Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. HSBC FTSE EPRA NAREIT DEVELOPED ISLAMIC UCITS ETF a sub-fund of HSBC ETFs PLC,(the "UCITS"). The Fund is managed by HSBC Investment Funds (Luxembourg) S.A., authorised in Ireland and supervised by Central Bank of Ireland (CBI). HSBC Asset Management is the brand name for the asset management business of HSBC Group. PRIIP Manufacturer: HSBC Investment Funds (Luxembourg) S.A. Share Class: USD (Acc) Telephone: +352 48 88 961 ISIN: IE000U679IT9 Production Date: 26 March 2025.Website: http://www.etf.hsbc.com What is this product?� Authorised Participants only may deal in the Fund’s shares directly with the UCITS. Type � The Fund’s shares are listed on one or more stock exchange(s). The Fund is an investment company with variable capital. The Fund's value� You may sell your investment on most working days. is dependent on the performance of the underlying assets and may go up � The anticipated level of tracking error in normal market conditions is as well as down. Any capital invested in the Fund may be at risk. expected to be 0.20%. � The reference benchmark has a high level of concentration. This Objectives and Investment Policymeans that a small number of securities make up a significant Investment Objective: proportion of the benchmark. The Fund aims to track as closely as possible the returns of the FTSE EPRA Intended Retail Investor Nareit IdealRatings Developed Islamic Index (the Index). Investment in the Fund may be suitable for investors seeking capital Investment Policy: appreciation with a five year time horizon through investments made The Index is a subset of the FTSE EPRA Nareit Developed Index (Parentprimarily in REITS and equities that are listed or traded on Recognised Index), includes REITs and Real Estate Holding and Developing companies Markets, as defined in the Prospectus. An investor should consider his/her in developed markets, that comply with Shariah investment principles, as personal tolerance for the daily fluctuations of the market before investing defined by the Index Provider. in the Fund. Investors should be prepared to bear losses. Shares in the The Fund will aim to replicate the net total return performance of the Index.Fund will be available to both retail and institutional investors. The Index is constructed by applying Business Activities and Financial An investment in the Fund is only suitable for investors who are capable of Screening according to the FTSE IdealRatings Islamic Indexes Screening evaluating the risks and merits of such an investment, and who have Guide to the Parent Index. By applying Business Activities Screening,sufficient resources to bear any loss as the Fund is not guaranteed and they investment will not be permitted in companies deriving more than 5% of may receive back less than the amount invested. The Fund is designed for their total revenue, or in REITs generating income, through tenants use as part of a diversified investment portfolio. Prospective investors operating in specific business activities, such as, companies with exposure should consult with their financial advisor before making an investment. to: defense or weapons, adult entertainment, alcohol, gambling, tobacco, Term: pork-related products, music, conventional finance services. By applying Financial Screening and Shariah investment principles, The Fund does not have a maturity date. investment will not be permitted in: companies with conventional debtThe PRIIP Manufacturer cannot terminate the Fund unilaterally. The Board divided by average daily market capitalisation for the prior 24 months of Directors may furthermore decide to liquidate the Fund in certain exceeding 33%; companies where the sum of cash and short-termcircumstances set out in the prospectus and articles of incorporation of the interest-bearing securities divided by average daily market capitalisation for Fund. the prior 24 months exceeds 33%; fixed income preferred shares or trust Additional Information: units. Please refer the Fund’s Supplement for more details on Business Activities Screening and Financial Screening.This document describes a single share class of a sub-fund of the The Fund is passively managed and aims to invest in the shares of theCompany. Further information about the Company including the companies in generally the same proportion as in the Index. There may be Prospectus, the most recent annual and semi-annual reports of the circumstances when it is not possible for the Fund to invest in all Company and the latest share prices, may be obtained free of charge, in constituents of the Index and may gain exposure by using other Shariah English, from the Administrator by emailing ifsinvestorqueries@hsbc.com, compliant investments such as depositary receipts. or by visiting www.etf.hsbc.com. The most recent Prospectus is available The Shariah committee monitors the Fund periodically and issues an in English, German and French. Details of the underlying investments of annual Shariah certificate on the Fund’s compliance with Shariah the fund are available on www.etf.hsbc.com. The indicative intra-day net principles. This certificate is included in the annual report of the Fund as asset value of the fund is available on at least one major market data a confirmation of the Shariah compliance for that year. Before investing,vendor terminal such as Bloomberg, as well as on a wide range of websites please do check that this Fund meets your Shariah requirements, and if inthat display stock market data, including www.reuters.com. The any doubt please consult an adviser. Prospectus, annual and semi-annual reports are prepared for the entire Company. The Fund may invest up to 35% of its assets in securities from a single issuer during exceptional market conditions. The Depositary is HSBC Continental Europe. The Fund’s assets are kept safe by the Depositary and are segregated from the assets of other Funds. The Fund may only use Shariah-compliant foreign exchange contracts (including spot and forward contracts) for hedging purposes. It is possible to switch your shares into shares of a different share class or sub-fund within the Company. Details of how to do this are in the � The reference currency of the Fund is USD. The reference currency of this share class is USD. “Conversion of Shares - Primary Market” section of the Prospectus. � Income is reinvested. 1/3 HSBC FTSE EPRA NAREIT DEVELOPED ISLAMIC UCITS ETF, a sub-fund of HSBC ETFs PLC - USD (Acc) (IE000U679IT9) What are the risks and what could I get in return? Risk Indicator We have classified this product as 5 out of 7, which is a medium-high risk class. This rates the potential losses from future performance at a medium-high, and poor market conditions will likely impact our capacity 1 2 3 45 6 7 to pay you. Be aware of currency risk. You will receive payments in a different currency, so the final return you will get depend on the exchange rate Lower risk Higher risk between the two currencies. This risk is not considered in the indicator shown above. The risk indicator assumes you keep the product for 5 years. Additional risks not included in the Summary Risk Indicator (SRI) include: Liquidity, Counterparty, Operational, Investment Leverage and Exchange Rate Risk. Please refer to the prospectus for other risks. The summary risk indicator is a guide to the level of risk of this product This product does not include any protection from future market compared to other products. It shows how likely it is that the product will performance so you could lose some or all of your investment. lose money because of movements in the markets or because we are notIf we are not able to pay you what is owed, you could lose your entire able to pay you.investment. Performance Scenarios What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product and a suitable benchmark over the last 10 years. Markets could develop very differently in the future. Recommended Holding Period: 5 Years If you exitIf you exit after Investment of USD 10,000after 1 year5 years Minimum The Fund is not covered by an investor compensation or guarantee scheme, you may lose some or all of the amount invested. Stress ScenarioWhat you might get back after costs USD940 USD1,790 Average return each year -90.58 %-29.11 % Unfavourable Scenario What you might get back after costs USD7,490USD8,320 Average return each year -25.09 % -3.62 % Moderate Scenario What you might get back after costs USD10,310USD10,680 Average return each year 3.06 % 1.32 % Favourable ScenarioWhat you might get back after costs USD14,210USD14,560 Average return each year 42.12 % 7.81 % The figures shown include all the costs of the product itself, but may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. The stress scenario shows what you might get back in extreme market circumstances. The unfavourable scenario occurred for an investment between December 2021 and December 2024. The moderate scenario occurred for an investment between September 2019 and September 2024. The favourable scenario occurred for an investment between December 2016 and December 2021. A suitable benchmark was used where the Fund had insufficient history. What happens if HSBC Investment Funds (Luxembourg) S.A. is unable to pay out? The Fund's ability to pay out would not be affected by the default of HSBC Investment Funds (Luxembourg) S.A.. The Fund’s assets are kept safe by the Depositary and are segregated from the assets of other Funds. This means that the holdings of one Fund are kept separate from the holdings of the other Funds and your investment in the Fund cannot be used to pay the liabilities of any other Fund. There is a potential liability risk for the Depositary if the assets of the Fund are lost. The Depositary is liable in case of its negligent or intentional failure to properly fulfil its obligations. In the event of a bankruptcy or insolvency of the Depositary or other service provider, investors could experience delays (for example, delays in the processing of subscriptions, conversions and redemption of shares) or other disruptions and there may be a risk of default. The Fund is not covered by an investor compensation or guarantee scheme. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Cost over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, how long you hold the product and how well the product does. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed: � In the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the productperforms as shown in the moderate scenario. � USD 10,000 is invested.2/3 HSBC FTSE EPRA NAREIT DEVELOPED ISLAMIC UCITS ETF, a sub-fund of HSBC ETFs PLC - USD (Acc) (IE000U679IT9) Recommended Holding Period: 5 Years If you exitIf you exit Investment of USD 10,000after 1 year after 5 years Total Costs 60 USD 326 USD Annual cost impact % * 0.6% 0.6% each year * This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 1.94% before costs and 1.32% after costs. We may share part of the costs with the person selling you the product to cover the services they provide to you. They will inform you of the amount. Composition of costs One-off costs upon entry orIf you exit after 1 year exit Entry costs No entry nor exit charges are payable where investors deal in shares in the secondary market – i.e. where Up to 0 USD shares are purchased and sold on a stock exchange. In such cases, investors may pay fees charged by their broker. Authorised Participants dealing directly with the Fund may be subject to a Direct Dealing (Cash Transaction) Fee of up to 3.00% on subscriptions and up 3.00% on redemptions. Exit costs We do not charge an exit fee for this product, but the person selling you the product may do so.0 USD Ongoing costs taken each year Management fees and other 0.35% of the value of your investment per year. This figure is an estimate as the share class has not been 35 USD administrative or operating costs priced for a full financial year. Transaction costs 0.25%* of the value of your investment per year. This is an estimate of the costs incurred when we buy and 25 USD sell the underlying investments for the product. The actual amount will vary depending on how much we buy and sell. Incidental costs taken under specific conditions Performance FeesThere is no performance fee for this product. 0 USD A conversion charge may be payable. How long should I hold it and can I take money out early? Recommended Holding Period: 5 years Investment in this Fund may be appropriate for investors who plan to invest over a long term. There are no penalties if you wish to redeem your holdings in the Fund prior to the recommended holding period. An exit fee may be applicable, please refer to the "Composition of Costs" table for details. How can I complain? Complaints about the product, or the about the conduct of HSBC Investment Funds (Luxembourg) S.A., or the person advising on or selling the product, should be addressed in writing to 18 Boulevard de Kockelscheuer, 1821 Luxembourg, Grand Duchy of Luxembourg, or by e-mail to hifl.complaint@hsbc.com. Other relevant information *Note: this figure is based on an incomplete data set and is therefore subject to change. An updated figure will be provided in due course. The previous performance scenarios and past performance of the Fund for the previous year can be found in the Fund Centre section of our website by visiting http://www.etf.hsbc.com. When this product is used as a unit-linked support for a life insurance or capitalization contract, the additional information on this contract, such as the costs of the contract, which are not included in the costs indicated in this document, the contact in the event of a claim and what happens in the event of failure of the insurance company, are presented in the key information document of this contract, which must be provided by your insurer or broker or any other intermediary of insurance in accordance with its legal obligation. 3/3