Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. Product CT QR Series European Equity Active UCITS ETF a Fund of Columbia Threadneedle (Irl) ICAV Accumulation EUR Manufacturer: Threadneedle Management Luxembourg S.A. (part of the Columbia Threadneedle Investments group of companies) ISIN: IE000SA19OL0 Website: www.columbiathreadneedle.com Call +353 1 776 8482 for more information The Commission de Surveillance du Secteur Financier (CSSF) is responsible for supervising Threadneedle Management Luxembourg S.A. in relation to this Key Information Document. This PRIIP is authorised in Ireland Threadneedle Management Luxembourg S.A. is authorized in Luxembourg and regulated by the CSSF. 6 November 2025 What is this product? Type CT QR Series European Equity Active UCITS ETF (the “Fund”) is a sub-fund of Columbia Threadneedle (Irl) ICAV (the “ICAV”), an open-ended Irish collective asset management vehicle with variable capital. The ICAV is authorised under Irish law and qualifies as an UCITS exchange-traded fund, a UCITS ETF. Term The Fund does not have a maturity date. The Directors of the ICAV may decide to unilaterally liquidate the Fund with notice to the investors. Please refer to the Prospectus and Fund Supplement for more information. Objectives The Fund aims to increase the value of your investment over the long term. The Fund invests at least 80% of its assets in listed equity and equity related securities of European companies listed or traded on Regulated Markets. The Fund is actively managed in reference to the MSCI Europe Index. The index is broadly representative of the companies in which the Fund invests and provides a suitable target benchmark against which Fund performance will be measured and evaluated over time. The Investment Manager has discretion to select investments with weightings different to the index, and that are not in the index, and the Fund may display significant divergence from the index. The Fund applies a proprietary research model to generate model rankings for individual companies based on three underlying themes: (i) Quality; (ii) Catalyst; and (iii) Value. The Fund selects securities that rank most highly with regard to each theme relative to other securities within their industry. The Fund promotes environmental and social characteristics by applying a proprietary ESG (environmental, social and governance) materiality rating model to assess investee companies’ exposure to material ESG risks in their respective industries. In applying the proprietary ESG model, the Fund aims to compare favourably against the index over rolling 12-month periods. At least 50% of the Fund is invested in companies that are aligned with environmental or social characteristics. The Fund also commits to investing at least 20% of its assets in sustainable investments. The Fund excludes companies that derive certain levels of revenue from industries such as, but not limited to, coal and tobacco. It also excludes companies that have direct involvement in nuclear or controversial weapons, and companies determined to have breached international standards and principles. The Investment Manager engages with companies to encourage improvement of their ESG practices. Further information about the environmental or social characteristics promoted by the Fund is available in the SFDR Annex to the Fund Supplement available at www.columbiathreadneedle.com. The Fund is considered to fall within the scope of Article 8 of SFDR. Income from investments in the Fund will be added to the value of your shares. You can find more details on the Investment Objective and policy of the Fund in the Fund Supplement. The Indicative Net Asset Value for the Fund is published on the exchanges where the fund is registered. For more information on investment terms used in this document, please see Fund Supplement and Glossary available at www.columbiathreadneedle.com. Intended retail investor This Fund is intended for investors who should have at least a basic level of knowledge and experience of investing in funds. It is designed for investors looking for capital growth and an investment that promotes environmental and social characteristics, have a high level of risk tolerance commensurate with an investment in equity securities and who can invest their money for at least 5 years. Your capital is not guaranteed which means that investors could lose up to 100% of the amount invested. The Fund invests in company shares, the prices of which tend to fluctuate more than other asset classes as investors directly participate in underlying companies and their profits and losses. Additional Information Depositary: State Street Custodial Services (Ireland) Limited Fund currency is EUR. Share class currency is EUR. Shares in the Fund can be bought and sold on any Dealing Day. Such days are published on www.columbiathreadneedle.com. Only authorised participants may buy and sell shares directly with the Fund. Investors who are not authorised participants can buy or sell the shares via a broker on a stock exchange (on the secondary market) at the then prevailing market price. You have the right to exchange into shares of another sub-fund or into shares of another share class of the Fund (eligibility requirements apply). Subject to conditions noted in the Prospectus, the Directors of the ICAV may decide to suspend the issue, redemption and exchange of shares. The assets of the Fund are segregated by law and cannot be used to pay the liabilities of other sub-funds of the ICAV. Further information about the Fund, the Share-Class and the ICAV can be obtained from the Prospectus, Fund Supplement, the annual and semi-annual financial reports. The above documents and the latest price per share are available free of charge at www.columbiathreadneedle.com. This document is prepared for a specific share-class of the Fund. The Prospectus and the annual and semi- annual financial reports cover the entire ICAV. Please refer to the "Other relevant information" section below for more information. Details of the Fund holdings are available at www.columbiathreadneedle.com. PAGE 1 OF 3 What are the risks and what could I get in return? RISK INDICATOR Be aware of currency risk. You may receive payments in a different 1 2 3 4 5 6 7 currency, so the final return you will get depend on the exchange rate between the two currencies. This risk is not considered in the indicator shown above. The risks currently identified as applying to the Fund are set out in the "Risk <-------------------------------->Factors" section of the prospectus. Lower Risk Higher RiskOther risks to be considered are: Currency, Volatility, ESG Investment Criteria The risk indicator assumes you keep the product for 5 year(s). This product does not include any protection from future market The summary risk indicator is a guide to the level of risk of this product performance so you could lose some or all of your investment. If we are not compared to other products. It shows how likely it is that the product will loseable to pay you what is owed, you could lose your entire investment. money because of movements in the markets or because we are not able to pay you. We have classified this product as 4 out of 7, which is a medium risk class. This rates the potential losses from future performance at a medium level, and poor market conditions could impact the value of your investment. Performance scenarios The figures shown include all the costs of the product itself, but may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable scenario: This type of scenario occurred for an investment in the product, and/or reference benchmark between 07/2015 to 07/2020 Moderate scenario: This type of scenario occurred for an investment in the product, and/or reference benchmark between 11/2019 to 11/2024 Favourable scenario: This type of scenario occurred for an investment in the product, and/or reference benchmark between 03/2020 to 03/2025 Recommended holding period:5 years Example Investment:EUR 10,000 If you exit after 1 year If you exit after 5 yearsScenarios Minimum There is no minimum guaranteed return. You could lose some or all of your investment.StressWhat you might get back after costs4,270 EUR 3,880 EUR Average return each year-57.29% -17.24%Unfavourable What you might get back after costs8,650 EUR 10,120 EUR Average return each year-13.46% 0.24%Moderate What you might get back after costs10,760 EUR 14,110 EUR Average return each year 7.59% 7.13%FavourableWhat you might get back after costs14,160 EUR 18,790 EUR Average return each year 41.64% 13.45% What happens if Threadneedle Management Luxembourg S.A. is unable to pay out? Losses are not covered by an investor compensation or guarantee scheme. The assets of the Fund are held in safekeeping by the Depositary. In case of default of the Manufacturer, the Fund’s assets in the safekeeping of the Depositary will not be affected. There is a potential default risk if the assets of the Fund held by the Depositary are lost. However, such default risk is limited as the assets and liabilities of the Depositary are segregated from those of the Fund, and the Fund would not be liable if the Depositary or any delegated service provider were to fail or default. PAGE 2 OF 3 What are the costs? The person selling you or advising you about this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, how long you hold the product and how well the product does. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed: - In the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the product performs as shown in the moderate scenario. - EUR 10,000 is invested.If you exit after 1 yearIf you exit after 5 years Total costs 44 EUR 315 EUR Annual Cost Impact*0.44%0.47% (*)This illustrates how costs reduce your return each year over the holding period. For example, it shows that if you exit at the recommended holding period your average return per year is projected to be 7.60% before costs and 7.13% after costs. We may share part of the costs with the person selling you the product to cover the services they provide to you. Composition of costs One-off costs upon entry or exit If you exit after 1 year Entry costsWe do not charge an entry fee. 0 EUR Exit costs This is the charge that may be taken from your investment when you choose to sell. 0 EUR We do not charge an exit fee for this product, but the person selling you the product may choose to do so. Ongoing costs taken each year Management fees and other 0.25% of the value of your investment per year. This is an estimate based on actual 25 EUR administrative or operating costs costs over the last year. Transaction costs 0.19% of the value of your investment per year. This is an estimate of the costs 19 EUR incurred when we buy and sell the underlying investments for the product. The actual amount will vary depending on how much we buy and sell. Incidental costs taken under specific conditions Performance fees There is no performance fee for this product. How long should I hold it and can I take money out early? Recommended holding period 5 year(s) It is recommended that you stay invested in the Fund for at least 5 year(s). This period has been selected for illustrative purposes only and reflects this long- term nature of the Fund's investment objective. There is no minimum or maximum holding period and you can redeem your shares without penalty on any Dealing Day. Your return may be negatively impacted if you redeem your shares prior to the recommended holding period. How can I complain? If you have a complaint or are dissatisfied, please let us know so we can try to put it right, please feel free to directly contact Threadneedle Management Luxembourg S.A. By email: lux.complaints@columbiathreadneedle.com Or by sending us a letter: Threadneedle Management Luxembourg S.A.,Attn.: Complaints Officer, 6E route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Threadneedle Management Luxembourg S.A. will handle your request and provide you with feedback as soon as possible. If you have a complaint about the person who advised you about this product, or who sold it to you, they will tell you where to complain. Other relevant information Contact details for Threadneedle Management Luxembourg S.A. can be found at www.columbiathreadneedle.com. For more information call +353 1 776 8482 or alternatively you can write to Threadneedle Management Luxembourg S.A. Client Administration Centre, 6E route de Trèves, L-2633 Senningerberg, Grand Duchy of Luxembourg. Previous Performance Scenarios You can find previous performance scenarios updated on a monthly basis at www.columbiathreadneedle.com Past Performance There is insufficient performance data to provide a useful indication of past performance. For Switzerland, the Prospectus, PRIIPs KIDs, Articles, Annual and Semi-Annual Reports and/or any such documents, which are required for the approval in compliance with the applicable foreign law, may be obtained free of charge from the Swiss Representative and Paying Agent Reyl & Cie SA, Rue du Rhône 4, 1204, Geneva. PAGE 3 OF 3