Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. Terms not defined herein are as defined in the Prospectus. Product State Street SPDR MSCI Europe Small Cap UCITS ETF ("Fund") a sub-fund of SSGA SPDR ETFs Europe II plc Share Class: State Street SPDR MSCI Europe Small Cap UCITS ETF (ISIN IE00BKWQ0M75) State Street SPDR MSCI Europe Small Cap UCITS ETF is authorised in Ireland and regulated by the Central Bank of Ireland. This Fund is managed by State Street Global Advisors Europe Limited ("Fund Manager"), which is authorised in Ireland and supervised by the Central Bank of Ireland. For more information on this product, please refer to www.ssga.com Accurate as of: 19 February 2026 What is this product? Type Market prices may be greater or less than the daily net asset value This Fund is an open-ended investment company with variable of the Fund. capital which was incorporated in Ireland on 12 March 2013 under The Fund's maximum exposure to securities lending as a registration number 525004 and is authorised by the Central Bank of percentage of its Net Asset Value will not exceed 40%. Ireland as a UCITS. Shareholders may redeem shares on any UK business day (other Term than days on which relevant financial markets are closed for business and/or the day preceding any such day provided that a The Company is an open-ended public limited company list of such closed market days will be published for the Fund on incorporated for an unlimited period. However, it may be dissolved www.ssga.com); and any other day at the Directors' discretion at any time by a resolution passed at a general meeting of (acting reasonably) provided Shareholders are notified in advance Shareholders adopted in compliance with applicable laws. of any such days. This Fund has no maturity date. However, it may be terminated and liquidated by the decision of the Board under specific conditions set Any income earned by the Fund will be retained and reflected in an forth in the Prospectus. increase in the value of the shares. ObjectivesThe Shares of the EUR Class are issued in Euro. Investment objective The objective of the Fund is to track theIndex Source: The funds or securities referred to herein are not performance of European smaller companies.sponsored, endorsed, or promoted by MSCI, and MSCI bears no liability with respect to any such funds or securities or any index on The Fund seeks to track the performance of the MSCI Europe Small which such funds or securities are based. The Prospectus contains Cap Index (the "Index") as closely as possible. a more detailed description of the limited relationship MSCI has with The Fund is an index tracking fund (also known as a passively State Street Investment Management and any related funds, as well managed fund).as additional disclaimers that apply to the MSCI indexes. The MSCI Investment policies The Fund invests primarily in securities indexes are the exclusive property of MSCI and may not be included in the Index. These securities include equity securities reproduced or extracted and used for any other purpose without issued by smaller-sized companies from developped markets within MSCI's consent. The MSCI indexes are provided without any Europe. warranties of any kind. Please see the Prospectus for the full index disclaimer. As it may be difficult to purchase all securities in the Index efficiently, in seeking to track the performance of the Index the Fund will use an Intended retail investor optimisation strategy to build a representative portfolio which shouldThis Fund is intended for investors who plan to stay invested for at reflect the performance of the Index. Consequently, the Fund will least 5 years and are prepared to take on a medium-high level of typically hold only a subset of the securities included in the Index. In risk of loss to their original capital in order to get a higher potential limited circumstances the Fund may purchase securities that are not return. It is designed to form part of a portfolio of investments. included in the Index. The Fund may use financial derivative instruments (that is, financial Practical information contracts whose prices are dependent on one or more underlyingDepositary The Fund depositary is State Street Custodial Services assets) in order to manage the portfolio efficiently. (Ireland) Limited. Save in exceptional circumstances, the Fund will generally only Further information A copy of the Prospectus and latest annual issue and redeem shares to certain institutional investors. However, and semi-annual financial report in English and the latest Net Asset shares of the Fund may be purchased or sold through brokers onValue per Share are available free of charge upon request from one or more stock exchanges. The Fund trades on these stock www.ssga.com or by writing to the Fund Manager, State Street exchanges at market prices which may fluctuate throughout the day.Global Advisors Europe Limited, 78 Sir John Rogerson's Quay, Dublin 2, Ireland. Page 1/3 | Key Information Document | 19 February 2026 What are the risks and what could I get in return? RisksWe have classified this product as 4 out of 7, which is a medium risk category. Lower risk Higher risk This rates the potential losses from future performance at a medium level, and poor market conditions could impact the capacity of State Street Global Advisors Europe Limited to pay you.1 23456 7 Be aware of currency risk. You may receive payments in a different The risk indicator assumes you keep the product for 5 years. currency, so the performance of your investment will be impacted by the exchange rate between the two currencies. This risk is not considered in the indicator shown above. The risk category above shows how likely the fund is to lose money because of movements in the markets or because we are not able toBesides the risks included in the risk indicator, other risks may affect pay you. The Fund's risk category is not guaranteed and may change the fund performance. Please refer to the Fund Prospectus, available in the future. free of charge at www.ssga.com. Performance scenarios The figures shown include all the costs of the Fund other than the costs that you may need to pay to your advisor, distributor or other intermediary. The figures do not take into account your personal tax situation, which may also affect your return. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between September 2017 and September 2022. Moderate: this type of scenario occurred for an investment between January 2019 and January 2024. Favourable: this type of scenario occurred for an investment between October 2016 and October 2021. Recommended holding period 5 years Example Investment 10,000 EUR if you exit after 5 years if you exit after(recommended Scenarios 1 year holding period) Minimum There is no minimum guaranteed return. You could lose some or all of your investment. Stress What you might get back after costs4,090 EUR 3,610 EUR Average return each year -59.1% -18.4% Unfavourable What you might get back after costs7,350 EUR 10,330 EUR Average return each year -26.5% 0.7% Moderate What you might get back after costs10,750 EUR 13,580 EUR Average return each year 7.5% 6.3% Favourable What you might get back after costs16,090 EUR 17,840 EUR Average return each year 60.9% 12.3% What happens if the Fund Manager is unable to pay out? The Manager is responsible for administration and management of the Company, and does not typically hold assets of the Company (assets that can be held by a depositary are, in line with applicable regulations, held with a depositary in its custody network). The Manager, as the manufacturer of this product has no obligation to pay out since the product design does not contemplate any such payment being made. However, investors may suffer loss if the Company or the depositary is unable to pay out. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest and how long you hold the Fund. The amounts shown here are illustrations based on a specific investment amount, taking into consideration different holding periods. We have assumed: Qin the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the product performs as shown in the moderate scenario, Q10,000 EUR is invested. Page 2/3 | Key Information Document | 19 February 2026 if you exit after 5 years if you exit after (recommended Example Investment 10,000 EUR 1 yearholding period) Total Costs 33 EUR 230 EUR Annual cost impact* 0.3% 0.4% each year (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 6.7% before costs and 6.3% after costs. Composition of costs Annual cost impact if you One-off costs upon entry or exit exit after 1 year Entry costs 0.00% The impact of the costs you pay when entering your investment. This0 EURis the most you will pay, and you could pay less. The impact of costs arealready included in the price. This includes the costs of distribution of yourproduct. Exit costs0.00% The Impact of the costs of exiting your investment when it matures.0 EUR Annual cost impact if you Ongoing costs taken each year exit after 1 year Management fees and other 0.30% of the value of your investment per year. This is based on a 30 EUR administrative or operating combination of estimated and actual costs. costs Transaction costs 0.03% The impact of the costs of us buying and selling underlying3 EURinvestments for the product. Annual cost impact if you Incidental costs taken under specific conditions exit after 1 year Performance fees There is no performance fee for this Fund. 0 EUR How long should I hold it and can I take money out early? Recommended holding period: 5 years This Fund is designed for longer term investments; you should be prepared to stay invested for at least 5 years. However, you can redeem your investment without penalty at any time during this period, or hold the investment longer. Redemptions are possible on every working day; with a payments timeline as outlined in the Fund Supplement and/or Prospectus. The price for the day, reflecting the actual value of the Fund, is set each day after the valuation point, and published on our website www.ssga.com. How can I complain? If you have a complaint about the Fund or the Manager, you can find more details about how to complain and the Manager's complaint handling policy in the "Contact Us" section of the website at: www.ssga.com. Other relevant information Cost, performance and risk The cost, performance and risk calculations included in this key information document follow the methodology prescribed by EU rules. Note that the performance scenarios calculated above are derived exclusively from the past performance of the Fund's share price and that past performance is not a guide to future returns. Therefore, your investment may be at risk and you may not get back the returns illustrated. Investors should not base their investment decisions solely upon the scenarios shown. Performance scenarios You can requestpreviousperformance scenariosupdated on a monthly basis by emailing Fund_data_services@ssga.com. Past performance You can download the past performance over the last 10 years from our website at www.ssga.com. ETF Information: As the shares are listed on the stock exchange, you may buy or sell shares in the product, without penalty, on any normal business day. Please contact your broker, financial adviser or distributor for information on any costs and charges relating to the sale of the shares. ETF Shares purchased on the secondary market cannot usually be sold directly back to the Company. In exceptional circumstances, whether as a result of disruptions in the secondary market or otherwise, investors who have acquired ETF Shares on the secondary market are entitled to apply to the Company in writing to have the ETF Shares in question registered in their own name, to enable them to access the redemption facilities described in the Prospectus. Page 3/3 | Key Information Document | 19 February 2026