Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. Terms not defined herein are as defined in the Prospectus.

Product State Street SPDR J.P. Morgan Saudi Arabia Aggregate Bond UCITS ETF ("Fund") a sub-fund of SSGA SPDR ETFs Europe I plc Share Class: State Street SPDR J.P. Morgan Saudi Arabia Aggregate Bond USD Base CCY Hdg to EUR UCITS ETF (Acc) (ISIN IE000EA7I2N5) State Street SPDR J.P. Morgan Saudi Arabia Aggregate Bond UCITS ETF is authorised in Ireland and regulated by the Central Bank of Ireland. This Fund is managed by State Street Global Advisors Europe Limited ("Fund Manager"), which is authorised in Ireland and supervised by the Central Bank of Ireland. For more information on this product, please refer to www.ssga.com Accurate as of: 19 February 2026

What is this product? Type The bond securities in which the Fund invests will be primarily listed or This Fund is an open-ended investment company with variable capital

traded on Recognised Markets in accordance with the limits set out in which was incorporated in Ireland on 5 January 2011 under registration

the UCITS Regulations. number 493329 and is authorised by the Central Bank of Ireland as a

Details of the Fund's portfolio and the indicative net asset value per UCITS.

share for the Fund are available on the Website daily. Term Although the Index is generally well diversified, because of the market it The Company is an open-ended public limited company incorporated for reflects it may, depending on market conditions, contain constituents an unlimited period. However, it may be dissolved at any time by a

issued by the same body that may represent more than 10% of the resolution passed at a general meeting of Shareholders adopted inIndex. In order for the Fund to track the Index accurately, the Fund will compliance with applicable laws. make use of the increased diversification limits available under This Fund has no maturity date. However, it may be terminated andRegulation 71 of the UCITS Regulations. These limits permit the Fund liquidated by the decision of the Board under specific conditions set forth

to hold positions in individual constituents of the Index issued by the in the Prospectus.

same body of up to 20% of the Fund's Net Asset Value.

Hedged Share Classes are made available to reduce the impact of Objectives

exchange rate fluctuations between the currency in which each hedged Investment objective The investment objective of the Fund is to trackShare Class is denominated and the Base Currency of the Fund. This the performance of liquid, USD-denominated sovereign and quasi-

involves hedging the Fund's Base Currency to the currency of the sovereign instruments and SAR-denominated Sukuk government bonds relevant Share Class without reference to the currencies represented in from Saudi Arabia.

the Fund's underlying investment portfolio. Hedged Share Classes The Fund seeks to track the performance of the J.P.Morgan Saudi

should track the corresponding Currency Hedged Index more closely Arabia Aggregate Index (the "Index") as closely as possible. than the Index. Investment policies The investment policy of the Fund is to track theThe Fund may use financial derivative instruments (that is, financial performance of the Index (or any other index determined by the

contracts whose prices are dependent on one or more underlying Directors from time to time to track substantially the same market asassets) in order to manage the portfolio efficiently. the Index) as closely as possible, while seeking to minimise as far as

The Fund will use financial derivative instruments ("FDIs"), including possible the tracking difference between the Fund's performance and

forward foreign exchange contracts, to hedge some or all of the foreign that of the Index.

exchange risk for hedged Share Classes. Currency hedging transactions The Index measures the performance of the liquid, USD-denominatedin respect of a hedged Share Class will be clearly attributable to that sovereign and quasi-sovereign instruments and SAR-denominatedhedged Share Class and any costs shall be for the account of that Sukuk government bonds from Saudi Arabia.hedged Share Class only. All such costs and related liabilities and/or The Index includes USD-denominated fixed-rate, floating and zero-benefits will be reflected in the net asset value per Share of the hedged coupon bonds, capitalization/amortizing bonds and bonds with callable,

Share Class. Over-hedged or under-hedged positions may arise puttable, or convertible features.

unintentionally due to factors outside the control of the Investment

Manager and/or Sub-Investment Manager but will be monitored and In addition, SAR-denominated Sukuk government bonds issued after adjusted on a regular basis. January 1st, 2023 are eligible for inclusion. USD and SAR denominated bonds have to satisfy the minimum amount outstanding criterion of $500

Save in exceptional circumstances, the Fund will generally only issue million and $1 billion, respectively. At each month-end, instruments thatand redeem shares to certain institutional investors. However, shares of fall below 6 months to maturity during the upcoming month, will be

the Fund may be purchased or sold through brokers on one or more excluded from the Index. stock exchanges. The Fund trades on these stock exchanges at market

prices which may fluctuate throughout the day. Market prices may be Index constituents may on occasion be rebalanced more often than the greater or less than the daily net asset value of the Fund. Index Rebalance Frequency, if required by the Index methodology, including for example where corporate actions such as mergers or Shareholders may redeem shares on any UK business day (other than acquisitions affect components of the Index. days on which relevant financial markets are closed for business and/or

the day preceding any such day provided that a list of such closed The Investment Manager and/or Sub-Investment Manager, on behalf of

market days will be published for the Fund on www.ssga.com); and any the Fund, will invest using a replication strategy as further described in

other day at the Directors' discretion (acting reasonably) provided the "Investment Objectives and Policies – Index Tracking Funds" section

Shareholders are notified in advance of any such days. of the Prospectus, primarily in the securities of the Index, at all times in accordance with the Investment Restrictions set forth in the Prospectus. Any income earned by the Fund will be retained and reflected in an

increase in the value of the shares. The Investment Manager and/or Sub-Investment Manager also may, in exceptional circumstances, invest in securities not included in the IndexThe Fund does not currently engage in securities lending. but that it believes closely reflect the risk and distribution characteristics

The Shares of the EUR Class are issued in Euro. of securities of the Index.

Index Source: The Index is the intellectual property of the Index

provider. The Fund is not sponsored or endorsed by the Index provider.

Page 1/3 | Key Information Document | 19 February 2026 The Index provider does not provide any warranty or accept any liability

Practical information in relation to any error relating to the Index, including any error in respect Depositary The Fund depositary is State Street Custodial Services of the quality, accuracy or completeness of Index data, and does not

(Ireland) Limited. guarantee that the Index will be in line with the described Index methodology. Please see the Prospectus for the full index disclaimer.

Further information A copy of the Prospectus and latest annual andsemi-annual financial report in English and the latest Net Asset Value per Intended retail investor

Share are available free of charge upon request from www.ssga.com This Fund is intended for investors who plan to stay invested for at least or by writing to the Fund Manager, State Street Global Advisors Europe 3 years and are prepared to take on a medium-high level of risk of loss to Limited, 78 Sir John Rogerson's Quay, Dublin 2, Ireland. their original capital in order to get a higher potential return. It is designed to form part of a portfolio of investments.

What are the risks and what could I get in return? Risks

We have classified this product as 3 out of 7, which is a medium-low riskcategory.

Lower risk Higher risk

This rates the potential losses from future performance at a medium-lowlevel, and poor market conditions are unlikely to impact the capacity ofState Street Global Advisors Europe Limited to pay you.

1

2

3

4

5

6

7Be aware of currency risk. You may receive payments in a differentcurrency, so the performance of your investment will be impacted by the

The risk indicator assumes you keep the product for 3 years.exchange rate between the two currencies. This risk is not considered inthe indicator shown above. The risk category above shows how likely the fund is to lose money Besides the risks included in the risk indicator, other risks may affect the because of movements in the markets or because we are not able to pay

fund performance. Please refer to the Fund Prospectus, available free of you. The Fund's risk category is not guaranteed and may change in the

charge at www.ssga.com. future. Performance scenarios The figures shown include all the costs of the Fund other than the costs that you may need to pay to your advisor, distributor or other intermediary. The figures do not take into account your personal tax situation, which may also affect your return. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between October 2020 and October 2023. Moderate: this type of scenario occurred for an investment between May 2019 and May 2022. Favourable: this type of scenario occurred for an investment between June 2018 and June 2021.Recommended holding period

3 years

Example Investment

10,000 EURif you exit after3 years

if you exit after (recommended

Scenarios

1 year

holding period)Minimum

There is no minimum guaranteed return. You could lose some or all of your investment.StressWhat you might get back after costs7,720 EUR7,890 EUR Average return each year

-22.8%

-7.6%Unfavourable

What you might get back after costs8,170 EUR8,400 EUR Average return each year

-18.3%

-5.7%Moderate

What you might get back after costs10,300 EUR

10,970 EUR Average return each year

3.0% 3.1%FavourableWhat you might get back after costs12,130 EUR

13,430 EUR Average return each year

21.3%10.3%

What happens if the Fund Manager is unable to pay out? The Manager is responsible for administration and management of the Company, and does not typically hold assets of the Company (assets that can be held by a depositary are, in line with applicable regulations, held with a depositary in its custody network). The Manager, as the manufacturer of this product has no obligation to pay out since the product design does not contemplate any such payment being made. However, investors may suffer loss if the Company or the depositary is unable to pay out.

What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment.Page 2/3 | Key Information Document | 19 February 2026 Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest and how long you hold the Fund. The amounts shown here are illustrations based on a specific investment amount, taking into consideration different holding periods. We have assumed: Q in the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the productperforms as shown in the moderate scenario, Q 10,000 EUR is invested.if you exit after3 years if you exit after

(recommended

Example Investment 10,000 EUR

1 yearholding period)

Total Costs

43 EUR 143 EUR

Annual cost impact*

0.4%

0.4% each year

(*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 3.5% before costs and 3.1% after costs. Composition of costsAnnual cost impact if you

One-off costs upon entry or exit exit after 1 year

Entry costs 0.00% The impact of the costs you pay when entering your investment. This0 EUR

is the most you will pay, and you could pay less. The impact of costs are

already included in the price. This includes the costs of distribution of your

product.

Exit costs

0.00% The Impact of the costs of exiting your investment when it matures.0 EURAnnual cost impact if you

Ongoing costs taken each yearexit after 1 year

Management fees and other

0.42% of the value of your investment per year. This is based on a

42 EUR

administrative or operating combination of estimated and actual costs.

costs

Transaction costs

0.01% The impact of the costs of us buying and selling underlying1 EUR

investments for the product.Annual cost impact if you

Incidental costs taken under specific conditions exit after 1 year

Performance feesThere is no performance fee for this Fund.

0 EUR

How long should I hold it and can I take money out early? Recommended holding period: 3 years This Fund is designed for longer term investments; you should be prepared to stay invested for at least 3 years. However, you can redeem your investment without penalty at any time during this period, or hold the investment longer. Redemptions are possible on every working day; with a payments timeline as outlined in the Fund Supplement and/or Prospectus. The price for the day, reflecting the actual value of the Fund, is set each day after the valuation point, and published on our website www.ssga.com.

How can I complain? If you have a complaint about the Fund or the Manager, you can find more details about how to complain and the Manager's complaint handling policy in the "Contact Us" section of the website at: www.ssga.com.

Other relevant information Cost, performance and risk The cost, performance and risk calculations included in this key information document follow the methodology prescribed by EU rules. Note that the performance scenarios calculated above are derived exclusively from the past performance of the Fund's share price and that past performance is not a guide to future returns. Therefore, your investment may be at risk and you may not get back the returns illustrated. Investors should not base their investment decisions solely upon the scenarios shown. Performance scenarios You can request previous performance scenarios updated on a monthly basis by emailing Fund_data_services@ssga.com. Past performance There is insufficient performance data available to provide a chart of annual past performance. ETF Information: As the shares are listed on the stock exchange, you may buy or sell shares in the product, without penalty, on any normal business day. Please contact your broker, financial adviser or distributor for information on any costs and charges relating to the sale of the shares. ETF Shares purchased on the secondary market cannot usually be sold directly back to the Company. In exceptional circumstances, whether as a result of disruptions in the secondary market or otherwise, investors who have acquired ETF Shares on the secondary market are entitled to apply to the Company in writing to have the ETF Shares in question registered in their own name, to enable them to access the redemption facilities described in the Prospectus.

Page 3/3 | Key Information Document | 19 February 2026