Company: Ossiam, part of the Natixis group of companies Objectives and Investment Policy Investment objectivethe Normative Filter that aims at eliminating securities of companies that The objective of Ossiam ESG Low Carbon Shiller Barclays CAPE® US Sector are involved in serious violations of widely international norms of UCITS ETF (the “Fund”) is to deliver the net total return of a selection of US responsible corporate behaviour or in controversial business activities (e.g., equities which are part of the Shiller Barclays CAPE® US Sector Value Net TRcontroversy level 5 on a scale from 0 to 5, controversial weapon business as Index (the “Index”), while taking into account Environment, Social, defined by the ESG Providers; cultivation, production and distribution of Governance(“ESG”) criteria and improving carbon performance.tobacco, as defined by the ESG providers; electricity generation with a GHG intensity not compatible with the objectives of the Paris Agreement, The Index is Sponsored by Barclays Bank plc. and is published and calculated by according to data provided by the ESG Providers). Bloomberg Index Service Limited. The Index is determined using the Shiller Barclays CAPE® Index Family Securities that pass all the filters listed above are referred to, collectively, as the “Eligible Universe”. The Management Company then determines the Methodology (the “Methodology”) which consists in assessing 10 market sectors, selecting the 5 sectors with the lowest Relative CAPE® (Cyclically wheights of the equities in the Eligible Universe using an optimisation Adjusted Price Earnings) ratio (as defined in the prospectus (the “Prospectus”))procedure which minimises the active share with respect to the Investment Universe under a number of constraints including greenhouse gas intensity and removing the sector with the lowest 12-month price momentum. Each of the 4 remaining sectors is assigned the same weight (25%) and constituents are which is 40% lower than the intensity of the Investment Universe and deviation in each sector weight compared to an equal weighting of selected rebalanced on a monthly basis. No fees are charged at index level upon rebalancing.sectors is limited to 0.10%. The Fund is an actively managed UCITS ETF. The Management Company performs the optimisation on a monthly basis. Investment strategy In certain market conditions, it may be impossible to perform the weighting optimisation while complying exactly with all the constraints. In such The Fund will seek to achieve its investment objective by investing primarily in large and mid-cap equities which are listed or traded on Recognised Markets in circumstances, the Management Company can rateably reduce some of the constraints. the US and are part of the Index (the “Investment Universe”). The Investment Universe consists solely of the equity securities in the Index. For a detailed description of the Investment Strategy and the Index, see The Management Company uses a quantitative model which implements a section “Investment Strategy” in the Fund’s supplement (the “Supplement”). systematic, rules-based exclusion approach. The model uses ESG and carbon data provided by ESG Data Provider including but not limited to Sustainalytics, The Reference Currency of the Fund is the US Dollar. ISS, and Trucost and data derived by the Management Company from the data provided by the ESG Data Providers as input in its model to exclude securities The 1A (EUR) Shares are listed for trading on one or more stock exchanges from the Investment Universe that are not aligned with the ESG and humanand investors may buy or sell Shares through their usual broker on any rights criteria of the Fund.trading day of the relevant stock exchange(s) which is also a Dealing Day in The initial screening performed by the Methodologie, an “Eneregy Filter” is Ireland or, through a fund platform. Please contact your broker for applied. If the energy sector is not selected by the Methodology, the Sub-Fund additional information. invests in the 4 sectors selected by the Methodology (with each assigned a The 1A (EUR) Share Class is an accumulating share class therefore income weight of 25% at the rebalancing as described above). If however the energy derived from the Fund is reinvested. sector is selected by the Methodology, it is excluded by the Sub-Fund which Recommendation: this Fund may not be appropriate for investors who plan will then only invest in 3 sectors (with each assigned a weight of 1/3 each at to withdraw their money within less than 5 years. the rebalancing). Stocks that pass the Energy Filter are then screened through Risk and Reward Profile Lower RiskHigher Risk Typically Lower Rewards Typically Higher Rewards 1 2 3 4 5 6 7 The Share Class is ranked 6 on the synthetic risk and reward indicator scale, which is based on historical data. Due to its exposure to equity markets, the Share Class may experience important volatility, as expressed by its rank on the above scale. Historical data may not be a reliable indication for the future. The risk category shown is not guaranteed and may shift over time. There is no capital guarantee or protection on the value of the Share Class. The lowest category does not mean “risk free”. The following risks are materially relevant to the Fund but are not adequately captured by the synthetic indicator: None. Please refer to the Supplement and to the Prospectus for additional details about risks. Charges for this Share Class The charges you pay are used to pay the costs of running the Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. The entry and exit charges shown are maximum figures. In some cases, you One-Off charges taken before or after you invest might pay less – you can find this out from your financial adviser. Entry ChargeMaximum Sales Charge 3.00% The ongoing charges figure is based on expenses for the year ending December 2025. This figure may vary from year to year. It excludes the Maximum Duties and Charges for portfolio transaction costs, except in the case of an entry/exit charge paid Subscriptions 1.00% by the ICAV when buying or selling units in another collective investment Exit Charge Maximum Redemption Charge 3.00% undertaking. Maximum Duties and Charges for For more information about charges, please refer to sections “Purchase Redemptions 1.00%and Sale Information”, “Fees and Expenses” of the Prospectus, section This is the maximum that might be taken out of your money before it is “Key Information” of the Supplement, and to the ICAV annual reports invested or before the proceeds of your investment are paid out. which are available at www.ossiam.com. Charges taken from the Share Class over a year Ongoing Charges:0.75% p.a. Charges taken from the Share Class under certain specific conditions Performance Fee: None Past Performance 16,91% 40% Past performance is not a reliable indicator of future performance. 31,82% 30,68% 19,27% 24,87% 27,36% 20,85% 29,18% 15,15% Fund Index 30% This bar chart shows the performance of the 1A (USD) Share Class in its 9,74% 4,27%currency of quotation, net of ongoing charges and excluding entry or exit 3,82%20% charges. 10% 0% Launch date of Fund: 5 April 2018.Launch date of the Share Class: 5 April 2018. -10% -20% -14,75% -15,99% -30% 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 Practical InformationDepositary: Administrator and Registrar:Caceis Bank, Ireland Branch Caceis Bank, Ireland BranchFirst Floor, The Bloodstone Building First Floor, The Bloodstone BuildingSir John Rogerson's Quay Sir John Rogerson's QuayDublin 2, D02KF24, IrelandDublin 2, D02KF24, IrelandManagement Company: Ossiam 6, place de la Madeleine 75008 Paris, France Dealing Deadline: 3 p.m. (Irish Time) on the Dealing Day The Indicative Net Asset Value of the Fund is published on a real time basis. The information on the portfolio of the Fund is disclosed in the annual and semi- annual reports of the Fund. Additional information about the ICAV and the Fund (including the Prospectus, reports and accounts for the entire ICAV and Supplement), may be obtained in English free of charge www.ossiam.com and/or at the registered office of the Management Company or the Administrator and Registrar. Price per Share of the Fund may be obtained at www.ossiam.com or at the registered office of the Management Company or the Administrator and Registrar. Details of the up-to-date remuneration policy of the Management Company, including a description of how remuneration and benefits are calculated, are available at www.ossiam.com. A paper copy will be made available free of charge upon request. Assets and liabilities of each sub-fund of the ICAV are segregated, therefore the rights of investors and creditors concerning a sub-fund are limited to the assets of that sub-fund, unless otherwise provided in the constitutional documents of the ICAV. This Fund might be subject to specific tax treatment in Ireland. Depending on your own country of residence, this might have an impact on your investment. For further details, please contact an adviser. The Fund qualifies as an "equity fund” pursuant to German Investment Act as further described under “Taxation” in the Supplement.Additional InformationMinimum MinimumTypes ofSubscription RedemptionOngoingShare Class ISIN investors Currency Requirements Requirements Dividend PolicyCharges1A (USD) IE00BF92LR56 All investors* US Dollar$1,000,000 $1,000,000 Accumulating 0.75% * Subscriptions on the primary market only for Authorised Participants Ossiam may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus for the Fund. Disclaimer Bloomberg: Bloomberg Index Services Limited is the official index calculation and maintenance agent of the Index, an index owned and administered by Barclays. Bloomberg Index Services Limited does not guarantee the timeliness, accurateness, or completeness of the Index calculations or any data or information relating to the Index. Bloomberg Index Services Limited makes no warranty, express or implied, as to the Index or any data or values relating thereto or results to be obtained therefrom, and expressly disclaims all warranties of merchantability and fitness for a particular purpose with respect thereto. To the maximum extent allowed by law, Bloomberg Index Services Limited, its affiliates, and all of their respective partners, employees, subcontractors, agents, suppliers and vendors (collectively, the “protected parties”) shall have no liability or responsibility, contingent or otherwise, for any injury or damages, whether caused by the negligence of a protected party or otherwise, arising in connection with the calculation of the Index or any data or values included therein or in connection therewith and shall not be liable for any lost profits, losses, punitive, incidental or consequential damages. The Fund is authorised in Ireland and regulated by the Central Bank of Ireland. Ossiam is authorized in France and regulated by the Autorité des Marchés Financiers. This key investor information is accurate as at 16 February 2026.