Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. Terms not defined herein are as defined in the Prospectus. Product State Street Saudi Arabia Enhanced Active Equity UCITS ETF ("Fund") a sub-fund of SSGA SPDR ETFs Europe I plc Share Class: State Street Saudi Arabia Enhanced Active Equity UCITS ETF (Acc) (ISIN IE0002LI4M98) State Street Saudi Arabia Enhanced Active Equity UCITS ETF is authorised in Ireland and regulated by the Central Bank of Ireland. This Fund is managed by State Street Global Advisors Europe Limited ("Fund Manager"), which is authorised in Ireland and supervised by the Central Bank of Ireland. For more information on this product, please refer to www.ssga.com Accurate as of: 19 February 2026 What is this product? Type performance will typically differ from and may under-perform the This Fund is an open-ended investment company with variableIndex. The Fund may use financial derivative instruments (that is, capital which was incorporated in Ireland on 5 January 2011 under financial contracts whose prices are dependent on one or more registration number 493329 and is authorised by the Central Bank ofunderlying assets) in order to manage the portfolio efficiently. Ireland as a UCITS.Shareholders may redeem shares on any UK business day (otherthan days on which relevant financial markets are closed for Term business and/or the day preceding any such day provided that a The Company is an open-ended public limited companylist of such closed market days will be published for the Fund on incorporated for an unlimited period. However, it may be dissolved www.ssga.com); and any other day at the Directors' discretion at any time by a resolution passed at a general meeting of (acting reasonably) provided Shareholders are notified in advance Shareholders adopted in compliance with applicable laws. of any such days. This Fund has no maturity date. However, it may be terminated andAny income earned by the Fund will be retained and reflected in an liquidated by the decision of the Board under specific conditions setincrease in the value of the shares. forth in the Prospectus.The Shares of the USD Class are issued in U.S. Dollar. ObjectivesIndex Source: The Index is a trademark of S&P Global Inc., or its Investment objective The objective of the Fund is to provide aaffiliates, and have been licensed for use by S&P Dow Jones return greater than the performance of the Saudi Arabian equityIndices LLC ("S&P") and sub-licensed for use to State Street markets.Investment Management ("State Street"). The Fund is not The Fund is an actively managed fund. sponsored, endorsed, sold or promoted by S&P, its affiliates, or its Investment policies The Fund is actively managed and aims to third party licensors. Please see the Prospectus for the full index outperform S&P Saudi Arabia BMI 5/10/40 Capped Index (the disclaimer. "Index") over the medium to long term. The Investment ManagerIntended retail investor uses a proprietary quantitative model to select stocks based onThis Fund is intended for investors who plan to stay invested for at factors such as quality, value, and market sentiment. The modelleast 5 years and are prepared to take on a medium-high level of also considers sector and country trends, as well as macroeconomicrisk of loss to their original capital in order to get a higher potential inputs.return. It is designed to form part of a portfolio of investments. The Fund's portfolio is constructed with a focus on balancing expected returns and risk. Limits are applied to country, sector, and Practical information individual stock exposures, both in absolute terms and relative to the Depositary The Fund depositary is State Street Custodial Services Index. (Ireland) Limited. Although the Fund is benchmarked against the Index, its holdings Further information A copy of the Prospectus and latest annual and weightings may differ to achieve its investment objective. Mostand semi-annual financial report in English and the latest Net Asset investments will be in stocks listed on recognised markets and may Value per Share are available free of charge upon request from include securities not in the Index but from countries within the www.ssga.com or by writing to the Fund Manager, State Street Index. Global Advisors Europe Limited, 78 Sir John Rogerson's Quay, The Index reflects the performance of the Saudi Arabian equity Dublin 2, Ireland. market and is weighted by market capitalisation. The Fund's What are the risks and what could I get in return? Risks The risk category above shows how likely the fund is to lose moneybecause of movements in the markets or because we are not able Lower risk Higher risk to pay you. The Fund's risk category is not guaranteed and maychange in the future.We have classified this product as 4 out of 7, which is a medium risk 1 23 45 6 7category. The risk indicator assumes you keep the product for 5 years. Page 1/3 | Key Information Document | 19 February 2026 This rates the potential losses from future performance at a medium the exchange rate between the two currencies. This risk is not level, and poor market conditions could impact the capacity of State considered in the indicator shown above. Street Global Advisors Europe Limited to pay you.Besides the risks included in the risk indicator, other risks may affect Be aware of currency risk. You may receive payments in a different the fund performance. Please refer to the Fund Prospectus, available currency, so the performance of your investment will be impacted by free of charge at www.ssga.com. Performance scenarios The figures shown include all the costs of the Fund other than the costs that you may need to pay to your advisor, distributor or other intermediary. The figures do not take into account your personal tax situation, which may also affect your return. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between April 2022 and October 2025. Moderate: this type of scenario occurred for an investment between February 2019 and February 2024. Favourable: this type of scenario occurred for an investment between September 2016 and September 2021. Recommended holding period 5 years Example Investment 10,000 USD if you exit after 5 years if you exit after(recommended Scenarios 1 year holding period) Minimum There is no minimum guaranteed return. You could lose some or all of your investment. StressWhat you might get back after costs 5,010 USD 4,280 USD Average return each year -49.9% -15.6% Unfavourable What you might get back after costs 7,660 USD 9,410 USD Average return each year -23.4% -1.2% Moderate What you might get back after costs 10,900 USD 17,260 USD Average return each year 9.0% 11.5% FavourableWhat you might get back after costs 15,790 USD 25,010 USD Average return each year 57.9% 20.1% What happens if the Fund Manager is unable to pay out? The Manager is responsible for administration and management of the Company, and does not typically hold assets of the Company (assets that can be held by a depositary are, in line with applicable regulations, held with a depositary in its custody network). The Manager, as the manufacturer of this product has no obligation to pay out since the product design does not contemplate any such payment being made. However, investors may suffer loss if the Company or the depositary is unable to pay out. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest and how long you hold the Fund. The amounts shown here are illustrations based on a specific investment amount, taking into consideration different holding periods. We have assumed: Qin the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the product performs as shown in the moderate scenario, Q10,000 USD is invested. if you exit after 5 years if you exit after(recommended Example Investment 10,000 USD 1 year holding period) Total Costs 80 USD 707 USD Annual cost impact* 0.8% 0.9% each year Page 2/3 | Key Information Document | 19 February 2026 (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 12.4% before costs and 11.5% after costs. Composition of costs Annual cost impact if you One-off costs upon entry or exit exit after 1 year Entry costs 0.00% The impact of the costs you pay when entering your investment. This0 USDis the most you will pay, and you could pay less. The impact of costs arealready included in the price. This includes the costs of distribution of yourproduct. Exit costs0.00% The Impact of the costs of exiting your investment when it matures.0 USD Annual cost impact if you Ongoing costs taken each year exit after 1 year Management fees and other 0.75% of the value of your investment per year. This is based on a 75 USD administrative or operating combination of estimated and actual costs. costs Transaction costs 0.05% The impact of the costs of us buying and selling underlying5 USDinvestments for the product. Annual cost impact if you Incidental costs taken under specific conditions exit after 1 year Performance fees There is no performance fee for this Fund. 0 USD How long should I hold it and can I take money out early? Recommended holding period: 5 years This Fund is designed for longer term investments; you should be prepared to stay invested for at least 5 years. However, you can redeem your investment without penalty at any time during this period, or hold the investment longer. Redemptions are possible on every working day; with a payments timeline as outlined in the Fund Supplement and/or Prospectus. The price for the day, reflecting the actual value of the Fund, is set each day after the valuation point, and published on our website www.ssga.com. How can I complain? If you have a complaint about the Fund or the Manager, you can find more details about how to complain and the Manager's complaint handling policy in the "Contact Us" section of the website at: www.ssga.com. Other relevant information Cost, performance and risk The cost, performance and risk calculations included in this key information document follow the methodology prescribed by EU rules. Note that the performance scenarios calculated above are derived exclusively from the past performance of the Fund's share price and that past performance is not a guide to future returns. Therefore, your investment may be at risk and you may not get back the returns illustrated. Investors should not base their investment decisions solely upon the scenarios shown. Performance scenarios You can requestpreviousperformance scenariosupdated on a monthly basis by emailing Fund_data_services@ssga.com. Past performance There is insufficient performance data available to provide a chart of annual past performance. ETF Information: As the shares are listed on the stock exchange, you may buy or sell shares in the product, without penalty, on any normal business day. Please contact your broker, financial adviser or distributor for information on any costs and charges relating to the sale of the shares. ETF Shares purchased on the secondary market cannot usually be sold directly back to the Company. In exceptional circumstances, whether as a result of disruptions in the secondary market or otherwise, investors who have acquired ETF Shares on the secondary market are entitled to apply to the Company in writing to have the ETF Shares in question registered in their own name, to enable them to access the redemption facilities described in the Prospectus. Page 3/3 | Key Information Document | 19 February 2026