Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. Terms not defined herein are as defined in the Prospectus.

Product SPDR J.P. Morgan Saudi Arabia Aggregate Bond UCITS ETF ("Fund") a sub-fund of SSGA SPDR ETFs Europe I plc Share Class: SPDR J.P. Morgan Saudi Arabia Aggregate Bond UCITS ETF (Acc) (ISIN IE000QRDCYW2) SPDR J.P. Morgan Saudi Arabia Aggregate Bond UCITS ETF is authorised in Ireland and regulated by the Central Bank of Ireland. This Fund is managed by State Street Global Advisors Europe Limited ("Fund Manager"), which is authorised in Ireland and supervised by the Central Bank of Ireland. For more information on this product, please refer to www.ssga.com Accurate as of: 30 May 2025

What is this product? Type The Investment Manager and/or Sub-Investment Manager also may, in This Fund is an open-ended investment company with variable capital

exceptional circumstances, invest in securities not included in the Index which was incorporated in Ireland on 5 January 2011 under registration

but that it believes closely reflect the risk and distribution characteristics of number 493329 and is authorised by the Central Bank as a UCITS.

securities of the Index.

The bond securities in which the Fund invests will be primarily listed or Term traded on Recognised Markets in accordance with the limits set out in the The Company is an open-ended public limited company incorporated for UCITS Regulations. an unlimited period. However, it may be dissolved at any time by a

Details of the Fund's portfolio and the indicative net asset value per share resolution passed at a general meeting of Shareholders adopted in

for the Fund are available on the Website daily. compliance with applicable laws. This Fund has no maturity date. However, it may be terminated andThe Fund may use financial derivative instruments (that is, financial liquidated by the decision of the Board under specific conditions set forth

contracts whose prices are dependent on one or more underlying assets) in the Prospectus.

in order to manage the portfolio efficiently.

Objectives

Save in exceptional circumstances, the Fund will generally only issue and

redeem shares to certain institutional investors. However, shares of the Investment objective The investment objective of the Fund is to track

Fund may be purchased or sold through brokers on one or more stock the performance of liquid, USD-denominated sovereign and quasi-

exchanges. The Fund trades on these stock exchanges at market prices sovereign instruments and SAR-denominated Sukuk government bonds

which may fluctuate throughout the day. Market prices may be greater or from Saudi Arabia.

less than the daily net asset value of the Fund. The Fund seeks to track the performance of the J.P.Morgan Saudi Arabia

Shareholders may redeem shares on any UK business day (other than days Aggregate Index (the "Index") as closely as possible.

on which relevant financial markets are closed for business and/or the day Investment policies The investment policy of the Fund is to track thepreceding any such day provided that a list of such closed market days performance of the Index (or any other index determined by the Directors will be published for the Fund on www.ssga.com); and any other day at from time to time to track substantially the same market as the Index) asthe Directors' discretion (acting reasonably) provided Shareholders are closely as possible, while seeking to minimise as far as possible thenotified in advance of any such days. tracking difference between the Fund's performance and that of the

Any income earned by the Fund will be retained and reflected in an Index.

increase in the value of the shares. The Index measures the performance of the liquid, USD-denominated

The Fund does not currently engage in securities lending. sovereign and quasi-sovereign instruments and SAR-denominated Sukuk government bonds from Saudi Arabia.

The Shares of the USD Class are issued in U.S. Dollar. The Index includes USD-denominated fixed-rate, floating and zero-coupon

Index Source: The J.P. Morgan Saudi Arabia Aggregate Index is used with bonds, capitalization/amortizing bonds and bonds with callable, puttable,permission and is the exclusive property of JPMorgan Chase & Co. (Index or convertible features. Provider). The SPDR J.P. Morgan Saudi Arabia Aggregate Bond UCITS ETF is

not sponsored, endorsed or otherwise promoted by the Index Provider. In addition, SAR-denominated Sukuk government bonds issued after

Please refer to the SPDR J.P. Morgan Saudi Arabia Aggregate Bond UCITS January 1st, 2023 are eligible for inclusion. USD and SAR denominated

ETF supplement for full disclaimer. bonds have to satisfy the minimum amount outstanding criterion of $500 million and $1 billion, respectively. At each month-end, instruments thatIntended retail investor fall below 6 months to maturity during the upcoming month, will be

This Fund is intended for investors who plan to stay invested for at least 3 excluded from the Index. years and are prepared to take on a medium-high level of risk of loss to Index constituents may on occasion be rebalanced more often than the their original capital in order to get a higher potential return. It is designed Index Rebalance Frequency, if required by the Index methodology, to form part of a portfolio of investments. including for example where corporate actions such as mergers or acquisitions affect components of the Index. Practical information

Depositary The Fund depositary is State Street Custodial Services (Ireland) The Investment Manager and/or Sub-Investment Manager, on behalf of

Limited. the Fund, will invest using a stratified sampling strategy as further described in the "Investment Objectives and Policies – Index TrackingFurther information A copy of the Prospectus and latest annual and Funds" section of the Prospectus, primarily in the securities of the Index, at

semi-annual financial report in English and the latest Net Asset Value per all times in accordance with the Investment Restrictions set forth in theShare are available free of charge upon request from www.ssga.com or by Prospectus.

Page 1/3 | Key Information Document | 30 May 2025 writing to the Fund Manager, State Street Global Advisors Europe Limited, 78 Sir John Rogerson's Quay, Dublin 2, Ireland.

What are the risks and what could I get in return? Risks We have classified this product as 3 out of 7, which is a medium-low risk

category.

Lower riskHigher risk

This rates the potential losses from future performance at a medium-low

level, and poor market conditions are unlikely to impact the capacity of

State Street Global Advisors Europe Limited to pay you.

1

23 4 5 6 7

Be aware of currency risk. You may receive payments in a different

The risk indicator assumes you keep the product for 3 years.currency, so the performance of your investment will be impacted by the

exchange rate between the two currencies. This risk is not considered in

the indicator shown above. The risk category above shows how likely the fund is to lose money because of movements in the markets or because we are not able to pay Besides the risks included in the risk indicator, other risks may affect the you. The Fund's risk category is not guaranteed and may change in the fund performance. Please refer to the Fund Prospectus, available free of future.

charge at www.ssga.com.

Performance scenarios The figures shown include all the costs of the Fund other than the costs that you may need to pay to your advisor, distributor or other intermediary. The figures do not take into account your personal tax situation, which may also affect your return. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between October 2020 and October 2023. Moderate: this type of scenario occurred for an investment between September 2015 and September 2018. Favourable: this type of scenario occurred for an investment between June 2018 and June 2021.Recommended holding period

3 years

Example Investment

10,000 USD

if you exit after

3 years if you exit after (recommended

Scenarios

1 year

holding period)Minimum There is no minimum guaranteed return. You could lose some or all of your investment.Stress

What you might get back after costs 7,720 USD7,760 USD

Average return each year-22.8%

-8.1%UnfavourableWhat you might get back after costs 8,170 USD8,400 USD

Average return each year-18.3%

-5.7%ModerateWhat you might get back after costs 10,290 USD

10,810 USD

Average return each year2.9% 2.6%Favourable

What you might get back after costs 12,130 USD

13,430 USD

Average return each year21.3%10.3%

What happens if the Fund Manager is unable to pay out? The Manager is responsible for administration and management of the Company, and does not typically hold assets of the Company (assets that can be held by a depositary are, in line with applicable regulations, held with a depositary in its custody network). The Manager, as the manufacturer of this product has no obligation to pay out since the product design does not contemplate any such payment being made. However, investors may suffer loss if the Company or the depositary is unable to pay out.

What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment.

Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest and how long you hold the Fund. The amounts shown here are illustrations based on a specific investment amount, taking into consideration different holding periods. We have assumed:

Page 2/3 | Key Information Document | 30 May 2025 Qin the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the product

performs as shown in the moderate scenario, Q10,000 USD is invested.

if you exit after

3 years

if you exit after

(recommended Example Investment 10,000 USD

1 year holding period)

Total Costs37 USD

121 USD

Annual cost impact*0.4%0.4% each year

(*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 3.0% before costs and 2.6% after costs.

Composition of costs

Annual cost impact if you exit One-off costs upon entry or exitafter 1 year

Entry costs0.00% The impact of the costs you pay when entering your investment. This is 0 USDthe most you will pay, and you could pay less. The impact of costs are alreadyincluded in the price. This includes the costs of distribution of your product.

Exit costs 0.00% The Impact of the costs of exiting your investment when it matures.0 USD

Annual cost impact if you exit Ongoing costs taken each year

after 1 year

Management fees and other

0.37% of the value of your investment per year. This is based on a combination of37 USD administrative or operatingestimated and actual costs. costs

Transaction costs

0.00% The impact of the costs of us buying and selling underlying investments0 USDfor the product.

Annual cost impact if you exit Incidental costs taken under specific conditionsafter 1 year

Performance fees

There is no performance fee for this Fund.

0 USD

How long should I hold it and can I take money out early? Recommended holding period: 3 years This Fund is designed for longer term investments; you should be prepared to stay invested for at least 3 years. However, you can redeem your investment without penalty at any time during this period, or hold the investment longer. Redemptions are possible on every working day; with a payments timeline as outlined in the fund supplement. The price for the day, reflecting the actual value of the Fund, is set each day after the valuation point, and published on our website www.ssga.com. As the shares are listed on the stock exchange, you may buy or sell shares in the product, without penalty, on any normal business day. Please contact your broker, financial adviser or distributor for information on any costs and charges relating to the sale of the shares. ETF Shares purchased on the secondary market cannot usually be sold directly back to the Company. In exceptional circumstances, whether as a result of disruptions in the secondary market or otherwise, investors who have acquired ETF Shares on the secondary market are entitled to apply to the Company in writing to have the ETF Shares in question registered in their own name, to enable them to access the redemption facilities described in the "Primary Market" section.

How can I complain? If you have a complaint about the Fund or the Manager, you can find more details about how to complain and the Manager's complaint handling policy in the "Contact Us" section of the website at: www.ssga.com.

Other relevant information Cost, performance and risk The cost, performance and risk calculations included in this key information document follow the methodology prescribed by EU rules. Note that the performance scenarios calculated above are derived exclusively from the past performance of the Fund's share price and that past performance is not a guide to future returns. Therefore, your investment may be at risk and you may not get back the returns illustrated. Investors should not base their investment decisions solely upon the scenarios shown. Performance scenarios You can request previous performance scenarios updated on a monthly basis by emailing Fund_data_services@ssga.com. Past performance There is insufficient performance data available to provide a chart of annual past performance. Page 3/3 | Key Information Document | 30 May 2025