Page 1/3 Purpose Key Information Document This document provides you with key information about thisinvestment product. It is not marketing material. The information isrequired by law to help you understand the nature, risks, costs,potential gains and losses of this product and to help you compare itwith other products.Product JPM Global Equity Multi-Factor UCITS ETF - USD (dist) IE000A9QKUV7 a share class of JPMorgan ETFs (Ireland) ICAV – Global Equity Multi-Factor UCITS ETF a sub-fund of JPMorgan ETFs (Ireland) ICAV For more information on this product, please refer to www.jpmorganassetmanagement.lu or call +(352) 3410 3060 The Commission de Surveillance du Secteur Financier (CSSF) is responsible for supervising the manufacturer, JPMorgan Asset Management (Europe) S.à.r.l., (a member of JPMorgan Chase & Co.) in relation to this Key Information Document The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland ("CBI"). THIS DOCUMENT WAS PRODUCED ON 28 APRIL 2026 What is this product? TypeThe Sub-Fund may, for efficient portfolio management purposes, use This product is a UCITS exchange traded fund or "UCITS ETF". It is afinancial derivative instruments. sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish collective asset-USD is the base currency of the Sub-Fund. management vehicle constituted as an umbrella fund with It is currently anticipated that the tracking error of the Sub-Fund will segregated liability between its sub-funds and authorised by the CBIbe up to 100 bps under normal market conditions. The causes of pursuant to the European Communities (Undertakings for Collective tracking error can include but are not limited to the following: Investment in Transferable Securities) Regulations 2011 (as holdings/size of the Sub-Fund, cash flows, such as any delays in amended). investing subscription proceeds into the Sub-Fund or realising investments to meet redemptions, fees and the frequency of Objectives, Process and Policiesrebalancing against the Index. Objective The Sub-Fund seeks to provide returns that correspond to The Sub-Fund will publicly disclose its complete holdings on a daily those of its Index. basis. Details of the Sub-Fund's holdings and full disclosure policy Share Class Index JP Morgan Diversified Factor Global Developed may be found on www.jpmorganassetmanagement.lu. (Region Aware) Equity Index Redemption and Dealing Shares of the Sub-Fund are traded on one or Investment Policy The Sub-Fund pursues a passively managed more stock exchanges. Certain market makers and brokers may (indextracking) strategy. subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) The Sub-Fund aims to track the performance of the Index as closely ICAV, and are referred to as "Authorised Participants". Other investors as possible, regardless of whether the Index level rises or falls, whilewho are not Authorised Participants can purchase and sell Shares seeking to minimise as far as possible the tracking error between the daily on a recognised stock exchange or over-the-counter. Sub-Fund's performance and that of the Index. Distribution Policy This Share Class will normally pay dividends The Index is comprised of large and mid-capitalisation equity quarterly. securities issued in developed markets globally, is published by FTSE SFDR Classification Article 6 Russell and rebalances quarterly (as referred to under the "Index Tracking Risk" in the Prospectus). Further details on the Index,Intended retail investor including its components and performance, are available at https:// This product is intended for investors who plan to stay invested for at www.ftse.com/products/ indices/jpmorgan-factor. least 5 years. The Index is designed to capture the performance of stocks whichQ Investors should understand the risks involved, including the risk display certain factor characteristics more strongly when compared of losing all capital invested and must evaluate the Sub-Fund to their peer group (i.e. other stocks in the same sector or region. objective and risks in terms of whether they are consistent with Factors are characteristics that describe the risk and return profile of their own investment goals and risk tolerances. The Sub-Fund is securities from which investors expect to achieve above averagenot intended as a complete investment plan. returns over time, through assuming a particular risk or taking Q Typical investors in the Sub-Fund are expected to be those who advantage of a behavioural bias. seek exposure to markets covered by the Index and want access to The Index allocates regional weights according to the FTSE Developed the risk allocation and multi-factor based process of the Index. Index and then uses a two-step rules-based approach that weightsTerm This product does not have a fixed maturity date and may be sectors equally based on volatility followed by a stock selection liquidated in certain circumstances, as further detailed in the process that uses multiple factors referred to as "multi-factor". This Prospectus. process involves investing in stocks in the FTSE Developed IndexPractical information according to an overall multi-factor score derived from equally weighting the three factors described below:Depositary The fund depositary is Brown Brothers Harriman Trustee Q Value. The tendency of stocks trading at a lower price relative toServices (Ireland) Limited. their fundamental characteristics (such as their price-to-earnings Legal Information JPMorgan Asset Management (Europe) S.à r.l. may or price-to-book ratios) to generate more attractive returns over be held liable solely on the basis of any statement contained in this the long term. document that is misleading, inaccurate or inconsistent with the Q Momentum. The tendency of stocks which have exhibited higher relevant parts of the Prospectus. returns relative to their volatility to continue to exhibit moreThe Sub-Fund is sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish attractive returns. collective asset-management vehicle with segregated liability Q Quality. The tendency of stocks of financially stable companies between sub-funds. JPMorgan ETFs (Ireland) ICAV consists of (based on measures of their solvency, their profitability, and the separate sub-funds, each of which issues one or more Share Classes. quality of their earnings) to generate more attractive returns This document is prepared for a specific Share Class. The Prospectus relative to their volatility over the long term.and annual and semi- annual financial reports are prepared for JPMorgan ETFs (Ireland) ICAV. All data is sourced by J.P. Morgan Asset Management and is correct as at the date of this commentary unless otherwise stated. Page 2/3 | Key Information Document | 28 April 2026 Switching Switching of Shares from one Sub-Fund into Shares in also not permitted to investors trading on stock exchanges but may be another Sub-Fund is not permitted. Switching of Shares from one available to the Authorised Participants. Further information can be Share Class into another Share Class within the same Sub-Fund is found in the Prospectus. What are the risks and what could I get in return? Risks Lower risk Higher risk This rates the potential losses from future performance at a medium- low level, and poor market conditions are unlikely to impact our capacity to pay you. The risk of the product may be significantly higher 1 23 4 5 6 7if held for less than the recommended holding period. This product does not include any protection from future market The risk indicator assumes you keep the product for 5 year(s). performance so you could lose some or all of your investment. If we are not able to pay you what is owed, you could lose your entire investment. The summary risk indicator is a guide to the level of risk of this product Beside the risks included in the risk indicator, other risks materially compared to other products. It shows how likely it is that the product relevant for the product may affect its performance. Please refer to the will lose money because of movements in the markets or because werelevant supplement, available free of charge at are not able to pay you. www.jpmorganassetmanagement.lu. We have classified this product as 3 out of 7, which is a medium-low risk class. Performance scenarios The figures shown include all the costs of the product itself, but may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between 2024 and 2026. Moderate: this type of scenario occurred for an investment between 2019 and 2024. Favourable: this type of scenario occurred for an investment between 2020 and 2025. Recommended holding period5 years Example Investment$ 10,000 if you exit after 5 years if you exit after (recommended Scenarios 1 yearholding period) Minimum return There is no minimum guaranteed return. You could lose some or all of your investment. Stress What you might get back after costs $ 5,090$ 4,590 Average return each year -49.1% -14.4% UnfavourableWhat you might get back after costs $ 8,050$ 12,150 Average return each year -19.5% 4.0% ModerateWhat you might get back after costs $ 11,110 $ 15,750 Average return each year 11.1% 9.5% Favourable What you might get back after costs $ 15,510 $ 20,720 Average return each year 55.1% 15.7% What happens if JPMorgan Asset Management (Europe) S.à.r.l. is unable to pay out? JPMorgan Asset Management (Europe) S.à r.l. is responsible for the manufacturer of this product has no obligation to pay out since administration and management of the Sub-Fund and does not hold the product design does not contemplate any such payment being assets of the Sub-Fund (assets that can be held by a depositary are, in made. However, investors may suffer loss if the Sub-Fund or the line with applicable regulations, held with a depositary in its custody depositary is unable to pay out. There is no compensation or network). JPMorgan Asset Management (Europe) S.à r.l., asguarantee scheme in place which may offset, all or any of, your loss. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, how long you hold the product. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed: Q in the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed theproduct performs as shown in the moderate scenario Q $ 10,000 is invested. JPM Global Equity Multi-Factor UCITS ETF - USD (dist) (IE000A9QKUV7) Page 3/3 | Key Information Document | 28 April 2026 if you exit after 5 years if you exit after (recommended Example Investment $ 10,000 1 yearholding period) Total Costs $ 22$ 159 Annual cost impact* 0.2%0.2% (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 9.7% before costs and 9.5% after costs. Composition of costsAnnual cost impact if you One-off costs upon entry or exit exit after 1 year Entry costs0.00% , we do not charge an entry fee.0 USD Exit costs 0.00% , we do not charge an exit fee for this product, but the person 0 USD selling you the product may do so. Ongoing costs taken each year Management fees and other 0.19% of the value of your investment per year. This includes a stock 19 USD administrative or operatinglending fee. costs This is an estimate based on actual costs over the last year. Transaction costs 0.03% of the value of your investment per year. This is an estimate of the3 USD costs incurred when we buy and sell the underlying investments for the product. The actual amount will vary depending on how much we buy and sell. Incidental costs taken under specific conditions Performance fees There is no performance fee for this product. 0 USD How long should I hold it and can I take money out early? Recommended holding period: 5 year(s)penalty at any time during this period however your return may be This product is designed for longer term investments due to the negatively impacted by the volatility of its performance. Redemptions potential volatility of its performance; you should be prepared to stay are possible on every Dealing Day, with proceeds settled within 2 invested for at least 5 years. You can redeem your investment withoutbusiness days. How can I complain? If you have a complaint about the Sub-Fund, you can contact us byYou can find more details about how to complain and the calling +(352) 3410 3060 or by writing to fundinfo@jpmorgan.com or Management Company's complaint handling policy in the Contact Us JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L- section of the website at: www.jpmorganassetmanagement.com. 2633 Senningerberg, Grand Duchy of LuxembourgIf you have a complaint about the person who advised you about this product, or who sold it to you, they will tell you where to complain. Other relevant information Further information Further information on the Sub-Fund, including its take note that information and data from communications with you sustainable characteristics, may be found in the Prospectus, relevantmay be processed by J. P. Morgan Asset Management, acting as a data supplement and on www.jpmorganassetmanagement.lu. A copy of the controller, in accordance with applicable data protection laws. Further Prospectus, relevant supplement and the latest annual and semi- information about processing activities of J.P. Morgan Asset annual financial report in English and certain other languages and the Management can be found in the EMEA Privacy Policy, which is latest Net Asset Value are available free of charge upon request fromavailable at www.jpmorgan.com/emea-privacy-policy. Additional www.jpmorganassetmanagement.lu, by email fromcopies of the EMEA Privacy Policy are available on request. fundinfo@jpmorgan.com, or by writing to JPMorgan Asset Cost, performance and risk The cost, performance and risk Management (Europe) S.à r.l, 6 route de Trèves, L-2633 Senningerberg,calculations included in this key information document follow the Grand Duchy of Luxembourg. Portfolio disclosure policy of JPMorgan methodology prescribed by EU rules. Note that the performance ETFs (Ireland) ICAV can be obtained at www. scenarios calculated above are derived exclusively from the past jpmorganassetmanagement.lu. The latest prices of shares can be performance of the product or a relevant proxy and that past obtained from your broker. performance is not a guide to future returns. Therefore, your Remuneration Policy The Management Company's Remunerationinvestment may be at risk and you may not get back the returns Policy can be found on http://www.jpmorganassetmanagement.lu/illustrated. emea-remuneration-policy. This policy includes details of howInvestors should not base their investment decisions solely upon the remuneration and benefits are calculated, including responsibilities scenarios shown. and composition of the committee which oversees and controls the Performance scenarios You can find previous performance scenarios policy. A copy of this policy can be requested free of charge from the updated on a monthly basis at https://am.jpmorgan.com/lu/en/ Management Company. asset-management/priips/products/IE000A9QKUV7. Tax The Sub-Fund is subject to Irish tax regulations. This may have an Past performance There is insufficient performance data available to impact on an investor's personal tax position. provide a chart of annual past performance. Privacy Policy You should note that, if you contact J.P. Morgan AssetFor an explanation of some of the terms used in this document, Management by telephone, those lines may be recorded and please visit the glossary on our website at www. monitored for legal, security and training purposes. You should also jpmorganassetmanagement.lu. JPM Global Equity Multi-Factor UCITS ETF - USD (dist) (IE000A9QKUV7)