Key Investor Information

This document provides you with key investor information about this fund. It is not marketing material. The information is required by law to

help you understand the nature and the risks of investing in this fund. You are advised to read it so you can make an informed decision

about whether to invest.Saturna Al-Kawthar Global Focused Equity UCITS ETF (the Fund) – ISIN:IE00BMYMHS24

Accumulating ETF Share Class

A sub-fund of HANetf ICAV. Managed by HANetf Management Limited (the Manager)

Objectives and Investment Policy

The Fund aims to achieve capital growth over the medium to In addition, the Fund may invest in Shariah-compliant global long term, whilst complying with Shariah investment principles.depositary receipts and American depositary receipts (adepositary receipt is a financial instrument issued by financial The Fund will invest in a concentrated, actively-managedinstitutions, which give exposure to underlying equity securities) portfolio of approximately 30 to 45 global equities and equity-and may hold Islamic money market instruments. related securities of companies with a quality bias with predictable revenue growth that produce sustainable economic

Dealing: Shares of the Fund (Shares) are listed on one or more value over the long-term and robust policies in the areas of the

stock exchanges. Typically, only authorised participants (i.e. environmental, social and governance (ESG). Selected

brokers) can purchase Shares from or sell Shares back to the companies shall be listed or traded on a Regulated Market and

Fund. Other investors can purchase and sell Shares on exchange reviewed by a panel of Shariah scholars appointed by the

on each day the relevant stock exchange is open. Manager (the Shariah Panel). The Shariah Panel will provideDistribution policy: Income received by the Fund’s investments guidance relating to the Fund's compliance with Shariahwill not be distributed in respect of the Shares of this class. principles, which restrict the Fund from investing in companiesInstead will be accumulated and reinvested on behalf of the which derive more than 5% of their revenues from prohibitedshareholders of the Fund. sectors and requires the companies to comply with financial ratios to ensure that their interest-bearing debt and long and Recommendation: This Fund may not be appropriate for short- short-term debt do not exceed 30% of their total marketterm investment. capitalisation.Currency: The base currency of the Fund is US Dollar. The Fund will invest in quality companies that typically demonstrate strong balance sheets, favourable ESG

For full investment objectives and policy details, please refer to characteristics, return on capital in excess of cost of capital,

the supplement to the prospectus for the Fund (the history of increasing profitability, proven ability to generate cash

“Supplement”. flow, minimal leverage and identifiable and sustainable competitive advantage. The Fund may invest up to 15% of its Net Asset Value in emerging markets companies.Risk and Reward Profile

Lower risk Higher risk

▪

Investment risk: Investment risk may be concentrated in Typically lower rewards

Typically higher rewardsspecific sectors, countries, currencies or companies. This

means that the Fund may be more sensitive to any localised1 23 4567 economic, market, political or regulatory events. The categorisation above is not guaranteed to remain unchanged

▪

Application of Shariah Principles Risk: The application of the and may shift over time. Shariah principles may result in different outcomes for the

Fund than in the case of funds with similar objectives that are The lowest category (1) does not imply a risk-free investment.

not compliant with Shariah principles. The risk indicator was calculated incorporating simulated historical

▪

Active Management Risk: The Fund’s assets will be actively data and may not be a reliable indication of the future risk profile

managed by the Investment Manager who will have discretion of the Fund.

(subject to the Fund’s investment restrictions) to invest the The categorisation above (6) is due to the nature of the Fund’s

Fund’s assets in investments that it considers will enable the investments and risk associated with those investments, including:

Fund to achieve its investment objective. ▪ The value of underlying securities can be affected by daily▪

Emerging Market Risk: The Fund may invest in companies financial market movements. Other influential factors includebased in emerging markets which may involve additional risks political, economic news, company earnings and significant

not typically associated with other more established markets corporate events.such as increased risk of social, economic and political ▪ There is no assurance that any appreciation in the value ofuncertainty. investments will occur, or that the investment objective of the

▪

Currency risk: The Fund invests in securities denominated in Fund will be achieved.

currencies other than its base currency. Changes in the

exchange rates may adversely affect the performance of the

▪ It may be difficult for the Fund to buy or sell certain investments

Fund.

in some market conditions. Consequently, the price obtained

Risks not covered by the indicator, but which are materially

when the Fund buys or sells securities may compare adversely to

relevant to the Fund include:

the price under normal market conditions. ▪ Liquidity on secondary market risk: There can be no certainty▪ For a complete overview of all risks attached to this Fund, refer

that Shares can always be bought or sold on a stock exchange

to the section entitled “Risk Factors” in the Supplement and the

or that the market price will reflect the NAV of the Fund. Prospectus.

Charges

The charges you pay are used to pay the costs of running the Fund, Since the Fund is an ETF, secondary market investors will not including the costs of marketing and distributing it. These charges reduce typically be able to deal directly with HANetf ICAV. Investors the potential growth of your investment.

buying Shares on exchange will do so at market prices which

One-off charges taken before or after you invest

will reflect broker fees and/or transactions charges and bid-ask

Entry charge 0%*

spreads as well as underlying company prices at the time of

Exit charge

0%*

trading on the secondary market.* Authorised participants dealing directly with the Fund will payrelated transaction costs. Charges taken from the Fund over a year* For Investors dealing directly with the Fund, switching Ongoing charges

0.75%**

between sub-funds may incur a maximum switching charge of3%.

Charges taken from the Fund under certain specific** The ongoing charges are paid to the Manager which is

conditionsresponsible for discharging from its fee the cost of operating

Performance fee

Nonethe Fund. It excludes portfolio transaction costs, except in the * Authorised participants dealing directly with the Fund may pay an entry

case of an entry/exit charge paid by the Fund when buying or charge up to a maximum of 5% and an exit charge up to a maximum of selling units in another investment fund. 3%. The Fund is currently not exercising its entitlement to apply entryPlease see "General Charges and Expenses" and "Management and exit charges.

Charges and Expenses" sections of the Prospectus and The Fund may engage in securities lending, whereby 70% of the revenues "Charges and Expenses" and "Key Information for Share arising from securities lending will be returned to the Fund and 30% ofDealing" sections of the Supplement for further information the revenues will be retained by the Manager and securities lendingabout charges. agent. Past Performance

• Fund launch date: 28th September 2020

• Share class launch date: 28th September 2020

• The base currency of the fund is USD

• Past performance of the Share Class is calculated in USD

• Performance is calculated based on the net asset value of the Fund

after deduction of ongoing charges and is inclusive of gross income reinvested.

• Past performance is not a guide to future performance Practical Information Investment Manager: Saturna Capital Corporation.

Switching: Switching of Shares between sub-funds of HANetf Depositary: J.P. Morgan SE - Dublin Branch.ICAV is not possible for investors who purchase shares on Administrator: J.P. Morgan Administration Services (Ireland) Limited.

exchange. Switching may be available to authorised Further information: Copies of the Prospectus documentation and theparticipants who deal directly with the Fund. latest financial statements are available free of charge from the

Segregated liability: The Fund is a sub-fund of HANetf ICAV, an Administrator. The Prospectus and financial statements are prepared forumbrella Irish collective asset-management vehicle. Under Irish HANetf ICAV rather than separately for the Fund. Further information

law the assets and liabilities of the Fund are segregated from on the composition of the portfolio is available at www.HANetf.com.other sub-funds within HANetf ICAV and the assets of the Fund Remuneration Policy: Details of the Manager’s remuneration policy, will not be available to satisfy the liabilities of another fund of including a description of how remuneration and benefits are calculatedHANetf ICAV. and the identities of the persons responsible for awarding suchTaxation: HANetf ICAV is resident in Ireland for taxation remuneration/benefits, can be accessed from the following website: purposes. Irish taxation legislation may impact on the personal www.hanetf.com. A paper copy of these policy details is also available tax position of an investor. free of charge from the Manager upon request.

Liability statement: The Manager may be held liable solely on Pricing information: The net asset value of the share class will bethe basis of any statement contained in this document that is available during normal business hours every business day at the officemisleading, inaccurate or inconsistent with the relevant parts of of the Administrator and will be published daily on www.hanetf.com.the Prospectus.

This Fund is authorised in Ireland and regulated by the Central Bank of Ireland. HANetf Management Limited is authorised in Ireland and regulated by the Central Bank of Ireland. This key investor information is accurate as at 19.02.2025