Page 1/3 Purpose Key Information Document This document provides you with key information about thisinvestment product. It is not marketing material. The information isrequired by law to help you understand the nature, risks, costs,potential gains and losses of this product and to help you compare itwith other products. Product JPM USD Emerging Markets Sovereign Bond UCITS ETF - EUR Hedged (acc) IE00BDDRDY39 a share class of JPMorgan ETFs (Ireland) ICAV – USD Emerging Markets Sovereign Bond UCITS ETF a sub-fund of JPMorgan ETFs (Ireland) ICAV For more information on this product, please refer to www.jpmorganassetmanagement.lu or call +(352) 3410 3060 The Commission de Surveillance du Secteur Financier (CSSF) is responsible for supervising the manufacturer, JPMorgan Asset Management (Europe) S.à.r.l., (a member of JPMorgan Chase & Co.) in relation to this Key Information Document. The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland ("CBI"). THIS DOCUMENT WAS PRODUCED ON 12 SEPTEMBER 2024 What is this product? Typereturn that is comparable to that of the Index whilst also ensuring that This product is a UCITS exchange traded fund or "UCITS ETF". It is athe portfolio meets the minimum asset holdings. The optimisation sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish collective asset-methodology may also be used to reflect changes to the Index in management vehicle constituted as an umbrella fund with advance of it rebalancing. segregated liability between its sub-funds and authorised by the CBIConsequently, the Sub-Fund will only hold a certain sub-set of the pursuant to the European Communities (Undertakings for Collective Index Securities. Investment in Transferable Securities) Regulations 2011 (as The Sub-Fund seeks to assess the impact of ESG factors on the amended). cashflows, policy choices or risk profiles of many issuers in which it Objectives, Process and Policiesmay invest, to identify issuers that it believes will be negatively Objective The Sub-Fund aims to provide an exposure to the impacted by such factors relative to other issuers. The Investment performance of bonds issued by the governments or quasi-Manager focuses on key risk factors, including, accounting and tax government entities of emerging markets countries globally whichpolicies, disclosure and investor communications, shareholder rights, are denominated in US Dollars. remuneration and social and environmental factors, seeking to identify such negative outliers. Share Class Index J.P. Morgan Emerging Markets Risk-Aware Bond The Sub-Fund may, for efficient portfolio management and Index investment purposes, use financial derivative instruments. Investment Policy The Sub-Fund pursues a passively managed USD is the base currency of the Sub-Fund. (indextracking) strategy. It is currently anticipated that the tracking error of the Sub-Fund will The Sub-Fund aims to track the performance of the Index as closely be up to 200 bps under normal market conditions. The causes of as possible, regardless of whether the Index level rises or falls, whiletracking error can include but are not limited to the following: seeking to minimise as far as possible the tracking error between the holdings/size of the Sub-Fund, cash flows, such as any delays in Sub-Fund's performance and that of the Index. The Sub-Fund will investing subscription proceeds into the Sub-Fund or realising invest at least 80% of its assets (excluding assets held for ancillary investments to meet redemptions, fees and the frequency of liquidity purposes) in securities included in the Index.rebalancing against the Index, or the ESG analysis and criteria. The Sub-Fund systematically includes ESG analysis in its investment The Sub-Fund will publicly disclose its complete holdings on a daily decisions on at least 75% of non-investment grade and emerging basis. Details of the Sub-Fund's holdings and full disclosure policy market sovereign and 90% of investment grade securities. Pursuant may be found on www.jpmorganassetmanagement.ie. to the Investment Manager's ESG analysis, at least 51% of the Sub- This Share Class seeks to minimise the effect of currency fluctuations Fund's assets (including securities which are not included in the between the Reference Currency of the Sub-Fund (USD) and the Index) are invested in issuers with positive environmental and/or Reference Currency of this Share Class (EUR). social characteristics. Redemption and Dealing Shares of the Sub-Fund are traded on one or The Sub-Fund invests at least 10% of assets excluding cash, cash more stock exchanges. Certain market makers and brokers may equivalents, money market funds and derivatives for efficient portfolio subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) management, in Sustainable Investments, as defined under SFDR, ICAV, and are referred to as "Authorised Participants". Other investors contributing to environmental or social objectives. who are not Authorised Participants can purchase and sell Shares The Index is comprised of debt securities issued by the governments daily on a recognised stock exchange or over-the-counter. or quasi-government entities of emerging markets countries, which are denominated in US Dollars and which may be rated investment Distribution Policy This Share Class does not pay dividends. Earned grade or below by independent rating agencies (e.g. Fitch, Moody's, income is retained in the Net Asset Value. Standard & Poor's) or unrated. SFDR Classification Article 8 The components of the Index are selected from the components of Intended retail investor the J.P. Morgan Emerging Market Bond Index Global Diversified (the This product is intended for investors who plan to stay invested for at "Parent Index") in accordance with the Index's rules-based least 5 years. methodology to represent a diversified set of factor characteristics. Q Investors should understand the risks involved, including the risk The Investment Manager evaluates and applies values and norms of losing all capital invested and must evaluate the Sub-Fund based screening to implement exclusions on certain industries and objective and risks in terms of whether they are consistent with issuers based on specific ESG criteria and/or minimum standards of their own investment goals and risk tolerances. The Sub-Fund is business practice based on international norms. To support thisnot intended as a complete investment plan. screening, the Investment Manager relies on third party provider(s) Q Typical investors in the Sub-Fund are expected to be investors who who identify an issuer's participation in or the revenue which theywant to take exposure to the markets covered by the Index, with an derive from activities that are inconsistent with the values and norms overlay of ESG integration and values and norms-based screening based screens. The list of screens applied that may result in of its investment universe and are prepared to accept the risks exclusions can be found on the Website (www. associated with an investment of this type, including the volatility jpmorganassetmanagement.ie). of such market. The Sub-Fund will use the optimisation methodology to select securities in order to build a representative portfolio that provides a All data is sourced by J.P. Morgan Asset Management and is correct as at the date of this commentary unless otherwise stated. Page 2/3 | Key Information Document | 12 September 2024 Term This product does not have a fixed maturity date and may be sub-funds. JPMorgan ETFs (Ireland) ICAV consists of separate sub- liquidated in certain circumstances, as further detailed in the funds, each of which issues one or more Share Classes. This Prospectus. document is prepared for a specific Share Class. The Prospectus and Practical informationannual and semi- annual financial reports are prepared for JPMorgan Depositary The fund depositary is Brown Brothers Harriman TrusteeETFs (Ireland) ICAV. Services (Ireland) Limited. Switching Switching of Shares from one Sub-Fund into Shares in Legal Information JPMorgan Asset Management (Europe) S.à r.l. mayanother Sub-Fund is not permitted. Switching of Shares from one be held liable solely on the basis of any statement contained in thisShare Class into another Share Class within the same Sub-Fund is document that is misleading, inaccurate or inconsistent with the also not permitted to investors trading on stock exchanges but may be relevant parts of the Prospectus.available to the Authorised Participants. Further information can be The Sub-Fund is sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish found in the Prospectus. collective asset-management vehicle with segregated liability between What are the risks and what could I get in return? Risks Lower risk Higher risk This rates the potential losses from future performance at a medium- low level, and poor market conditions are unlikely to impact our 1 23 4 5 6 7capacity to pay you. The risk of the product may be significantly higher if held for less than the recommended holding period. The risk indicator assumes you keep the product for 5 year(s). This product does not include any protection from future market performance so you could lose some or all of your investment. If we are not able to pay you what is owed, you could lose your entire The summary risk indicator is a guide to the level of risk of this product investment. compared to other products. It shows how likely it is that the product Beside the risks included in the risk indicator, other risks materially will lose money because of movements in the markets or because werelevant for the product may affect its performance. Please refer to the are not able to pay you. relevant supplement, available free of charge at We have classified this product as 3 out of 7, which is a medium-low www.jpmorganassetmanagement.lu. risk class. Performance scenarios The figures shown include all the costs of the product itself, but may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between 2017 and 2022. Moderate: this type of scenario occurred for an investment between 2017 and 2022. Favourable: this type of scenario occurred for an investment between 2016 and 2021. Recommended holding period5 years Example Investment€ 10,000 if you exit after 5 yearsif you exit after (recommended Scenarios 1 year holding period) Minimum return There is no minimum guaranteed return. You could lose some or all of your investment. Stress What you might get back after costs € 4,000€ 4,350 Average return each year -60.0% -15.3% UnfavourableWhat you might get back after costs € 7,570€ 8,430 Average return each year -24.3% -3.4% ModerateWhat you might get back after costs € 10,270 € 10,610 Average return each year 2.7% 1.2% Favourable What you might get back after costs € 11,750 € 13,660 Average return each year 17.5% 6.4% What happens if JPMorgan Asset Management (Europe) S.à.r.l. is unable to pay out? JPMorgan Asset Management (Europe) S.à r.l. is responsible for the manufacturer of this product has no obligation to pay out since administration and management of the Sub-Fund and does not hold the product design does not contemplate any such payment being assets of the Sub-Fund (assets that can be held by a depositary are, in made. However, investors may suffer loss if the Sub-Fund or the line with applicable regulations, held with a depositary in its custody depositary is unable to pay out. There is no compensation or network). JPMorgan Asset Management (Europe) S.à r.l., asguarantee scheme in place which may offset, all or any of, your loss. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, how long you hold the product. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed: JPM USD Emerging Markets Sovereign Bond UCITS ETF - EUR Hedged (acc) (IE00BDDRDY39) Page 3/3 | Key Information Document | 12 September 2024 Q in the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed theproduct performs as shown in the moderate scenario Q € 10,000 is invested. if you exit after 5 years if you exit after (recommended Example Investment € 10,000 1 year holding period) Total Costs € 67€ 356 Annual cost impact* 0.7%0.7% (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 1.2% before costs and 1.2% after costs. Composition of costsAnnual cost impact if you exit One-off costs upon entry or exit after 1 year Entry costs0.00% , we do not charge an entry fee.0 EUR Exit costs 0.00% , we do not charge an exit fee for this product, but the person 0 EUR selling you the product may do so. Ongoing costs taken each year Management fees and other 0.39% of the value of your investment per year. 39 EUR administrative or operatingThis is an estimate based on actual costs over the last year. costs Transaction costs 0.28% of the value of your investment per year. This is an estimate of the 28 EURcosts incurred when we buy and sell the underlying investments for theproduct. The actual amount will vary depending on how much we buy andsell. Incidental costs taken under specific conditions Performance fees There is no performance fee for this product. 0 EUR How long should I hold it and can I take money out early? Recommended holding period: 5 year(s)penalty at any time during this period however your return may be This product is designed for longer term investments due to the negatively impacted by the volatility of its performance. Redemptions potential volatility of its performance; you should be prepared to stay are possible on every Dealing Day, with proceeds settled within 2 invested for at least 5 years. You can redeem your investment withoutbusiness days. How can I complain? If you have a complaint about the Sub-Fund, you can contact us byYou can find more details about how to complain and the calling +(352) 3410 3060 or by writing to fundinfo@jpmorgan.com or Management Company's complaint handling policy in the Contact Us JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L- section of the website at: www.jpmorganassetmanagement.com. 2633 Senningerberg, Grand Duchy of LuxembourgIf you have a complaint about the person who advised you about this product, or who sold it to you, they will tell you where to complain. Other relevant information Further information Further information on the Sub-Fund, including its may be processed by J. P. Morgan Asset Management, acting as a data sustainable characteristics, may be found in the Prospectus, relevantcontroller, in accordance with applicable data protection laws. Further supplement and on www.jpmorganassetmanagement.lu. A copy of the information about processing activities of J.P. Morgan Asset Prospectus, relevant supplement and the latest annual and semi- Management can be found in the EMEA Privacy Policy, which is annual financial report in English and certain other languages and the available at www.jpmorgan.com/emea-privacy-policy. Additional latest Net Asset Value are available free of charge upon request fromcopies of the EMEA Privacy Policy are available on request. www.jpmorganassetmanagement.lu, by email fromCost, performance and risk The cost, performance and risk fundinfo@jpmorgan.com, or by writing to JPMorgan Asset calculations included in this key information document follow the Management (Europe) S.à r.l, 6 route de Trèves, L-2633 Senningerberg,methodology prescribed by EU rules. Note that the performance Grand Duchy of Luxembourg. Portfolio disclosure policy of JPMorgan scenarios calculated above are derived exclusively from the past ETFs (Ireland) ICAV can be obtained at www. performance of the product or a relevant proxy and that past jpmorganassetmanagement.lu. The latest prices of shares can be performance is not a guide to future returns. Therefore, your obtained from your broker. investment may be at risk and you may not get back the returns Remuneration Policy The Management Company's Remunerationillustrated. Policy can be found on http://www.jpmorganassetmanagement.lu/Investors should not base their investment decisions solely upon the emea-remuneration-policy. This policy includes details of howscenarios shown. remuneration and benefits are calculated, including responsibilities Performance scenarios You can find previous performance scenarios and composition of the committee which oversees and controls the updated on a monthly basis at https://am.jpmorgan.com/lu/en/ policy. A copy of this policy can be requested free of charge from the asset-management/priips/products/IE00BDDRDY39. Management Company. Past performance You can find the past performance over the last 4 Tax The Sub-Fund is subject to Irish tax regulations. This may have an years on our website at https://am.jpmorgan.com/lu/en/asset- impact on an investor's personal tax position. management/priips/products/IE00BDDRDY39. For an explanation of some of the terms used in this document, Privacy Policy You should note that, if you contact J.P. Morgan Asset please visit the glossary on our website at www. Management by telephone, those lines may be recorded and jpmorganassetmanagement.lu. monitored for legal, security and training purposes. You should also take note that information and data from communications with you JPM USD Emerging Markets Sovereign Bond UCITS ETF - EUR Hedged (acc) (IE00BDDRDY39)