Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. Terms not defined herein are as defined in the Prospectus. Product SPDR S&P 500 UCITS ETF ("Fund") a sub-fund of SSGA SPDR ETFs Europe I plc Share Class: SPDR S&P 500 UCITS ETF (Acc) (ISIN IE000XZSV718) SPDR S&P 500 UCITS ETF is authorised in Ireland and regulated by the Central Bank of Ireland. This Fund is managed by State Street Global Advisors Europe Limited ("Fund Manager"), which is authorised in Ireland and supervised by the Central Bank of Ireland. For more information on this product, please refer to www.ssga.com Accurate as of: 31 March 2025 What is this product? Type exchanges. The Fund trades on these stock exchanges at market prices This Fund is an open-ended investment company with variable capital which may fluctuate throughout the day. Market prices may be greater or which was incorporated in Ireland on 5 January 2011 under registration less than the daily net asset value of the Fund. number 493329 and is authorised by the Central Bank as a UCITS. The Fund's maximum exposure to securities lending as a percentage of its Net Asset Value will not exceed 40%. Term Shareholders may redeem shares on any UK business day (other than days The Company is an open-ended public limited company incorporated for on which relevant financial markets are closed for business and/or the day an unlimited period. However, it may be dissolved at any time by a preceding any such day provided that a list of such closed market days resolution passed at a general meeting of Shareholders adopted in will be published for the Fund on www.ssga.com); and any other day at compliance with applicable laws. the Directors' discretion (acting reasonably) provided Shareholders are This Fund has no maturity date. However, it may be terminated and notified in advance of any such days. liquidated by the decision of the Board under specific conditions set forth in the Prospectus. Any income earned by the Fund will be retained and reflected in an increase in the value of the shares. Objectives The Shares of the USD Class are issued in U.S. Dollar. Investment objective The objective of the Fund is to track the U.S. equity market performance of large cap equity securities. Index Source: The "S&P 500 Index (the "Index")" is a product of S&P Dow Jones Indices LLC ("S&P"), and has been licensed for use by State Street The Fund seeks to track the performance of the S&P 500 Index (the Global Advisors. Standard & Poor's® and S&P® are registered trademarks of "Index") as closely as possible. Standard & Poor's Financial Services LLC, Dow Jones® is a registered The Fund is an index tracking fund (also known as a passively managedtrademark of Dow Jones Trademark Holdings LLC. State Street Global fund). Advisors' SPDR S&P 500 UCITS ETF is not sponsored, endorsed, sold or Investment policies The Fund invests primarily in securities included in promoted by S&P, its affiliates nor its or their third party licensors and the Index. These securities include the top 500 companies in the U.S.none of such parties make any representation regarding the advisability of equity market. The Fund seeks to hold all the securities of the Index with investing in such product(s) nor do they have any liability for any errors, the approximate weightings as in that Index. omissions, or interruptions of the Index. Although the Index is generally well diversified, to enable the Fund to Intended retail investor track the Index accurately, the Fund will make use of the increased This Fund is intended for investors who plan to stay invested for at least 5 diversification limits available under the UCITS Regulations, which permit years and are prepared to take on a medium-high level of risk of loss to it to hold positions in individual constituents of the Index issued by the their original capital in order to get a higher potential return. It is designed same body of up to 20% of the Fund's net asset value.to form part of a portfolio of investments. The Fund will use a replication strategy to create a near mirror-image of the Index. In limited circumstances the Fund may purchase securities that Practical information are not included in the Index. Depositary The Fund depositary is State Street Custodial Services (Ireland) Limited. The Fund may use financial derivative instruments (that is, financial contracts whose prices are dependent on one or more underlying assets) Further information A copy of the Prospectus and latest annual and in order to manage the portfolio efficiently.semi-annual financial report in English and the latest Net Asset Value per Share are available free of charge upon request from www.ssga.com or by Save in exceptional circumstances, the Fund will generally only issue andwriting to the Fund Manager, State Street Global Advisors Europe Limited, redeem shares to certain institutional investors. However, shares of the 78 Sir John Rogerson's Quay, Dublin 2, Ireland. Fund may be purchased or sold through brokers on one or more stock Page 1/3 | Key Information Document | 31 March 2025 SPDR S&P 500 UCITS ETF, a sub-fund of SSGA SPDR ETFs Europe I plc – Share Class: SPDR S&P 500 UCITS ETF (Acc) (ISIN IE000XZSV718) What are the risks and what could I get in return? RisksWe have classified this product as 5 out of 7, which is a medium-high risk category. Lower risk Higher risk This rates the potential losses from future performance at a medium-high level, and poor market conditions will likely impact the capacity of State Street Global Advisors Europe Limited to pay you. 1 2 34 56 7 Be aware of currency risk. You may receive payments in a different The risk indicator assumes you keep the product for 5 years. currency, so the performance of your investment will be impacted by the exchange rate between the two currencies. This risk is not considered in the indicator shown above. The risk category above shows how likely the fund is to lose money because of movements in the markets or because we are not able to payBesides the risks included in the risk indicator, other risks may affect the you. The Fund's risk category is not guaranteed and may change in thefund performance. Please refer to the Fund Prospectus, available free of future. charge at www.ssga.com. Performance scenarios The figures shown include all the costs of the Fund other than the costs that you may need to pay to your advisor, distributor or other intermediary. The figures do not take into account your personal tax situation, which may also affect your return. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between January 2024 and January 2025. Moderate: this type of scenario occurred for an investment between September 2015 and September 2020. Favourable: this type of scenario occurred for an investment between October 2016 and October 2021. Recommended holding period 5 years Example Investment 10,000 USD if you exit after 5 yearsif you exit after (recommended Scenarios 1 year holding period) MinimumThere is no minimum guaranteed return. You could lose some or all of your investment. Stress What you might get back after costs 920 USD 2,930 USDAverage return each year -90.8% -21.8% Unfavourable What you might get back after costs 8,160 USD12,610 USDAverage return each year -18.4% 4.7% Moderate What you might get back after costs 11,530 USD 19,000 USDAverage return each year 15.3%13.7% Favourable What you might get back after costs 15,580 USD 23,350 USDAverage return each year 55.8%18.5% What happens if the Fund Manager is unable to pay out? The Manager is responsible for administration and management of the Company, and does not typically hold assets of the Company (assets that can be held by a depositary are, in line with applicable regulations, held with a depositary in its custody network). The Manager, as the manufacturer of this product has no obligation to pay out since the product design does not contemplate any such payment being made. However, investors may suffer loss if the Company or the depositary is unable to pay out. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest and how long you hold the Fund. The amounts shown here are illustrations based on a specific investment amount, taking into consideration different holding periods. We have assumed: Qin the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the product performs as shown in the moderate scenario, Q10,000 USD is invested. Page 2/3 | Key Information Document | 31 March 2025 SPDR S&P 500 UCITS ETF, a sub-fund of SSGA SPDR ETFs Europe I plc – Share Class: SPDR S&P 500 UCITS ETF (Acc) (ISIN IE000XZSV718)if you exit after 5 years if you exit after (recommended Example Investment 10,000 USD1 year holding period)Total Costs 3 USD 29 USDAnnual cost impact* 0.0%0.0% each year (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 13.7% before costs and 13.7% after costs. Composition of costs Annual cost impact if you exit One-off costs upon entry or exit after 1 yearEntry costs 0.00% The impact of the costs you pay when entering your investment. This is 0 USDthe most you will pay, and you could pay less. The impact of costs are alreadyincluded in the price. This includes the costs of distribution of your product.Exit costs 0.00% The Impact of the costs of exiting your investment when it matures.0 USD Annual cost impact if you exit Ongoing costs taken each year after 1 yearManagement fees and other0.03% of the value of your investment per year. This is based on a combination of3 USD administrative or operating estimated and actual costs. costsTransaction costs0.00% The impact of the costs of us buying and selling underlying investments0 USDfor the product. Annual cost impact if you exit Incidental costs taken under specific conditions after 1 yearPerformance fees There is no performance fee for this Fund. 0 USD How long should I hold it and can I take money out early? Recommended holding period: 5 years This Fund is designed for longer term investments; you should be prepared to stay invested for at least 5 years. However, you can redeem your investment without penalty at any time during this period, or hold the investment longer. Redemptions are possible on every working day; it will take 2 business days for you to be paid. The price for the day, reflecting the actual value of the Fund, is set each day after the valuation point, and published on our website www.ssga.com. As the shares are listed on the stock exchange, you may buy or sell shares in the product, without penalty, on any normal business day. Please contact your broker, financial adviser or distributor for information on any costs and charges relating to the sale of the shares. ETF Shares purchased on the secondary market cannot usually be sold directly back to the Company. In exceptional circumstances, whether as a result of disruptions in the secondary market or otherwise, investors who have acquired ETF Shares on the secondary market are entitled to apply to the Company in writing to have the ETF Shares in question registered in their own name, to enable them to access the redemption facilities described in the "Primary Market" section. How can I complain? If you have a complaint about the Fund or the Manager, you can find more details about how to complain and the Manager's complaint handling policy in the "Contact Us" section of the website at: www.ssga.com. Other relevant information Cost, performance and risk The cost, performance and risk calculations included in this key information document follow the methodology prescribed by EU rules. Note that the performance scenarios calculated above are derived exclusively from the past performance of the Fund's share price and that past performance is not a guide to future returns. Therefore, your investment may be at risk and you may not get back the returns illustrated. Investors should not base their investment decisions solely upon the scenarios shown. Performance scenarios You can request previous performance scenarios updated on a monthly basis by emailing Fund_data_services@ssga.com. Past performance You can download the past performance over the last 1 years from our website at www.ssga.com. The representative and the paying agent in Switzerland is State Street Bank International GmbH, Munich, Zurich Branch, Kalanderplatz 5, 8045 Zurich. The prospectus for Switzerland, the key information documents, the articles of association as well as the annual and half yearly reports may be obtained free of charge, upon request, from the representative in Switzerland. The paying agent in Switzerland is State Street Bank International GmbH, Munich, Zurich Branch, Kalanderplatz 5, 8045 Zurich. Page 3/3 | Key Information Document | 31 March 2025