Key Investor Information This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision about whether to invest. Terms not defined herein are as defined in the Prospectus. SPDR Bloomberg 1-3 Month T-Bill UCITS ETF (the "Fund"), a sub-fund of SSGA SPDR ETFs Europe I plc (a UCITS compliant Exchange Traded Fund). This Fund is managed by State Street Global Advisors Europe Limited. Share Class: SPDR Bloomberg 1-3 Month T-Bill UCITS ETF (Acc) (ISIN IE00BJXRT698) Objectives and Investment Policy Investment Objective The investment objective of the Fund is toSave in exceptional circumstances, the Fund will generally only seek to provide investors with a total return, taking into account bothissue and redeem shares to certain institutional investors. However, capital and income returns, which generally reflects the return of the shares of the Fund may be purchased or sold through brokers on Bloomberg US Treasury Bills 1-3 Month Index. one or more stock exchanges. The Fund trades on these stockexchanges at market prices which may fluctuate throughout the day. Investment Policy The Fund seeks to track the performance of theMarket prices may be greater or less than the daily net asset value Bloomberg US Treasury Bills 1-3 Month Index (the "Index") asof the Fund. closely as possible.The Fund's maximum exposure to securities lending as a The Fund is an index tracking fund (also known as a passivelypercentage of its Net Asset Value will not exceed 70%. managed fund).The Shares of the USD Class are issued in U.S. Dollar. The Fund invests primarily in securities included in the Index. These securities include public (government) obligations of the U.S. Shareholders may redeem shares on any UK business day (other Treasury with a maturity of between one and up to (but not than days on which relevant financial markets are closed for including) three months. Certain special issues, such as state and business and/or the day preceding any such day provided that a list local government series bonds (SLGs), Treasury Inflation Protected of such closed market days will be published for the Fund on Securities (TIPS) and Separate Trading of Registered Interest and www.ssga.com); and any other day at the Directors' discretion Principal of Securities (STRIPS) are excluded. As it may be difficult (acting reasonably) provided Shareholders are notified in advance of to purchase all securities in the Index efficiently, in seeking to track any such days. the performance of the Index the Fund will use a a stratifiedAny income earned by the Fund will be retained and reflected in an sampling strategy to build a representative portfolio. Consequently,increase in the value of the shares. the Fund will typically hold only a subset of the securities included in the Index. In limited circumstances the Fund may purchase Please refer to the Prospectus for more information. securities that are not included in the Index. Index Source: Bloomberg Index Services Limited. BLOOMBERG® is The Fund is not a money market fund and is not subject to the a trademark and service mark of Bloomberg Finance L.P. and its special regulatory requirements (including maturity and credit quality affiliates (collectively "Bloomberg"). Bloomberg or Bloomberg's constraints) designed to enable money market funds to maintain a licensors own all proprietary rights in the Bloomberg Indices. Neither stable net asset value.Bloomberg nor Bloomberg's licensors approves or endorses thismaterial, or guarantees the accuracy or completeness of any The Fund may use financial derivative instruments (that is, financialinformation herein, or makes any warranty, express or implied, as to contracts whose prices are dependent on one or more underlyingthe results to be obtained therefrom and, to the maximum extent assets) in order to manage the portfolio efficiently.allowed by law, neither shall have any liability or responsibility forinjury or damages arising in connection therewith. Risk and Reward ProfileLower risk Higher risk Why is this Fund in this category? The Fund is in risk category 1 Potentially lower reward Potentially higher rewardas its return has experienced relatively low rises and falls historically.The following are material risks relevant to the Fund which are notadequately captured by the risk category. 1 2 3 4 5 6 7 Concentration Risk: When the Fund focuses its investments in aparticular way, the issues affecting the investments will have a Risk Disclaimer The risk category above is not a measure ofgreater effect than if the Fund was more diversified. This capital loss or gains but of how significant the rises and falls in theconcentration may also limit the Fund's liquidity. Fund's return have been historically.Index Tracking Risk: The Fund's performance may not exactly For example a fund whose return has experienced significant rises track the Index. This can result from market fluctuations, changes in and falls will be in a higher risk category, whereas a fund whose the composition of the Index, transaction costs, the costs of making return has experienced less significant rises and falls will be in a changes to the Fund's portfolio and other Fund expenses. lower risk category.Share Class Risk: Gains/losses on and the costs of currency The lowest category (i.e., category 1) does not mean that a fund is a hedging strategies are intended to accrue solely to the relevant risk free investment. Class. However as Share Classes are not segregated the As the Fund's risk category has been calculated using historical transactions could potentially result in liabilities for other Classes. simulated proxy data, it may not be a reliable indication of the Please refer to the Prospectus for full details about the risks Fund's future risk profile.associated with this Fund. The Fund's risk category shown is not guaranteed and may change in the future. Key Investor Information Charges The charges you pay are used to pay the cost of running the Fund,The entry and exit charges shown are maximum figures. In some including the costs of marketing and distributing it. These charges cases, you might pay less – you can find this out from your financial reduce the potential growth of your investment. advisor or distributor. Entry and exit charges are not applicable to investors buying/selling One-off charges taken before or after you invest shares of the Fund on stock exchanges, but these investors will do Entry charge none so at market prices and may be subject to broker fees and/or other charges. Exit charge none The ongoing charges figure shown here is based on expenses for This is the maximum that might be taken out of your money before it is the year ending December 2024. It excludes: invested (entry charge) or before the proceeds of your investment are paid out (exit charge). b Portfolio transaction costs, except in the case of an entry/exit charge paid by the Fund when buying or selling units in another Charges taken from the Fund over a year fund Ongoing charge 0.10% For more information about charges please refer to the "Fees and Expenses" section of the prospectus and the Fund supplement. Charges taken from the Fund under certain specific conditions Performance fee nonePast Performancepercent6 Past performance is not a guide to future results.5 The past performance shown here takes account of all charges and4 costs. The entry/exit charges are excluded from the calculation of past performance.32 The Fund was launched in July 2019. The Class Acc Shares were launched in July 2019.10 Past performance has been calculated in U.S. Dollar and is -1 expressed as a percentage change in the Fund's net asset value at each year end. 2015 2016 2017 2018 2019 20202021 2022 2023 20240.4-0.11.45.05.20.5 0.01.55.15.3 Q SPDR Bloomberg 1-3 Month T-Bill UCITS ETF (Acc) (IE00BJXRT698) Q Bloomberg Barclays US Treasury Bills 1-3 Month Index (USD)Practical Information Depositary State Street Custodial Services (Ireland) Limited.have an impact on your investments. For further details, you should consult a tax advisor. Further Information Copies of the prospectus, its supplements, details of the Fund's portfolio and the latest annual Liability Statement State Street Global Advisors Europe Limited and semi-annual reports prepared for SSGA SPDR ETFs Europe I may be held liable for any statement contained in this document that plc may be obtained, free of charge, from the Administrator or onlineis misleading, inaccurate or inconsistent with the relevant parts of at www.ssga.com. These documents are available in English. the Prospectus. Remuneration Policy Details of the up to date remuneration policySwitching between Sub-Funds Shareholders have no specific of SSGA SPDR ETFs Europe I plc are available fromright to convert shares of the Fund into shares of another sub-fund www.ssga.com. Paper copies are available free of charge on of SSGA SPDR ETFs Europe I plc. Conversion can only be effected request. by the investor selling/redeeming the shares of the Fund and buying/ subscribing shares of another sub-fund of SSGA SPDR ETFs Net Asset Valuation Publication The net asset value and Europe I plc. Detailed information on how to switch between sub- indicative net asset value per share is available at www.ssga.com funds is provided in the "Purchase and Sale Information - and at the registered office of the company. Additionally the Conversions" section of the prospectus. indicative net asset value is available via Bloomberg, Telekurs and Reuters terminals. Segregation of Assets and Liabilities SSGA SPDR ETFs Europe I plc has segregated liability between its sub-funds. As a Tax Legislation The Fund is subject to the tax laws and regulations consequence, the assets of the Fund should not be available to pay of Ireland. Depending on your own country of residence this might the debts of any other sub-fund of SSGA SPDR ETFs Europe I plc. This Fund is authorised in Ireland and regulated by the Central Bank of Ireland. State Street Global Advisors Europe Limited is a Company approved by the Central Bank of Ireland, under no. 49934. This key investor information is accurate as at 10 February 2025.