Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. Terms not defined herein are as defined in the Prospectus. Product State Street SPDR Commodity UCITS ETF ("Fund") a sub-fund of SSGA SPDR ETFs Europe II plc Share Class: State Street SPDR Commodity UCITS ETF (Acc) (ISIN IE0006HIE7H2) State Street SPDR Commodity UCITS ETF is authorised in Ireland and regulated by the Central Bank of Ireland. This Fund is managed by State Street Global Advisors Europe Limited ("Fund Manager"), which is authorised in Ireland and supervised by the Central Bank of Ireland. For more information on this product, please refer to www.ssga.com Accurate as of: 19 February 2026 What is this product? Type In exceptional circumstances, in accordance with UCITS guidelines, This Fund is an open-ended investment company with variablethe Fund may also have exposure to securities not included in the capital which was incorporated in Ireland on 12 March 2013 under Index, but which closely reflect the risk and distribution registration number 525004 and is authorised by the Central Bank ofcharacteristics of the constituents of the Index. " Ireland as a UCITS.Shareholders may redeem shares on any UK business day (otherthan days on which relevant financial markets are closed for Term business and/or the day preceding any such day provided that a The Company is an open-ended public limited companylist of such closed market days will be published for the Fund on incorporated for an unlimited period. However, it may be dissolved www.ssga.com); and any other day at the Directors' discretion at any time by a resolution passed at a general meeting of (acting reasonably) provided Shareholders are notified in advance Shareholders adopted in compliance with applicable laws. of any such days. This Fund has no maturity date. However, it may be terminated andAny income earned by the Fund will be retained and reflected in an liquidated by the decision of the Board under specific conditions setincrease in the value of the shares. forth in the Prospectus.The Shares of the USD Class are issued in U.S. Dollar. ObjectivesIndex Source: "Dow Jones," and the Index are service marks of Investment objective The investment objective of the Fund is toDow Jones & Company, Inc. and have been licensed for use for reflect the total return performance of the broad commodity market.certain purposes by State Street Investment Management. The The Fund is an index tracking fund (also known as a passively Fund is not sponsored, endorsed, sold or promoted by Dow Jones managed fund). and Dow Jones makes no representation regarding the advisability Investment policies The Fund seeks to replicate the performanceof investing in such product(s). Please see the Prospectus for the of the Dow Jones Commodity Index 3 Month Forward - Quarterly full index disclaimer. Reweight ("the Index").Intended retail investor The Fund does not invest directly in physical commodities or This Fund is intended for investors who plan to stay invested for at commodity futures contracts. Instead, it utilises a synthetic least 5 years and are prepared to take on a medium-high level of replication strategy through the use of financial derivative risk of loss to their original capital in order to get a higher potential instruments, specifically unfunded total return swaps ("TRS"), to return. It is designed to form part of a portfolio of investments. gain exposure to the Index. These swaps are agreements with approved counterparties to exchange the performance of the Index Practical information for a market-based rate of return. The Fund's remaining assets are Depositary The Fund depositary is State Street Custodial Services invested in money market instruments which serve as collateral for (Ireland) Limited. the TRS as further outlined in the Supplement Further information A copy of the Prospectus and latest annual The Index is a broad measure of the commodity futures market, and semi-annual financial report in English and the latest Net Asset containing 29 commodity future contracts equally weighted across Value per Share are available free of charge upon request from three major sectors: energy, metals, agriculture and livestock. Thewww.ssga.com or by writing to the Fund Manager, State Street Index is rebalanced quarterly, and its constituents are selected Global Advisors Europe Limited, 78 Sir John Rogerson's Quay, annually using a rules-based selection process as further outlined Dublin 2, Ireland. in the Supplement. Exposure to a single commodity is limited to 20% of the NAV of the Fund, or up to 35% in exceptional market conditions in line with UCITS guidelines. Page 1/3 | Key Information Document | 19 February 2026 What are the risks and what could I get in return? RisksWe have classified this product as 4 out of 7, which is a medium risk category. Lower risk Higher risk This rates the potential losses from future performance at a medium level, and poor market conditions could impact the capacity of State Street Global Advisors Europe Limited to pay you.1 23456 7 Be aware of currency risk. You may receive payments in a different The risk indicator assumes you keep the product for 5 years. currency, so the performance of your investment will be impacted by the exchange rate between the two currencies. This risk is not considered in the indicator shown above. The risk category above shows how likely the fund is to lose money because of movements in the markets or because we are not able toBesides the risks included in the risk indicator, other risks may affect pay you. The Fund's risk category is not guaranteed and may change the fund performance. Please refer to the Fund Prospectus, available in the future. free of charge at www.ssga.com. Performance scenarios The figures shown include all the costs of the Fund other than the costs that you may need to pay to your advisor, distributor or other intermediary. The figures do not take into account your personal tax situation, which may also affect your return. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between October 2015 and October 2020. Moderate: this type of scenario occurred for an investment between July 2018 and July 2023. Favourable: this type of scenario occurred for an investment between March 2020 and March 2025. Recommended holding period 5 years Example Investment 10,000 USD if you exit after 5 years if you exit after(recommended Scenarios 1 year holding period) Minimum There is no minimum guaranteed return. You could lose some or all of your investment. Stress What you might get back after costs4,300 USD 3,530 USD Average return each year -57.0% -18.8% Unfavourable What you might get back after costs7,810 USD 10,090 USD Average return each year -21.9% 0.2% Moderate What you might get back after costs10,490 USD 17,130 USD Average return each year 4.9% 11.4% Favourable What you might get back after costs16,150 USD 23,610 USD Average return each year 61.5% 18.8% What happens if the Fund Manager is unable to pay out? The Manager is responsible for administration and management of the Company, and does not typically hold assets of the Company (assets that can be held by a depositary are, in line with applicable regulations, held with a depositary in its custody network). The Manager, as the manufacturer of this product has no obligation to pay out since the product design does not contemplate any such payment being made. However, investors may suffer loss if the Company or the depositary is unable to pay out. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest and how long you hold the Fund. The amounts shown here are illustrations based on a specific investment amount, taking into consideration different holding periods. We have assumed: Qin the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the product performs as shown in the moderate scenario, Q10,000 USD is invested. Page 2/3 | Key Information Document | 19 February 2026 if you exit after 5 years if you exit after (recommended Example Investment 10,000 USD 1 yearholding period) Total Costs 12 USD 103 USD Annual cost impact* 0.1% 0.1% each year (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 11.5% before costs and 11.4% after costs. Composition of costs Annual cost impact if you One-off costs upon entry or exit exit after 1 year Entry costs 0.00% The impact of the costs you pay when entering your investment. This0 USDis the most you will pay, and you could pay less. The impact of costs arealready included in the price. This includes the costs of distribution of yourproduct. Exit costs0.00% The Impact of the costs of exiting your investment when it matures.0 USD Annual cost impact if you Ongoing costs taken each year exit after 1 year Management fees and other 0.12% of the value of your investment per year. This is based on a 12 USD administrative or operating combination of estimated and actual costs. costs Transaction costs 0.00% The impact of the costs of us buying and selling underlying0 USDinvestments for the product. Annual cost impact if you Incidental costs taken under specific conditions exit after 1 year Performance fees There is no performance fee for this Fund. 0 USD How long should I hold it and can I take money out early? Recommended holding period: 5 years This Fund is designed for longer term investments; you should be prepared to stay invested for at least 5 years. However, you can redeem your investment without penalty at any time during this period, or hold the investment longer. Redemptions are possible on every working day; with a payments timeline as outlined in the Fund Supplement and/or Prospectus. The price for the day, reflecting the actual value of the Fund, is set each day after the valuation point, and published on our website www.ssga.com. How can I complain? If you have a complaint about the Fund or the Manager, you can find more details about how to complain and the Manager's complaint handling policy in the "Contact Us" section of the website at: www.ssga.com. Other relevant information Cost, performance and risk The cost, performance and risk calculations included in this key information document follow the methodology prescribed by EU rules. Note that the performance scenarios calculated above are derived exclusively from the past performance of the Fund's share price and that past performance is not a guide to future returns. Therefore, your investment may be at risk and you may not get back the returns illustrated. Investors should not base their investment decisions solely upon the scenarios shown. Performance scenarios You can requestpreviousperformance scenariosupdated on a monthly basis by emailing Fund_data_services@ssga.com. Past performance There is insufficient performance data available to provide a chart of annual past performance. ETF Information: As the shares are listed on the stock exchange, you may buy or sell shares in the product, without penalty, on any normal business day. Please contact your broker, financial adviser or distributor for information on any costs and charges relating to the sale of the shares. ETF Shares purchased on the secondary market cannot usually be sold directly back to the Company. In exceptional circumstances, whether as a result of disruptions in the secondary market or otherwise, investors who have acquired ETF Shares on the secondary market are entitled to apply to the Company in writing to have the ETF Shares in question registered in their own name, to enable them to access the redemption facilities described in the Prospectus. Page 3/3 | Key Information Document | 19 February 2026