Page 1/3 Purpose Key Information Document This document provides you with key information about thisinvestment product. It is not marketing material. The information isrequired by law to help you understand the nature, risks, costs,potential gains and losses of this product and to help you compare itwith other products. Product JPM EUR Aggregate Bond Active UCITS ETF - EUR (dist) IE0008QIFH42 a share class of JPMorgan ETFs (Ireland) ICAV – EUR Aggregate Bond Active UCITS ETF a sub-fund of JPMorgan ETFs (Ireland) ICAV For more information on this product, please refer to www.jpmorganassetmanagement.lu or call +(352) 3410 3060 The Commission de Surveillance du Secteur Financier (CSSF) is responsible for supervising the manufacturer, JPMorgan Asset Management (Europe) S.à.r.l., (a member of JPMorgan Chase & Co.) in relation to this Key Information Document. The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland ("CBI"). THIS DOCUMENT WAS PRODUCED ON 14 NOVEMBER 2024 What is this product? Typepoint of reference against which the performance of the Sub-Fund This product is a UCITS exchange traded fund or "UCITS ETF". It is amay be measured. The Sub-Fund will resemble the composition and sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish collective asset-risk characteristics of its Benchmark; however, the Investment management vehicle constituted as an umbrella fund with Manager's discretion may result in performance that differs from the segregated liability between its sub-funds and authorised by the CBIBenchmark. pursuant to the European Communities (Undertakings for Collective The Sub-Fund will not seek to track the performance of or replicate Investment in Transferable Securities) Regulations 2011 (as the Benchmark, rather the Sub-Fund will hold a portfolio of debt amended). securities (which may include but will not be limited to the Benchmark Objectives, Process and PoliciesSecurities) which is actively selected and managed with the aim of Objective The objective of the Sub-Fund is to achieve a long-term delivering an investment performance which exceeds that of the return in excess of Bloomberg Euro Aggregate Index Total Return EUR Benchmark over the long-term. The Investment Manager aims to do Unhedged ("the Benchmark") by actively investing primarily in a this by selecting securities and obtaining exposures through the use portfolio of Euro-denominated investment grade debt securities, of an integrated research driven investment process that focuses on using financial derivative instruments to gain exposure to underlying analysing fundamental, quantitative and technical factors across assets, where appropriate. countries, sectors and issuers. The Sub-Fund invests across all sectors of Euro-denominated Share Class Benchmark Bloomberg Euro Aggregate Index Total Return investment grade debt which includes Sovereign Debt, government EUR Unhedged related, corporate, emerging markets and securitised debt. Investment Policy The Sub-Fund pursues an actively-managed The Sub-Fund may, for investment purposes and efficient portfolio investment strategy.management purposes, use financial derivative instruments. The Sub-Fund aims to invest at least 67% of its assets (excluding The Investment Manager also integrates financially material assets held for ancillary liquidity purposes) in Euro-denominated environmental, social and governance ("ESG") issues as part of the investment grade debt securities (including ABS/MBS), either directly Sub-Fund's investment process ("ESG Integration"). ESG Integration is or through the use of financial derivative instruments ("FDI"). Issuers the systematic inclusion of ESG issues in investment analysis and of these securities may be located in any country, including emerging investment decisions with the goals of managing risk and improving markets.long-term returns. ESG Integration by itself focuses on financial The Sub-Fund systematically includes ("ESG") analysis in itsmateriality and is therefore only part of a broader investment process. investment decisions on at least 75% of non-investment grade andIt is only one of the factors alongside other factors that the Investment emerging market sovereign securities and 90% of investment gradeManager considers in portfolio construction, including buying and securities purchased. Pursuant to the Sub-Fund's ESG analysis, at selling securities. least 51% of the Sub-Fund's Net Asset Value are invested in issuers EUR is the base currency of the Sub-Fund. with positive environmental and/or social characteristics that follow The Sub-Fund will publicly disclose its complete holdings on a daily good governance practices, as measured through the Investment basis. Details of the Sub-Fund's holdings and full disclosure policy Manager's proprietary ESG scoring methodology and/or third partymay be found on www.jpmorganassetmanagement.lu. data. Redemption and Dealing Shares of the Sub-Fund are traded on one or In addition to ESG Integration, as an SFDR Article 8 fund, the Sub- more stock exchanges. Certain market makers and brokers may Fund promotes environmental and/or social characteristics. subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) The Sub-Fund invests at least 10% of its Net Asset Value in ICAV, and are referred to as "Authorised Participants". Other investors Sustainable Investments, as defined under SFDR, contributing to who are not Authorised Participants can purchase and sell Shares environmental or social objectives. daily on a recognised stock exchange or over-the-counter. The Investment Manager evaluates and applies values and norms based screening to implement exclusions on certain industries and Distribution Policy This Share Class will normally pay dividends semi- issuers based on specific ESG criteria and/or minimum standards of annually. business practice based on international norms. To support this SFDR Classification Article 8 screening, the Investment Manager relies on third party provider(s) Intended retail investor who identify an issuer's participation in or the revenue which they This product is intended for investors who plan to stay invested for at derive from activities that are inconsistent with the values and norms least 5 years. based screens. The list of screens applied that may result in Q The Sub-Fund is intended for long-term investment. Investors exclusions can be found on the Website (www. should understand the risks involved, including the risk of losing jpmorganassetmanagement.ie). all capital invested and must evaluate the Sub-Fund objective and The Sub-Fund is actively managed and will seek to outperform the risks in terms of whether they are consistent with their own Benchmark over the long-term. investment goals and risk tolerances. The Sub-Fund is not The Benchmark consists of investment grade, Euro-denominated intended as a complete investment plan. debt securities including treasuries, government related, corporate Q Typical investors in the Sub-Fund are expected to be those who and securitised issues (bonds which are backed by a pool of assets)seek exposure to the market covered by the Benchmark and a ("Benchmark Securities"). The Benchmark has been included as a broadly diversified Euro-denominated investment grade bond All data is sourced by J.P. Morgan Asset Management and is correct as at the date of this commentary unless otherwise stated. Page 2/3 | Key Information Document | 14 November 2024 investment. Investors may also be seeking investments with The Sub-Fund is sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish positive environmental and/or social characteristics that follow collective asset-management vehicle with segregated liability between good governance practices and an overlay of ESG integration and sub-funds. JPMorgan ETFs (Ireland) ICAV consists of separate sub- values and norms-based screening of its investment universe. funds, each of which issues one or more Share Classes. This Term This product does not have a fixed maturity date and may be document is prepared for a specific Share Class. The Prospectus and liquidated in certain circumstances, as further detailed in the annual and semi- annual financial reports are prepared for JPMorgan Prospectus. ETFs (Ireland) ICAV. Practical informationSwitching Switching of Shares from one Sub-Fund into Shares in Depositary The fund depositary is Brown Brothers Harriman Trusteeanother Sub-Fund is not permitted. Switching of Shares from one Services (Ireland) Limited. Share Class into another Share Class within the same Sub-Fund is also not permitted to investors trading on stock exchanges but may be Legal Information JPMorgan Asset Management (Europe) S.à r.l. may available to the Authorised Participants. Further information can be be held liable solely on the basis of any statement contained in this found in the Prospectus. document that is misleading, inaccurate or inconsistent with the relevant parts of the Prospectus. What are the risks and what could I get in return? Risks Lower risk Higher risk This rates the potential losses from future performance at a medium- low level, and poor market conditions are unlikely to impact our 1 23 4 5 6 7capacity to pay you. The risk of the product may be significantly higher if held for less than the recommended holding period. The risk indicator assumes you keep the product for 5 year(s). This product does not include any protection from future market performance so you could lose some or all of your investment. If we are not able to pay you what is owed, you could lose your entire The summary risk indicator is a guide to the level of risk of this product investment. compared to other products. It shows how likely it is that the product Beside the risks included in the risk indicator, other risks materially will lose money because of movements in the markets or because werelevant for the product may affect its performance. Please refer to the are not able to pay you. relevant supplement, available free of charge at We have classified this product as 3 out of 7, which is a medium-low www.jpmorganassetmanagement.lu. risk class. Performance scenarios The figures shown include all the costs of the product itself, but may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between 2020 and 2024. Moderate: this type of scenario occurred for an investment between 2017 and 2022. Favourable: this type of scenario occurred for an investment between 2014 and 2019. Recommended holding period5 years Example Investment€ 10,000 if you exit after 5 yearsif you exit after (recommended Scenarios 1 year holding period) Minimum return There is no minimum guaranteed return. You could lose some or all of your investment. Stress What you might get back after costs € 7,830€ 7,120 Average return each year -21.7% -6.6% UnfavourableWhat you might get back after costs € 8,230€ 8,810 Average return each year -17.7% -2.5% ModerateWhat you might get back after costs € 10,100 € 9,980 Average return each year 1.0% 0.0% Favourable What you might get back after costs € 10,900 € 11,590 Average return each year 9.0% 3.0% What happens if JPMorgan Asset Management (Europe) S.à.r.l. is unable to pay out? JPMorgan Asset Management (Europe) S.à r.l. is responsible for the manufacturer of this product has no obligation to pay out since administration and management of the Sub-Fund and does not hold the product design does not contemplate any such payment being assets of the Sub-Fund (assets that can be held by a depositary are, in made. However, investors may suffer loss if the Sub-Fund or the line with applicable regulations, held with a depositary in its custody depositary is unable to pay out. There is no compensation or network). JPMorgan Asset Management (Europe) S.à r.l., asguarantee scheme in place which may offset, all or any of, your loss. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, how long you hold the product. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. JPM EUR Aggregate Bond Active UCITS ETF - EUR (dist) (IE0008QIFH42) Page 3/3 | Key Information Document | 14 November 2024 We have assumed: Q in the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the product performs as shown in the moderate scenario Q € 10,000 is invested. if you exit after 5 years if you exit after (recommended Example Investment € 10,000 1 year holding period) Total Costs € 56€ 283 Annual cost impact* 0.6%0.6% (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be -0.0% before costs and -0.0% after costs. Composition of costsAnnual cost impact if you exit One-off costs upon entry or exit after 1 year Entry costs0.00% , we do not charge an entry fee.0 EUR Exit costs 0.00% , we do not charge an exit fee for this product, but the person 0 EUR selling you the product may do so. Ongoing costs taken each year Management fees and other 0.30% of the value of your investment per year. 30 EUR administrative or operatingThis is an estimate based on actual costs over the last year. costs Transaction costs 0.26% of the value of your investment per year. This is an estimate of the 26 EURcosts incurred when we buy and sell the underlying investments for theproduct. The actual amount will vary depending on how much we buy andsell. Incidental costs taken under specific conditions Performance fees There is no performance fee for this product. 0 EUR How long should I hold it and can I take money out early? Recommended holding period: 5 year(s)penalty at any time during this period however your return may be This product is designed for longer term investments due to the negatively impacted by the volatility of its performance. Redemptions potential volatility of its performance; you should be prepared to stay are possible on every Dealing Day, with proceeds settled within 2 invested for at least 5 years. You can redeem your investment withoutbusiness days. How can I complain? If you have a complaint about the Sub-Fund, you can contact us byYou can find more details about how to complain and the calling +(352) 3410 3060 or by writing to fundinfo@jpmorgan.com or Management Company's complaint handling policy in the Contact Us JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L- section of the website at: www.jpmorganassetmanagement.com. 2633 Senningerberg, Grand Duchy of LuxembourgIf you have a complaint about the person who advised you about this product, or who sold it to you, they will tell you where to complain. Other relevant information Further information Further information on the Sub-Fund, including its take note that information and data from communications with you sustainable characteristics, may be found in the Prospectus, relevantmay be processed by J. P. Morgan Asset Management, acting as a data supplement and on www.jpmorganassetmanagement.lu. A copy of the controller, in accordance with applicable data protection laws. Further Prospectus, relevant supplement and the latest annual and semi- information about processing activities of J.P. Morgan Asset annual financial report in English and certain other languages and the Management can be found in the EMEA Privacy Policy, which is latest Net Asset Value are available free of charge upon request fromavailable at www.jpmorgan.com/emea-privacy-policy. Additional www.jpmorganassetmanagement.lu, by email fromcopies of the EMEA Privacy Policy are available on request. fundinfo@jpmorgan.com, or by writing to JPMorgan Asset Cost, performance and risk The cost, performance and risk Management (Europe) S.à r.l, 6 route de Trèves, L-2633 Senningerberg,calculations included in this key information document follow the Grand Duchy of Luxembourg. Portfolio disclosure policy of JPMorgan methodology prescribed by EU rules. Note that the performance ETFs (Ireland) ICAV can be obtained at www. scenarios calculated above are derived exclusively from the past jpmorganassetmanagement.lu. The latest prices of shares can be performance of the product or a relevant proxy and that past obtained from your broker. performance is not a guide to future returns. Therefore, your Remuneration Policy The Management Company's Remunerationinvestment may be at risk and you may not get back the returns Policy can be found on http://www.jpmorganassetmanagement.lu/illustrated. emea-remuneration-policy. This policy includes details of howInvestors should not base their investment decisions solely upon the remuneration and benefits are calculated, including responsibilities scenarios shown. and composition of the committee which oversees and controls the Performance scenarios You can find previous performance scenarios policy. A copy of this policy can be requested free of charge from the updated on a monthly basis at https://am.jpmorgan.com/lu/en/ Management Company. asset-management/priips/products/IE0008QIFH42. Tax The Sub-Fund is subject to Irish tax regulations. This may have an Past performance There is insufficient performance data available to impact on an investor's personal tax position. provide a chart of annual past performance. For an explanation of some of the terms used in this document, Privacy Policy You should note that, if you contact J.P. Morgan Asset please visit the glossary on our website at www. Management by telephone, those lines may be recorded and jpmorganassetmanagement.lu. monitored for legal, security and training purposes. You should also JPM EUR Aggregate Bond Active UCITS ETF - EUR (dist) (IE0008QIFH42)