Key Information Document Purpose This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. Terms not defined herein are as defined in the Prospectus.

Product SPDR S&P U.S. Financials Select Sector UCITS ETF ("Fund") a sub-fund of SSGA SPDR ETFs Europe II plc Share Class: SPDR S&P U.S. Financials Select Sector UCITS ETF (Acc) (ISIN IE00BWBXM500) SPDR S&P U.S. Financials Select Sector UCITS ETF is authorised in Ireland and regulated by the Central Bank of Ireland. This Fund is managed by State Street Global Advisors Europe Limited ("Fund Manager"), which is authorised in Ireland and supervised by the Central Bank of Ireland. For more information on this product, please refer to www.ssga.com Accurate as of: 24 March 2025

What is this product? Type Fund may be purchased or sold through brokers on one or more stock This Fund is an open-ended investment company with variable capital

exchanges. The Fund trades on these stock exchanges at market prices which was incorporated in Ireland on 12 March 2013 under registrationwhich may fluctuate throughout the day. Market prices may be greater or number 525004 and is authorised by the Central Bank as a UCITS.

less than the daily net asset value of the Fund.

The Fund's maximum exposure to securities lending as a percentage of its Term Net Asset Value will not exceed 40%. The Company is an open-ended public limited company incorporated for

Shareholders may redeem shares on any UK business day (other than days an unlimited period. However, it may be dissolved at any time by a

on which relevant financial markets are closed for business and/or the day resolution passed at a general meeting of Shareholders adopted in

preceding any such day provided that a list of such closed market days compliance with applicable laws.

will be published for the Fund on www.ssga.com); and any other day at This Fund has no maturity date. However, it may be terminated and

the Directors' discretion (acting reasonably) provided Shareholders are liquidated by the decision of the Board under specific conditions set forth

notified in advance of any such days. in the Prospectus.

Any income earned by the Fund will be retained and reflected in an Objectives

increase in the value of the shares. Investment objective The objective of the Fund is to track the

The Shares of the USD Class are issued in U.S. Dollar. performance of large sized U.S. financial companies in the S&P 500 Index.

Index Source: The "S&P Financials Select Sector Daily Capped 35/20 Index The Fund seeks to track the performance of the S&P Financials Select

(the "Index")" is a product of S&P Dow Jones Indices LLC ("S&P"), and has Sector Daily Capped 35/20 Index (the "Index") as closely as possible.

been licensed for use by State Street Global Advisors. Standard & Poor's® The Fund is an index tracking fund (also known as a passively managedand S&P® are registered trademarks of Standard & Poor's Financial Services fund).

LLC, Dow Jones® is a registered trademark of Dow Jones Trademark Investment policies The Fund invests primarily in securities included in Holdings LLC. State Street Global Advisors' SPDR S&P U.S. Financials Select the Index. These securities include equity securities issued by large sized

Sector UCITS ETF is not sponsored, endorsed, sold or promoted by S&P, its U.S. financial companies, which are included in the S&P 500 Index andaffiliates nor its or their third party licensors and none of such parties have been classified as falling within the Financials sector in line with themake any representation regarding the advisability of investing in such Global Industry Classification Standard (GICS).

product(s) nor do they have any liability for any errors, omissions, or

interruptions of the Index. Although the Index is generally well diversified, to enable the Fund to track the Index accurately, the Fund will make use of the increased

Intended retail investor diversification limits available under the UCITS Regulations, which permit

This Fund is intended for investors who plan to stay invested for at least 5 it to hold positions in individual constituents of the Index issued by the

years and are prepared to take on a medium-high level of risk of loss to same body of up to 20% of the Fund's net asset value.their original capital in order to get a higher potential return. It is designed The Fund seeks to hold all the securities of the Index with the

to form part of a portfolio of investments. approximate weightings as in that Index. The Fund will use a replication strategy to create a near mirror-image of the Index. In limited

Practical information circumstances the Fund may purchase securities that are not included in

Depositary The Fund depositary is State Street Custodial Services (Ireland) the Index.

Limited.

The Fund may use financial derivative instruments (that is, financialFurther information A copy of the Prospectus and latest annual and contracts whose prices are dependent on one or more underlying assets)

semi-annual financial report in English and the latest Net Asset Value per in order to manage the portfolio efficiently.Share are available free of charge upon request from www.ssga.com or by

writing to the Fund Manager, State Street Global Advisors Europe Limited, Save in exceptional circumstances, the Fund will generally only issue and78 Sir John Rogerson's Quay, Dublin 2, Ireland. redeem shares to certain institutional investors. However, shares of the Page 1/3 | Key Information Document | 24 March 2025 What are the risks and what could I get in return? RisksWe have classified this product as 5 out of 7, which is a medium-high risk

category. Lower risk Higher risk

This rates the potential losses from future performance at a medium-high

level, and poor market conditions will likely impact the capacity of State

Street Global Advisors Europe Limited to pay you. 1

2

34 56 7

Be aware of currency risk. You may receive payments in a different The risk indicator assumes you keep the product for 5 years. currency, so the performance of your investment will be impacted by the

exchange rate between the two currencies. This risk is not considered in

the indicator shown above. The risk category above shows how likely the fund is to lose money because of movements in the markets or because we are not able to payBesides the risks included in the risk indicator, other risks may affect the you. The Fund's risk category is not guaranteed and may change in thefund performance. Please refer to the Fund Prospectus, available free of future.

charge at www.ssga.com.

Performance scenarios The figures shown include all the costs of the Fund other than the costs that you may need to pay to your advisor, distributor or other intermediary. The figures do not take into account your personal tax situation, which may also affect your return. What you will get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the product over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. Unfavourable: this type of scenario occurred for an investment between October 2021 and February 2024. Moderate: this type of scenario occurred for an investment between July 2014 and July 2019. Favourable: this type of scenario occurred for an investment between October 2016 and October 2021.

Recommended holding period

5 years Example Investment

10,000 USD

if you exit after

5 yearsif you exit after (recommended Scenarios

1 year

holding period)

MinimumThere is no minimum guaranteed return. You could lose some or all of your investment.

Stress What you might get back after costs

440 USD

430 USDAverage return each year

-95.6%

-46.8%

Unfavourable

What you might get back after costs

8,200 USD10,390 USDAverage return each year

-18.0%

0.8%

Moderate

What you might get back after costs

10,280 USD

14,400 USDAverage return each year

2.8% 7.6%

Favourable What you might get back after costs

17,120 USD

22,110 USDAverage return each year

71.2%17.2%

What happens if the Fund Manager is unable to pay out? The Manager is responsible for administration and management of the Company, and does not typically hold assets of the Company (assets that can be held by a depositary are, in line with applicable regulations, held with a depositary in its custody network). The Manager, as the manufacturer of this product has no obligation to pay out since the product design does not contemplate any such payment being made. However, investors may suffer loss if the Company or the depositary is unable to pay out.

What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment.

Costs over time The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest and how long you hold the Fund. The amounts shown here are illustrations based on a specific investment amount, taking into consideration different holding periods. We have assumed: Qin the first year you would get back the amount that you invested (0% annual return). For the other holding periods we have assumed the product

performs as shown in the moderate scenario, Q10,000 USD is invested.

Page 2/3 | Key Information Document | 24 March 2025

if you exit after

5 years

if you exit after

(recommended

Example Investment 10,000 USD1 year holding period)Total Costs

16 USD

116 USDAnnual cost impact*

0.2%0.2% each year

(*) This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 7.8% before costs and 7.6% after costs.

Composition of costs

Annual cost impact if you exit

One-off costs upon entry or exit

after 1 yearEntry costs

0.00% The impact of the costs you pay when entering your investment. This is 0 USDthe most you will pay, and you could pay less. The impact of costs are alreadyincluded in the price. This includes the costs of distribution of your product.Exit costs

0.00% The Impact of the costs of exiting your investment when it matures.0 USD

Annual cost impact if you exit

Ongoing costs taken each year after 1 yearManagement fees and other0.15% of the value of your investment per year. This is based on a combination of15 USD

administrative or operating

estimated and actual costs.

costsTransaction costs0.01% The impact of the costs of us buying and selling underlying investments1 USDfor the product.

Annual cost impact if you exit

Incidental costs taken under specific conditions

after 1 yearPerformance fees There is no performance fee for this Fund.

0 USD

How long should I hold it and can I take money out early? Recommended holding period: 5 years This Fund is designed for longer term investments; you should be prepared to stay invested for at least 5 years. However, you can redeem your investment without penalty at any time during this period, or hold the investment longer. Redemptions are possible on every working day; it will take 2 business days for you to be paid. The price for the day, reflecting the actual value of the Fund, is set each day after the valuation point, and published on our website www.ssga.com. As the shares are listed on the stock exchange, you may buy or sell shares in the product, without penalty, on any normal business day. Please contact your broker, financial adviser or distributor for information on any costs and charges relating to the sale of the shares. ETF Shares purchased on the secondary market cannot usually be sold directly back to the Company. In exceptional circumstances, whether as a result of disruptions in the secondary market or otherwise, investors who have acquired ETF Shares on the secondary market are entitled to apply to the Company in writing to have the ETF Shares in question registered in their own name, to enable them to access the redemption facilities described in the "Primary Market" section.

How can I complain? If you have a complaint about the Fund or the Manager, you can find more details about how to complain and the Manager's complaint handling policy in the "Contact Us" section of the website at: www.ssga.com.

Other relevant information Cost, performance and risk The cost, performance and risk calculations included in this key information document follow the methodology prescribed by EU rules. Note that the performance scenarios calculated above are derived exclusively from the past performance of the Fund's share price and that past performance is not a guide to future returns. Therefore, your investment may be at risk and you may not get back the returns illustrated. Investors should not base their investment decisions solely upon the scenarios shown. Performance scenarios You can request previous performance scenarios updated on a monthly basis by emailing Fund_data_services@ssga.com. Past performance You can download the past performance over the last 9 years from our website at www.ssga.com. The representative and the paying agent in Switzerland is State Street Bank International GmbH, Munich, Zurich Branch, Kalanderplatz 5, 8045 Zurich. The prospectus for Switzerland, the key information documents, the articles of association as well as the annual and half yearly reports may be obtained free of charge, upon request, from the representative in Switzerland. The paying agent in Switzerland is State Street Bank International GmbH, Munich, Zurich Branch, Kalanderplatz 5, 8045 Zurich. Page 3/3 | Key Information Document | 24 March 2025