{
  "symbol": "NMIH",
  "socialMediaRisk": {
    "hypeSusceptibility": false,
    "volatilityDrivenBy": ["Financial Services sector", "Insurance - Specialty industry"],
    "riskScore": 3,
    "reason": "NMI Holdings operates in the financial services sector, specifically in insurance, which is generally less prone to retail-driven speculation and social media hype."
  }
}