* This document provides you with key investor information about this Key Investor Information fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest.JPMorgan ETFs (Ireland) ICAV ISIN: IE00BJ06C937 JPM USD Emerging Markets Sovereign Bond UCITS ETF - USD (acc) a Share Class of JPMorgan ETFs (Ireland) ICAV – USD Emerging Markets Sovereign Bond UCITS ETF. The management company is JPMorgan Asset Management (Europe) S.à r.l. Objectives and Investment Policy Investment Objective: The Sub-Fund aims to provide an exposure to thethat are inconsistent with the values and norms based screens. The list of performance of bonds issued by the governments or quasi-government screens applied that may result in exclusions can be found on the Website entities of emerging markets countries globally which are denominated in (www.jpmorganassetmanagement.ie). US Dollars. The Sub-Fund will use the optimisation methodology to select securities in Investment Policy: The Sub-Fund pursues a passively managed (index- order to build a representative portfolio that provides a return that is tracking) strategy. comparable to that of the Index whilst also ensuring that the portfolio The Sub-Fund aims to track the performance of the Index as closely asmeets the minimum asset holdings. The optimisation methodology may possible, regardless of whether the Index level rises or falls, while seekingalso be used to reflect changes to the Index in advance of it rebalancing. to minimise as far as possible the tracking error between the Sub-Fund's Consequently, the Sub-Fund will only hold a certain sub-set of the Index performance and that of the Index. The Sub-Fund will invest at least 80% Securities. of its assets (excluding assets held for ancillary liquidity purposes) inThe Sub-Fund seeks to assess the impact of ESG factors on the securities included in the Index.cashflows, policy choices or risk profiles of many issuers in which it may The Sub-Fund systematically includes ESG analysis in its investment invest, to identify issuers that it believes will be negatively impacted by decisions on at least 75% of non-investment grade and emerging marketsuch factors relative to other issuers. The Investment Manager focuses on sovereign and 90% of investment grade securities. Pursuant to thekey risk factors, including, accounting and tax policies, disclosure and Investment Manager's ESG analysis, at least 51% of the Sub-Fund'sinvestor communications, shareholder rights, remuneration and social assets (including securities which are not included in the Index) areand environmental factors, seeking to identify such negative outliers. invested in issuers with positive environmental and/or socialThe Sub-Fund may, for efficient portfolio management and investment characteristics. purposes, use financial derivative instruments. The Sub-Fund invests at least 10% of assets excluding cash, cash USD is the base currency of the Sub-Fund. equivalents, money market funds and derivatives for efficient portfolio It is currently anticipated that the tracking error of the Sub-Fund will be up management, in Sustainable Investments, as defined under SFDR, to 200 bps under normal market conditions. The causes of tracking error contributing to environmental or social objectives. can include but are not limited to the following: The Index is comprised of debt securities issued by the governments or holdings/size of the Sub-Fund, cash flows, such as any delays in investing quasi-government entities of emerging markets countries, which are subscription proceeds into the Sub-Fund or realising investments to meet denominated in US Dollars and which may be rated investment grade or redemptions, fees and the frequency of rebalancing against the Index, or below by independent rating agencies (e.g. Fitch, Moody's, Standard &the ESG analysis and criteria. Poor's) or unrated. Redemption and Dealing: Shares of the Sub-Fund are traded on one or The components of the Index are selected from the components of the J.P. more stock exchanges. Certain market makers and brokers may Morgan Emerging Market Bond Index Global Diversified (the "Parentsubscribe and redeem Shares directly with JPMorgan ETFs (Ireland) ICAV, Index") in accordance with the Index's rules-based methodology toand are referred to as "Authorised Participants". Other investors who are represent a diversified set of factor characteristics. not Authorised Participants can purchase and sell Shares daily on a The Investment Manager evaluates and applies values and norms based recognised stock exchange or over-the-counter. screening to implement exclusions on certain industries and issuers Index: J.P. Morgan Emerging Markets Risk-Aware Bond Index. based on specific ESG criteria and/or minimum standards of business Distribution Policy: This Share Class will not pay dividends. practice based on international norms. To support this screening, the Investment Manager relies on third party provider(s) who identify an For an explanation of some of the terms used in this document, please issuer's participation in or the revenue which they derive from activities visit the glossary on our website at www.jpmorganassetmanagement.ie. Risk and Reward Profile Lower risk Higher risk OTHER MATERIAL RISKS Potentially lower reward Potentially higher reward B The value of your investment may fall as well as rise and you may getback less than you originally invested.12 3 4 5 6 7 B To the extent that the Sub-Fund uses financial derivative instruments,the risk profile and the volatility of the Sub-Fund may increase. That The above rating is based on the historic volatility of the Net Asset Value of notwithstanding, the risk profile of the Sub-Fund is not expected to the Share Class over the last five years and may not be a reliable significantly deviate from that of the Index as a result of its use of indication of the future risk profile of the Share Class. financial derivative instruments. The risk and reward category shown above is not guaranteed to remain B The value of debt securities may change significantly depending on unchanged and may change over time.economic and interest rate conditions as well as the credit worthiness A Share Class with the lowest risk rating does not mean a risk-freeof the issuer. These risks are typically increased for below investment investment.grade debt securities which may also be subject to higher volatility and Why is this Share Class in this category? This Share Class is classified inlower liquidity than investment grade debt securities. The credit category 5 because its Net Asset Value has shown medium to highworthiness of unrated debt securities is not measured by reference to fluctuations historically. an independent credit rating agency. B Emerging markets may be subject to increased political, regulatory andeconomic instability, less developed custody and settlement practices,poor transparency and greater financial risks. Emerging marketcurrencies may be subject to volatile price movements. Emergingmarket and below investment grade debt securities may also besubject to higher volatility and lower liquidity than non-emergingmarket and investment grade debt securities respectively. B The Sub-Fund is not expected to track the performance of the Index atall times with perfect accuracy. The Sub-Fund is, however, expected toprovide investment results that, before expenses, generally correspondto the price and yield performance of the Index. B Further information about risks can be found in the "Risk Information"section of the Prospectus. Charges One-off charges taken before or after you invest B Investors who are not Authorised Participants may have to pay brokerage commissions or other charges determined and imposed by Entry charge None their brokers when buying or selling Shares on stock exchange(s). Exit chargeNone Information on charges can be obtained from your broker. Authorised Participants dealing directly with JPMorgan ETFs (Ireland) ICAV will pay This is the maximum that might be taken out of your money before it is related transaction costs. invested or before the proceeds of your investment are paid out.B Charges are used to pay the costs of running this Share Class, Charges taken from this Share Class over a year including the costs of marketing and distribution. These charges Ongoing charge 0.39%reduce the potential growth of the investment.B The ongoing charge figure is estimated and is based on the expected Charges taken from this Share Class under certain specific conditions total of charges. The UCITS' annual report for each financial year will Performance feeNone include detail on the exact charges made.B Further information about charges can be found in the "Fees and Expenses" section of the Prospectus. Past Performance Q JPM USD Emerging Markets Sovereign Bond UCITS ETF - USDB Past performance is not a guide to future performance. (acc) (IE00BJ06C937) B Performance data has been calculated including tax, ongoing charges% Q Index and portfolio transaction costs and excluding entry and exit charges, in USD.10.0 9.6 10 B Where no past performance is shown there was insufficient data 6.0 available in that year to provide performance. 5.4 2.65 2.1B Sub-Fund launch date: 2018.0 B Share Class launch date: 2019. - - - - - - - - - --2.2 -2.7 -5-10-15 -15.2 -15.7 -20 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 Practical Information Depositary: The depositary is Brown Brothers Harriman Trustee Services The Sub-Fund is part of JPMorgan ETFs (Ireland) ICAV, an Irish collective (Ireland) Limited. asset-management vehicle with segregated liability between sub-funds. Further Information: A copy of the Prospectus and the latest annual andJPMorgan ETFs (Ireland) ICAV consists of separate sub-funds, each of semi-annual financial report in English and certain other languages andwhich issues one or more Share Classes. This document is prepared for a the latest Net Asset Value are available free of charge upon request from specific Share Class. The Prospectus and annual and semi- annual www.jpmorganassetmanagement.ie, by email from fundinfo@jpmorgan. financial reports are prepared for JPMorgan ETFs (Ireland) ICAV. com, or by writing to JPMorgan Asset Management (Europe) S.à r.l, 6 route Switching: Switching of Shares from one Sub-Fund into Shares in another de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Portfolio Sub-Fund is not permitted. Switching of Shares from one Share Class into disclosure policy of JPMorgan ETFs (Ireland) ICAV can be obtained at www. another Share Class within the same Sub-Fund is also not permitted to jpmorganassetmanagement.ie. The latest prices of shares can be investors trading on stock exchanges but may be available to the obtained from your broker. Authorised Participants. Further information can be found in the Remuneration Policy: The Management Company's Remuneration Policy Prospectus. can be found on http://www.jpmorganassetmanagement.lu/emea-Privacy Policy: You should note that, if you contact J.P. Morgan Asset remuneration-policy. This policy includes details of how remuneration Management by telephone, those lines may be recorded and monitored and benefits are calculated, including responsibilities and compositionfor legal, security and training purposes. You should also take note that of the committee which oversees and controls the policy. A copy of thisinformation and data from communications with you may be processed policy can be requested free of charge from the Management Company.by J.P. Morgan Asset Management, acting as a data controller, in Tax: The Sub-Fund is subject to Irish tax regulations. This may have anaccordance with applicable data protection laws. Further information impact on the investor's personal tax position.about processing activities of J.P. Morgan Asset Management can befound in the EMEA Privacy Policy, which is available at www.jpmorgan. Legal Information: JPMorgan Asset Management (Europe) S.à r.l. may becom/emea-privacy-policy. Additional copies of the EMEA Privacy Policy are held liable solely on the basis of any statement contained in thisavailable on request. document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus. The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland. JPMorgan Asset Management (Europe) S.à r.l. is authorised in Luxembourg and regulated by the CSSF. This Key Investor Information is accurate as at 10/02/2025