KEY INFORMATION DOCUMENT Purpose: This document provides you with key information about this investment product. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this product and to help you compare it with other products.

Product Amundi Smart Overnight Return UCITS ETF DIST A Sub-Fund of MULTI UNITS LUXEMBOURG LU2082999306 - Currency: EUR This Sub-Fund is authorised in Luxembourg. Management Company: Amundi Luxembourg S.A. (thereafter: "we"), a member of the Amundi Group of companies, is authorised in Luxembourg and regulated by the Commission de Surveillance du Secteur Financier (CSSF). The CSSF is responsible for supervising Amundi Luxembourg S.A. in relation to this Key Information Document. For more information, please refer to www.amundi.lu or call +352 2686 8001. This document was published on 27/03/2025.What is this product? Type: Shares of a Sub-Fund of MULTI UNITS LUXEMBOURG, an Undertaking for Collective Investments in Transferable Securities (UCITS), established as a SICAV. Term: The term of the Sub-Fund is unlimited. The Management Company may terminate the fund by liquidation or merger with another fund in accordance with legal requirements. Objectives: This Sub-Fund is passively managed.

The investment objective of the Sub-Fund is to reflect the performance of the euro short-term rate (“€STR”) compounded rate (the “Benchmark Index”) and to minimize the tracking error between the net asset value of the Sub-Fund and the performance of the Benchmark Index. The anticipated level of the tracking error, under normal market conditions is indicated in the prospectus of the Sub-Fund.

The euro short-term rate (€STR) reflects the wholesale euro unsecured overnight borrowing costs of banks located in the Euro area. The €STR is published on each Business Day based on transactions conducted and settled on the previous Business Day (the reporting date “T”) with a maturity date of T+1 which are deemed to have been executed at arm’s length and thus reflect market rates in an unbiased way. The daily compounded €STR is calculated and published by the European Central Bank (ECB). The ECB reviews the €STR methodology and publishes a report every year.

Updated composition of the Sub-Fund holdings is available on www.amundietf.com.

In addition, the indicative net asset value is published on the Reuters and Bloomberg pages of the Sub-Fund, and might also be mentioned on the websites of the stock exchanges where the Sub-Fund is listed.

The Sub-Fund will apply an Indirect Replication methodology to get exposition to the Benchmark Index. The Sub-Fund will invest into an investment portofolio, consisting of transferable securities or units or shares of UCITS, financial derivative instruments (in particular total return swap, currency forwards and currency swaps transactions strictly designed to hedge currency risks, interest rate swaps transactions aiming at reducing interest rate risks). The Sub-Fund may receive collateral from credit institutions to reduce part or all of the counterparty risks, or derivatives traded with such credit institutions.

More information about the investment portfolio or the investment strategy of the Sub-Fund is detailed in the Prospectus of the Sub-Fund. Intended Retail Investor: This product is intended for investors, with a basic knowledge of and no or limited experience of investing in funds seeking to preserve some or all of the capital invested over the recommended holding period with the ability to bear losses up to the amount invested. Redemption and Dealing: The Sub-Fund's shares are listed and traded on one or more stock exchanges. In normal circumstances, you may deal in shares during the trading hours of the stock exchanges. Only authorised participants (e.g., selected financial institutions) may deal in shares directly with the Sub-Fund on the primary market. Further details are provided in the MULTI UNITS LUXEMBOURG prospectus. Distribution policy: The Fund’s amounts available for distribution (if any) will be distributed. More Information: You may get further information about the Sub-Fund, including the prospectus, and financial reports which are available at and free of charge on request from: Amundi Luxembourg S.A. at 5, allée Scheffer 2520 Luxembourg, Luxembourg. The Net Asset Value of the Sub-Fund is available on www.amundi.lu

Depositary: Societe Generale Luxembourg. Page 1 of 3 What are the risks and what could I get in return? RISK INDICATORThe risk indicator assumes you keep the product for 0.25 year.

Lower Risk

Higher Risk

The summary risk indicator is a guide to the level of risk of this product compared to other products. It shows how likely it is that the product will lose money because of movement in the markets or because we are not able to pay you. We have classified this product as 1 out of 7, which is the lowest risk class. This rates the potential losses from future performance at a very low level, and poor market conditions are very unlikely to impact our capacity to pay you.

Additional risks: Market liquidity risk could amplify the variation of product performances.

This product does not include any protection from future market performance so you could lose some or all of your investment. Beside the risks included in the risk indicator, other risks may affect the Sub-Fund’s performance. Please refer to the MULTI UNITS LUXEMBOURG prospectus. PERFORMANCE SCENARIOS The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the Sub-Fund over the last 10 years. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances.

What you get from this product depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted.

Recommended holding period : 0.25 year

Investment EUR 10,000 Scenarios

If you exit after

0.25 year MinimumThere is no minimum guaranteed return. You could lose some or all of your investment.What you might get back after costs €9,940 Stress ScenarioAverage return each year -0.6%What you might get back after costs €9,940 Unfavourable ScenarioAverage return each year -0.6%What you might get back after costs €9,950 Moderate ScenarioAverage return each year -0.5%What you might get back after costs €10,390 Favourable ScenarioAverage return each year 3.9% The figures shown include all the costs of the product itself, but may or may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back.

This type of scenario occurred for an investment using a suitable proxy. Favourable scenario: this type of scenario occurred for an investment between 31/07/2023 and 31/07/2024. Moderate scenario: this type of scenario occurred for an investment between 28/02/2017 and 28/02/2018 Unfavourable scenario: this type of scenario occurred for an investment between 30/07/2021 and 29/07/2022 .

What happens if Amundi Luxembourg S.A. is unable to pay out? A separate pool of assets is invested and maintained for each Sub-Fund of MULTI UNITS LUXEMBOURG. The assets and liabilities of the Sub-Fund are segregated from those of other sub-funds as well as from those of the Management Company, and there is no cross-liability among any of them. The Sub-Fund would not be liable if the Management Company or any delegated service provider were to fail or default.

What are the costs? The person advising on or selling you this product may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment.

COSTS OVER TIME The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest, and how long you hold the product. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed: - In the first year you would get back the amount that you invested (0 % annual return). For the other holding periods we have assumed the product performs as shown in the moderate scenario. - EUR 10,000 is invested. Page 2 of 3

Investment EUR 10,000 Scenarios If you exit after

0.25 year* Total Costs

€2 Annual Cost Impact** 0.0% * Recommended holding period. ** This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be -0.48% before costs and -0.50% after costs. We do not charge an entry fee

If you are invested in this product as part of an insurance contract, the costs shown do not include additional costs that you could potentially bear. COMPOSITION OF COSTS If you exit after 0.25

One-off costs upon entry or exit year Entry costs*

We do not charge an entry fee for this product.

Up to 0 EURWe do not charge an exit fee for this product, but the person selling you the Exit costs*0.00 EURproduct may do so. Ongoing costs taken each year Management fees and other administrative or 0.10% of the value of your investment per year. This percentage is an estimate.2.50 EUR operating costs Transaction costs

We do not charge a transaction fee for this product 0.00 EUR

Incidental costs taken under specific conditions Performance fees

There is no performance fee for this product.

0.00 EUR * Secondary Market: because the Sub-Fund is an ETF, Investors who are not Authorized Participants will generally only be able to buy or sell shares on the secondary market. Accordingly, investors will pay brokerage fees and/or transaction costs in connection with their dealings on stock exchange(s). These brokerage fees and/or transaction costs are not charged by, or payable to, the Sub-Fund nor the Management Company but to the investor own intermediary. In addition, the investors may also bear the costs of "bid-ask" spreads; meaning the difference between the prices at which shares can be bought and sold. Primary Market: Authorized Participants dealing directly with the Fund will pay related primary market transaction costs.

How long should I hold it and can I take money out early? Recommended holding period: 0.25 year is based on our assessment of the risk and reward characteristics and costs of the Sub-Fund.

This product is designed for short-term investment; you should be prepared to stay invested for at least 0.25 years. You can redeem your investment at any time, or hold the investment longer.

Order Schedule: Details of dealing frequency can be found under "What is this product?". Please see the "What are the costs?" section for details of any exit fees. How can I complain? If you have any complaints, you may: Call our complaints hotline on +352 2686 8001 Mail Amundi Luxembourg S.A. - Client Servicing - at 5, allée Scheffer 2520 Luxembourg, Luxembourg E-mail to info@amundi.com

In the case of a complaint you must clearly indicate your contact details (name, address, phone number or email address) and provide a brief explanation of your complaint. More information is available on our website www.amundi.lu. If you have a complaint about the person that advised you about this product, or who sold it to you, they will tell you where to complain. Other Relevant Information You may find the prospectus, statutes, key investor documents, notices to investors, financial reports, and further information documents relating to the Sub-Fund including various published policies of the Sub-Fund on our website www.amundi.lu. You may also request a copy of such documents at the registered office of the Management Company.

Past performance: There is insufficient data to provide a useful indication of past performance to retail investors. Performance scenarios: You can find previous performance scenarios updated on a monthly basis at www.amundi.lu. Page 3 of 3