Page 1/3 Purpose Key Information Document This document provides you with key information about thisinvestment product. It is not marketing material. The information isrequired by law to help you understand the nature, risks, costs,potential gains and losses of this product and to help you compare itwith other products. Product JPM Green Social Sustainable Bond Active UCITS ETF - USD (dist) IE000HZSZFP6 a share class of JPMorgan ETFs (Ireland) ICAV – Green Social Sustainable Bond Active UCITS ETF a sub-fund of JPMorgan ETFs (Ireland) ICAV For more information on this product, please refer to www.jpmorganassetmanagement.lu or call +(352) 3410 3060 The Commission de Surveillance du Secteur Financier (CSSF) is responsible for supervising the manufacturer, JPMorgan Asset Management (Europe) S.à.r.l., (a member of JPMorgan Chase & Co.) in relation to this Key Information Document The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland ("CBI"). THIS DOCUMENT WAS PRODUCED ON 28 APRIL 2026 What is this product? TypeStep 2: the Investment Manager evaluates and applies values and This product is a UCITS exchange traded fund or "UCITS ETF". It is anorms based screening to implement exclusions on certain sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish collective asset-industries and issuers based on specific ESG criteria and/or management vehicle constituted as an umbrella fund with minimum standards of business practice based on international segregated liability between its sub-funds and authorised by the CBInorms. To support this screening, the Investment Manager relies on pursuant to the European Communities (Undertakings for Collective third party provider(s) who identify an issuer's participation in or the Investment in Transferable Securities) Regulations 2011 (as revenue which they derive from activities that are inconsistent with amended). the values and norms based screens. Objectives, Process and PoliciesFurther details on the screening process can be found in the Sub- Objective The objective of the Sub-Fund is to achieve a long-term Fund's full exclusion policy which can be found on the Website (www. return in excess of the Benchmark by investing primarily in bonds jpmorganassetmanagement.ie). where proceeds are directed to projects and activities that contribute The Investment Manager may actively invest in certain bonds whose towards a more sustainable and inclusive economy. proceeds are directed to the transition to a sustainable economy. As a Share Class Benchmark Bloomberg Global Aggregate Green Social result the Sub-Fund may invest in bonds issued by issuers that would Sustainability Bond 1-10 year Index otherwise be excluded by the exclusions detailed above. Investment in Investment Policy The Sub-Fund pursues an actively managed such bonds is conditional on the bonds being sustainable investment strategy.investments and the issuer having good governance. The Sub-Fund aims to invest in a portfolio of investment grade bondsOngoing monitoring is in place to ensure that the proceeds of bonds which have been labelled as Green, Social, Sustainable and in which the Sub-Fund has invested are deployed as intended. If the Sustainability-linked (or which have equivalent features or labels, as proceeds are not deployed as intended, the Investment Manager will determined by the Investment Manager, using the proprietary engage with the issue to determine the circumstances surrounding framework described below) issued by governments and their the difference in deployment relative to the Investment Manager's agencies, state and provincial governmental entities andexpectation. If the issuer can resolve the matter in the short-term the supranational organisations and corporations. The bonds may bond may continue to be held in the Sub-Fund's portfolio. If not, the include up to 20% of Net Asset Value in MBS/ABS and up to 15% ofbond will be sold as soon as reasonably practicable, taking into Net Asset Value in below investment grade bonds. Issuers may be account the best interests of Shareholders. located anywhere in the world, including (without limit) emerging For the avoidance of doubt, investors should note that the Sub-Fund markets and onshore bonds issued within the PRC, through China- will not seek to track the performance of or replicate the Benchmark Hong Kong Bond Connect. rather the Sub-Fund will hold a portfolio of fixed income securities The Sub-Fund has sustainable investment as its objective and the(which may include but will not be limited to Benchmark Securities) Investment Manager considers that the Sub-Fund's investments will which are actively selected and managed with the aim of delivering an qualify as "sustainable investments" for the purposes of the SFDR and investment performance which exceeds that of the Benchmark over will invest a minimum of 90% of the Sub-Fund's Net Asset Value in the long-term. The Benchmark has been included as a point of these "sustainable investments". Investments are evaluated and reference against which the performance of the Sub-Fund may be deemed sustainable investments via the following process. measured. The Sub-Fund may bear a close resemblance to the The investment process to identify bonds for inclusion in the Sub- Benchmark. Fund's portfolio has two steps: 1) application of proprietary selection The Sub-Fund systematically includes environmental, social and criteria through the Investment Manager's proprietary research governance ("ESG") analysis in its investment decisions on at least framework to identify the most compelling, sustainable issuances; 90% of securities purchased. and 2) exclusionary framework: The Sub-Fund may invest in assets denominated in any currency and Step 1: The Investment Manager's proprietary framework determines currency exposure may be managed by reference to the Benchmark. whether a bond is eligible for inclusion in the Sub-Fund's portfolioThe risk characteristics of the portfolio of securities held by the Sub- based on the following criteria:Fund, such as volatility levels, will be broadly equivalent to the risk - the bond type label i.e. Green, Social, Sustainable or Sustainability-characteristics of the Benchmark. Linked; The Sub-Fund may, for efficient portfolio management purposes, use - the consistency of the projects for which the bonds have been financial derivative instruments. issued to fund with the Investment Manager's Sustainable andUSD is the base currency of the Sub-Fund. Inclusive Economy Framework and industry recognised standards. In The Sub-Fund will publicly disclose its complete holdings on a daily order to assess the consistency of the projects, the use of the basis. Details of the Sub-Fund's holdings and full disclosure policy proceeds from each project will be measured against industry- may be found on www.jpmorganassetmanagement.lu. recognised principles (for example, renewable energy and pollution Redemption and Dealing Shares of the Sub-Fund are traded on one or prevention and control) which promote the role global debt capital more stock exchanges. Certain market makers and brokers may markets can play in financing progress towards environmental andsubscribe and redeem Shares directly with JPMorgan ETFs (Ireland) social sustainability. The principles outline best practices when ICAV, and are referred to as "Authorised Participants". Other investors issuing bonds serving social and/or environmental purposes, thereby who are not Authorised Participants can purchase and sell Shares underpinning the integrity of the market; daily on a recognised stock exchange or over-the-counter. - a quantitative assessment based on the following industry Distribution Policy This Share Class will normally pay dividends principles: use of proceeds, project evaluation, segregation/ quarterly. transparency of proceeds, reporting and compliance; SFDR Classification Article 9 All data is sourced by J.P. Morgan Asset Management and is correct as at the date of this commentary unless otherwise stated. Page 2/3 | Key Information Document | 28 April 2026 Intended retail investor Practical information This product is intended for investors who plan to stay invested for at Depositary The fund depositary is Brown Brothers Harriman Trustee least 5 years. Services (Ireland) Limited. Q Investors should understand the risks involved, including the risk of Legal Information JPMorgan Asset Management (Europe) S.à r.l. may losing all capital invested and must evaluate the Sub-Fund be held liable solely on the basis of any statement contained in this objective and risks in terms of whether they are consistent with document that is misleading, inaccurate or inconsistent with the their own investment goals and risk tolerances. The Sub-Fund is relevant parts of the Prospectus. not intended as a complete investment plan. The Sub-Fund is sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish Q The Sub-Fund is aimed at investors seeking to achieve a long-term collective asset-management vehicle with segregated liability between return in excess of the Benchmark by actively investing primarily in sub-funds. JPMorgan ETFs (Ireland) ICAV consists of separate sub- a portfolio of Green, Social, Sustainable and Sustainability-linked funds, each of which issues one or more Share Classes. This Bonds. document is prepared for a specific Share Class. The Prospectus and Q Typical investors in the Sub-Fund are expected to be investors who annual and semi- annual financial reports are prepared for JPMorgan want to make an asset allocation into the Green, Social, ETFs (Ireland) ICAV. Sustainable and Sustainability-linked Bond sector. Switching Switching of Shares from one Sub-Fund into Shares in Term This product does not have a fixed maturity date and may be another Sub-Fund is not permitted. Switching of Shares from one liquidated in certain circumstances, as further detailed in the Share Class into another Share Class within the same Sub-Fund is Prospectus. also not permitted to investors trading on stock exchanges but may be available to the Authorised Participants. Further information can be found in the Prospectus. What are the risks and what could I get in return? Risks Lower risk Higher risk This rates the potential losses from future performance at a medium- low level, and poor market conditions are unlikely to impact our 1 23 4 5 6 7capacity to pay you. The risk of the product may be significantly higher if held for less than the recommended holding period. The risk indicator assumes you keep the product for 5 year(s). This product does not include any protection from future market performance so you could lose some or all of your investment. If we are not able to pay you what is owed, you could lose your entire The summary risk indicator is a guide to the level of risk of this product investment. compared to other products. It shows how likely it is that the product Beside the risks included in the risk indicator, other risks materially will lose money because of movements in the markets or because werelevant for the product may affect its performance. Please refer to the are not able to pay you. relevant supplement, available free of charge at We have classified this product as 3 out of 7, which is a medium-low www.jpmorganassetmanagement.lu. risk class. Performance scenarios The figures shown include all the costs of the product itself, but may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between 2017 and 2022. Moderate: this type of scenario occurred for an investment between 2019 and 2024. Favourable: this type of scenario occurred for an investment between 2016 and 2021. Recommended holding period5 years Example Investment$ 10,000 if you exit after 5 years if you exit after(recommended Scenarios 1 year holding period) Minimum return There is no minimum guaranteed return. You could lose some or all of your investment. Stress What you might get back after costs $ 7,520 $ 6,610 Average return each year-24.8% -7.9% UnfavourableWhat you might get back after costs $ 7,630 $ 8,200 Average return each year-23.8% -3.9% ModerateWhat you might get back after costs $ 10,320 $ 9,390 Average return each year3.2% -1.2% Favourable What you might get back after costs $ 11,400 $ 11,590 Average return each year14.0%3.0% What happens if JPMorgan Asset Management (Europe) S.à.r.l. is unable to pay out? JPMorgan Asset Management (Europe) S.à r.l. is responsible for the manufacturer of this product has no obligation to pay out since administration and management of the Sub-Fund and does not hold the product design does not contemplate any such payment being assets of the Sub-Fund (assets that can be held by a depositary are, in made. However, investors may suffer loss if the Sub-Fund or the line with applicable regulations, held with a depositary in its custody depositary is unable to pay out. There is no compensation or network). JPMorgan Asset Management (Europe) S.à r.l., asguarantee scheme in place which may offset, all or any of, your loss. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. JPM Green Social Sustainable Bond Active UCITS ETF - USD (dist) (IE000HZSZFP6) Page 3/3 | Key Information Document | 28 April 2026 Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, how long you hold the product. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed: Q in the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed theproduct performs as shown in the moderate scenario Q $ 10,000 is invested.if you exit after 5 years if you exit after (recommended Example Investment $ 10,000 1 yearholding period) Total Costs $ 66 $ 318 Annual cost impact* 0.7% 0.7% (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be -0.6% before costs and -1.2% after costs. Composition of costs Annual cost impact if you exit One-off costs upon entry or exit after 1 year Entry costs0.00% , we do not charge an entry fee. 0 USD Exit costs 0.00% , we do not charge an exit fee for this product, but the person0 USD selling you the product may do so. Ongoing costs taken each year Management fees and other 0.33% of the value of your investment per year. 33 USD administrative or operatingThis is an estimate based on actual costs over the last year. costs Transaction costs 0.33% of the value of your investment per year. This is an estimate of the33 USDcosts incurred when we buy and sell the underlying investments for theproduct. The actual amount will vary depending on how much we buy andsell. Incidental costs taken under specific conditions Performance fees There is no performance fee for this product. 0 USD How long should I hold it and can I take money out early? Recommended holding period: 5 year(s) penalty at any time during this period however your return may be This product is designed for longer term investments due to thenegatively impacted by the volatility of its performance. Redemptions potential volatility of its performance; you should be prepared to stayare possible on every Dealing Day, with proceeds settled within 2 invested for at least 5 years. You can redeem your investment without business days. How can I complain? If you have a complaint about the Sub-Fund, you can contact us by You can find more details about how to complain and the calling +(352) 3410 3060 or by writing to fundinfo@jpmorgan.com or Management Company's complaint handling policy in the Contact Us JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L- section of the website at: www.jpmorganassetmanagement.com. 2633 Senningerberg, Grand Duchy of Luxembourg If you have a complaint about the person who advised you about thisproduct, or who sold it to you, they will tell you where to complain. Other relevant information Further information Further information on the Sub-Fund, including its take note that information and data from communications with you sustainable characteristics, may be found in the Prospectus, relevant may be processed by J. P. Morgan Asset Management, acting as a data supplement and on www.jpmorganassetmanagement.lu. A copy of thecontroller, in accordance with applicable data protection laws. Further Prospectus, relevant supplement and the latest annual and semi-information about processing activities of J.P. Morgan Asset annual financial report in English and certain other languages and the Management can be found in the EMEA Privacy Policy, which is latest Net Asset Value are available free of charge upon request from available at www.jpmorgan.com/emea-privacy-policy. Additional www.jpmorganassetmanagement.lu, by email from copies of the EMEA Privacy Policy are available on request. fundinfo@jpmorgan.com, or by writing to JPMorgan Asset Cost, performance and risk The cost, performance and risk Management (Europe) S.à r.l, 6 route de Trèves, L-2633 Senningerberg, calculations included in this key information document follow the Grand Duchy of Luxembourg. Portfolio disclosure policy of JPMorgan methodology prescribed by EU rules. Note that the performance ETFs (Ireland) ICAV can be obtained at www.scenarios calculated above are derived exclusively from the past jpmorganassetmanagement.lu. The latest prices of shares can be performance of the product or a relevant proxy and that past obtained from your broker. performance is not a guide to future returns. Therefore, your Remuneration Policy The Management Company's Remuneration investment may be at risk and you may not get back the returns Policy can be found on http://www.jpmorganassetmanagement.lu/ illustrated. emea-remuneration-policy. This policy includes details of how Investors should not base their investment decisions solely upon the remuneration and benefits are calculated, including responsibilities scenarios shown. and composition of the committee which oversees and controls the Performance scenarios You can find previous performance scenarios policy. A copy of this policy can be requested free of charge from the updated on a monthly basis at https://am.jpmorgan.com/lu/en/ Management Company.asset-management/priips/products/IE000HZSZFP6. Tax The Sub-Fund is subject to Irish tax regulations. This may have an Past performance There is insufficient performance data available to impact on an investor's personal tax position. provide a chart of annual past performance. Privacy Policy You should note that, if you contact J.P. Morgan Asset For an explanation of some of the terms used in this document, Management by telephone, those lines may be recorded and please visit the glossary on our website at www. monitored for legal, security and training purposes. You should also jpmorganassetmanagement.lu. JPM Green Social Sustainable Bond Active UCITS ETF - USD (dist) (IE000HZSZFP6)