Page 1/3 Purpose Key Information Document This document provides you with key information about thisinvestment product. It is not marketing material. The information isrequired by law to help you understand the nature, risks, costs,potential gains and losses of this product and to help you compare itwith other products. Product JPM US Research Enhanced Index Equity Active UCITS ETF - GBP Hedged (dist) IE0003FI3HY1 a share class of JPMorgan ETFs (Ireland) ICAV – US Research Enhanced Index Equity Active UCITS ETF a sub-fund of JPMorgan ETFs (Ireland) ICAV For more information on this product, please refer to www.jpmorganassetmanagement.lu or call +(352) 3410 3060 The Commission de Surveillance du Secteur Financier (CSSF) is responsible for supervising the manufacturer, JPMorgan Asset Management (Europe) S.à.r.l., (a member of JPMorgan Chase & Co.) in relation to this Key Information Document The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland ("CBI"). THIS DOCUMENT WAS PRODUCED ON 28 APRIL 2026 What is this product? TypeSecurities) which is actively selected and managed with the aim of This product is a UCITS exchange traded fund or "UCITS ETF". It is adelivering an investment performance which exceeds that of the sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish collective asset-Benchmark over the long-term. management vehicle constituted as an umbrella fund with In order to seek to achieve this, the Investment Manager may segregated liability between its sub-funds and authorised by the CBIoverweight the securities which it considers to have the highest pursuant to the European Communities (Undertakings for Collective potential to outperform the Benchmark and underweight or not invest Investment in Transferable Securities) Regulations 2011 (as at all in securities which the Investment Manager considers most amended). overvalued. Objectives, Process and PoliciesThe risk characteristics of the portfolio of securities held by the Sub- Objective The Sub-Fund aims to achieve a long-term return in excess Fund, such as volatility levels, will be broadly equivalent to the risk of Standard & Poor's (S&P) 500 Index (Total Return Net) (thecharacteristics of the Benchmark. "Benchmark") by actively investing primarily in a portfolio of US The Sub-Fund may, for efficient portfolio management purposes, use companies. financial derivative instruments. The Sub-Fund aims to achieve a long-term return in excess ofThe Sub-Fund seeks to assess the impact of ESG factors on the cash Standard & Poor's (S&P) 500 Index (Total Return Net) (the flows of many companies in which it may invest, to identify issuers "Benchmark") by actively investing primarily in a portfolio of US that it believes will be negatively impacted by such factors relative to companies. other issuers. The Investment Manager focuses on key risk factors, including, accounting and tax policies, disclosure and investor Share Class Benchmark Standard & Poor's (S&P) 500 Index (Total communications, shareholder rights, remuneration and social and Return Net) environmental factors, seeking to identify such negative outliers. Investment Policy The Sub-Fund pursues an actively-managed The above assessments may not be determinative on investment investment strategy.decisions in respect of a company's securities and the Investment The Sub-Fund aims to invest at least 67% of its assets (excluding Manager may purchase and retain such securities. assets held for ancillary liquidity purposes) in equity securities of USD is the base currency of the Sub-Fund. companies that are domiciled in, or carry out the main part of theirThe Sub-Fund will publicly disclose its complete holdings on a daily economic activity in, the US. basis. Details of the Sub-Fund's holdings and full disclosure policy The Sub-Fund promotes environmental and/or social characteristics. may be found on www.jpmorganassetmanagement.lu. At least 51% of the Sub Fund's Net Asset Value is invested in This Share Class seeks to minimise the effect of currency fluctuations companies with positive environmental and/or social characteristics between the Reference Currency of the Sub-Fund (USD) and the that follow good governance practices as measured through the Reference Currency of this Share Class (GBP). Investment Manager's proprietary ESG scoring methodology and/or Redemption and Dealing Shares of the Sub-Fund are traded on one or third party data. more stock exchanges. Certain market makers and brokers may The Sub-Fund invests at least 20% of its Net Asset Value in subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) Sustainable Investments, as defined under SFDR, contributing to ICAV, and are referred to as "Authorised Participants". Other investors environmental or social objectives. who are not Authorised Participants can purchase and sell Shares The Investment Manager evaluates and applies values and norms daily on a recognised stock exchange or over-the-counter. based screening to implement exclusions on certain industries and issuers based on specific ESG criteria and/or minimum standards of Distribution Policy This Share Class will normally pay dividends business practice based on international norms. To support this annually. screening, the Investment Manager relies on third party provider(s) SFDR Classification Article 8 who identify an issuer's participation in or the revenue which they Intended retail investor derive from activities that are inconsistent with the values and norms This product is intended for investors who plan to stay invested for at based screens. The list of screens applied that may result in least 5 years. exclusions can be found on the Website (www.Q Investors should understand the risks involved, including the risk jpmorganassetmanagement.ie). of losing all capital invested and must evaluate the Sub-Fund The Sub-Fund systematically includes ESG analysis in its investmentobjective and risks in terms of whether they are consistent with decisions on at least 90% of securities purchased. their own investment goals and risk tolerances. The Sub-Fund is The Sub-Fund will seek to outperform the Benchmark over the long- not intended as a complete investment plan. term. The Benchmark consists of large capitalisation stocks issued by Q The Sub-Fund is aimed at investors seeking to achieve a long-term US companies ("Benchmark Securities"). The Benchmark has been return in excess of the Benchmark by actively investing primarily in included as a point of reference against which the performance of the a portfolio of US companies, with positive environmental and/or Sub-Fund may be measured. The Sub-Fund will bear a close social characteristics that follow good governance practises, with resemblance to its Benchmark. an overlay of ESG integration and values and norms-based The Sub-Fund will not seek to track the performance of or replicatescreening of its investment universe. the Benchmark, rather the Sub-Fund will hold a portfolio of equity Q Typical investors in the Sub-Fund are expected to be investors who securities (which may include but will not be limited to Benchmark want to take broad market exposure to the US stock market, who All data is sourced by J.P. Morgan Asset Management and is correct as at the date of this commentary unless otherwise stated. Page 2/3 | Key Information Document | 28 April 2026 seek to benefit from potential excess returns with similar risks to The Sub-Fund is sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish investing in securities representing the Benchmark and who are collective asset-management vehicle with segregated liability between prepared to accept the risks associated with an investment of this sub-funds. JPMorgan ETFs (Ireland) ICAV consists of separate sub- type, including the volatility of such market. funds, each of which issues one or more Share Classes. This Term This product does not have a fixed maturity date and may be document is prepared for a specific Share Class. The Prospectus and liquidated in certain circumstances, as further detailed in the annual and semi- annual financial reports are prepared for JPMorgan Prospectus. ETFs (Ireland) ICAV. Practical informationSwitching Switching of Shares from one Sub-Fund into Shares in Depositary The fund depositary is Brown Brothers Harriman Trusteeanother Sub-Fund is not permitted. Switching of Shares from one Services (Ireland) Limited. Share Class into another Share Class within the same Sub-Fund is also not permitted to investors trading on stock exchanges but may be Legal Information JPMorgan Asset Management (Europe) S.à r.l. may available to the Authorised Participants. Further information can be be held liable solely on the basis of any statement contained in this found in the Prospectus. document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus. What are the risks and what could I get in return? Risks Lower risk Higher risk This rates the potential losses from future performance at a medium level, and poor market conditions could impact our capacity to pay 1 23 4 5 6 7you. The risk of the product may be significantly higher if held for less than the recommended holding period. The risk indicator assumes you keep the product for 5 year(s). This product does not include any protection from future market performance so you could lose some or all of your investment. If we are not able to pay you what is owed, you could lose your entire The summary risk indicator is a guide to the level of risk of this product investment. compared to other products. It shows how likely it is that the product Beside the risks included in the risk indicator, other risks materially will lose money because of movements in the markets or because werelevant for the product may affect its performance. Please refer to the are not able to pay you. relevant supplement, available free of charge at We have classified this product as 4 out of 7, which is a medium riskwww.jpmorganassetmanagement.lu. class. Performance scenarios The figures shown include all the costs of the product itself, but may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between 2025 and 2026. Moderate: this type of scenario occurred for an investment between 2020 and 2025. Favourable: this type of scenario occurred for an investment between 2020 and 2025. Recommended holding period 5 years Example Investment £ 10,000 if you exit after5 yearsif you exit after (recommended Scenarios 1 yearholding period) Minimum return There is no minimum guaranteed return. You could lose some or all of your investment. Stress What you might get back after costs £ 3,080 £ 2,800 Average return each year -69.2% -22.5% UnfavourableWhat you might get back after costs £ 8,320 £ 11,800 Average return each year -16.8% 3.4% ModerateWhat you might get back after costs £ 11,680£ 19,400 Average return each year 16.8% 14.2% Favourable What you might get back after costs £ 15,900£ 23,690 Average return each year 59.0% 18.8% What happens if JPMorgan Asset Management (Europe) S.à.r.l. is unable to pay out? JPMorgan Asset Management (Europe) S.à r.l. is responsible for the manufacturer of this product has no obligation to pay out since administration and management of the Sub-Fund and does not hold the product design does not contemplate any such payment being assets of the Sub-Fund (assets that can be held by a depositary are, in made. However, investors may suffer loss if the Sub-Fund or the line with applicable regulations, held with a depositary in its custody depositary is unable to pay out. There is no compensation or network). JPMorgan Asset Management (Europe) S.à r.l., asguarantee scheme in place which may offset, all or any of, your loss. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, how long you hold the product. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. JPM US Research Enhanced Index Equity Active UCITS ETF - GBP Hedged (dist) (IE0003FI3HY1) Page 3/3 | Key Information Document | 28 April 2026 We have assumed: Q in the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the product performs as shown in the moderate scenario Q £ 10,000 is invested. if you exit after 5 years if you exit after (recommended Example Investment £ 10,000 1 year holding period) Total Costs £ 26£ 222 Annual cost impact* 0.3%0.3% (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 14.4% before costs and 14.2% after costs. Composition of costsAnnual cost impact if you exit One-off costs upon entry or exit after 1 year Entry costs0.00% , we do not charge an entry fee.0 GBP Exit costs 0.00% , we do not charge an exit fee for this product, but the person 0 GBP selling you the product may do so. Ongoing costs taken each year Management fees and other 0.20% of the value of your investment per year. 20 GBP administrative or operatingThis is an estimate based on actual costs over the last year. costs Transaction costs 0.06% of the value of your investment per year. This is an estimate of the 6 GBPcosts incurred when we buy and sell the underlying investments for theproduct. The actual amount will vary depending on how much we buy andsell. Incidental costs taken under specific conditions Performance fees There is no performance fee for this product. 0 GBP How long should I hold it and can I take money out early? Recommended holding period: 5 year(s)penalty at any time during this period however your return may be This product is designed for longer term investments due to the negatively impacted by the volatility of its performance. Redemptions potential volatility of its performance; you should be prepared to stay are possible on every Dealing Day, with proceeds settled within 2 invested for at least 5 years. You can redeem your investment withoutbusiness days. How can I complain? If you have a complaint about the Sub-Fund, you can contact us byYou can find more details about how to complain and the calling +(352) 3410 3060 or by writing to fundinfo@jpmorgan.com or Management Company's complaint handling policy in the Contact Us JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L- section of the website at: www.jpmorganassetmanagement.com. 2633 Senningerberg, Grand Duchy of LuxembourgIf you have a complaint about the person who advised you about this product, or who sold it to you, they will tell you where to complain. Other relevant information Further information Further information on the Sub-Fund, including its take note that information and data from communications with you sustainable characteristics, may be found in the Prospectus, relevantmay be processed by J. P. Morgan Asset Management, acting as a data supplement and on www.jpmorganassetmanagement.lu. A copy of the controller, in accordance with applicable data protection laws. Further Prospectus, relevant supplement and the latest annual and semi- information about processing activities of J.P. Morgan Asset annual financial report in English and certain other languages and the Management can be found in the EMEA Privacy Policy, which is latest Net Asset Value are available free of charge upon request fromavailable at www.jpmorgan.com/emea-privacy-policy. Additional www.jpmorganassetmanagement.lu, by email fromcopies of the EMEA Privacy Policy are available on request. fundinfo@jpmorgan.com, or by writing to JPMorgan Asset Cost, performance and risk The cost, performance and risk Management (Europe) S.à r.l, 6 route de Trèves, L-2633 Senningerberg,calculations included in this key information document follow the Grand Duchy of Luxembourg. Portfolio disclosure policy of JPMorgan methodology prescribed by EU rules. Note that the performance ETFs (Ireland) ICAV can be obtained at www. scenarios calculated above are derived exclusively from the past jpmorganassetmanagement.lu. The latest prices of shares can be performance of the product or a relevant proxy and that past obtained from your broker. performance is not a guide to future returns. Therefore, your Remuneration Policy The Management Company's Remunerationinvestment may be at risk and you may not get back the returns Policy can be found on http://www.jpmorganassetmanagement.lu/illustrated. emea-remuneration-policy. This policy includes details of howInvestors should not base their investment decisions solely upon the remuneration and benefits are calculated, including responsibilities scenarios shown. and composition of the committee which oversees and controls the Performance scenarios You can find previous performance scenarios policy. A copy of this policy can be requested free of charge from the updated on a monthly basis at https://am.jpmorgan.com/lu/en/ Management Company. asset-management/priips/products/IE0003FI3HY1. Tax The Sub-Fund is subject to Irish tax regulations. This may have an Past performance There is insufficient performance data available to impact on an investor's personal tax position. provide a chart of annual past performance. Privacy Policy You should note that, if you contact J.P. Morgan AssetFor an explanation of some of the terms used in this document, Management by telephone, those lines may be recorded and please visit the glossary on our website at www. monitored for legal, security and training purposes. You should also jpmorganassetmanagement.lu. JPM US Research Enhanced Index Equity Active UCITS ETF - GBP Hedged (dist) (IE0003FI3HY1)