{
  "symbol": "NBTB",
  "socialMediaRisk": {
    "hypeSusceptibility": false,
    "volatilityDrivenBy": ["Established financial services sector", "Regional bank with stable operations"],
    "riskScore": 2,
    "reason": "NBT Bancorp Inc. operates in the financial services sector, which is generally less prone to retail-driven speculation and social media hype compared to sectors like tech or biotech."
  }
}