{
  "symbol": "CLBK",
  "socialMediaRisk": {
    "hypeSusceptibility": false,
    "volatilityDrivenBy": ["Regional bank industry", "Moderate market cap"],
    "riskScore": 3,
    "reason": "Columbia Financial operates in the regional banking sector, which is not typically prone to social media hype. Its moderate market cap and stable industry reduce susceptibility to retail-driven volatility."
  }
}