KEY INFORMATION DOCUMENT Purpose: This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products. Product Amundi Euro Government Bond 3-5Y UCITS ETF Dist A Sub-Fund of MULTI UNITS LUXEMBOURG LU1650488817 - Currency: EUR This Sub-Fund is authorised in Luxembourg. Management Company: Amundi Luxembourg S.A. (thereafter: "we"), a member of the Amundi Group of companies, is authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF). The CSSF is responsible for supervising Amundi Luxembourg S.A. in relation to this Key Information Document. For more information, please refer to www.amundi.lu or call +352 2686 8001. This document was published on 13/12/2024.What is this product? Type: Shares of a Sub-Fund of MULTI UNITS LUXEMBOURG, an Undertaking for Collective Investments in Transferable Securities (UCITS), established as a SICAV. Term: The term of the Sub-Fund is unlimited. The Management Company may terminate the fund by liquidation or merger with another fund in accordance with legal requirements. Objectives: The Fund is an Index UCITS passively managed. The investment objective of Fund is to reflect the performance of the Bloomberg Barclays Euro Treasury 50bn 3-5 Year Bond Index (the Benchmark Index") denominated in Euros, while minimizing the volatility of the difference between the return of the Sub-Fund and the return of the Benchmark Index (the "Tracking Error"). The anticipated level of Tracking Error in normal market conditions is indicated in the prospectus. The Bloomberg Barclays Euro Treasury 50bn 3-5 Year Bond Index consists of fixed-rate, investment grade public obligations of the sovereign countries participating in the European Monetary Union. Only bonds denominated in euros with a maturity between 3 and up to (but not including) 5 years are included. The Benchmark Index is a net total return index. A net total return index calculates the performance of the index constituents on the basis that any dividends or distributions are included in the index returns after withholding tax retention. Additional information about the Benchmark Index can be found at https://www.bloomberg.com/professional/product/indices/bloomberg-barclays- indices/. The Fund seeks to achieve its objective via a direct replication, by investing primarily in the securities comprising the Benchmark Index. To optimize the Benchmark Index replication, the Fund may use a sampling replication strategy, and may also engage in securities lending. The potential use of these techniques is published on Lyxor's website: www.lyxoretf.com. Updated composition of the Fund holdings is available on www.lyxoretf.com. In addition, the indicative net asset value is published on the Reuters and Bloomberg pages of the Fund, and might also be mentioned on the websites of the stock exchanges where the Fund is listed. Intended Retail Investor: This product is intended for investors, with a basic knowledge of and no or limited experience of investing in funds seeking to increase the value of their investment and to receive income over the recommended holding period with the ability to bear losses up to the amount invested. Redemption and Dealing: The Sub-Fund's shares are listed and traded on one or more stock exchanges. In normal circumstances, you may deal in shares during the trading hours of the stock exchanges. Only authorised participants (e.g., selected financial institutions) may deal in shares directly with the Sub-Fund on the primary market. Further details are provided in the MULTI UNITS LUXEMBOURG prospectus. Distribution policy: The Fund’s amounts available for distribution (if any) will be distributed. More Information: You may get further information about the Sub-Fund, including the prospectus, and financial reports which are available at and free of charge on request from: Amundi Luxembourg S.A. at 5, allée Scheffer 2520 Luxembourg, Luxembourg. The Net Asset Value of the Sub-Fund is available on www.amundi.lu Depositary: Societe Generale Luxembourg. Page 1 of 3 What are the risks and what could I get in return? RISK INDICATOR The risk indicator assumes you keep the product for 3 years. Lower Risk Higher Risk The summary risk indicator is a guide to the level of risk of this product compared to other products. It shows how likely it is that the product will lose money because of movement in the markets or because we are not able to pay you. We have classified this product as 2 out of 7, which is a low risk class. This rates the potential losses from future performance at a low level, and poor market conditions are very unlikely to impact our capacity to pay you. Additional risks: Market liquidity risk could amplify the variation of product performances. This product does not include any protection from future market performance so you could lose some or all of your investment. Beside the risks included in the risk indicator, other risks may affect the Sub-Fund’s performance. Please refer to the MULTI UNITS LUXEMBOURG prospectus. PERFORMANCE SCENARIOS The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the Sub-Fund over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances. What you get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. Recommended holding period : 3 yearsInvestment EUR 10,000 ScenariosIf you exit after 1 year 3 years MinimumThere is no minimum guaranteed return. You could lose some or all of your investment.What you might get back after costs €8,210 €8,340 Stress ScenarioAverage return each year -17.9% -5.9%What you might get back after costs €8,990 €8,870 Unfavourable ScenarioAverage return each year -10.1% -3.9%What you might get back after costs €10,010€10,010 Moderate ScenarioAverage return each year 0.1%0.0%What you might get back after costs €10,660€10,270 Favourable ScenarioAverage return each year 6.6%0.9% The figures shown include all the costs of the product itself, but may or may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. This type of scenario occurred for an investment using a suitable proxy. Favourable scenario: this type of scenario occurred for an investment between 31/08/2018 and 31/08/2021. Moderate scenario: this type of scenario occurred for an investment between 30/12/2016 and 31/12/2019 Unfavourable scenario: this type of scenario occurred for an investment between 28/02/2020 and 28/02/2023 . What happens if Amundi Luxembourg S.A. is unable to pay out? A separate pool of assets is invested and maintained for each Sub-Fund of MULTI UNITS LUXEMBOURG. The assets and liabilities of the Sub-Fund are segregated from those of other sub-funds as well as from those of the Management Company, and there is no cross-liability among any of them. The Sub-Fund would not be liable if the Management Company or any delegated service provider were to fail or default. What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. COSTS OVER TIME The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, and how long you hold the product. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed: - In the first year you would get back the amount that you invested (0 % annual return). For the other holding periods we have assumed the product performs as shown in the moderate scenario. - EUR 10,000 is invested. Page 2 of 3 Investment EUR 10,000 Scenarios If you exit after 1 year3 years* Total Costs€16€51 Annual Cost Impact** 0.2% 0.2% * Recommended holding period. ** This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 0.20% before costs and 0.03% after costs. We do not charge an entry feeIf you are invested in this product as part of an insurance contract, the costs shown do not include additional costs that you could potentially bear. COMPOSITION OF COSTS If you exit One-off costs upon entry or exitafter 1 year Entry costs* We do not charge an entry fee for this product. Up to 0 EUR Exit costs*We do not charge an exit fee for this product, but the person selling you the product may do so. 0.00 EUR Ongoing costs taken each year Management fees and other 0.15% of the value of your investment per year. This percentage is based on actual costs over the last year. 15.00 EUR administrative or operating costs0.02% of the value of your investment per year. This is an estimate of the cost of buying and selling the Transaction costs 2.00 EURunderlying investments for the product. The actual amount depends on how much we buy and sell. Incidental costs taken under specific conditions Performance fees There is no performance fee for this product.0.00 EUR * Secondary Market: because the Sub-Fund is an ETF, Investors who are not Authorized Participants will generally only be able to buy or sell shares on the secondary market. Accordingly, investors will pay brokerage fees and/or transaction costs in connection with their dealings on stock exchange(s). These brokerage fees and/or transaction costs are not charged by, or payable to, the Sub-Fund nor the Management Company but to the investor own intermediary. In addition, the investors may also bear the costs of "bid-ask" spreads; meaning the difference between the prices at which shares can be bought and sold. Primary Market: Authorized Participants dealing directly with the Fund will pay related primary market transaction costs. How long should I hold it and can I take money out early? Recommended holding period: 3 years is based on our assessment of the risk and reward characteristics and costs of the Sub-Fund. This product is designed for medium-term investment; you should be prepared to stay invested for at least 3 years. You can redeem your investment at any time, or hold the investment longer. Order Schedule: Details of dealing frequency can be found under "What is this product?". Please see the "What are the costs?" section for details of any exit fees. How can I complain? If you have any complaints, you may: Call our complaints hotline on +352 2686 8001 Mail Amundi Luxembourg S.A. - Client Servicing - at 5, allée Scheffer 2520 Luxembourg, Luxembourg E-mail to info@amundi.com In the case of a complaint you must clearly indicate your contact details (name, address, phone number or email address) and provide a brief explanation of your complaint. More information is available on our website www.amundi.lu. If you have a complaint about the person that advised you about this product, or who sold it to you, they will tell you where to complain. Other Relevant Information You may find the prospectus, statutes, key investor documents, notices to investors, financial reports, and further information documents relating to the Sub-Fund including various published policies of the Sub-Fund on our website www.amundi.lu. You may also request a copy of such documents at the registered office of the Management Company. Past performance: You can download the past performance of the Sub-Fund over the last 5 years at www.amundi.lu. Performance scenarios: You can find previous performance scenarios updated on a monthly basis at www.amundi.lu. Page 3 of 3