Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. Terms not defined herein are as defined in the Prospectus. Product State Street SPDR Bloomberg 0-3 Year Euro Corporate Scored UCITS ETF ("Fund") a sub-fund of SSGA SPDR ETFs Europe I plc Share Class: State Street SPDR Bloomberg 0-3 Year Euro Corporate Scored UCITS ETF (Acc) (ISIN IE00B6YX5H87) State Street SPDR Bloomberg 0-3 Year Euro Corporate Scored UCITS ETF is authorised in Ireland and regulated by the Central Bank of Ireland. This Fund is managed by State Street Global Advisors Europe Limited ("Fund Manager"), which is authorised in Ireland and supervised by the Central Bank of Ireland. For more information on this product, please refer to www.ssga.com Accurate as of: 19 February 2026 What is this product? TypeAs it may be difficult to purchase all securities in the Index efficiently, in This Fund is an open-ended investment company with variable capital seeking to track the performance of the Index the Fund will use a which was incorporated in Ireland on 5 January 2011 under registration stratified sampling strategy to build a representative portfolio. number 493329 and is authorised by the Central Bank of Ireland as a Consequently, the Fund will typically hold only a subset of the securities UCITS. included in the Index. The Fund promotes environmental or social characteristics in Termaccordance with SFDR Article 8. These environmental and social The Company is an open-ended public limited company incorporated forcharacteristics are detailed in the SFDR Annex of the Fund's an unlimited period. However, it may be dissolved at any time by a Supplement. resolution passed at a general meeting of Shareholders adopted in compliance with applicable laws.The Fund may use financial derivative instruments (that is, financial This Fund has no maturity date. However, it may be terminated and contracts whose prices are dependent on one or more underlying liquidated by the decision of the Board under specific conditions set forth assets) in order to manage the portfolio efficiently. in the Prospectus. Save in exceptional circumstances, the Fund will generally only issue and redeem shares to certain institutional investors. However, shares of Objectives the Fund may be purchased or sold through brokers on one or more Investment objective The objective of the Fund is to seek to providestock exchanges. The Fund trades on these stock exchanges at market investors with a total return, taking into account both capital and income prices which may fluctuate throughout the day. Market prices may be returns, which generally reflects the return of the Bloomberg SASB greater or less than the daily net asset value of the Fund. Scored Euro Corporate 0-3 year Ex-Controversies Select Index. The Fund does not currently engage in securities lending. The Fund seeks to track the performance of the Bloomberg SASB The Shares of the EUR Class are issued in Euro. Scored Euro Corporate 0-3 year Ex-Controversies Select Index (the "Index") as closely as possible.Any income earned by the Fund will be retained and reflected in an increase in the value of the shares. The Fund is an index tracking fund (also known as a passively managed fund). Shareholders may redeem shares on any UK business day (other than days on which relevant financial markets are closed for business and/or Investment policies The Fund invests primarily in securities included in the day preceding any such day provided that a list of such closed the Index. The Index is an investment grade (high quality), fixed-rate, market days will be published for the Fund on www.ssga.com); and any Euro-denominated benchmark that optimizes its R-Factor™ score, an other day at the Directors' discretion (acting reasonably) provided environmental, social and governance ("ESG") rating, provided by State Shareholders are notified in advance of any such days. Street Global Advisors®. Based on the Bloomberg Euro Corporate 0-3 Year Index (the "Euro Corporate 0-3 Index"), the Index selects securities Index Source: The Index is the intellectual property of the Index eligible for the Euro Corporate 0-3 Index, then aims to exclude certain provider. The Fund is not sponsored or endorsed by the Index provider. issuers based on their ESG characteristics considering both their ESG The Index provider does not provide any warranty or accept any liability rating and their involvement in certain controversial business activities in relation to any error relating to the Index, including any error in respect as outlined in the Index methodology. Then, the Index weights securitiesof the quality, accuracy or completeness of Index data, and does not using an optimization process, in order to seek to maximize the portfolio guarantee that the Index will be in line with the described Index ESG rating, while controlling for active total risk. The active total risk methodology. Please see the Prospectus for the full index disclaimer. refers to the variation between the Index and the Euro Corporate 0-3 Index. Intended retail investor This Fund is intended for investors who plan to stay invested for at least At least 90% of the Fund's assets are invested in securities that are 3 years and are prepared to take on a medium-high level of risk of loss constituents of the Index, while the Index provider applies ESG ratings to their original capital in order to get a higher potential return. It is on all of the Index constituents. It is expected that the resulting portfolio designed to form part of a portfolio of investments. ESG rating will be higher than the portfolio ESG rating of the Euro Corporate 0-3 Index after applying a filter eliminating at least 20% of the Practical information least well rated securities, by ESG rating, from the Euro Corporate 0-3 Depositary The Fund depositary is State Street Custodial Services Index. (Ireland) Limited. There may be potential inconsistencies, inaccuracy or lack of availability Further information A copy of the Prospectus and latest annual and of the ESG data, particularly when issued by external data providers. semi-annual financial report in English and the latest Net Asset Value There may also be potential inconsistencies with the ESG screening per Share are available free of charge upon request from www.ssga.com methodology of the Index (criteria, approaches, constraints). Details or by writing to the Fund Manager, State Street Global Advisors Europe about the limits are described in the Supplement. Limited, 78 Sir John Rogerson's Quay, Dublin 2, Ireland. Page 1/3 | Key Information Document | 19 February 2026 What are the risks and what could I get in return? Risks We have classified this product as 2 out of 7, which is a low risk category. This rates the potential losses from future performance at a low level, and Lower riskHigher risk poor market conditions are very unlikely to impact the capacity of State Street Global Advisors Europe Limited to pay you. Be aware of currency risk. You may receive payments in a different 1 2 3 4 5 6 7 currency, so the performance of your investment will be impacted by the The risk indicator assumes you keep the product for 3 years.exchange rate between the two currencies. This risk is not considered in the indicator shown above. Besides the risks included in the risk indicator, other risks may affect the The risk category above shows how likely the fund is to lose moneyfund performance. Please refer to the Fund Prospectus, available free of because of movements in the markets or because we are not able to pay charge at www.ssga.com. you. The Fund's risk category is not guaranteed and may change in the future. Performance scenarios The figures shown include all the costs of the Fund other than the costs that you may need to pay to your advisor, distributor or other intermediary. The figures do not take into account your personal tax situation, which may also affect your return. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between September 2019 and September 2022. Moderate: this type of scenario occurred for an investment between December 2015 and December 2018. Favourable: this type of scenario occurred for an investment between October 2022 and October 2025.Recommended holding period 3 years Example Investment 10,000 EUR if you exit after 3 years if you exit after (recommended Scenarios 1 year holding period)Minimum There is no minimum guaranteed return. You could lose some or all of your investment.Stress What you might get back after costs 8,590 EUR8,770 EUR Average return each year-14.1% -4.3%UnfavourableWhat you might get back after costs 8,930 EUR9,080 EUR Average return each year-10.7% -3.2%ModerateWhat you might get back after costs 10,220 EUR 10,530 EUR Average return each year2.2% 1.7%Favourable What you might get back after costs 11,050 EUR 11,230 EUR Average return each year10.5%3.9% What happens if the Fund Manager is unable to pay out? The Manager is responsible for administration and management of the Company, and does not typically hold assets of the Company (assets that can be held by a depositary are, in line with applicable regulations, held with a depositary in its custody network). The Manager, as the manufacturer of this product has no obligation to pay out since the product design does not contemplate any such payment being made. However, investors may suffer loss if the Company or the depositary is unable to pay out. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest and how long you hold the Fund. The amounts shown here are illustrations based on a specific investment amount, taking into consideration different holding periods. We have assumed: Q in the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the productperforms as shown in the moderate scenario, Q 10,000 EUR is invested. Page 2/3 | Key Information Document | 19 February 2026 if you exit after3 years if you exit after (recommended Example Investment 10,000 EUR 1 yearholding period) Total Costs 21 EUR 68 EUR Annual cost impact* 0.2% 0.2% each year (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 1.9% before costs and 1.7% after costs. Composition of costsAnnual cost impact if you One-off costs upon entry or exit exit after 1 year Entry costs 0.00% The impact of the costs you pay when entering your investment. This0 EUR is the most you will pay, and you could pay less. The impact of costs are already included in the price. This includes the costs of distribution of your product. Exit costs 0.00% The Impact of the costs of exiting your investment when it matures.0 EURAnnual cost impact if you Ongoing costs taken each yearexit after 1 year Management fees and other 0.12% of the value of your investment per year. This is based on a 12 EUR administrative or operating combination of estimated and actual costs. costs Transaction costs 0.09% The impact of the costs of us buying and selling underlying9 EUR investments for the product.Annual cost impact if you Incidental costs taken under specific conditions exit after 1 year Performance feesThere is no performance fee for this Fund. 0 EUR How long should I hold it and can I take money out early? Recommended holding period: 3 years This Fund is designed for medium to longer term investments; you should be prepared to stay invested for at least 3 years. However, you can redeem your investment without penalty at any time during this period, or hold the investment longer. Redemptions are possible on every working day; with a payments timeline as outlined in the Fund Supplement and/or Prospectus. The price for the day, reflecting the actual value of the Fund, is set each day after the valuation point, and published on our website www.ssga.com. How can I complain? If you have a complaint about the Fund or the Manager, you can find more details about how to complain and the Manager's complaint handling policy in the "Contact Us" section of the website at: www.ssga.com. Other relevant information Cost, performance and risk The cost, performance and risk calculations included in this key information document follow the methodology prescribed by EU rules. Note that the performance scenarios calculated above are derived exclusively from the past performance of the Fund's share price and that past performance is not a guide to future returns. Therefore, your investment may be at risk and you may not get back the returns illustrated. Investors should not base their investment decisions solely upon the scenarios shown. Performance scenarios You can request previous performance scenarios updated on a monthly basis by emailing Fund_data_services@ssga.com. Past performance You can download the past performance over the last 3 years from our website at www.ssga.com. ETF Information: As the shares are listed on the stock exchange, you may buy or sell shares in the product, without penalty, on any normal business day. Please contact your broker, financial adviser or distributor for information on any costs and charges relating to the sale of the shares. ETF Shares purchased on the secondary market cannot usually be sold directly back to the Company. In exceptional circumstances, whether as a result of disruptions in the secondary market or otherwise, investors who have acquired ETF Shares on the secondary market are entitled to apply to the Company in writing to have the ETF Shares in question registered in their own name, to enable them to access the redemption facilities described in the Prospectus. Page 3/3 | Key Information Document | 19 February 2026