Key Investor Information This document provides you with key investor information about this Sub-Fund. It is not marketing material. The information is requiredby law to help you understand the nature and the risks of investing in this Sub-Fund. You are advised to read it so you can make an informed decision about whether to invest. Amundi Smart Overnight Return UCITS ETF ACCA Sub-Fund of the SICAV MULTI UNITS LUXEMBOURG ISIN code: (A) LU1190417599Managed by Amundi Luxembourg SA, a subsidiary of Amundi Group Objectives and Investment Policy This Sub-Fund is passively managed. The investment objective of the Sub-Fund is to reflect the performance of the euro short-term rate ("€STR") compounded rate (the "Benchmark Index") and to minimize the tracking error between the net asset value of the Sub-Fund and the performance of the Benchmark Index. The anticipated level of the tracking error, under normal market conditions is indicated in the prospectus of the Sub-Fund. The euro short-term rate (€STR) reflects the wholesale euro unsecured overnight borrowing costs of banks located in the Euro area. The €STR is published on each Business Day based on transactions conducted and settled on the previous Business Day (the reporting date "T") with a maturity date of T+1 which are deemed to have been executed at arm's length and thus reflect market rates in an unbiased way. The daily compounded €STR is calculated and published by the European Central Bank (ECB). The ECB reviews the €STR methodology and publishes a report every year. Updated composition of the Sub-Fund holdings is available on www.amundietf.com. In addition, the indicative net asset value is published on the Reuters and Bloomberg pages of the Sub-Fund, and might also be mentioned on the websites of the stock exchanges where the Sub-Fund is listed. The Sub-Fund will apply an Indirect Replication methodology to get exposition to the Benchmark Index. The Sub-Fund will invest into an investment portofolio, consisting of transferable securities or units or shares of UCITS, financial derivative instruments (in particular total return swap, currency forwards and currency swaps transactions strictly designed to hedge currency risks, interest rate swaps transactions aiming at reducing interest rate risks). The Sub-Fund may receive collateral from credit institutions to reduce part or all of the counterparty risks, or derivatives traded with such credit institutions. More information about the investment portfolio or the investment strategy of the Sub-Fund is detailed in the Prospectus of the Sub-Fund. The share currency is the Euro (EUR). Invested financial instruments: FDI, equity Dividend Policy : the accumulation share automatically retains, and re-invests, all attributable income within the Sub-Fund; thereby accumulating value in the price of the accumulation shares. The minimum recommended holding term is 1 year. The Sub-Fund's shares are listed and traded on one or more stock exchanges. In normal circumstances, you may deal in shares during the trading hours of the stock exchanges, provided that the Market Makers can maintain market liquidity. Only authorised participants (e.g. selected financial institutions) may deal in shares directly with the Sub-Fund on the primary market. Further details are provided in the prospectus of the UCITS. Risk and Reward Profile Lower risk, Higher risk, Credit risk: represents the risks associated with an issuer’s sudden downgrading of its signature’s quality or its default. Typically lower rewardTypically higher reward Counterparty risk: represents the risk of default of a market participant to fulfil its contractual obligations vis-à-vis your portfolio.123 45 6 7 Operational risk: this is the risk of default or error within the different service providers involved in managing and valuing your portfolio. The risk level of this Sub-Fund reflects the risk of its allocation, which is exposed to the bond Risk of Financial derivative Instruments: the Sub-Fund invest in financial market and the equity market in roughly equal proportions. derivative instruments. These financial derivative instruments can induce Historical data may not be a reliable indication for the future.different types of risks such as (but not limited to) leverage risk, high volatility Risk category shown is not guaranteed and may shift over time. risk, valuation risk or liquidity risk. If this risk occurs, the net asset value of the The lowest category does not mean 'risk free'. Sub-Fund may decrease significantly. Your initial investment does not benefit from any guarantee or protection. The occurrence of any of these risks may have an impact on the net asset value of Important risks materially relevant to the Sub-Fund which are not adequately captured by the your portfolio. indicator: 1 Amundi Smart Overnight Return UCITS ETF ACC Charges The charges you pay are used to pay the costs of running the Sub-Fund, including the costs of marketing and distributing it. These charges reduce the potential growth of your investment. The entry, exit and conversion charges shown are maximum figures applied on the One-off charges taken before or after you invest primary market only. In some cases you might pay less - you can find this out from your Entry charge Not Applicable for secondary market financial adviser. investors* The ongoing charges figure is based on expenses for the current year. This figure may Exit chargeNot Applicable for secondary market vary from year to year. It excludes: investors*Performance fees Conversion charge Not applicablePortfolio transaction costs, except in the case of an entry/exit charge paid by the This is the maximum that might be taken out of your money before the Sub-Fund when buying or selling units in another collective investment undertaking. proceeds of your investment are paid out. The ongoing charges displayed are estimated. For each accounting period, Charges taken from the Sub-Fund over a yearthe Sub-Fund's annual report will display the exact amount. Ongoing charges 0.05% *Secondary Market: because the Sub-Fund is an ETF, Investors who are not Authorized Charges taken from the Sub-Fund under certain specific conditions Participants will generally only be able to buy or sell shares on the secondary market. Accordingly, investors will pay brokerage fees and/or transaction costs in connection Performance fee None with their dealings on stock exchange(s). These brokerage fees and/or transaction costs are not charged by, or payable to, the Sub-Fund nor the Management Company but to the investor own intermediary. In addition, the investors may also bear the costs of "bid-ask" spreads; meaning the difference between the prices at which shares can be bought and sold. Primary Market: Authorized Participants dealing directly with the Sub-Fund will pay related primary market transaction costs. For more information about charges, please see charges paragraph of the prospectus of the UCITS, which is available at: amundi.com or amundietf.com. Past PerformanceThe chart has a limited value as a guide to future performance.The annualised performances displayed in this diagram are 4.0%calculated net of all charges taken by the Sub-Fund. 3.8%The Sub-Fund was launched on March 7, 2025. The Share Class3.3%3.3% % 4. 3.5was launched on March 7, 2025. 3 2.5The reference currency is the Euro. 2 1.5The reference Index is : €STR compounded rate 0.1%0.0% 1 0.5When the Benchmark Index is denominated in a currency other00 0-0.5 -0.2%than the Sub-Fund currency, the performance of the Benchmark -0.3%-0.3% -0.3% -0.4% -0.4%-0.4%-0.4% -0.4%-0.5% -0.5%-0.5%Index is converted into the Sub-Fund's currency for comparison2015 2016201720182019 20202021 2022 2023 2024purpose. FOREX transactions are executed on a daily basis (WMReuters 5 pm rate on the relevant date).Amundi Smart Overnight Return UCITS ETF ACC Benchmark Practical Information Name of the depositary: SOCIETE GENERALE LUXEMBOURG. Further information about the UCITS (prospectus, periodical reports) can be obtained in English, free of charge, at the following address: Amundi Luxembourg, 5, Allée Scheffer, L-2520 Luxembourg. The details of the up-to-date remuneration policy, including, but not limited to, a description of how remuneration and benefits are calculated, the identity of persons responsible for awarding the remuneration and benefitsare availableby meansof the following website: https://www.amundi.lu/retail/Local-Content/Footer/Quick-Links/Regulatory-information/Amundi and a paper copy will be made available free of charge upon request. Other practical information (e.g. latest net asset value, transparency policy and information about the asset composition of the Sub-Fund) can be obtained on the internet site amundi.com or amundietf.com. Indicative net asset value is published by the relevant stock exchanges. The UCITS contains a large number of other Sub-Funds and other classes which are described in the prospectus. Conversion into shares of another Sub-Fund of the UCITS may be made, subject to the conditions of the prospectus. Each Sub-Fund corresponds to a distinct part of the assets and liabilities of the UCITS. As a consequence, the assets of each Sub-Fund are exclusively available to satisfy the rights of investors in relation to that Sub-Fund and the right of creditors whose claims have arisen in connection with the creation, the operation or the liquidation of that Sub-Fund. This document describes a Sub-Fund of the UCITS. The prospectus and periodical reports are prepared for the entire UCITS named at the beginning of this document. The Luxembourg tax legislation applying to the UCITS may have an impact on the investor's personal tax position. Amundi Luxembourg SA may be held liable solely on the basis of any statement contained in this document that is misleading, inaccurate or inconsistent with the relevant parts of the prospectus for the UCITS. ********************* This UCITS is authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier, Luxembourg (www.cssf.lu). Amundi Luxembourg SA is authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier, Luxembourg. This key investor information is accurate as at March 10, 2025.Amundi Smart Overnight Return UCITS ETF ACC2