PMNT RIZE DIGITAL PAYMENTS ECONOMY UCITS ETF FUND DESCRIPTION FUND DETAILS As of 31 January, 2025ETF Rize Digital Payments Economy UCITS ETFThe Rize Digital Payments Economy UCITS ETF (“PMNT”) seeks to invest Type Index Equity ETFin companies that potentially stand to benefit from the structuraltransition away from traditional cash payments to the speed andISIN IE00BLRPRQ96convenience of digital wallets, digital payments and digital currencies. Fund Size (AUM)$5.5 MillionTER 0.45%Inception Date 05 November 2021SFDR Classification Article 8Holdings 65WHY INVEST IN CYBR?Base Currency USDIncome Treatment Accumulating Favourable Growth Prospects: PMNT is Europe’s new digital Replication Physical - Full Replication payments economy ETF, and provides investors with exposure to companies that are leading the structural transition toward Index Ticker FXBYPMNT Index online and digital payments, digital wallets and digital currencies.DomicileIrelandUCITSYes Powered by Euromonitor®: PMNT is purpose-built in Exposure Global Equities collaboration with Euromonitor, a strategy research firm based in London, United Kingdom, and leverages their unique insights Issuer ARK Invest UCITS ICAV and proprietary classification system of companies that are Promoter ARK Invest International Ltd leaders and innovators in the digital payments economy. Manager IQ EQ Fund Management (Ireland) LtdInvestment ManagerARK Investment Management LLC Unconstrained Approach: PMNT’s composition transcends classic sector, size and geographic classifications by tracking an Depositary / Custodian Northern Trust Fiduciary Services (Ireland) Ltd emerging theme. ISA Eligible (UK)YesSIPP Eligible (UK) Yes ETF Efficiency: In a single trade, PMNT delivers access to Reporting Fund Status (UK) Yes dozens of companies that are favourably positioned to ride the Equity Fund (DE) Yes tailwinds of the digital payments economy theme. SUSTAINABILITY PROFILE As of 31 January, 2025 INVESTMENT FOCUS As of 31 January, 2025 MSCI ESG Rating APayment Services and Solutions Providers 52.7% Payment Processors29.7% Engagement and Voting: The Fund is supported by the engagement and voting programs of the Rize Future First Policy. Payment Infrastructure Providers8.1% Card Payment Networks 7.5% SCREENING CRITERIACryptocurrency Economy Pioneers 1.5% – Thermal Coal – Alcohol– Oil and Gas – Tobacco– Nuclear – Bribery & Corruption– Controversial Weapons & Firearms – UN Global Compact & OECD Guidelines Violations – Adult Entertainement – Controversies – Military Contracting – Poor Governance – Gambling info-europe@ark-invest.com |europe.ark-funds.comPMNTInformation as of 31 January, 2025 RIZE DIGITAL PAYMENTS ECONOMY UCITS ETF TRADING INFORMATION ExchangeCurrencyListing Date SEDOLBloomberg Ticker RIC Borsa Italiana EUR 01-Dec-21BNM5H24 PMNT IM PMNT.MI Deutsche Börse XetraEUR 11-Nov-21BNM5H35 PMNT GY PMNTG.DE London Stock Ex-change USD 11-Nov-21BNM5GZ0 PMNT LN PMNT.L London Stock Ex-change GBP 11-Nov-21BNM5H02 PAYG LN PAYG.L SIX Swiss Exchange CHF 10-Jan-22BNM5H13 PMNT SE PMNT.SPERFORMANCE RETURN ETF Index Cumulative ETF Index Difference 10% Year to date 4.02% 4.06% -0.05% 1 month4.02% 4.06% -0.05% -10% 3 months 12.70% 12.87% -0.17% -30% 6 months 21.39% 21.82% -0.44% 1 year 25.56% 26.27% -0.71% -50% 05/11/2021 05/05/2022 05/11/2022 05/05/202305/11/2023 05/05/202405/11/2024 Since Inception-10.65% -9.13% -1.53% Past performance is not a reliable indicator of future results and is not guaranteed. The ETF performance is the NAV per share and is net of all fees.TOP 10 HOLDINGS TOP 10 COUNTRIES Total may not sum to 100% due to rounding Wise Plc 2.4% United States61.2% Shift4 Pmts Inc 2.3% Japan 7.3% Dlocal Ltd 2.2% Brazil5.1% Remitly Global Inc 2.2% France3.9% Nu Holdings Ltd 2.2% Uruguay 3.4% Worldline 2.2% Canada2.9% Visa Inc2.2% United Kingdom2.4% Mastercard Inc 2.1% Netherlands 2.1% Toast Inc 2.1% China 1.7% Adyen Nv2.1% Switzerland 1.6%22.2% 91.5%REGISTRATIONSMARKET CAPITALISATION AustriaItaly Sweden Mega ($100B+)0.0% DenmarkLuxembourg SwitzerlandLarge ($10 - $100B) 41.5% FinlandNetherlandsUnited Kingdom Medium ($2 - $10B) 38.0% GermanyNorwaySmall ($300M - $2B) 20.6% IrelandSpain Micro ($50 - $300M) 0.0% info-europe@ark-invest.com |europe.ark-funds.com PMNT Information as of 31 January, 2025 RIZE DIGITAL PAYMENTS ECONOMY UCITS ETF RISK FACTORS – All financial investments involve an element of risk. Therefore, the value of your investment and the income from it will vary and your initial investment amount cannotbe guaranteed. – The ETF may be subject to the risks associated with financial technology companies and other technologies associated with digital and internet based payments anddigital currency, including the risks to companies operating in the industry arising from: fierce domestic and international competition and the potential for rapidlychanging technologies and the risk of obsolescence of existing products, leading to reduced revenues and/or profit margins for individual companies and/or companiesoperating in particular segments; the loss of patent, copyright and trademark protections; evolving industry standards; unsophisticated and/or evolving or divergentregulatory frameworks which may become less favourable or even prohibitive in one or more countries over time and which may impede the adoption of digital paymentproducts and services; and cybersecurity and associated risks in relation to users’ personal data and other company information and intellectual property. – PMNT invests in global equity securities. As such, there is a risk of loss arising from exchange rate fluctuations or exchange control regulations. Some companies may besmaller and less experienced companies, with limited product lines, markets or financial resources and fewer experienced management or marketing personnel. Theymay experience extreme price and volume fluctuations that are often unrelated to their operating performance. – The Index is typically comprised of a mix micro, small, mid, and large capitalisation companies. Micro and small capitalisation companies may be more vulnerable toadverse business or economic events than larger, more established companies and may underperform other segments of the market or the equity market as a whole.Securities of micro and small capitalisation companies generally trade in lower volumes, are less liquid and are often more vulnerable to market volatility and greaterand more unpredictable price changes than larger capitalisation stocks or the stock market as a whole. – Other: (1) Third-party service providers (such as the ICAV’s depositary) may go bankrupt and fail to pay money due to PMNT or return property belonging to PMNT. (2) Ifthe Index provider stops calculating the Index or if PMNT’s license to replicate the Index is terminated, PMNT may have to be closed. (3) It may not always be possible tobuy and sell PMNT’s Shares on a stock exchange or at prices closely reflecting the Net Asset Value. (4) There is no capital guarantee or protection on the value of PMNTand investors can lose all the capital invested in PMNT. (5) Please refer to the “Risk Factors” section of the ICAV’s Prospectus and the Fund Supplement.Marketing Communication / Financial Promotion: Communications issued in the European Economic Area (“EEA”): This marketing communication has been issued by IQ EQ Fund Management (Ireland) Limited (“IQ EQ”) acting in its capacity as management company of ARK Invest UCITS ICAV (“ARK Invest”). IQ EQ is authorised and regulated by the Central Bank of Ireland. IQ EQ is registered in Ireland with registration number 148223. Communications issued in jurisdictions outside of the EEA: This marketing communication has been issued by ARK Invest International Ltd (“ARK UK”) which is an Appointed Representative of Aldgate Advisors Limited, a firm authorised and regulated by the Financial Conduct Authority (FCA FRN 763187). ARK UK is registered in England and Wales with registration number 11770079. This is a marketing communication. This is not a contractually binding document. Please refer to the prospectus, Fund-specific supplement and Key Investor Information Document (the “KIID”) or Key Investor Document (the “KID”) (as relevant) of the relevant Fund and do not base any final investment decision on this communication alone. You should seek professional investment advice before making any decision to invest in a Fund. This marketing communication is not being provided to you on the basis that you are a client of IQ EQ or ARK UK. Neither IQ EQ nor ARK UK is acting on your behalf and neither entity is responsible for providing protections that would otherwise be afforded to clients of IQ EQ or ARK UK. This marketing communication is for information purposes only. Its contents, and the fact of its distribution, do not constitute investment advice, nor do they constitute tax, legal or any other form of advice or service. It does not constitute or form part of any offer to issue or sell, or the solicitation of any offer to buy or sell any investment. It shall not form the basis of, or be relied upon in connection with, any contract. Information and opinions contained herein have been compiled from sources believed to be reliable but neither IQ EQ nor ARK UK nor any of their respective partners makes any representations as to its accuracy or completeness. Any opinions, forecasts or estimates herein constitute a judgement that is subject to change without notice. IQ EQ and ARK UK disclaim all liability and responsibility arising from any reliance placed by any person on the information contained within this marketing communication. Where past performance and projected performance information is shown, it must be noted that past performance and projected performance is not a reliable indicator of future performance. Simulated past performance does not represent actual past performance and is not a reliable indicator of future performance. The Rize Digital Payments Economy UCITS ETF replicates the Foxberry Digital Payments Economy Index. An investment in the Fund involves significant risk and is subject to the volatility of the financial technology sector and crypto economy. Capital at Risk Warning – Please note that the value of an investment and any income taken from it is not guaranteed and can go down as well as up. You may not get back the amount you originally invested. If your investment currency is different to the Funds’ currency of denomination (USD) or the currencies in which the Funds’ assets are denominated (which may be a range of different global currencies), then the return you will get from your investment may increase or decrease as a result of currency fluctuations between your investment currency and such currencies. The Funds referred to in this marketing communication are offered by ARK Invest UCITS ICAV (“ARK Invest”). ARK Invest is an open-ended Irish collective asset management vehicle which is constituted as an umbrella fund with variable capital and segregated liability between its sub-funds (each, a “Fund”) and registered in Ireland with registration number C193010 and authorised by the Central Bank of Ireland as a UCITS. ARK Invest is managed by IQ EQ Fund Management (Ireland) Limited (“IQ EQ”). The prospectus (including the Fund-specific supplements and other supplements), the KIIDs/KIDs the constitutional document of ARK Invest and the latest annual and semi-annual reports of ARK Invest, the latest Net Asset Values of the Funds and details of the underlying investments of the Funds (together, the “Fund Information”) are available at https://europe.ark-funds.com/. Any decision to invest must be based solely on the Fund Information. Investors should read the Fund-specific risks in ARK Invest’s prospectus, Fund-specific supplements and the KIIDs/KIDs. The indicative intra-day net asset values of the Funds are available at http://www.solactive.com. The Funds are not offered or aimed at residents in any country in which (a) ARK Invest and the Funds are not authorised or registered for distribution and where to do so is contrary to the relevant country’s securities laws, (b) the dissemination of information relating to ARK Invest and the Funds via the internet is forbidden, and/or IQ EQ or ARK UK are not authorised or qualified to make such offer or invitation. The Funds may be registered or otherwise approved for distribution to the public or certain categories of investors in one or more jurisdictions. Where this is the case, a country-specific web page and copies of the Fund Information will be available at https://europe.ark-funds.com/. The fact of such a registration or approval, however, does not mean that any regulator (including the FCA) has determined that the Funds are suitable for all categories of investors. United Kingdom: This is a financial promotion. For the purposes of the United Kingdom Financial Services and Markets Act 2000 (“FSMA”), ARK Invest is a UCITS that has been recognised by the Financial Conduct Authority (the “FCA”) pursuant to s.264 of the UK Financial Services and Markets Act 2000. The Fund Information is available in English free of charge upon request from the Facilities Agent in the United Kingdom, FE fundinfo (UK) Limited, Unit 1.1, First Floor, Midas House, 62 Goldsworth Road, Woking, Surrey, GU21 6LQ, England. Germany: This is a financial promotion. The offering of the Shares of ARK Invest has been notified to the German Financial Services Supervisory Authority (BaFin) in accordance with section 310 of the German Investment Code (KAGB). The Fund Information in English (and the KIDs in German language) can be obtained free of charge upon request from the Facilities Agent in Germany, FE fundinfo (Luxembourg) S.à.r.l., by contacting fa_gfr@fefundinfo.com or in paper form at the Facilities Agent’s registered office, being 77 Rue du Fossé, 4123 Esch-sur-Alzette, Luxembourg. Switzerland: This is an advertising document. The state of the origin of the fund is Ireland. In Switzerland, the Representative in Switzerland is 1741 Fund Solutions AG, Burggraben 16, CH-9000 St. Gallen. The Paying Agent in Switzerland is Tellco AG, Bahnhofstrasse 4, 6430 Schwyz. The Fund Information may be obtained free of charge from the Representative. Past performance is no indication of current or future performance. The performance data do not take account of the commissions and costs incurred on the issue and redemption of units in the Fund. Austria: This is a marketing communication and serves exclusively as information for investors. Under no circumstances may it replace advice regarding the acquisition and disposal of investments which may result in a total loss of the investment. The Fund Information in English (and the KIDs in German language) can be obtained free of charge upon request from the Facilities Agent in Austria, FE fundinfo (Luxembourg) S.à.r.l., by contacting fa_gfr@fefundinfo.com. United States: This marketing communication and its contents are not directed at any person that is resident in the United States (“US person”), and no offer or invitation is made to any US person to acquire or sell any service, product or security referred to. The provision of any information in this marketing communication does not constitute an offer to US persons to purchase securities. ARK Invest Europe info-europe@ark-invest.com| europe.ark-funds.com | 70 Gracechurch Street. London, EC3V 0HR, United Kingdom