Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. Product Avantis Europe Equity UCITS ETF USD ACC ETF (IE000SDFJUU0) a sub-fund of American Century ICAV Avantis Europe Equity UCITS ETF is authorised in Ireland and regulated by the Central Bank of Ireland. The PRIIPs Manufacturer and the Management Company is Waystone Management Company (IE) Limited which is authorised in Ireland and supervised by the Central Bank of Ireland. For more information on this product, please refer to https://funds.waystone.com/public or call +353 (0)16192300. Accurate as of: 15 December 2025 What is this product? Type Redemption and Dealing The shares are listed on one or more This is an investment fund established as an Irish Collective Asset- stock exchanges and may be traded in currencies other than their Management Vehicle (ICAV).base currency. The performance of your shares may be affected by this currency difference. Your shares will be denominated in USD, Objectivesthe Fund's base currency. In normal circumstances, only authorised Investment objective The investment objective of Avantis Europe participants (e.g. select financial institutions) may deal in shares (or Equity UCITS ETF (the "Fund") is to seek long-term capitalinterests in shares) directly with the Fund. Other investors can deal appreciation through investment in an actively managed portfolio in shares (or interests in shares) daily through an intermediary on of equity and equity-related securities issued by large, mid and stock exchange(s) on which the shares are traded. Please refer to small capitalisation companies in European developed market the Fund's Prospectus for more information. countries.Distribution Policy Your shares do not pay income, but instead the Investment policies The Fund will seek to achieve its investment Fund reinvests such income to grow your capital. objective by investing in a portfolio of equities and equity-related Launch date This share class has yet to launch. securities, common shares, convertible stock, preferred shares, Fund Currency Reference currency of the Fund is USD. rights issues, equity warrants which will not embed derivatives, stock options and closed-ended investment funds including Conversion of shares Shareholders will be able to apply to commercial trusts and real estate investment trusts ("REITs"). Theexchange all or part of their holding of shares of any class in any Fund intends to invest up to 100% of its Net Asset Value in equities sub-fund for shares in another class. For more detailed explanation, and equity-related securities of issuers located in European please refer to the Prospectus. developed market countries. Asset Segregation American Century ICAV is an umbrella Fund The Fund may invest up to 5% of its NAV in REITs which are pooled with one or more sub-funds. Each sub-fund may be further divided invest vehicles that invest in income producing real property or real into shares of different classes to accommodate different property-related loans or interests listed, traded or dealt in on subscription and/or redemption charges and/or minimum recognised stock exchanges. investment initial subscription amounts and/or dividend and/or charges and/or fee arrangements and/or denomination currencies The Fund may invest up to 10% of its Net Asset Value in the units/and/or currency hedging strategies. A separate pool of assets will shares of Eligible Collective Investment Schemes where such not be maintained for each class. Details of the sub-funds and their investments satisfy the requirements of the Central Bank. classes will be specified in the relevant Supplement to the In exceptional market or economic conditions, the Fund mayProspectus available at https://www.avantisinvestors.com. temporarily invest up to 100% of its NAV in cash, cash equivalents, and ancillary liquid assets, whether denominated in the Base Intended retail investor Currency or in other currencies. These assets may include This product is intended for investors who plan to stay invested for deposits, Investment Grade short-term debt securities, variable at least 5 years and are prepared to take on a medium level of risk rate notes, money market instruments (including treasury bills andof loss to their original capital in order to get a higher potential commercial paper), and convertible bonds issued by sovereign, return. It is designed to form part of a portfolio of investments. governmental, supranational, or corporate issuers and listed on any Regulated Market worldwide. Term The Fund is open-ended and has no maturity date. Subject to the Convertible bonds will only be held by the Fund as a result of a liquidation, dissolution and termination rights of the board of the corporate action and will be divested of as soon as practicable ICAV as set forth in the ICAV prospectus, the Fund cannot be while seeking to maximise the return to Shareholders. The Fund will automatically terminated. The PRIIP manufacturer, Waystone not invest in contingent convertible bonds. Management Company (IE) Limited, is not entitled to terminate the Benchmark The Fund is an actively managed exchange traded product unilaterally. fund (ETF). The Fund does not seek to replicate the performance of a specified index but does reference the MSCI Europe IMI IndexPractical information Net (USD) (the "Benchmark") for comparative purposes only.Depositary The Fund's assets are held with its depositary, State Further information on the Benchmark can be found at www.msci.Street Custodial Services (Ireland) Limited. com. Further information Further information about American Century ICAV, copies of its prospectus, annual and half-yearly reports mayPage 1/3 | Key Information Document | 15 December 2025 Avantis Europe Equity UCITS ETF, a sub-fund of American Century ICAV – USD ACC ETF (IE000SDFJUU0) be obtained free of charge in English at the offices of theand the Administrator during normal business hours and will be Management Company at any time during normal business published on the website hours. Other practical information including the latest share prices https://www.waystone.com/waystone-policies/. are available at the registered office of the Management Company What are the risks and what could I get in return? Risk Indicator This rates the potential losses from future performance at a mediumlevel, and poor market conditions could impact the capacity of the Lower risk Higher risk Fund to pay you.Be aware of currency risk. You will receive payments in a differentcurrency, so the final return you will get depend on the exchange 1 2 34 5 6 7 rate between the two currencies. This risk is not considered in theindicator shown above. The risk indicator assumes you keep the product for 5 years. The performance scenarios described in this document arehypothetical and illustrative examples based on certainassumptions and do not represent actual or guaranteed outcomes; The summary risk indicator is a guide to the level of risk of this particularly in the case of the favourable scenario, actual product compared to other products. It shows how likely it is that the performance may differ significantly. product will lose money because of movements in the markets or because we are not able to pay you.Beside the risks included in the risk indicator, other risks may affectthe fund performance. Please refer to the fund Prospectus, available We have classified this product as 4 out of 7, which is a medium risk free of charge at https://www.avantisinvestors.com. class. Performance scenarios The figures shown include all the costs of the product itself, and includes the costs of your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between 29 September 2017 and 30 September 2022. Moderate: this type of scenario occurred for an investment between 31 December 2015 and 31 December 2020. Favourable: this type of scenario occurred for an investment between 30 October 2020 and 31 October 2025. Recommended holding period 5 years Example Investment 10,000 USDIf you exit after 5 years If you exit after (recommended Scenarios 1 yearholding period) Minimum There is no minimum guaranteed return. You could lose some or all of your investment. Stress What you might get back after costs 3,724 USD 3,090 USD Average return each year-62.8% -20.9% UnfavourableWhat you might get back after costs 7,315 USD 9,161 USD Average return each year-26.8% -1.7% ModerateWhat you might get back after costs 10,929 USD 13,916 USD Average return each year9.3% 6.8% Favourable What you might get back after costs 14,785 USD 18,310 USD Average return each year47.8% 12.9% What happens if Waystone Management Company (IE) Limited is unable to pay out? The Management Company has no obligation to pay out since the Fund design does not contemplate any such payment being made. You are not covered by any national compensation scheme. To protect you, the assets are held with a separate company, a depositary. Should the Fund default, the depositary would liquidate the investments and distribute the proceeds to the investors. In the worst case, however, you could lose your entire investment.What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Page 2/3 | Key Information Document | 15 December 2025 Avantis Europe Equity UCITS ETF, a sub-fund of American Century ICAV – USD ACC ETF (IE000SDFJUU0) Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, how long you hold the product. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed: –in the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the product performs as shown in the moderate scenario, –10,000 USD is invested.If you exit after If you exit after1 year 5 years Total Costs26 USD 148 USD Annual cost impact*0.3%0.3% each year (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 7.1% before costs and 6.8% after costs. Composition of costs One-off costs upon entry or exitIf you exit after 1 year Entry costs 0.00%, we do not charge an entry fee. 0 USD Exit costs 0.00%, we do not charge an exit fee for this product, but the person selling you0 USD the product may do so. Ongoing costs taken each year If you exit after 1 year Management fees and other 0.25% of the value of your investment per year. 25 USD administrative or operating This is based on an estimate of the costs. costs Transaction costs 0.01% of the value of your investment per year. This is an estimate of the costs1 USD incurred when we buy and sell the underlying investments for the product. The actual amount will vary depending on how much we buy and sell. Incidental costs taken under specific conditionsIf you exit after 1 year Performance feesThere is no performance fee for this product. 0 USDHow long should I hold it and can I take money out early? Recommended holding period: 5 years This product is designed for longer term investments; you should be prepared to stay invested for at least 5 years. However, you can redeem your investment without penalty at any time during this period, or hold the investment longer. You may sell your shares in the Fund any business day that banks are open in London and New York. You must submit your application to the Fund's Administrator before 4:30 pm (Irish time) on the business day before the day on which you want to sell.How can I complain? You can send your complaint to the Management Company as outlined at https://www.waystone.com/waystone-policies or at the following postal address: 35 Shelbourne Rd, Ballsbridge, Dublin, D04 A4E0, Ireland or by e-mail to complianceeurope@waystone.com. If you have a complaint about the person that advised you about this product, or who sold it to you, they will tell you where to complain.Other relevant information Cost, performance and risk The cost, performance and risk calculations included in this key information document follow the methodology prescribed by EU rules. Performance scenarios You can find previous performance scenarios at https://funds.waystone.com/public. Past performance There is insufficient performance data available to provide a chart of annual past performance. Additional information Details of the Management Company's remuneration policy, including but not limited to, a description of how the remuneration and benefits are calculated, the identity of persons responsible for awarding the remuneration and benefits, including the composition of the remuneration committee if applicable, are available on the website https://www.waystone.com/waystone-policies and a paper copy will be available free of charge on request. This Fund is subject to tax laws and regulations of Ireland. Depending on your home country of residence, this might have an impact on your investment. For further details, please speak to your adviser. Page 3/3 | Key Information Document | 15 December 2025