Page 1/3 Purpose Key Information Document This document provides you with key information about thisinvestment product. It is not marketing material. The information isrequired by law to help you understand the nature, risks, costs,potential gains and losses of this product and to help you compare itwith other products. Product JPM Carbon Transition Global Equity (CTB) UCITS ETF - USD (dist) IE000L91HR40 a share class of JPMorgan ETFs (Ireland) ICAV – Carbon Transition Global Equity (CTB) UCITS ETF a sub-fund of JPMorgan ETFs (Ireland) ICAV For more information on this product, please refer to www.jpmorganassetmanagement.lu or call +(352) 3410 3060 The Commission de Surveillance du Secteur Financier (CSSF) is responsible for supervising the manufacturer, JPMorgan Asset Management (Europe) S.à.r.l., (a member of JPMorgan Chase & Co.) in relation to this Key Information Document The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland ("CBI"). THIS DOCUMENT WAS PRODUCED ON 22 MAY 2026 What is this product? Typeparticipation in or the revenue which they derive from activities that This product is a UCITS exchange traded fund or "UCITS ETF". It is aare inconsistent with the values and norms based screens. sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish collective asset-The Index then uses a three-step, rules based approach. First, the management vehicle constituted as an umbrella fund with regional and sector weights are allocated in accordance with the segregated liability between its sub-funds and authorised by the CBIInvestable Universe. Second, all remaining eligible companies are pursuant to the European Communities (Undertakings for Collective evaluated through the use of the Index Provider's proprietary Investment in Transferable Securities) Regulations 2011 (as research and third party data and allocated an aggregate score amended). derived from the following three scores: (i) emissions score (how Objectives, Process and Policieseffectively the company is managing emissions on site, as well as Objective The Sub-Fund seeks to provide returns that correspond to through its provision of products and services), (ii) resource those of its Index. management score (how effectively the company is managing the Share Class Index Solactive J.P. Morgan Asset Management Carbon resources which it consumes such as electricity, water and waste), Transition Global Equity CTB Index and (iii) risk management score (how effectively the company is Investment Policy The Sub-Fund pursues a passively managed (index- managing its physical risks and reputational risks). Finally, the tracking)strategy. companies are re-weighted relative to the weights that they have in The Sub-Fund aims to track the performance of the Index as closely the Investable Universe based on their aggregate score, leading to as possible, regardless of whether the Index level rises or falls, whilecompanies with higher scores having a higher weighting in the Index seeking to minimise as far as possible the tracking error between the and similarly those with lower scores having a lower weighting in the Sub-Fund's performance and that of the Index. Index. The Index is comprised of large and mid-capitalisation equity The Sub-Fund has sustainable investment as its objective and securities issued in developed markets globally (the "Index invests a minimum of 80% of the Sub-Fund's Net Asset Value in Securities"). The components of the Index are selected from the securities that qualify as sustainable investments, as defined under components of the Solactive GBS Developed Markets Large & Mid the SFDR and based on the Investment Manager's scoring Cap (the "Investable Universe") in accordance with the index's rules- methodology. based methodology which is summarised below. The constituents ofThe Sub-Fund systematically includes ESG criteria in investment the Index and geographical exposure of Index Securities may be analysis and investment decisions on at least 90% of securities subject to change over time. The Index rebalances on a quarterlypurchased (excluding cash). basis (as referred to under "Index Tracking Risk" in the Prospectus). The Sub-Fund may invest in assets denominated in any currency and Further details on the Index, including its methodology, components currency exposure will not typically be hedged. and performance, are available at https://www.solactive.com/The Sub-Fund may, for efficient portfolio management purposes, use indices/?index=DE000SL0BE72, and further details on the Investable financial derivative instruments. Universe, including its components and performance, are available atUSD is the base currency of the Sub-Fund. https://www.solactive.com/indices/?index=DE000SLA41D2. It is currently anticipated that the tracking error of the Sub-Fund will The Index aims to meet the requirements for EU Climate Transition be up to 100 bps under normal market conditions. The causes of Benchmarks as defined in the EU Climate Benchmarks Regulation, tracking error can include but are not limited to the following: and provide low carbon emission exposure relative to the Investable holdings/size of the Sub-Fund, cash flows, such as any delays in Universe with a view to achieving the long-term global warming investing subscription proceeds into the Sub-Fund or realising objectives of the Paris Agreement. In particular, the Index aims to investments to meet redemptions, fees and the frequency of achieve a reduction of the greenhouse gas intensity of the Index of at rebalancing against the Index. least 7% on average per annum and an overall reduction of the The Sub-Fund will publicly disclose its complete holdings on a daily greenhouse gas intensity of the Index compared to the Investablebasis. Details of the Sub-Fund's holdings and full disclosure policy Universe of at least 30%. Greenhouse gas intensity meansmay be found on www.jpmorganassetmanagement.lu. greenhouse gas emissions divided by enterprise value including Redemption and Dealing Shares of the Sub-Fund are traded on one or cash. more stock exchanges. Certain market makers and brokers may The Index is designed to capture the performance of companies subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) which have been identified through its rules-based process as best ICAV, and are referred to as "Authorised Participants". Other investors positioned to benefit from a transition to a low carbon economy by who are not Authorised Participants can purchase and sell Shares effectively managing their emissions, resources and climate-related daily on a recognised stock exchange or over-the-counter. risks. The Index applies this rules-based non-financial analysisDistribution Policy This Share Class will normally pay dividends process to all Index Securities as further described below. quarterly. Index Construction SFDR Classification Article 9 The Index methodology applies values and norms based screening to Intended retail investor implement exclusions on certain industries and issuers based on This product is intended for investors who plan to stay invested for at specific ESG criteria and/or minimum standards of business practice least 5 years. based on international norms. To support this screening, the Index Q Investors should understand the risks involved, including the risk Provider relies on third party provider(s) who identify an issuer's of losing all capital invested and must evaluate the Sub-Fund All data is sourced by J.P. Morgan Asset Management and is correct as at the date of this commentary unless otherwise stated. Page 2/3 | Key Information Document | 22 May 2026 objective and risks in terms of whether they are consistent with document that is misleading, inaccurate or inconsistent with the their own investment goals and risk tolerances. The Sub-Fund is relevant parts of the Prospectus. not intended as a complete investment plan. The Sub-Fund is sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish Q Typical investors in the Sub-Fund are expected to be those who collective asset-management vehicle with segregated liability between seek exposure to the markets covered by the Index with values andsub-funds. JPMorgan ETFs (Ireland) ICAV consists of separate sub- norms based screening of the Investable Universe and seek to funds, each of which issues one or more Share Classes. This invest in companies best positioned to benefit from a transition to adocument is prepared for a specific Share Class. The Prospectus and low carbon economy. annual and semi- annual financial reports are prepared for JPMorgan Term This product does not have a fixed maturity date and may be ETFs (Ireland) ICAV. liquidated in certain circumstances, as further detailed in the Switching Switching of Shares from one Sub-Fund into Shares in Prospectus. another Sub-Fund is not permitted. Switching of Shares from one Practical informationShare Class into another Share Class within the same Sub-Fund is Depositary The fund depositary is Brown Brothers Harriman Trusteealso not permitted to investors trading on stock exchanges but may be Services (Ireland) Limited. available to the Authorised Participants. Further information can be Legal Information JPMorgan Asset Management (Europe) S.à r.l. mayfound in the Prospectus. be held liable solely on the basis of any statement contained in this What are the risks and what could I get in return? Risks Lower risk Higher risk This rates the potential losses from future performance at a medium level, and poor market conditions could impact our capacity to pay 1 23 4 5 6 7you. The risk of the product may be significantly higher if held for less than the recommended holding period. The risk indicator assumes you keep the product for 5 year(s). This product does not include any protection from future market performance so you could lose some or all of your investment. If we are not able to pay you what is owed, you could lose your entire The summary risk indicator is a guide to the level of risk of this product investment. compared to other products. It shows how likely it is that the product Beside the risks included in the risk indicator, other risks materially will lose money because of movements in the markets or because werelevant for the product may affect its performance. Please refer to the are not able to pay you. relevant supplement, available free of charge at We have classified this product as 4 out of 7, which is a medium riskwww.jpmorganassetmanagement.lu. class. Performance scenarios The figures shown include all the costs of the product itself, but may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between 2025 and 2026. Moderate: this type of scenario occurred for an investment between 2019 and 2024. Favourable: this type of scenario occurred for an investment between 2016 and 2021. Recommended holding period5 years Example Investment$ 10,000 if you exit after 5 years (recommended Scenarios if you exit after 1 year holding period) Minimum returnThere is no minimum guaranteed return. You could lose some or all of your investment. StressWhat you might get back after costs$ 4,080$ 3,730Average return each year -59.2% -17.9% Unfavourable What you might get back after costs$ 7,900$ 12,130Average return each year -21.0% 3.9% Moderate What you might get back after costs$ 11,560 $ 17,580Average return each year 15.6% 11.9% FavourableWhat you might get back after costs$ 14,980 $ 21,180Average return each year 49.8% 16.2% What happens if JPMorgan Asset Management (Europe) S.à.r.l. is unable to pay out? JPMorgan Asset Management (Europe) S.à r.l. is responsible for the manufacturer of this product has no obligation to pay out since administration and management of the Sub-Fund and does not hold the product design does not contemplate any such payment being assets of the Sub-Fund (assets that can be held by a depositary are, in made. However, investors may suffer loss if the Sub-Fund or the line with applicable regulations, held with a depositary in its custody depositary is unable to pay out. There is no compensation or network). JPMorgan Asset Management (Europe) S.à r.l., asguarantee scheme in place which may offset, all or any of, your loss. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, how long you hold the product. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed:JPM Carbon Transition Global Equity (CTB) UCITS ETF - USD (dist) (IE000L91HR40) Page 3/3 | Key Information Document | 22 May 2026 Q in the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed theproduct performs as shown in the moderate scenario Q $ 10,000 is invested. if you exit after 5 years (recommended Example Investment $ 10,000 if you exit after 1 yearholding period) Total Costs$ 23$ 181 Annual cost impact*0.2%0.2% (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 12.2% before costs and 11.9% after costs. Composition of costs Annual cost impact if you exit One-off costs upon entry or exit after 1 year Entry costs0.00% , we do not charge an entry fee.0 USD Exit costs 0.00% , we do not charge an exit fee for this product, but the person 0 USD selling you the product may do so. Ongoing costs taken each year Management fees and other 0.19% of the value of your investment per year. 19 USD administrative or operatingThis is an estimate based on actual costs over the last year. costs Transaction costs 0.04% of the value of your investment per year. This is an estimate of the 4 USDcosts incurred when we buy and sell the underlying investments for theproduct. The actual amount will vary depending on how much we buy andsell. Incidental costs taken under specific conditions Performance fees There is no performance fee for this product. 0 USD How long should I hold it and can I take money out early? Recommended holding period: 5 year(s)penalty at any time during this period however your return may be This product is designed for longer term investments due to the negatively impacted by the volatility of its performance. Redemptions potential volatility of its performance; you should be prepared to stay are possible on every Dealing Day, with proceeds settled within 2 invested for at least 5 years. You can redeem your investment withoutbusiness days. How can I complain? If you have a complaint about the Sub-Fund, you can contact us byYou can find more details about how to complain and the calling +(352) 3410 3060 or by writing to fundinfo@jpmorgan.com or Management Company's complaint handling policy in the Contact Us JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L- section of the website at: www.jpmorganassetmanagement.com. 2633 Senningerberg, Grand Duchy of LuxembourgIf you have a complaint about the person who advised you about this product, or who sold it to you, they will tell you where to complain. Other relevant information Further information Further information on the Sub-Fund, including its available at www.jpmorgan.com/emea-privacy-policy. Additional sustainable characteristics, may be found in the Prospectus, relevantcopies of the EMEA Privacy Policy are available on request. supplement and on www.jpmorganassetmanagement.lu. A copy of the Disclaimer The funds or securities referred to herein are not Prospectus, relevant supplement and the latest annual and semi- sponsored, endorsed, or promoted by Solactive, and Solactive bears annual financial report in English and certain other languages and the no liability with respect to any such funds or securities or any index on latest Net Asset Value are available free of charge upon request fromwhich such funds or securities are based. The Sub-Fund Supplement www.jpmorganassetmanagement.lu, by email fromcontains a more detailed description of the limited fundinfo@jpmorgan.com, or by writing to JPMorgan Asset relationship Solactive has with JPMorgan Asset Management and any Management (Europe) S.à r.l, 6 route de Trèves, L-2633 Senningerberg,related funds, as well as additional disclaimers that apply to Grand Duchy of Luxembourg. Portfolio disclosure policy of JPMorgan the Solactive indexes. The Solactive indexes are the exclusive property ETFs (Ireland) ICAV can be obtained at www. of Solactive and may not be reproduced or extracted and used for any jpmorganassetmanagement.lu. The latest prices of shares can be other purpose without Solactive's consent. The Solactive indexes are obtained from your broker. provided without any warranties of any kind. Remuneration Policy The Management Company's RemunerationCost, performance and risk The cost, performance and risk Policy can be found on http://www.jpmorganassetmanagement.lu/calculations included in this key information document follow the emea-remuneration-policy. This policy includes details of howmethodology prescribed by EU rules. Note that the performance remuneration and benefits are calculated, including responsibilities scenarios calculated above are derived exclusively from the past and composition of the committee which oversees and controls the performance of the product or a relevant proxy and that past policy. A copy of this policy can be requested free of charge from the performance is not a guide to future returns. Therefore, your Management Company. investment may be at risk and you may not get back the returns Tax The Sub-Fund is subject to Irish tax regulations. This may have an illustrated. impact on an investor's personal tax position. Investors should not base their investment decisions solely upon the Privacy Policy You should note that, if you contact J.P. Morgan Assetscenarios shown. Management by telephone, those lines may be recorded and Performance scenarios You can find previous performance scenarios monitored for legal, security and training purposes. You should also updated on a monthly basis at https://am.jpmorgan.com/lu/en/ take note that information and data from communications with you asset-management/priips/products/IE000L91HR40. may be processed by J. P. Morgan Asset Management, acting as a data Past performance There is insufficient performance data available to controller, in accordance with applicable data protection laws. Further provide a chart of annual past performance. information about processing activities of J.P. Morgan Asset For an explanation of some of the terms used in this document, Management can be found in the EMEA Privacy Policy, which is please visit the glossary on our website at www. jpmorganassetmanagement.lu. JPM Carbon Transition Global Equity (CTB) UCITS ETF - USD (dist) (IE000L91HR40)