KEY INFORMATION DOCUMENT Purpose This document provides you with key information about this investment fund. It is not marketing material. The information is required by law to help you understand the nature, risks, costs, potential gains and losses of this portfolio and to help you compare it with other investment funds. ProductGlobal Disruptors Portfolio a sub-fund of AB SICAV I Class UCITS ETF USD Acc Shares (ISIN: LU3322522163) AB SICAV I is an open-ended investment company with variable capital (société d'investissement à capital variable) and is managed by AllianceBernstein (Luxembourg) S.à r.l., a member of the AllianceBernstein Group, which is authorised in Luxembourg, and regulated by the Commission de Surveillance du Secteur Financier (CSSF). For more information on this Fund, please refer to www.alliancebernstein.com or call +352 46 39 36 151. This document was published on 17/03/2026.What is this product? Type Equities: Securities that represent an ownership stake in a company. This is a listed ETF share class of an open-ended investment fund. Other investment purposes: In line with the Portfolio's investment objective Term and policy, means to gain exposure. The Portfolio does not have a specific maturity date. The Board may unilaterally Responsible investing decide to liquidate the Portfolio in accordance with the Fund's prospectus.The Portfolio is classified as Article 8 under Regulation (EU) 2019/2088 of the Investment objective European Parliament and of the Council of 27 November 2019 onsustainability-related disclosures in the financial services sector (SFDR). For The Portfolio seeks to increase the value of your investment over time through more information, please refer to the SFDR Pre-Contractual Disclosures in the capital growth.Fund's prospectus. Investment policy Benchmark Under normal market conditions, the Portfolio typically invests at least 80% ofMSCI ACWI Growth Index used for performance comparison. its assets in equity securities of companies that the Investment Manager believes are “disruptive” innovation leaders at the forefront of global innovation The Portfolio is actively managed and the Investment Manager is not in their respective industries. These companies may be located anywhere in the constrained by its benchmark. Please see the Fund's prospectus for more world, including in emerging markets countries. The Investment Manager information. expects the Portfolio to be a region and sector agnostic, although the Intended retail investor Investment Manager's focus on disruptive innovation leaders may result in aThe Portfolio is intended for investors with a basic knowledge and limited/no high concentration of investment in one or more regions or industries. experience of investing in funds. This Portfolio is intended for investors seeking The Portfolio may invest in all markets on which these equity securities are to increase the value of their investment over the recommended holding period traded, such as China Connect Scheme markets for China A-shares andand understand the risk of losing some or all the capital invested. offshore markets for H-shares. The Portfolio may also invest in China through the QFI scheme.Portfolio currency The Portfolio may invest in, or be exposed to, the following asset classes up to The reference currency of the Portfolio is USD. the percentages of assets indicated: Share class currency •emerging market countries (including Mainland China companies): 30% The reference currency of the share class is USD. •real estate investment trusts: 25%Distribution policy The Portfolio's investments may include depositary receipts, convertible This share class is a non-distributing share class. Income and capital gains securities and ETFs. The Portfolio may be exposed to any currency. derived from the Portfolio are reinvested. The Portfolio uses derivatives for hedging (reducing risks), efficient portfolio management and for investment purposes.Redemption Terms to understandThe share class is listed and traded on one or more stock exchanges. In normalcircumstances, you may buy or sell shares daily through a broker on the stock China A-shares: Shares in mainland China-based companies that trade on exchange during the trading hours of the relevant stock exchanges. In Chinese stock exchanges such as the Shanghai Stock Exchange and theexceptional circumstances you will be permitted to redeem your shares directly Shenzhen Stock Exchange. A-shares are generally available for purchase by from AllianceBernstein (Luxembourg) S.à r.l. in accordance with the Fund's mainland citizens in China; foreign investment in A-shares is subject to prospectus disclosures. Only authorised participants (e.g., selected financial significant regulatory restrictions. institutions) may deal in shares directly with the Portfolio on the primary market. China Connect Scheme: A trading-linked program for Chinese securities The latest price units and other practical information for this Portfolio can be developed by, among others, the Hong Kong, Shanghai, and Shenzhen stockfound at: www.alliancebernstein.com exchanges. Derivatives: Financial instruments whose value is linked to one or Depositary more rates, indices, share prices or other values.Brown Brothers Harriman (Luxembourg) S.C.A. Emerging market countries: Nations whose economies and securities markets are less established. 80, route d'Esch, L-1470 Luxembourg PRIIPs KID – AB SICAV I – Global Disruptors Portfolio – UCITS ETF USD Acc USD – LU3322522163 – 17/03/2026 Page 1 of 3What are the risks and what could I get in return? Risk The rating does not reflect the possible effects of unusual market conditions orlarge unpredictable events, which could amplify everyday risks and could Lower risk Higher risk trigger other risks, such as:Counterparty risk: If an entity with which the Portfolio does businessbecomes insolvent, payments owed to the Portfolio could be delayed, reduced1 23 45 6 7 and/or eliminated.Currency risk: In the event of a share class denominated in a differentcurrency than the investor's local currency, the return of the investor will be The risk indicator assumes you keep your investment in the Portfolio for 5 impacted by the exchange rate between the share class currency and the years. investor's local currency. This is the recommended holding period for this Portfolio. Liquidity risk: Certain securities could become hard to buy or to sell at a You may not be able to sell your shares easily or you may have to sell at a price desired time or price. that significantly impacts on how much you get back. Secondary Market Risk: ETF share classes are subject to risks relating to The summary risk indicator (SRI) is a guide to the level of risk of this Portfolio listing, liquidity, trading and settlement. There can be no guarantee that once compared to other investment funds. It shows how likely it is that the Portfolio the Shares are listed or traded on a stock exchange they will remain listed or will lose money because of movements in the markets. traded on that stock exchange. As the market price at which the Shares are The Portfolio is classified as 4 out of 7, which is a medium risk class. traded on the Secondary Market may differ from the Net Asset Value per Share,investors may pay more than the then current Net Asset Value when buying ETF Risks materially relevant to the Portfolio but not adequately captured by Shares and may receive less than the current Net Asset Value when selling the SRI: them.You can find more information about the other risks in the Fund's prospectusat: www.alliancebernstein.com Performance Scenarios What you will get from this share class depends on future market performance. Market developments in the future are uncertain and cannot be accurately predicted. The unfavourable, moderate, and favourable scenarios shown are illustrations using the worst, average, and best performance of the share class over the last 10 years. The scenarios shown are illustrations based on results from the past and on certain assumptions. Markets could develop very differently in the future. The stress scenario shows what you might get back in extreme market circumstances, and it does not take into account the situation where we are not able to pay you. If applicable, for any periods before the share class activation/reactivation a similar share class proxy was used to replicate expected returns. Recommended holding period:5 years Example Investment:10,000 USD If you exit after 1 yearIf you exit after 5 years Scenarios MinimumThere is no minimum guaranteed return and you could lose some or all of your investment. Stress What you might get back after costs 3,680 USD 3,000 USD Average return each year-63.2% -21.4% Unfavourable What you might get back after costs 7,070 USD 12,270 USD Average return each year-29.3% 4.2% Moderate What you might get back after costs 11,790 USD 18,840 USD Average return each year17.9% 13.5% Favourable What you might get back after costs 15,900 USD 24,800 USD Average return each year59.0% 19.9% This table shows the money you could get back over the next 5 years, under different scenarios, assuming that you invest USD 10,000. The scenarios shown illustrate how your investment could perform. You can compare them with the scenarios of other investment funds. The scenarios presented are an estimate of future performance based on evidence from the past, and are not an exact indicator. What you get will vary depending on how the market performs and how long you keep the investment. The figures shown include all the costs of the share class itself, but may not include all the costs that you pay to your advisor or distributor. The figures do not take into account your personal tax situation, which may also affect how much you get back. Unfavourable scenario: This type of scenario occurred for an investment in the benchmark between November 2024 and November 2025. Moderate scenario: This type of scenario occurred for an investment in the benchmark between October 2019 and October 2024. Favourable scenario: This type of scenario occurred for an investment in the benchmark between December 2016 and December 2021. What happens if AllianceBernstein (Luxembourg) S.à r.l. is unable to pay out? The Fund's assets are held with a separate company, the depositary, so the Fund's ability to pay out would not be affected by the insolvency of AllianceBernstein (Luxembourg) S.à r.l. However, in the event of the depositary's insolvency, the Fund may suffer a financial loss. However, this risk is mitigated to a certain extent by the fact the depositary is required by law to segregate its own assets from the assets of the Fund. There is no investor compensation scheme in place which may offset, all or part, of this loss. PRIIPs KID – AB SICAV I – Global Disruptors Portfolio – UCITS ETF USD Acc USD – LU3322522163 – 17/03/2026 Page 2 of 3 What are the costs? Costs over time: The Reduction in Yield (RIY) shows what impact the total costs you pay will have on the investment return you might get. The total costs take into account one-off, ongoing and incidental costs. The tables show the amounts that are taken from your investment to cover different types of costs. These amounts depend on how much you invest and how long you hold your investment in the Portfolio. The amounts shown here are illustrations based on an example investment amount and different possible investment periods. We have assumed: - In the first year you would get back the amount that you invested (0 % annual return). For the other holding periods we have assumed the share class performs at the greater of 0 % or as shown in the moderate scenario; - USD 10,000 is invested. If you exit after 1 year If you exit after 5 years Total costs 104 USD520 USD Annual cost impact (*)1.1% 1.2% each year (*)This illustrates how costs reduce your return each year over the holding period. For example it shows that if you exit at the recommended holding period your average return per year is projected to be 14.7% before costs and 13.5% after costs. The person advising on or selling you this Portfolio may charge you other costs. If so, this person will provide you with information about these costs and how they affect your investment. We may share part of the costs with the person selling you the Portfolio to cover the services they provide to you. Composition of costs: The table below shows: - the impact each year of the different types of costs on the investment return you might get at the end of the recommended holding period; - the meaning of the different cost categories. For additional information about share class characteristics and costs, please refer to the prospectus which is available at www.alliancebernstein.com One-off costs upon entry or exitIf you exit after 1 year Entry costs There is no entry fee on the share class.(*) 0 USD Exit costsThere is no exit fee charged on the share class.(*) 0 USD Ongoing costs taken each year Management fees and other administrative or operating 0.78% of the value of your investment per year. This figure is an estimate. 78 USD costs0.26% of the value of your investment per year. This is an estimate of the costs incurred when we Transaction costs buy and sell the underlying investments of the Portfolio. The actual amount will vary depending on26 USDhow much we buy and sell. Incidental costs taken under specific conditions Performance fees There is no performance fee for this share class. 0 USD (*) This does not apply to secondary market investors. Retail investors who are not authorised participants or authorized investors will typically be able to buy or sell shares only on the secondary market, where shares of the Portfolio are traded through an intermediary (such as a broker). In this scenario, these investors may face fees and costs that are payable to the intermediary, but these are not charged by the Portfolio or the Manufacturer. Authorised participants who transact directly with the Fund will incur the associated transaction costs.How long should I hold it and can I take money out early? The Portfolio has no required minimum holding period but is designed for long-term investment; an investment period of minimum 5 years is recommended. Shares in the Portfolio can be purchased and redeemed on each Business Day. For practical information, please refer to the “What is this product?” section. How can I complain? Complaints can be submitted in writing: • By post to: AllianceBernstein (Luxembourg) S.à r.l., Attn. Complaint Handling Officer, 2-4, rue Eugène Ruppert, L-2453 Luxembourg • Via email to: ABLux-complaint@alliancebernstein.com For more information, please refer to:www.alliancebernstein.com/go/Complaint-Policy Other relevant information You may obtain free of charge the prospectus in English, French and German, the latest annual and semi-annual reports in English and German, as well as the Net Asset Value (NAV) of the shares at the registered office of the Management Company or online at www.alliancebernstein.com More information on the intra-day Net Asset Value and portfolio holdings is available at www.alliancebernstein.com/go/ETFdetails Past performance/Performance Scenarios: Information on the share class past performance for the past 10 years and previous performance scenarios updated on a monthly basis is available at www.alliancebernstein.com/go/kid Tax Legislation: The Fund is subject to the tax laws and regulations of Luxembourg and this might have an impact on your personal tax situation depending on your country of residence. This key information document will be updated at least every 12 months following the date of the initial publication, unless there are any ad hoc changes. PRIIPs KID – AB SICAV I – Global Disruptors Portfolio – UCITS ETF USD Acc USD – LU3322522163 – 17/03/2026 Page 3 of 3