Page 1/3 Purpose Key Information Document This document provides you with key information about thisinvestment product. It is not marketing material. The information isrequired by law to help you understand the nature, risks, costs,potential gains and losses of this product and to help you compare itwith other products. Product JPM EUR Ultra-Short Income Active UCITS ETF - EUR (dist) IE00BL0BMX65 a share class of JPMorgan ETFs (Ireland) ICAV – EUR Ultra-Short Income Active UCITS ETF a sub-fund of JPMorgan ETFs (Ireland) ICAV For more information on this product, please refer to www.jpmorganassetmanagement.lu or call +(352) 3410 3060 The Commission de Surveillance du Secteur Financier (CSSF) is responsible for supervising the manufacturer, JPMorgan Asset Management (Europe) S.à.r.l., (a member of JPMorgan Chase & Co.) in relation to this Key Information Document The Sub-Fund is authorised in Ireland and regulated by the Central Bank of Ireland ("CBI"). THIS DOCUMENT WAS PRODUCED ON 28 APRIL 2026 What is this product? Typeindividual securities that it believes will assist in delivering the Sub- This product is a UCITS exchange traded fund or "UCITS ETF". It is aFund's investment objective by providing stable income and price sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish collective asset-appreciation. management vehicle constituted as an umbrella fund with The Sub-Fund will concentrate its investments in the banking industry segregated liability between its sub-funds and authorised by the CBIand, under normal conditions, will invest more than 25% of its Net pursuant to the European Communities (Undertakings for Collective Asset Value in debt securities issued by companies which are in the Investment in Transferable Securities) Regulations 2011 (as banking industry. The Sub-Fund may, however, invest less than 25% of amended). its Net Asset Value in this industry as a temporary defensive measure. Objectives, Process and PoliciesThe Sub-Fund seeks to maintain a duration of one year or less. Objective The Sub-Fund aims to provide current income while seeking Duration is a measure of the price sensitivity of a debt security or a to maintain a low volatility of principal. portfolio of debt securities to changes in relevant interest rates. As part of its principal investment strategy and for temporary defensive Share Class Benchmark ICE BofA 3-Month German Treasury Bill Index purposes, any portion of the Sub-Fund's Net Asset Value may be Investment Policy The Sub-Fund pursues an actively-managed invested in cash and cash equivalents. investment strategy.The Sub-Fund may invest in instruments denominated in currencies The Sub-Fund seeks to achieve its investment objective by primarily other than EUR, however, any non-EUR exposure will be hedged into investing in investment grade, Euro-denominated, short term fixed, EUR. variable and floating rate debt securities. The Sub-Fund may, for efficient portfolio management purposes, use The Sub-Fund will not seek to track the performance of the financial derivative instruments. benchmark, rather the Sub-Fund will hold a portfolio of activelyThe Sub-Fund seeks to assess the impact of ESG factors on the cash selected and managed investments. The benchmark has beenflows or risk profiles of many issuers in which it may invest, to identify included as a point of reference against which the performance of the issuers that it believes will be negatively impacted by such factors Sub-Fund may be measured. The Sub-Fund will be managed without relative to other issuers. The Investment Manager focuses on key risk reference to its benchmark. factors, including, accounting and tax policies, disclosure and At least 51% of the Sub-Fund's Net Asset Value is invested in issuers investor communications, shareholder rights, remuneration and with positive environmental and/or social characteristics that follow social and environmental factors, seeking to identify such negative good governance practices, as measured through the Investment outliers. Manager's proprietary environmental, social and governance ("ESG") EUR is the base currency of the Sub-Fund. scoring methodology and/or third party data. In addition, for some The Sub-Fund will publicly disclose its complete holdings on a daily but not necessarily all issuers, the Sub-Fund incorporates a bespokebasis. Details of the Sub-Fund's holdings and full disclosure policy set of Employee Engagement and Diversity ("EE&D") data inputs, such may be found on www.jpmorganassetmanagement.lu. as an issuer's gender breakdown, diversity programmes, ethnicity Redemption and Dealing Shares of the Sub-Fund are traded on one or score and equal pay score into the investment process. The Sub-Fund more stock exchanges. Certain market makers and brokers may invests at least 51% of those assets that have an EE&D rating in subscribe and redeem Shares directly with JPMorgan ETFs (Ireland) issuers scoring above a pre-defined threshold in relation to EE&D ICAV, and are referred to as "Authorised Participants". Other investors inputs. The Sub-Fund promotes environmental and/or social who are not Authorised Participants can purchase and sell Shares characteristics. daily on a recognised stock exchange or over-the-counter. The Sub-Fund invests at least 10% of its Net Asset Value in Sustainable Investments, as defined under SFDR, contributing to Distribution Policy This Share Class will normally pay dividends environmental or social objectives. monthly. The Investment Manager evaluates and applies values and norms SFDR Classification Article 8 based screening to implement exclusions on certain industries and Intended retail investor issuers based on specific ESG criteria and/or minimum standards of This product is intended for investors who plan to stay invested for at business practice based on international norms. To support this least 1 year. screening, the Investment Manager relies on third party provider(s) Q Investors should understand the risks involved, including the risk who identify an issuer's participation in or the revenue which theyof losing all capital invested and must evaluate the Sub-Fund derive from activities that are inconsistent with the values and norms objective and risks in terms of whether they are consistent with based screens. The list of screens applied that may result in their own investment goals and risk tolerances. The Sub-Fund is exclusions can be found on the Website (www. not intended as a complete investment plan. jpmorganassetmanagement.ie).Q Typical investors in the Sub-Fund are expected to be investors who The Sub-Fund systematically includes ESG analysis in its investmentwant to take broad market exposure to short duration debt decisions on at least 75% of non-investment grade securities and onsecurities, with positive environmental and/or social at least 90% of investment grade securities purchased. characteristics that follow good governance practices, with an The Investment Manager allocates the Sub-Fund's assets among a overlay of ESG integration and values and norms-based screening range of market sectors. In buying and selling investments for the of its investment universe, and who are looking for potentially Sub-Fund, the Investment Manager looks for market sectors and higher returns than a money market fund and are prepared to All data is sourced by J.P. Morgan Asset Management and is correct as at the date of this commentary unless otherwise stated. Page 2/3 | Key Information Document | 28 April 2026 incur a higher level of risk in order to achieve this, including the collective asset-management vehicle with segregated liability between volatility of investments in such debt securities. sub-funds. JPMorgan ETFs (Ireland) ICAV consists of separate sub- Term This product does not have a fixed maturity date and may be funds, each of which issues one or more Share Classes. This liquidated in certain circumstances, as further detailed in the document is prepared for a specific Share Class. The Prospectus and Prospectus. annual and semi- annual financial reports are prepared for JPMorgan Practical informationETFs (Ireland) ICAV. Depositary The fund depositary is Brown Brothers Harriman TrusteeSwitching Switching of Shares from one Sub-Fund into Shares in Services (Ireland) Limited. another Sub-Fund is not permitted. Switching of Shares from one Share Class into another Share Class within the same Sub-Fund is Legal Information JPMorgan Asset Management (Europe) S.à r.l. may also not permitted to investors trading on stock exchanges but may be be held liable solely on the basis of any statement contained in this available to the Authorised Participants. Further information can be document that is misleading, inaccurate or inconsistent with the found in the Prospectus. relevant parts of the Prospectus. The Sub-Fund is sub-fund of JPMorgan ETFs (Ireland) ICAV, an Irish What are the risks and what could I get in return? Risks Lower risk Higher risk This rates the potential losses from future performance at a very low level, and poor market conditions are very unlikely to impact our 1 2 3 4 5 6 7 capacity to pay you. The risk of the product may be significantly higher if held for less than the recommended holding period. The risk indicator assumes you keep the product for 1 year(s). This product does not include any protection from future market performance so you could lose some or all of your investment. If we are not able to pay you what is owed, you could lose your entire The summary risk indicator is a guide to the level of risk of this product investment. compared to other products. It shows how likely it is that the product Beside the risks included in the risk indicator, other risks materially will lose money because of movements in the markets or because werelevant for the product may affect its performance. Please refer to the are not able to pay you. relevant supplement, available free of charge at We have classified this product as 1 out of 7, which is the lowest risk www.jpmorganassetmanagement.lu. class. Performance scenarios The figures shown include all the costs of the product itself, but may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between 2021 and 2022. Moderate: this type of scenario occurred for an investment between 2018 and 2019. Favourable: this type of scenario occurred for an investment between 2023 and 2024. Recommended holding period1 year Example Investment€ 10,000 if you exit after 1 year (recommended Scenarios holding period) Minimum return There is no minimum guaranteed return. You could lose some or all of your investment. Stress What you might get back after costs € 9,840 Average return each year -1.6% UnfavourableWhat you might get back after costs € 9,890 Average return each year -1.1% ModerateWhat you might get back after costs € 9,980 Average return each year -0.2% Favourable What you might get back after costs € 10,440 Average return each year 4.4% What happens if JPMorgan Asset Management (Europe) S.à.r.l. is unable to pay out? JPMorgan Asset Management (Europe) S.à r.l. is responsible for the manufacturer of this product has no obligation to pay out since administration and management of the Sub-Fund and does not hold the product design does not contemplate any such payment being assets of the Sub-Fund (assets that can be held by a depositary are, in made. However, investors may suffer loss if the Sub-Fund or the line with applicable regulations, held with a depositary in its custody depositary is unable to pay out. There is no compensation or network). JPMorgan Asset Management (Europe) S.à r.l., asguarantee scheme in place which may offset, all or any of, your loss. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, how long you hold the product. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed: JPM EUR Ultra-Short Income Active UCITS ETF - EUR (dist) (IE00BL0BMX65) Page 3/3 | Key Information Document | 28 April 2026 Q in the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed theproduct performs as shown in the moderate scenario Q € 10,000 is invested. if you exit after 1 year (recommended Example Investment € 10,000 holding period) Total Costs € 19 Annual cost impact* 0.2% (*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 0.0% before costs and -0.2% after costs. Composition of costsAnnual cost impact if you exit One-off costs upon entry or exit after 1 year Entry costs0.00% , we do not charge an entry fee.0 EUR Exit costs 0.00% , we do not charge an exit fee for this product, but the person 0 EUR selling you the product may do so. Ongoing costs taken each year Management fees and other 0.18% of the value of your investment per year. 18 EUR administrative or operatingThis is an estimate based on actual costs over the last year. costs Transaction costs 0.01% of the value of your investment per year. This is an estimate of the 1 EURcosts incurred when we buy and sell the underlying investments for theproduct. The actual amount will vary depending on how much we buy andsell. Incidental costs taken under specific conditions Performance fees There is no performance fee for this product. 0 EUR How long should I hold it and can I take money out early? Recommended holding period: 1 year(s)time during this period however your return may be negatively This product is designed for shorter term investments due to its impacted by the volatility of its performance. Redemptions are volatility profile; you should be prepared to stay invested for at possible on every Dealing Day, with proceeds settled within 2 business least 1 year. You can redeem your investment without penalty at any days. How can I complain? If you have a complaint about the Sub-Fund, you can contact us byYou can find more details about how to complain and the calling +(352) 3410 3060 or by writing to fundinfo@jpmorgan.com or Management Company's complaint handling policy in the Contact Us JPMorgan Asset Management (Europe) S.à r.l., 6 route de Trèves, L- section of the website at: www.jpmorganassetmanagement.com. 2633 Senningerberg, Grand Duchy of LuxembourgIf you have a complaint about the person who advised you about this product, or who sold it to you, they will tell you where to complain. Other relevant information Further information Further information on the Sub-Fund, including its take note that information and data from communications with you sustainable characteristics, may be found in the Prospectus, relevantmay be processed by J. P. Morgan Asset Management, acting as a data supplement and on www.jpmorganassetmanagement.lu. A copy of the controller, in accordance with applicable data protection laws. Further Prospectus, relevant supplement and the latest annual and semi- information about processing activities of J.P. Morgan Asset annual financial report in English and certain other languages and the Management can be found in the EMEA Privacy Policy, which is latest Net Asset Value are available free of charge upon request fromavailable at www.jpmorgan.com/emea-privacy-policy. Additional www.jpmorganassetmanagement.lu, by email fromcopies of the EMEA Privacy Policy are available on request. fundinfo@jpmorgan.com, or by writing to JPMorgan Asset Cost, performance and risk The cost, performance and risk Management (Europe) S.à r.l, 6 route de Trèves, L-2633 Senningerberg,calculations included in this key information document follow the Grand Duchy of Luxembourg. Portfolio disclosure policy of JPMorgan methodology prescribed by EU rules. Note that the performance ETFs (Ireland) ICAV can be obtained at www. scenarios calculated above are derived exclusively from the past jpmorganassetmanagement.lu. The latest prices of shares can be performance of the product or a relevant proxy and that past obtained from your broker. performance is not a guide to future returns. Therefore, your Remuneration Policy The Management Company's Remunerationinvestment may be at risk and you may not get back the returns Policy can be found on http://www.jpmorganassetmanagement.lu/illustrated. emea-remuneration-policy. This policy includes details of howInvestors should not base their investment decisions solely upon the remuneration and benefits are calculated, including responsibilities scenarios shown. and composition of the committee which oversees and controls the Performance scenarios You can find previous performance scenarios policy. A copy of this policy can be requested free of charge from the updated on a monthly basis at https://am.jpmorgan.com/lu/en/ Management Company. asset-management/priips/products/IE00BL0BMX65. Tax The Sub-Fund is subject to Irish tax regulations. This may have an Past performance There is insufficient performance data available to impact on an investor's personal tax position. provide a chart of annual past performance. Privacy Policy You should note that, if you contact J.P. Morgan AssetFor an explanation of some of the terms used in this document, Management by telephone, those lines may be recorded and please visit the glossary on our website at www. monitored for legal, security and training purposes. You should also jpmorganassetmanagement.lu. JPM EUR Ultra-Short Income Active UCITS ETF - EUR (dist) (IE00BL0BMX65)